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Upturn AI SWOT - About
NLY 
Annaly Capital Management Inc (NLY)
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Upturn Advisory Summary
07/29/2025: NLY (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Number of Analysts
14 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $20.84
1 Year Target Price $20.84
| 5 | Strong Buy |
| 4 | Buy |
| 5 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 7.31% | Avg. Invested days 45 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 07/29/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 13.39B USD | Price to earnings Ratio 20.08 | 1Y Target Price 20.84 |
Price to earnings Ratio 20.08 | 1Y Target Price 20.84 | ||
Volume (30-day avg) 14 | Beta 1.28 | 52 Weeks Range 16.00 - 20.92 | Updated Date 07/28/2025 |
52 Weeks Range 16.00 - 20.92 | Updated Date 07/28/2025 | ||
Dividends yield (FY) 12.70% | Basic EPS (TTM) 1.03 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-07-22 | When Before Market | Estimate 0.7138 | Actual 0.73 |
Profitability
Profit Margin 73.1% | Operating Margin (TTM) 20.86% |
Management Effectiveness
Return on Assets (TTM) 0.73% | Return on Equity (TTM) 6.03% |
Valuation
Trailing PE 20.08 | Forward PE 7.24 | Enterprise Value 108883918848 | Price to Sales(TTM) 13.42 |
Enterprise Value 108883918848 | Price to Sales(TTM) 13.42 | ||
Enterprise Value to Revenue 44.04 | Enterprise Value to EBITDA - | Shares Outstanding 642076032 | Shares Floating 640901128 |
Shares Outstanding 642076032 | Shares Floating 640901128 | ||
Percent Insiders 0.14 | Percent Institutions 57.08 |
Upturn AI SWOT
Annaly Capital Management Inc
Company Overview
History and Background
Annaly Capital Management Inc. was founded in 1997. It's a real estate investment trust (REIT) that invests in mortgage-backed securities (MBS). Initially focused on agency MBS, it has expanded into commercial real estate and other credit assets.
Core Business Areas
- Agency MBS: Invests in agency mortgage-backed securities guaranteed by government-sponsored entities like Fannie Mae and Freddie Mac.
- Residential Credit: Invests in non-agency residential mortgage loans and securities.
- Commercial Real Estate: Invests in commercial mortgage loans, securities, and other commercial real estate-related assets.
- Corporate Debt: Invests in corporate debt, including both investment-grade and non-investment-grade securities.
Leadership and Structure
The current CEO is Serena D. Wolfe. The company is structured as a REIT, with a board of directors overseeing management.
Top Products and Market Share
Key Offerings
- Agency MBS: Invests in MBS guaranteed by U.S. government agencies like Fannie Mae and Freddie Mac. Competitors include AGNC Investment Corp and Chimera Investment Corporation. Market share data for specific MBS investments fluctuates based on portfolio composition changes and overall market activity, making precise market share difficult to define. Agency MBS is a highly liquid and competitive market.
- Residential Credit: Invests in non-agency residential mortgage loans and securities. Competitors include various private equity firms and REITs focused on credit investments. This includes loan originators and servicers. Market share is fragmented and varies depending on specific loan types and geographies.
Market Dynamics
Industry Overview
The mortgage REIT industry is influenced by interest rates, credit spreads, and government policies. Currently, the industry faces challenges due to interest rate volatility and potential changes in monetary policy.
Positioning
Annaly is one of the largest mortgage REITs. Its competitive advantage lies in its scale, diversification across asset classes, and long track record. However, it is highly susceptible to interest rate fluctuations.
Total Addressable Market (TAM)
The TAM for mortgage-backed securities is trillions of dollars globally. Annaly captures a fraction of this, with its positioning and size allowing it to benefit from economies of scale in managing mortgage portfolios. Their TAM depends on their segment exposure and is very large.
Upturn SWOT Analysis
Strengths
- Scale and diversification
- Experienced management team
- Access to capital markets
- Established relationships with agencies
Weaknesses
- High sensitivity to interest rate changes
- Reliance on leverage
- Complexity of portfolio management
- Fluctuating dividend yields
Opportunities
- Expansion into new asset classes
- Increased investment in residential credit
- Strategic acquisitions
- Leveraging technology for efficiency
Threats
- Rising interest rates
- Changes in government policies
- Increased competition
- Economic downturn
Competitors and Market Share
Key Competitors
- AGNC
- ARR
- IVR
Competitive Landscape
Annaly is a leader in the mortgage REIT space but faces competition from other large REITs and private equity firms. Its size provides economies of scale, but its high leverage makes it vulnerable to market shocks.
Major Acquisitions
CreXus Investment Corp.
- Year: 2013
- Acquisition Price (USD millions): 845
- Strategic Rationale: Diversified into commercial real estate lending.
Growth Trajectory and Initiatives
Historical Growth: Annaly's growth has been driven by acquisitions and expansion into new asset classes. However, performance has been volatile due to interest rate fluctuations.
Future Projections: Future growth depends on the company's ability to manage interest rate risk and deploy capital effectively. Analyst estimates vary based on market conditions.
Recent Initiatives: Recent initiatives include diversification into different credit assets and strategic portfolio management to mitigate interest rate risk.
Summary
Annaly Capital Management is a large mortgage REIT with diversification as a strength, though it relies on high leverage making it vulnerable to interest rates. Annaly has expanded into new asset classes and maintains a track record of dividends, which fluctuate with company performance. To perform well they need to continue diversification to balance the risk of changing rates. Fluctuating interest rates represent its major external risk.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings, Analyst reports, Market data providers
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be based on individual circumstances and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Annaly Capital Management Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 1997-10-08 | CEO, Co-Chief investment Officer & Director Mr. David L. Finkelstein C.F.A. | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 191 | Website https://www.annaly.com |
Full time employees 191 | Website https://www.annaly.com | ||
Annaly Capital Management, Inc., a diversified capital manager, engages in the mortgage finance business. The company invests in agency mortgage-backed securities collateralized by residential mortgages; non-agency residential whole loans and securitized products within the residential and commercial markets; mortgage servicing rights; agency commercial mortgage-backed securities; to-be-announced forward contracts; residential mortgage loans; and agency or private label credit risk transfer securities. It has elected to be taxed as a real estate investment trust (REIT). As a REIT, it is not subject to federal income tax to the extent that it distributes its taxable income to its shareholders. The company was incorporated in 1996 and is based in New York, New York.
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