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OceanFirst Financial Corp (OCFC)

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Upturn Advisory Summary
12/12/2025: OCFC (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $21.5
1 Year Target Price $21.5
| 3 | Strong Buy |
| 0 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 0.76% | Avg. Invested days 39 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.16B USD | Price to earnings Ratio 15.55 | 1Y Target Price 21.5 |
Price to earnings Ratio 15.55 | 1Y Target Price 21.5 | ||
Volume (30-day avg) 7 | Beta 1.08 | 52 Weeks Range 13.80 - 20.60 | Updated Date 12/15/2025 |
52 Weeks Range 13.80 - 20.60 | Updated Date 12/15/2025 | ||
Dividends yield (FY) 3.97% | Basic EPS (TTM) 1.3 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 21.08% | Operating Margin (TTM) 30.55% |
Management Effectiveness
Return on Assets (TTM) 0.58% | Return on Equity (TTM) 4.78% |
Valuation
Trailing PE 15.55 | Forward PE 10.5 | Enterprise Value 2869194496 | Price to Sales(TTM) 3.07 |
Enterprise Value 2869194496 | Price to Sales(TTM) 3.07 | ||
Enterprise Value to Revenue 7.82 | Enterprise Value to EBITDA - | Shares Outstanding 57388784 | Shares Floating 55359916 |
Shares Outstanding 57388784 | Shares Floating 55359916 | ||
Percent Insiders 3.27 | Percent Institutions 78.97 |
About OceanFirst Financial Corp
Exchange NASDAQ | Headquaters Toms River, NJ, United States | ||
IPO Launch date 1996-07-03 | Chairman, President & CEO Mr. Christopher D. Maher | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 975 | Website https://www.oceanfirst.com |
Full time employees 975 | Website https://www.oceanfirst.com | ||
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard, trust and fiduciary, asset management services, as well as bank owned life insurance products. The company was founded in 1902 and is headquartered in Toms River, New Jersey.

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