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Upturn AI SWOT - About
Nexpoint Real Estate Finance Inc (NREF)
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Upturn Advisory Summary
06/30/2025: NREF (1-star) is a SELL. SELL since 5 days. Profits (-5.34%). Updated daily EoD!
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $15.25
1 Year Target Price $15.25
| 0 | Strong Buy |
| 0 | Buy |
| 3 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -2.66% | Avg. Invested days 51 | Today’s Advisory SELL |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 322.40M USD | Price to earnings Ratio 5.56 | 1Y Target Price 15.25 |
Price to earnings Ratio 5.56 | 1Y Target Price 15.25 | ||
Volume (30-day avg) 3 | Beta 1.25 | 52 Weeks Range 11.60 - 16.49 | Updated Date 06/30/2025 |
52 Weeks Range 11.60 - 16.49 | Updated Date 06/30/2025 | ||
Dividends yield (FY) 14.11% | Basic EPS (TTM) 2.55 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 57.42% | Operating Margin (TTM) 75.84% |
Management Effectiveness
Return on Assets (TTM) 1.23% | Return on Equity (TTM) 14.33% |
Valuation
Trailing PE 5.56 | Forward PE - | Enterprise Value 5268457984 | Price to Sales(TTM) 2.9 |
Enterprise Value 5268457984 | Price to Sales(TTM) 2.9 | ||
Enterprise Value to Revenue 67.19 | Enterprise Value to EBITDA - | Shares Outstanding 17714000 | Shares Floating 8405098 |
Shares Outstanding 17714000 | Shares Floating 8405098 | ||
Percent Insiders 6.9 | Percent Institutions 68.67 |
Analyst Ratings
Rating 2 | Target Price 15.25 | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold 3 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Nexpoint Real Estate Finance Inc
Company Overview
History and Background
NexPoint Real Estate Finance, Inc. (NREF) is a mortgage REIT focused on originating, structuring and investing in first mortgage loans, mezzanine loans, preferred equity, and other debt and equity investments secured by stabilized commercial real estate properties. Founded in 2012.
Core Business Areas
- Commercial Real Estate Lending: Primarily focuses on originating and investing in first mortgage loans secured by stabilized commercial real estate properties.
- Mezzanine Lending & Preferred Equity: Invests in mezzanine loans and preferred equity positions, providing additional capital beyond traditional mortgage financing.
Leadership and Structure
James Dondero serves as Chairman. Matt McGraner is the CEO. The company is structured as a real estate investment trust (REIT).
Top Products and Market Share
Key Offerings
- First Mortgage Loans: Provides senior secured financing for commercial real estate properties. Competitors include Starwood Property Trust (STWD), Blackstone Mortgage Trust (BXMT) and Ares Commercial Real Estate (ACRE). Difficult to ascertain individual product revenue/market share.
- Mezzanine Loans & Preferred Equity: Offers higher-yielding debt and equity investments. Competitors are similar to first mortgage loan competitors, but also include private equity firms focused on real estate. Difficult to ascertain individual product revenue/market share.
Market Dynamics
Industry Overview
The commercial real estate lending market is characterized by fluctuating interest rates, regulatory changes, and economic cycles. Demand for financing is influenced by property values, occupancy rates, and development activity.
Positioning
NexPoint Real Estate Finance focuses on a niche segment of the commercial real estate lending market, targeting stabilized properties and seeking attractive risk-adjusted returns. Its competitive advantage lies in its specialized expertise and ability to source deals.
Total Addressable Market (TAM)
The total commercial real estate lending market is estimated to be trillions of dollars. NREF's positioning is focused on specialized segments such as stabilized properties, and it operates within this overall TAM.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Focus on niche markets
- Ability to source attractive deals
- High dividend yield (subject to change)
Weaknesses
- Reliance on external financing
- Sensitivity to interest rate changes
- Concentrated portfolio risk
- Smaller market capitalization compared to peers
Opportunities
- Expansion into new geographic markets
- Increased demand for alternative financing solutions
- Strategic acquisitions of smaller players
- Growth in specific real estate sectors (e.g., industrial, multifamily)
Threats
- Economic downturn and rising interest rates
- Increased competition from larger REITs
- Regulatory changes impacting real estate lending
- Credit risk associated with borrowers
Competitors and Market Share
Key Competitors
- STWD
- BXMT
- ACRE
Competitive Landscape
NREF faces competition from larger, more established REITs. Its competitive advantages include its niche focus and deal sourcing capabilities. Disadvantages include its smaller size and limited access to capital.
Growth Trajectory and Initiatives
Historical Growth: Requires review of historical financial statements to identify growth trends in revenue, assets, and earnings.
Future Projections: Analyst estimates are available from various financial data providers. Future growth depends on market conditions, capital deployment, and management execution.
Recent Initiatives: Review press releases and investor presentations for recent strategic initiatives undertaken by NREF.
Summary
NexPoint Real Estate Finance operates in a competitive market with specific niche areas. Its success hinges on careful risk management, strategic capital deployment, and maintenance of its dividend yield to attract investors. They need to be cautious of economic downturns and interest rate increases. Monitoring credit risk is important to maintaining shareholder returns.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings (SEC), Investor presentations, Analyst reports
Disclaimers:
This analysis is based on publicly available information and should not be considered financial advice. Market conditions and company performance can change rapidly. Please conduct your own due diligence before making investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Nexpoint Real Estate Finance Inc
Exchange NYSE | Headquaters Dallas, TX, United States | ||
IPO Launch date 2020-02-07 | Chairman, President & CEO Mr. James David Dondero CFA, CPA | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 1 | Website https://www.nexpointfinance.com |
Full time employees 1 | Website https://www.nexpointfinance.com | ||
NexPoint Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States. It focuses on originating, structuring, and investing in first-lien mortgage loans, mezzanine loans, preferred equity, convertible notes, multifamily properties, and common equity investments, as well as multifamily and single-family rental commercial mortgage-backed securities securitizations, promissory notes, revolving credit facilities, and stock warrants or target assets. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. NexPoint Real Estate Finance, Inc. was incorporated in 2019 and is based in Dallas, Texas.
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