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Upturn AI SWOT - About
NWG 
Natwest Group PLC (NWG)
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Upturn Advisory Summary
06/30/2025: NWG (5-star) is a STRONG-BUY. BUY since 47 days. Profits (10.89%). Updated daily EoD!
Upturn Star Rating
Outstanding Performance
These Stocks/ETFs, based on Upturn Advisory, have historically outperformed the market, making them a top-tier choice for investors.
Number of Analysts
2 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $13.54
1 Year Target Price $13.54
| 1 | Strong Buy |
| 0 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 95.3% | Avg. Invested days 75 | Today’s Advisory Regular Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 56.68B USD | Price to earnings Ratio 9.01 | 1Y Target Price 13.54 |
Price to earnings Ratio 9.01 | 1Y Target Price 13.54 | ||
Volume (30-day avg) 2 | Beta 0.98 | 52 Weeks Range 7.67 - 14.55 | Updated Date 06/30/2025 |
52 Weeks Range 7.67 - 14.55 | Updated Date 06/30/2025 | ||
Dividends yield (FY) 3.87% | Basic EPS (TTM) 1.56 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 35.02% | Operating Margin (TTM) 48.96% |
Management Effectiveness
Return on Assets (TTM) 0.72% | Return on Equity (TTM) 12.78% |
Valuation
Trailing PE 9.01 | Forward PE 8.71 | Enterprise Value -12621649920 | Price to Sales(TTM) 3.84 |
Enterprise Value -12621649920 | Price to Sales(TTM) 3.84 | ||
Enterprise Value to Revenue 1.18 | Enterprise Value to EBITDA - | Shares Outstanding 4033949952 | Shares Floating 7978666350 |
Shares Outstanding 4033949952 | Shares Floating 7978666350 | ||
Percent Insiders - | Percent Institutions 3.94 |
Analyst Ratings
Rating 2 | Target Price 13.54 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Natwest Group PLC
Company Overview
History and Background
Natwest Group PLC, formerly known as The Royal Bank of Scotland Group, has roots tracing back to the early 18th century. It officially formed in 1969 through the merger of National Provincial Bank and Westminster Bank. It has evolved through acquisitions and restructurings to become a major UK banking and financial services group.
Core Business Areas
- Retail Banking: Provides current accounts, savings, mortgages, and personal loans to individuals.
- Commercial Banking: Offers banking services, lending, and financial solutions to small and medium-sized enterprises (SMEs) and larger corporations.
- Private Banking: Provides wealth management, investment advice, and banking services to high-net-worth individuals.
- Investment Banking: Provides Financial and Advisory services for businesses. For example, mergers, restructures, etc.
Leadership and Structure
The leadership team consists of the CEO, CFO, and other key executives. The organizational structure is hierarchical, with various divisions and business units reporting to the executive team.
Top Products and Market Share
Key Offerings
- Current Accounts: Provides day-to-day banking needs for individuals and businesses. NatWest has approximately 7.5 million personal current account customers. Competitors include Lloyds Banking Group, HSBC, Barclays, and Santander.
- Market Share Data:
- Market Share Data:
- Mortgages: Provides funding for home purchases. NatWest holds a significant share of the UK mortgage market. Competitors include Lloyds Banking Group, Nationwide, and Santander.
- Business Loans: Provides funding for small and medium-sized businesses. NatWest is a major lender to UK businesses. Competitors include Lloyds Banking Group, HSBC, Barclays, and Santander.
- Market Share Data:
- Market Share Data:
- Wealth Management: Provides investment and financial planning services to wealthy individuals. NatWest competes with UBS, Credit Suisse and other investment banks
Market Dynamics
Industry Overview
The UK banking industry is highly competitive and heavily regulated, facing challenges from fintech disruptors, low interest rates, and economic uncertainty.
Positioning
Natwest Group PLC is a major player in the UK banking market, with a strong presence in retail, commercial, and investment banking. It leverages its brand recognition and customer base to compete effectively.
Total Addressable Market (TAM)
The total addressable market for UK banking is estimated to be worth hundreds of billions of pounds. Natwest Group PLC aims to capture a significant portion of this market through its various banking segments.
Upturn SWOT Analysis
Strengths
- Strong Brand Recognition
- Large Customer Base
- Extensive Branch Network
- Diversified Business Model
Weaknesses
- Legacy Systems
- Cost Inefficiencies
- Reputational Issues
- Over-Reliance on UK Market
Opportunities
- Digital Transformation
- Expansion into New Markets
- Strategic Acquisitions
- Increased Focus on Sustainable Finance
Threats
- Fintech Disruption
- Economic Downturn
- Increased Regulation
- Cybersecurity Risks
Competitors and Market Share
Key Competitors
- LYG
- BCS
- HSBC
Competitive Landscape
Natwest Group PLC faces intense competition from other major banks and fintech companies. Its strengths lie in its established brand and customer base, while its weaknesses include legacy systems and cost inefficiencies. Success depends on digital transformation and efficient operations.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends data not available.
Future Projections: Future growth projections not available.
Recent Initiatives: Recent strategic initiatives data not available.
Summary
Natwest Group PLC is a significant player in the UK banking sector with a strong brand and large customer base. While it benefits from a diversified business model, it faces challenges from legacy systems and increased competition. Focusing on digital transformation and efficiency improvements will be key to its future success, while it needs to remain watchful of increasing regulatory requirements and cyber security threats.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Market Analysis
Disclaimers:
The information provided is for informational purposes only and should not be considered as financial advice. Market share data is approximate and may vary.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Natwest Group PLC
Exchange NYSE | Headquaters - | ||
IPO Launch date 2007-10-18 | Group CEO & Executive Director Mr. John-Paul Thwaite | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 59400 | Website https://www.natwestgroup.com |
Full time employees 59400 | Website https://www.natwestgroup.com | ||
NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United Kingdom and internationally. It operates through Retail Banking, Private Banking, Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. The Private Banking segment provides banking, lending, and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment consists of customer businesses under business banking, commercial mid-market, and corporates and institutions; and offers banking operations services in the Channel Islands, Isle of Man, Gibraltar, and Luxembourg, as well as products and solutions for businesses comprising start-ups, corporates, and large institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.
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