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OCFC 1-star rating from Upturn Advisory
OceanFirst Financial Corp (OCFC) company logo

OceanFirst Financial Corp (OCFC)

OceanFirst Financial Corp (OCFC) 1-star rating from Upturn Advisory
$20.14
Last Close (24-hour delay)
Profit since last BUY5.39%
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BUY since 37 days
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Upturn Advisory Summary

12/12/2025: OCFC (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

2 star rating from financial analysts

7 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $21.5

1 Year Target Price $21.5

Analysts Price Target For last 52 week
$21.5 Target price
52w Low $13.8
Current$20.14
52w High $20.6

Analysis of Past Performance

Type Stock
Historic Profit 0.76%
Avg. Invested days 39
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 4.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/12/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 1.16B USD
Price to earnings Ratio 15.55
1Y Target Price 21.5
Price to earnings Ratio 15.55
1Y Target Price 21.5
Volume (30-day avg) 7
Beta 1.08
52 Weeks Range 13.80 - 20.60
Updated Date 12/15/2025
52 Weeks Range 13.80 - 20.60
Updated Date 12/15/2025
Dividends yield (FY) 3.97%
Basic EPS (TTM) 1.3

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 21.08%
Operating Margin (TTM) 30.55%

Management Effectiveness

Return on Assets (TTM) 0.58%
Return on Equity (TTM) 4.78%

Valuation

Trailing PE 15.55
Forward PE 10.5
Enterprise Value 2869194496
Price to Sales(TTM) 3.07
Enterprise Value 2869194496
Price to Sales(TTM) 3.07
Enterprise Value to Revenue 7.82
Enterprise Value to EBITDA -
Shares Outstanding 57388784
Shares Floating 55359916
Shares Outstanding 57388784
Shares Floating 55359916
Percent Insiders 3.27
Percent Institutions 78.97

About OceanFirst Financial Corp

Exchange NASDAQ
Headquaters Toms River, NJ, United States
IPO Launch date 1996-07-03
Chairman, President & CEO Mr. Christopher D. Maher
Sector Financial Services
Industry Banks - Regional
Full time employees 975
Full time employees 975

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard, trust and fiduciary, asset management services, as well as bank owned life insurance products. The company was founded in 1902 and is headquartered in Toms River, New Jersey.