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Upturn AI SWOT - About
NTWK 
NetSol Technologies Inc (NTWK)
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Upturn Advisory Summary
08/13/2025: NTWK (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
0 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
Analysis of Past Performance
Type Stock | Historic Profit 14.25% | Avg. Invested days 37 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 08/13/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 34.43M USD | Price to earnings Ratio 147 | 1Y Target Price 8 |
Price to earnings Ratio 147 | 1Y Target Price 8 | ||
Volume (30-day avg) - | Beta 1.01 | 52 Weeks Range 2.14 - 3.34 | Updated Date 06/30/2025 |
52 Weeks Range 2.14 - 3.34 | Updated Date 06/30/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.02 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 0.41% | Operating Margin (TTM) 8.85% |
Management Effectiveness
Return on Assets (TTM) 1.14% | Return on Equity (TTM) 3.46% |
Valuation
Trailing PE 147 | Forward PE 8.79 | Enterprise Value 25096346 | Price to Sales(TTM) 0.54 |
Enterprise Value 25096346 | Price to Sales(TTM) 0.54 | ||
Enterprise Value to Revenue 0.39 | Enterprise Value to EBITDA 4.79 | Shares Outstanding 11709500 | Shares Floating 9958732 |
Shares Outstanding 11709500 | Shares Floating 9958732 | ||
Percent Insiders 20.1 | Percent Institutions 22.38 |
Upturn AI SWOT
NetSol Technologies Inc
Company Overview
History and Background
NetSol Technologies Inc. was founded in 1996. It's a global provider of IT and enterprise software solutions primarily serving the leasing and finance industry. Initially focused on providing services to the Pakistani market, it expanded globally over time.
Core Business Areas
- NFS Ascent: NetSol's flagship product, a comprehensive suite of solutions for the finance and leasing industry, covering the entire asset finance lifecycle.
- NFS Digital: A suite of digital transformation solutions to automate and streamline the customer experience.
- Services: Provides implementation, support, and consulting services related to its software solutions.
Leadership and Structure
Najeeb Ghauri is the CEO. The company is structured with various departments including sales, marketing, product development, and customer support, operating across different geographical regions.
Top Products and Market Share
Key Offerings
- NFS Ascent: A comprehensive finance and leasing platform. Market share is difficult to pinpoint precisely but it is a major player. Competitors include International Decision Systems (IDS), Cassiopae (now part of Sopra Steria), and other smaller leasing software vendors.Revenue from this product cannot be reported without an additional source.
- NFS Digital: Digital solutions to enhance customer experience. Market share is growing but it's a competitive space. Competitors include many digital transformation service providers. Revenue from this product cannot be reported without an additional source.
Market Dynamics
Industry Overview
The finance and leasing software market is growing, driven by increased automation, digitization, and regulatory compliance requirements. The market is competitive and segmented by industry and geography.
Positioning
NetSol is positioned as a leading provider of comprehensive solutions for the finance and leasing industry, focusing on large enterprises. Its competitive advantages include its deep industry expertise and global presence.
Total Addressable Market (TAM)
The global leasing software market is projected to reach billions of dollars. NetSol is positioned to capture a portion of this TAM by serving large enterprise clients with its integrated platform. Cannot be reported without an additional source.
Upturn SWOT Analysis
Strengths
- Comprehensive product suite (NFS Ascent)
- Global presence
- Deep industry expertise
- Strong customer relationships
- Scalable technology
Weaknesses
- Reliance on the leasing and finance industry
- Relatively small size compared to larger competitors
- Potential customer concentration risk
- Financials can be volatile
Opportunities
- Growing demand for digital transformation in leasing
- Expansion into new geographic markets
- Acquisition of smaller competitors
- Development of new product offerings (e.g., cloud-based solutions)
Threats
- Intense competition
- Economic downturns impacting the leasing industry
- Rapid technological changes
- Regulatory changes
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- Sopra Steria (SOP), International Decision Systems (Private)
- HCL Technologies (HCLTECH)
- Tata Consultancy Services (TCS)
Competitive Landscape
NetSolu2019s advantages include deep industry expertise and a comprehensive product suite. Disadvantages include smaller size compared to larger IT service providers. Financial data would be necessary for a more detailed comparison.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by adoption of NFS Ascent and expansion into new markets. Specific numerical values cannot be provided without looking at real-time market information.
Future Projections: Future growth projections would be based on analyst estimates, which would depend on future market data and trends.
Recent Initiatives: Recent initiatives could include new product releases, strategic partnerships, or acquisitions, all requiring updated market data.
Summary
NetSol Technologies is a specialist in leasing and finance software, offering a comprehensive suite of solutions. Its strengths lie in its industry focus and global presence; however, its relatively small size and reliance on a specific industry are potential weaknesses. Future growth depends on successful digital transformation initiatives and expansion into new markets. Competitive pressures and economic factors impacting the leasing industry pose potential challenges.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- Industry Reports
- SEC Filings
Disclaimers:
This analysis is based on publicly available information and general market knowledge. It should not be considered financial advice. Market data is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About NetSol Technologies Inc
Exchange NASDAQ | Headquaters Encino, CA, United States | ||
IPO Launch date 1998-09-24 | Co-Founder, Chairman & CEO Mr. Najeeb Ullah Ghauri | ||
Sector Technology | Industry Software - Application | Full time employees 1569 | Website https://www.netsoltech.com |
Full time employees 1569 | Website https://www.netsoltech.com | ||
NetSol Technologies, Inc. engages in the design, development, marketing, and export of enterprise software solutions to the automobile financing and leasing, banking, and financial services industries in the United States, North America, Europe, and Asia Pacific. The company offers NFS Ascent, a suite of financial applications for businesses in the finance and leasing industry. It also offers Omni Point of Sale, a web-based application; Self Point of Sale, a self POS portal; Mobile Point of Sale, a web and mobile-enabled platform; Contract Management System (CMS), an application for managing and maintaining credit contracts; Mobile Account, a mobile solution; Mobile Collector that allows collections teams to increase productivity; Wholesale Finance System (WFS), a system for automating and managing the lifecycle of wholesale finance; and Mobile Dealer that provides more visibility and control over inventories. In addition, the company offers Otoz Ecosystem, a state-of-the-art technology that provides open application programming interfaces; Otoz Digital Retail that helps"OEMs and dealers move into"the"digital era; and Otoz Mobility Orchestration, a comprehensive in-life subscription and rental platform. Further, it provides Appex Now, a marketplace of API-first products for the global credit, finance and leasing industry, including Flex, Hubex, Index, Dock, Lane, and T-Rate. Additionally, it offers system integration, consulting, and information technology products and services. It serves blue chip organizations, Dow-Jones 30 Industrials, Fortune 500 manufacturers, financial institutions, and vehicle manufacturers. The company was incorporated in 1997 and is headquartered in Encino, California.
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