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Upturn AI SWOT - About
OPAD 
Offerpad Solutions Inc (OPAD)
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Upturn Advisory Summary
10/15/2025: OPAD (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $1.18
1 Year Target Price $1.18
| 0 | Strong Buy |
| 0 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -57.94% | Avg. Invested days 27 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 89.30M USD | Price to earnings Ratio - | 1Y Target Price 1.18 |
Price to earnings Ratio - | 1Y Target Price 1.18 | ||
Volume (30-day avg) 4 | Beta 2.35 | 52 Weeks Range 0.91 - 6.35 | Updated Date 10/17/2025 |
52 Weeks Range 0.91 - 6.35 | Updated Date 10/17/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -2.07 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -8.08% | Operating Margin (TTM) -4.85% |
Management Effectiveness
Return on Assets (TTM) -7.77% | Return on Equity (TTM) -111.3% |
Valuation
Trailing PE - | Forward PE 2.96 | Enterprise Value 317254915 | Price to Sales(TTM) 0.13 |
Enterprise Value 317254915 | Price to Sales(TTM) 0.13 | ||
Enterprise Value to Revenue 0.45 | Enterprise Value to EBITDA -3.93 | Shares Outstanding 30583561 | Shares Floating 23656690 |
Shares Outstanding 30583561 | Shares Floating 23656690 | ||
Percent Insiders 24.63 | Percent Institutions 39.13 |
Upturn AI SWOT
Offerpad Solutions Inc
Company Overview
History and Background
Offerpad Solutions Inc. was founded in 2015. It is an iBuyer (instant buyer) that streamlines the home buying and selling process through technology. The company went public via SPAC merger in 2021.
Core Business Areas
- iBuying: Directly purchasing homes from sellers using proprietary algorithms to determine fair market value. Offerpad handles repairs and renovations before reselling.
- Real Estate Services: Providing traditional real estate brokerage services, including listing homes on the open market and representing buyers.
- Offerpad Home Loans: Offering mortgage financing services to buyers.
- Offerpad Closing Services: Providing title insurance and escrow services.
Leadership and Structure
The CEO is Brian Bair. The company operates with a functional organizational structure, dividing responsibilities across departments like technology, sales, operations, and finance.
Top Products and Market Share
Key Offerings
- Express Offer: Provides a cash offer to homeowners within 24 hours. This product faces competition from other iBuyers like Opendoor and Zillow (though Zillow exited iBuying). Market share data for Offerpad's Express Offer specifically is not readily available, but they are a top iBuyer. Opendoor is the market leader.
- Revenue: Individual product revenues not broken down, integrated into overall revenue.
- Flex Listing: Listing a home on the open market with Offerpad's assistance. Traditional real estate brokerages are primary competitors (e.g., Realogy, RE/MAX). Market share is small compared to traditional brokerages. Revenue is integrated into real estate services revenues.
- Revenue: Individual product revenues not broken down, integrated into overall revenue.
- Home Loans: Mortgage financing services for home buyers. Competitors include large national mortgage lenders and local banks and credit unions. Revenue is integrated into financial services revenue.
- Revenue: Individual product revenues not broken down, integrated into overall revenue.
Market Dynamics
Industry Overview
The iBuying industry is evolving rapidly, with changing consumer preferences and fluctuating housing market conditions. Increased interest rates have impacted profitability.
Positioning
Offerpad is positioned as a tech-enabled real estate solution, offering convenience and speed compared to traditional methods. Its competitive advantage lies in its algorithm-driven pricing and end-to-end service offering.
Total Addressable Market (TAM)
The TAM for residential real estate transactions is in the trillions of dollars. Offerpad is targeting a small fraction of this market, focusing on specific geographic areas and customer segments. iBuying represents a small but growing percentage of total transactions.
Upturn SWOT Analysis
Strengths
- Proprietary technology for pricing and operations
- Streamlined and convenient customer experience
- End-to-end service offering
- Experienced management team
Weaknesses
- Reliance on accurate home valuation algorithms
- Capital-intensive business model
- Profitability challenges in fluctuating markets
- High marketing and advertising expenses
Opportunities
- Expansion into new geographic markets
- Partnerships with builders and other real estate companies
- Increased adoption of iBuying by consumers
- Development of new technology solutions
Threats
- Fluctuations in the housing market
- Competition from other iBuyers and traditional real estate companies
- Changes in interest rates
- Regulatory changes
Competitors and Market Share
Key Competitors
- OPEN
- RDFN
- EXPI
Competitive Landscape
Offerpad's competitive advantage is technology but faces competition from OPEN and established brokerages. RDFN and EXPI, while not iBuyers, participate in the residential real estate market and are used in the market share calcuation.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by geographic expansion and increased transaction volume. Growth rates have fluctuated with the housing market.
Future Projections: Analyst projections are subject to change and depend on housing market forecasts. Expect continued expansion and focus on profitability.
Recent Initiatives: Recent initiatives may include new market launches, technology enhancements, and partnerships.
Summary
Offerpad offers a modern approach to real estate, but faces challenges regarding profitability and market volatility. Their technology gives them an advantage over traditional real estate companies. The fluctuating housing market has greatly affected the company, it must refine it's business model to create sustainable profits. It must continue to innovate and expand into new markets to achieve long-term success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings (10-K, 10-Q)
- Company Website
- Third-party Market Research Reports
- Analyst Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market conditions and company performance are subject to change. Due diligence is recommended before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Offerpad Solutions Inc
Exchange NYSE | Headquaters Tempe, AZ, United States | ||
IPO Launch date 2020-12-11 | Founder, Chairman & CEO Mr. Brian Bair | ||
Sector Real Estate | Industry Real Estate Services | Full time employees 200 | Website https://www.offerpad.com |
Full time employees 200 | Website https://www.offerpad.com | ||
Offerpad Solutions Inc., together with its subsidiaries, provides technology-enabled solutions for residential real estate market in the United States. The company offers Cash Offer, which customers can access website or mobile application to receive a cash offer range for their home. It also provides renovation services to other businesses; Direct+ institutional buyer program, allows investors and single-family rental companies to purchase homes from homeowners, and matching investors with sellers; and agent partnership program which partner agents can request a cash offer on behalf of clients, have the ability to list an acquired home prepared for resale, have access to sellers in defined zones, along with having the potential to list other Offerpad-owned homes in their zone, as well as homebuilder services. In addition, the company offers ancillary products and services comprising energy efficiency solutions, smart home technology, insurance, and home warranty services, as well as mortgage, and title and escrow services. Offerpad Solutions Inc. was founded in 2015 and is headquartered in Tempe, Arizona.
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