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Upturn AI SWOT - About
NREF 
Nexpoint Real Estate Finance Inc (NREF)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
10/15/2025: NREF (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $14.62
1 Year Target Price $14.62
| 0 | Strong Buy |
| 0 | Buy |
| 3 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -4.83% | Avg. Invested days 51 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 301.12M USD | Price to earnings Ratio 4.99 | 1Y Target Price 14.62 |
Price to earnings Ratio 4.99 | 1Y Target Price 14.62 | ||
Volume (30-day avg) 3 | Beta 1.29 | 52 Weeks Range 11.37 - 15.95 | Updated Date 10/16/2025 |
52 Weeks Range 11.37 - 15.95 | Updated Date 10/16/2025 | ||
Dividends yield (FY) 14.71% | Basic EPS (TTM) 2.65 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 59.83% | Operating Margin (TTM) 70.73% |
Management Effectiveness
Return on Assets (TTM) 1.45% | Return on Equity (TTM) 14.9% |
Valuation
Trailing PE 4.99 | Forward PE - | Enterprise Value 5259073536 | Price to Sales(TTM) 2.48 |
Enterprise Value 5259073536 | Price to Sales(TTM) 2.48 | ||
Enterprise Value to Revenue 47.11 | Enterprise Value to EBITDA - | Shares Outstanding 17721828 | Shares Floating 10422030 |
Shares Outstanding 17721828 | Shares Floating 10422030 | ||
Percent Insiders 6.9 | Percent Institutions 68.99 |
Upturn AI SWOT
Nexpoint Real Estate Finance Inc
Company Overview
History and Background
NexPoint Real Estate Finance, Inc. was founded in 2012. It is a mortgage REIT focused on originating, structuring, and investing in first mortgage loans, mezzanine loans, and preferred equity investments. Initially managed externally by NexPoint Advisors, L.P., it transitioned to internal management in recent years. It is externally managed by NexPoint Real Estate Advisors VI, L.P.
Core Business Areas
- Commercial Real Estate Lending: Focuses on originating and investing in commercial real estate debt, including first mortgages, mezzanine loans, and preferred equity.
Leadership and Structure
James Dondero serves as Chairman. The company is externally managed by NexPoint Real Estate Advisors VI, L.P. with a dedicated management team overseeing operations.
Top Products and Market Share
Key Offerings
- First Mortgage Loans: Loans secured by commercial properties. Market share data is not publicly available, but it competes with other REITs and commercial lenders. Competitors: Blackstone Mortgage Trust (BXMT), Starwood Property Trust (STWD).
- Mezzanine Loans: Loans secured by equity in real estate projects. Market share data is not publicly available. Competitors: Ares Commercial Real Estate Corporation (ACRE), Ladder Capital Corp (LADR).
- Preferred Equity Investments: Investments in preferred equity of real estate companies. Market share data is not publicly available. Competitors: Apollo Commercial Real Estate Finance, Inc. (ARI).
Market Dynamics
Industry Overview
The commercial real estate lending market is influenced by interest rates, economic growth, and property values. It is currently marked by uncertainty due to interest rate hikes and concerns about commercial property valuations.
Positioning
NXRT focuses on middle-market commercial real estate lending. Its expertise lies in structuring complex transactions.
Total Addressable Market (TAM)
The commercial real estate debt market is estimated to be in the trillions of dollars. NXRT is positioned to capture a portion of this TAM through its focused lending strategy.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Focus on niche lending markets
- Ability to structure complex transactions
Weaknesses
- External management structure
- Smaller market capitalization compared to peers
- Sensitivity to interest rate fluctuations
Opportunities
- Growth in middle-market commercial real estate lending
- Distressed debt opportunities
- Expansion into new geographic markets
Threats
- Rising interest rates
- Economic recession
- Increased competition
Competitors and Market Share
Key Competitors
- BXMT
- STWD
- ACRE
- ARI
Competitive Landscape
NXRT is smaller than BXMT and STWD, giving the larger companies economies of scale. All compete on interest rates and loan structures.
Growth Trajectory and Initiatives
Historical Growth: NXRT's historical growth has been tied to the commercial real estate lending market and its ability to originate new loans.
Future Projections: Future growth projections are not available without accessing analyst reports.
Recent Initiatives: NXRT has been focusing on managing its portfolio in the current environment of rising interest rates. They have been managing their existing loan portfolio and seeking strategic opportunities.
Summary
NexPoint Real Estate Finance operates in a competitive market and its performance is heavily influenced by interest rates and the health of commercial real estate. While it possesses strengths in specialized lending, its smaller size and external management structure present challenges. Recent initiatives have focused on managing its existing portfolio. Rising interest rates and economic uncertainty pose threats to its growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Analyst reports
- Industry publications
- SEC.gov
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Market conditions can change rapidly, and investors should conduct their own due diligence before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Nexpoint Real Estate Finance Inc
Exchange NYSE | Headquaters Dallas, TX, United States | ||
IPO Launch date 2020-02-07 | Chairman, President & CEO Mr. James David Dondero CFA, CPA | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 1 | Website https://www.nexpointfinance.com |
Full time employees 1 | Website https://www.nexpointfinance.com | ||
NexPoint Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States. It focuses on originating, structuring, and investing in first-lien mortgage loans, mezzanine loans, preferred equity, convertible notes, multifamily properties, and common equity investments, as well as multifamily and single-family rental commercial mortgage-backed securities securitizations, promissory notes, revolving credit facilities, and stock warrants or target assets. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. NexPoint Real Estate Finance, Inc. was incorporated in 2019 and is based in Dallas, Texas.
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