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Upturn AI SWOT - About
NYMT 
New York Mortgage Trust Inc (NYMT)
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Upturn Advisory Summary
08/28/2025: NYMT (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
8 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $10.46
1 Year Target Price $10.46
| 2 | Strong Buy |
| 1 | Buy |
| 5 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -17.05% | Avg. Invested days 37 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 652.07M USD | Price to earnings Ratio 38 | 1Y Target Price 10.46 |
Price to earnings Ratio 38 | 1Y Target Price 10.46 | ||
Volume (30-day avg) 8 | Beta 1.35 | 52 Weeks Range 4.67 - 7.23 | Updated Date 08/29/2025 |
52 Weeks Range 4.67 - 7.23 | Updated Date 08/29/2025 | ||
Dividends yield (FY) 11.33% | Basic EPS (TTM) 0.19 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 30.26% | Operating Margin (TTM) 18.2% |
Management Effectiveness
Return on Assets (TTM) 0.55% | Return on Equity (TTM) 3.61% |
Valuation
Trailing PE 38 | Forward PE 9.46 | Enterprise Value 9968930816 | Price to Sales(TTM) 3.17 |
Enterprise Value 9968930816 | Price to Sales(TTM) 3.17 | ||
Enterprise Value to Revenue 18.95 | Enterprise Value to EBITDA - | Shares Outstanding 90314000 | Shares Floating 84426415 |
Shares Outstanding 90314000 | Shares Floating 84426415 | ||
Percent Insiders 7.24 | Percent Institutions 58.54 |
Upturn AI SWOT
New York Mortgage Trust Inc
Company Overview
History and Background
New York Mortgage Trust, Inc. (NYMT) was founded in 2003. It operates as a real estate investment trust (REIT), focusing on mortgage-related assets. It has evolved from primarily investing in residential mortgage-backed securities to a more diversified portfolio including single-family rentals and other real estate-related investments.
Core Business Areas
- Residential Lending: Focuses on originating and acquiring residential mortgage loans, including both conforming and non-conforming loans.
- Commercial Real Estate Lending: Involves originating and acquiring commercial real estate debt, providing financing solutions for commercial properties.
- Single-Family Rental (SFR): Invests in and manages a portfolio of single-family rental properties.
Leadership and Structure
Steven Mumma is the Chief Executive Officer. The company is structured as a REIT, governed by a board of directors. Operational management is handled by a team of investment professionals.
Top Products and Market Share
Key Offerings
- Residential Mortgage Loans: Residential mortgage loans, including both agency and non-agency loans. Market share data is difficult to obtain due to the fragmented nature of the mortgage market. Competitors: Annaly Capital Management, AGNC Investment Corp.
- Commercial Real Estate Loans: Commercial real estate loans, providing financing for various commercial properties. Market share is also fragmented and difficult to ascertain. Competitors: Blackstone Mortgage Trust, Starwood Property Trust.
- Single-Family Rental Properties: Investments in single-family rental properties. Revenue generated from rental income and property appreciation. Competitors: Invitation Homes, American Homes 4 Rent.
Market Dynamics
Industry Overview
The mortgage REIT industry is heavily influenced by interest rates, economic growth, and housing market conditions. Increased interest rates can negatively impact mortgage REITs by decreasing the value of their assets and increasing borrowing costs. The industry is cyclical and sensitive to macroeconomic factors.
Positioning
NYMT operates as a hybrid mortgage REIT, investing in both agency and non-agency mortgage-backed securities, as well as other real estate-related assets. It seeks to generate returns through a combination of interest income and capital appreciation. Its competitive advantage lies in its ability to identify and capitalize on undervalued or distressed assets.
Total Addressable Market (TAM)
The TAM for mortgage REITs is vast, encompassing the total value of residential and commercial mortgages outstanding in the US. This amounts to trillions of dollars. NYMT captures only a small portion of this TAM, focusing on specific niches and investment strategies.
Upturn SWOT Analysis
Strengths
- Diversified investment portfolio
- Experienced management team
- Access to capital markets
- Flexibility to adapt investment strategies
Weaknesses
- Sensitivity to interest rate fluctuations
- Reliance on leverage
- Complexity of investment portfolio
- High operating expenses
Opportunities
- Expansion into new real estate asset classes
- Strategic acquisitions of undervalued assets
- Increased demand for rental housing
- Securitization opportunities
Threats
- Rising interest rates
- Economic recession
- Increased competition
- Regulatory changes
Competitors and Market Share
Key Competitors
- AGNC
- ARR
- IVR
Competitive Landscape
NYMT faces intense competition in the mortgage REIT industry. Its competitive advantage lies in its investment strategy and risk management practices. It competes with larger, more established REITs, as well as smaller, specialized players.
Growth Trajectory and Initiatives
Historical Growth: Historical growth would be analyzed based on past financial performance. Source this from SEC Filings.
Future Projections: Future projections are best sourced from analyst reports.
Recent Initiatives: Recent initiatives should be obtained from company press releases and investor presentations.
Summary
New York Mortgage Trust operates in a volatile sector with inherent risk. Its diverse portfolio allows for flexibility, but also increased complexity. Its success is tied to prudent risk management and economic conditions. Changes in interest rates, access to capital and regulations can have a significant impact on their viability and growth. They need to continue to adapt to the changing environment to remain competitive and profitable.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings (10-K, 10-Q)
- Company Investor Presentations
- Financial News Articles
- Analyst Reports (FactSet, Bloomberg)
Disclaimers:
This analysis is based on available information and is not financial advice. Investment decisions should be made based on individual circumstances and with the guidance of a qualified financial advisor. Market share percentages are estimates due to the fragmented nature of the industry.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About New York Mortgage Trust Inc
Exchange NASDAQ | Headquaters New York, NY, United States | ||
IPO Launch date 2004-06-24 | CEO & Director Mr. Jason T. Serrano | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 70 | Website https://www.nymtrust.com |
Full time employees 70 | Website https://www.nymtrust.com | ||
New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. The company's targeted residential loans, including business purpose loans; agency RMBS; non-agency residential mortgage-backed securities (RMBS); structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties; and other mortgage-, residential housing- and credit-related assets and strategic investments; and commercial mortgage-backed securities (CMBS). It also owns and manages single-family rental properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. New York Mortgage Trust, Inc. was incorporated in 2003 and is headquartered in New York, New York.
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