Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
NLY 
Annaly Capital Management, Inc. (NLY)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- 1Y
- 1M
- 1W
Upturn Advisory Summary
10/29/2025: NLY (3-star) is a REGULAR-BUY. BUY since 3 days. Simulated Profits (-2.36%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
14 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $21.85
1 Year Target Price $21.85
| 5 | Strong Buy |
| 4 | Buy |
| 5 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 7.98% | Avg. Invested days 45 | Today’s Advisory Regular Buy |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 10/29/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 14.07B USD | Price to earnings Ratio 9.14 | 1Y Target Price 21.85 |
Price to earnings Ratio 9.14 | 1Y Target Price 21.85 | ||
Volume (30-day avg) 14 | Beta 1.3 | 52 Weeks Range 15.47 - 21.70 | Updated Date 10/29/2025 |
52 Weeks Range 15.47 - 21.70 | Updated Date 10/29/2025 | ||
Dividends yield (FY) 13.06% | Basic EPS (TTM) 2.26 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-10-29 | When After Market | Estimate 0.72 | Actual 0.73 |
Profitability
Profit Margin 81.34% | Operating Margin (TTM) 92.73% |
Management Effectiveness
Return on Assets (TTM) 1.33% | Return on Equity (TTM) 10.94% |
Valuation
Trailing PE 9.14 | Forward PE 6.9 | Enterprise Value 120998182912 | Price to Sales(TTM) 7.65 |
Enterprise Value 120998182912 | Price to Sales(TTM) 7.65 | ||
Enterprise Value to Revenue 43.93 | Enterprise Value to EBITDA - | Shares Outstanding 681052317 | Shares Floating 679833233 |
Shares Outstanding 681052317 | Shares Floating 679833233 | ||
Percent Insiders 0.11 | Percent Institutions 57.16 |
Upturn AI SWOT
Annaly Capital Management, Inc.
Company Overview
History and Background
Annaly Capital Management, Inc. was founded in 1997. It is a mortgage real estate investment trust (REIT) that invests in agency mortgage-backed securities (MBS), non-agency MBS, and other real estate-related assets. Over time, it has grown to become one of the largest mortgage REITs.
Core Business Areas
- Agency MBS: Invests in agency MBS guaranteed by government-sponsored enterprises like Fannie Mae and Freddie Mac. These securities represent a claim on the cash flows from a pool of mortgages.
- Residential Credit: Focuses on investing in and managing residential credit assets, including non-agency MBS and other mortgage-related investments.
- Mortgage Servicing Rights (MSR): Invests in MSR, which are contractual rights to service a portfolio of mortgage loans on behalf of investors.
- Corporate Debt: Invests in corporate debt and equity.
Leadership and Structure
Annaly's leadership includes the Chief Executive Officer, Chief Financial Officer, and other key executives. The company has a board of directors that oversees its operations. The organizational structure is designed to manage its various investment strategies and operations effectively.
Top Products and Market Share
Key Offerings
- Agency MBS: Agency MBS are Annaly's primary investment. Market share data is difficult to pinpoint, as it depends on the specific MBS pools and investor strategies. Annaly competes with other REITs, institutional investors, and hedge funds in the agency MBS market. Competitors are AGNC Investment Corp (AGNC), ARMOUR Residential REIT (ARR), and Invesco Mortgage Capital Inc (IVR).
- Residential Credit: Annaly invests in non-agency MBS and other residential credit assets. Competitors include other REITs and private equity firms focusing on credit-related investments. Exact market share is fragmented and dependent on specific investment strategies. Competitors are Chimera Investment Corporation (CIM) and Redwood Trust, Inc. (RWT).
- Mortgage Servicing Rights (MSR): Annaly invests in MSR. Competitors include other REITs and companies that manage MSRs. Exact market share is fragmented and dependent on specific investment strategies. Competitors are New Residential Investment Corp. (NRZ), now known as Rithm Capital Corp (RITM)
Market Dynamics
Industry Overview
The mortgage REIT industry is influenced by interest rates, economic conditions, and government policies related to housing and mortgage markets. The industry is also affected by monetary policy from the Fed.
Positioning
Annaly is one of the largest mortgage REITs, with a significant presence in the agency MBS market. Its competitive advantage lies in its size, experience, and access to capital.
Total Addressable Market (TAM)
The TAM for mortgage-backed securities is in the trillions of dollars. Annaly, being a large player, has access to a substantial portion of this market, but its actual investment is a fraction of the total TAM due to capital constraints and investment strategies.
Upturn SWOT Analysis
Strengths
- Scale and experience in the mortgage REIT sector
- Access to capital markets
- Diversified investment portfolio
- Experienced management team
Weaknesses
- Sensitivity to interest rate fluctuations
- Reliance on short-term borrowing to fund long-term assets
- Complexity of mortgage-backed securities
- High leverage
Opportunities
- Expansion into new investment strategies
- Increased demand for mortgage financing
- Potential for higher interest rates to increase net interest income
- Government programs supporting the housing market
Threats
- Rising interest rates
- Economic recession
- Increased competition
- Changes in government regulations
Competitors and Market Share
Key Competitors
- AGNC
- ARR
- IVR
- CIM
- RWT
- RITM
Competitive Landscape
Annaly's advantages include its size and experience, while its disadvantages may include its high leverage and sensitivity to interest rate fluctuations.
Major Acquisitions
CreXus Investment Corp.
- Year: 2013
- Acquisition Price (USD millions): 845
- Strategic Rationale: Acquisition was to diversify into commercial real estate lending.
Growth Trajectory and Initiatives
Historical Growth: Annaly's growth has been influenced by its ability to raise capital and invest in attractive mortgage-backed securities. However, its performance has also been affected by interest rate fluctuations and economic conditions.
Future Projections: Future growth projections are dependent on market conditions and the company's ability to execute its investment strategy. Analysts' estimates are important for this section.
Recent Initiatives: Recent strategic initiatives could include changes in investment strategy, acquisitions, or efforts to reduce its cost of capital.
Summary
Annaly Capital Management is a major player in the mortgage REIT sector, leveraging its scale and experience in agency MBS and residential credit. The company's sensitivity to interest rate changes and reliance on leverage pose risks. Diversification efforts, such as MSR investments, aim to mitigate these risks. Investors need to keep a close eye on market conditions and Annaly's strategic decisions to assess its future growth potential.
Similar Stocks
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Investor Relations
- Yahoo Finance
- Bloomberg
- Analyst Reports
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Investment decisions should be based on individual research and consultation with a financial professional. Market share estimations are approximate and may vary depending on the source.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Annaly Capital Management, Inc.
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 1997-10-08 | CEO, Co-Chief investment Officer & Director Mr. David L. Finkelstein C.F.A. | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 191 | Website https://www.annaly.com |
Full time employees 191 | Website https://www.annaly.com | ||
Annaly Capital Management, Inc., a diversified capital manager, engages in the mortgage finance business. The company invests in agency mortgage-backed securities collateralized by residential mortgages; non-agency residential whole loans and securitized products within the residential and commercial markets; mortgage servicing rights; agency commercial mortgage-backed securities; to-be-announced forward contracts; residential mortgage loans; and agency or private label credit risk transfer securities. It has elected to be taxed as a real estate investment trust (REIT). As a REIT, it is not subject to federal income tax to the extent that it distributes its taxable income to its shareholders. The company was incorporated in 1996 and is based in New York, New York.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.