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PB Bankshares Inc (PBBK)
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Upturn Advisory Summary
11/05/2025: PBBK (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit 22.58% | Avg. Invested days 54 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 11/05/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 44.62M USD | Price to earnings Ratio 22.64 | 1Y Target Price - |
Price to earnings Ratio 22.64 | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.1 | 52 Weeks Range 14.05 - 19.05 | Updated Date 06/29/2025 |
52 Weeks Range 14.05 - 19.05 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.83 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 15.06% | Operating Margin (TTM) 19.92% |
Management Effectiveness
Return on Assets (TTM) 0.42% | Return on Equity (TTM) 4.01% |
Valuation
Trailing PE 22.64 | Forward PE - | Enterprise Value 27640190 | Price to Sales(TTM) 3.48 |
Enterprise Value 27640190 | Price to Sales(TTM) 3.48 | ||
Enterprise Value to Revenue 7.24 | Enterprise Value to EBITDA - | Shares Outstanding 2374570 | Shares Floating 1877573 |
Shares Outstanding 2374570 | Shares Floating 1877573 | ||
Percent Insiders 19.32 | Percent Institutions 11.44 |
Upturn AI SWOT
PB Bankshares Inc
Company Overview
History and Background
As of my last update, I don't have specific information on 'PB Bankshares Inc.' To provide a comprehensive analysis, I would need more details about its founding year, significant milestones, and evolution. Please provide this information for a more tailored response.
Core Business Areas
Leadership and Structure
Without specific knowledge of PB Bankshares Inc., I cannot provide details on its leadership team and organizational structure. Typical structures include a board of directors, CEO, CFO, and various department heads.
Top Products and Market Share
Key Offerings
Market Dynamics
Industry Overview
The banking industry is currently characterized by increasing competition from fintech companies, rising interest rates, and evolving regulatory landscape. Consolidation is also a key trend.
Positioning
Without specific knowledge of PB Bankshares Inc., I cannot comment on its specific positioning within the industry. However, regional and community banks often compete on customer service and local expertise.
Total Addressable Market (TAM)
The total addressable market for banking services is vast, encompassing all individuals and businesses requiring financial products. PB Bankshares Inc.'s positioning within this TAM depends on its geographic reach and target customer segments; without more data I am not able to say how large or small its TAM is with respect to the total banking market
Upturn SWOT Analysis
Strengths
- Strong customer relationships
- Local market knowledge
- Experienced management team
Weaknesses
- Limited geographic reach
- Smaller scale compared to national banks
- Potential technology adoption lag
Opportunities
- Expansion into new markets
- Adoption of new technologies
- Strategic partnerships
Threats
- Increasing competition from fintech companies
- Rising interest rates
- Economic downturn
Competitors and Market Share
Key Competitors
- BAC
- JPM
- WFC
- C
- USB
Competitive Landscape
Without specific knowledge of PB Bankshares Inc., I cannot provide details on its competitive landscape. However, the top 5 banks in the US control the majority of the market share. Smaller and local banks must focus on specialized services and customer relationships to maintain their competitive advantage.
Growth Trajectory and Initiatives
Historical Growth: Insufficient Data.
Future Projections: Insufficient Data.
Recent Initiatives: Insufficient Data.
Summary
Without sufficient data on PB Bankshares Inc., an accurate summary is not possible. However, considering its position as a smaller player in a competitive market, success depends on maintaining customer loyalty, offering specialized services, and adapting to technological advancements and regulation changes.
Similar Stocks
Sources and Disclaimers
Data Sources:
- General knowledge of the banking industry
- Publicly available market data
Disclaimers:
This analysis is based on limited information and general knowledge of the banking industry. A comprehensive analysis requires specific financial data and company information.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About PB Bankshares Inc
Exchange NASDAQ | Headquaters Coatesville, PA, United States | ||
IPO Launch date 2021-07-15 | President, CEO & Director Mr. Janak M. Amin | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 37 | Website https://www.presencebank.com |
Full time employees 37 | Website https://www.presencebank.com | ||
PB Bankshares, Inc. operates as the bank holding company for Presence Bank that provides various banking products and services. The company accepts various deposit accounts, including demand deposit accounts, savings accounts, money market accounts, and certificates of deposit accounts. It also provides one- to four-family residential real estate, commercial real estate, commercial and industrial, construction, and consumer loans, as well as home equity lines of credit. In addition, the company offers remote deposit capture, commercial cash management, and mobile deposits; and invests in debt securities. PB Bankshares, Inc. was founded in 1919 and is based in Coatesville, Pennsylvania.
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