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Upturn AI SWOT - About
NLY 
Annaly Capital Management, Inc. (NLY)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
09/12/2025: NLY (3-star) is a STRONG-BUY. BUY since 51 days. Simulated Profits (13.87%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
14 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $21.2
1 Year Target Price $21.2
| 5 | Strong Buy |
| 4 | Buy |
| 5 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 13.39% | Avg. Invested days 49 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 09/12/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 14.13B USD | Price to earnings Ratio 21.15 | 1Y Target Price 21.2 |
Price to earnings Ratio 21.15 | 1Y Target Price 21.2 | ||
Volume (30-day avg) 14 | Beta 1.3 | 52 Weeks Range 16.00 - 22.45 | Updated Date 09/14/2025 |
52 Weeks Range 16.00 - 22.45 | Updated Date 09/14/2025 | ||
Dividends yield (FY) 12.19% | Basic EPS (TTM) 1.04 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 68.12% | Operating Margin (TTM) 58.91% |
Management Effectiveness
Return on Assets (TTM) 0.73% | Return on Equity (TTM) 6.03% |
Valuation
Trailing PE 21.15 | Forward PE 7.56 | Enterprise Value 111552389120 | Price to Sales(TTM) 13.18 |
Enterprise Value 111552389120 | Price to Sales(TTM) 13.18 | ||
Enterprise Value to Revenue 44.81 | Enterprise Value to EBITDA - | Shares Outstanding 642076032 | Shares Floating 640856182 |
Shares Outstanding 642076032 | Shares Floating 640856182 | ||
Percent Insiders 0.12 | Percent Institutions 60.53 |
Upturn AI SWOT
Annaly Capital Management, Inc.
Company Overview
History and Background
Annaly Capital Management, Inc. was founded in 1997. It is a mortgage real estate investment trust (mREIT) that invests in agency mortgage-backed securities (MBS), non-agency MBS, residential loans, commercial real estate, and other real estate-related assets.
Core Business Areas
- Agency MBS: Invests in agency mortgage-backed securities (MBS) guaranteed by government-sponsored enterprises such as Fannie Mae, Freddie Mac, and Ginnie Mae.
- Residential Credit: Invests in non-agency mortgage-backed securities, mortgage servicing rights (MSRs), and residential loans.
- Commercial Real Estate: Focuses on commercial mortgage loans and other commercial real estate debt and equity investments.
Leadership and Structure
Annaly's leadership team includes Serena Owens (Interim CEO). The company has a traditional corporate structure with various departments and teams focusing on investments, risk management, finance, and operations.
Top Products and Market Share
Key Offerings
- Agency Mortgage-Backed Securities (MBS): Annaly invests primarily in agency MBS. Market share is difficult to pinpoint exactly, but Annaly is one of the largest mREITs focused on this market. Competitors include AGNC Investment Corp, ARMOUR Residential REIT, and MFA Financial.
- Residential Credit: Investments in non-agency MBS and residential loans provide diversification. Specific market share data is not readily available. Competitors include PennyMac Mortgage Investment Trust and New Residential Investment Corp.
Market Dynamics
Industry Overview
The mREIT industry is highly sensitive to interest rate changes, credit spreads, and prepayment speeds. The industry is currently facing uncertainty due to fluctuating interest rates and inflation.
Positioning
Annaly is a large, well-established mREIT with a focus on agency MBS. Its size provides economies of scale, but it is also highly exposed to interest rate risk.
Total Addressable Market (TAM)
The TAM for mortgage-backed securities is trillions of dollars. Annaly captures a small percentage of this market, but its position as one of the largest mREITs provides significant influence.
Upturn SWOT Analysis
Strengths
- Large Asset Base
- Experienced Management Team
- Focus on Agency MBS (lower credit risk)
- Diversified investment portfolio
Weaknesses
- High Sensitivity to Interest Rate Changes
- Reliance on Short-Term Funding
- Complex Business Model
- External Management Costs (if applicable)
Opportunities
- Expanding into new asset classes
- Capitalizing on market dislocations
- Improving risk management practices
- Increased demand for residential credit
Threats
- Rising Interest Rates
- Increased Competition
- Changes in Government Regulations
- Economic Downturn
Competitors and Market Share
Key Competitors
- AGNC
- ARR
- IVR
- TWO
Competitive Landscape
Annaly's large size and focus on agency MBS provide advantages, but it faces stiff competition from other mREITs. Competitors' strengths and weaknesses vary based on their investment strategies and risk management practices.
Major Acquisitions
CreXus Investment Corp
- Year: 2013
- Acquisition Price (USD millions): 833
- Strategic Rationale: Expanded Annaly's commercial real estate portfolio.
Growth Trajectory and Initiatives
Historical Growth: Annaly's growth has been driven by acquisitions and organic expansion of its investment portfolio. The historical rate of growth is available in the company's reports.
Future Projections: Future growth projections depend on market conditions, interest rate movements, and management's strategy. Analyst estimates vary and should be consulted for more information.
Recent Initiatives: Consult company reports for recent strategic initiatives
Summary
Annaly Capital Management is a large mREIT that is sensitive to interest rate fluctuations. While its size provides scale, managing interest rate risk is critical. Recent initiatives and growth strategies will shape its future performance. Annaly needs to manage its exposure to interest rates to maintain financial health.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (10-K, 10-Q)
- Investor Presentations
- Third-Party Financial Data Providers
- Industry Reports
Disclaimers:
This analysis is based on available information and is not financial advice. Investment decisions should be made based on individual circumstances and consultation with a qualified financial advisor. Market conditions may change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Annaly Capital Management, Inc.
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 1997-10-08 | CEO, Co-Chief investment Officer & Director Mr. David L. Finkelstein C.F.A. | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 191 | Website https://www.annaly.com |
Full time employees 191 | Website https://www.annaly.com | ||
Annaly Capital Management, Inc., a diversified capital manager, engages in the mortgage finance business. The company invests in agency mortgage-backed securities collateralized by residential mortgages; non-agency residential whole loans and securitized products within the residential and commercial markets; mortgage servicing rights; agency commercial mortgage-backed securities; to-be-announced forward contracts; residential mortgage loans; and agency or private label credit risk transfer securities. It has elected to be taxed as a real estate investment trust (REIT). As a REIT, it is not subject to federal income tax to the extent that it distributes its taxable income to its shareholders. The company was incorporated in 1996 and is based in New York, New York.
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