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NYMT logo NYMT
Upturn stock ratingUpturn stock rating
NYMT logo

New York Mortgage Trust Inc (NYMT)

Upturn stock ratingUpturn stock rating
$6.7
Last Close (24-hour delay)
Profit since last BUY5.02%
upturn advisory
Consider higher Upturn Star rating
BUY since 36 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
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Time period over
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Upturn Advisory Summary

06/30/2025: NYMT (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

8 Analysts rated it

Moderately tracked stock, growing coverage, gaining market and investor attention.

1 Year Target Price $9.93

1 Year Target Price $9.93

Analysts Price Target For last 52 week
$9.93Target price
Low$4.67
Current$6.7
high$7.05

Analysis of Past Performance

Type Stock
Historic Profit -16.03%
Avg. Invested days 38
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 2.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/30/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 605.00M USD
Price to earnings Ratio -
1Y Target Price 9.93
Price to earnings Ratio -
1Y Target Price 9.93
Volume (30-day avg) 8
Beta 1.34
52 Weeks Range 4.67 - 7.05
Updated Date 06/30/2025
52 Weeks Range 4.67 - 7.05
Updated Date 06/30/2025
Dividends yield (FY) 12.03%
Basic EPS (TTM) -0.06

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 19.75%
Operating Margin (TTM) 53.3%

Management Effectiveness

Return on Assets (TTM) 0.27%
Return on Equity (TTM) 1.58%

Valuation

Trailing PE -
Forward PE 8.47
Enterprise Value 9303660544
Price to Sales(TTM) 3.14
Enterprise Value 9303660544
Price to Sales(TTM) 3.14
Enterprise Value to Revenue 18.12
Enterprise Value to EBITDA -
Shares Outstanding 90298200
Shares Floating 84406262
Shares Outstanding 90298200
Shares Floating 84406262
Percent Insiders 7.25
Percent Institutions 57.06

Analyst Ratings

Rating 3
Target Price 9.93
Buy 1
Strong Buy 2
Buy 1
Strong Buy 2
Hold 5
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

New York Mortgage Trust Inc

stock logo

Company Overview

overview logo History and Background

New York Mortgage Trust, Inc. (NYMT) was founded in 2003 and is a real estate investment trust (REIT) that focuses on investing in mortgage-related assets.

business area logo Core Business Areas

  • Residential Lending: Acquires, originates, and manages residential mortgage loans and related assets, including single-family and multi-family properties.
  • Commercial Real Estate Lending: Originates and invests in commercial real estate debt, including first mortgage loans, mezzanine loans, and other commercial real estate-related debt instruments.
  • Agency RMBS: Invests in Agency residential mortgage-backed securities (RMBS), focusing on predictable cash flows and risk-adjusted returns.

leadership logo Leadership and Structure

Steven Mumma serves as the Chief Executive Officer. The company has a board of directors overseeing its operations and strategic direction. Organizational structure involves various departments focusing on investment management, finance, and operations.

Top Products and Market Share

overview logo Key Offerings

  • Residential Mortgage Loans: NYMT focuses on originating and acquiring residential mortgage loans. Competitors include other mortgage REITs such as Annaly Capital Management and AGNC Investment Corp. Market share data is difficult to pinpoint precisely due to the fragmented nature of the mortgage market.
  • Commercial Real Estate Debt: NYMT provides financing solutions for commercial real estate properties through debt instruments. Competitors include Blackstone Mortgage Trust and Starwood Property Trust. Again, granular market share data is not easily available.
  • Agency RMBS: Invests in agency residential mortgage-backed securities. Competitors include similar REITs. It's difficult to have exact market share.

Market Dynamics

industry overview logo Industry Overview

The mortgage REIT industry is influenced by interest rates, economic growth, and housing market conditions. Changes in these factors can significantly impact the value of mortgage-related assets and the profitability of REITs.

Positioning

NYMT positions itself by diversifying its portfolio across different asset classes, including residential and commercial mortgages and Agency RMBS. This diversification helps mitigate risk and improve returns.

Total Addressable Market (TAM)

The TAM for mortgage-related assets is multi-trillion dollar. NYMT is positioned as a specialized player focusing on niche segments within this vast market.

Upturn SWOT Analysis

Strengths

  • Diversified investment portfolio
  • Experienced management team
  • Access to capital markets
  • Focus on risk management

Weaknesses

  • Sensitivity to interest rate changes
  • Reliance on external financing
  • Complexity of mortgage-related assets
  • Small capitalization compared to larger REITs

Opportunities

  • Expansion into new asset classes
  • Increased demand for mortgage financing
  • Strategic acquisitions
  • Technological innovation in mortgage servicing

Threats

  • Rising interest rates
  • Economic downturn
  • Increased competition
  • Regulatory changes

Competitors and Market Share

competitor logo Key Competitors

  • AGNC
  • ARR
  • IVR

Competitive Landscape

NYMT competes with other mortgage REITs for investment opportunities and capital. Its competitive advantages include its diversified portfolio and experienced management team. However, it faces challenges from larger REITs with greater access to capital.

Growth Trajectory and Initiatives

Historical Growth: NYMT's growth has been impacted by market conditions and strategic decisions. The company has focused on expanding its investment portfolio and diversifying its revenue streams.

Future Projections: Future growth projections are subject to market volatility and economic factors. Analyst estimates vary and should be interpreted with caution.

Recent Initiatives: Recent initiatives might include new investment strategies, acquisitions, or changes in portfolio allocation.

Summary

New York Mortgage Trust, Inc. is a mortgage REIT focusing on diversified mortgage-related assets. Its performance is highly sensitive to interest rate changes. They need to manage interest rate risks effectively. Diversified holdings, and economic downturns may pose significant challenges.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Filings (SEC)
  • Financial News Outlets (e.g., Yahoo Finance, Bloomberg)
  • Analyst Reports

Disclaimers:

This analysis is for informational purposes only and does not constitute financial advice. Market share estimates are approximate. Investors should conduct their own research and consult with a financial advisor before making any investment decisions.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About New York Mortgage Trust Inc

Exchange NASDAQ
Headquaters New York, NY, United States
IPO Launch date 2004-06-24
CEO & Director Mr. Jason T. Serrano
Sector Real Estate
Industry REIT - Mortgage
Full time employees 70
Full time employees 70

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. The company's targeted residential loans, including business purpose loans; agency RMBS; non-agency residential mortgage-backed securities (RMBS); structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties; and other mortgage-, residential housing- and credit-related assets and strategic investments; and commercial mortgage-backed securities (CMBS). It also owns and manages single-family rental properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. New York Mortgage Trust, Inc. was incorporated in 2003 and is headquartered in New York, New York.