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PBFS 1-star rating from Upturn Advisory
Pioneer Bancorp Inc (PBFS) company logo

Pioneer Bancorp Inc (PBFS)

Pioneer Bancorp Inc (PBFS) 1-star rating from Upturn Advisory
$14.71
Last Close (24-hour delay)
Profit since last BUY23.82%
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BUY since 147 days
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Upturn Advisory Summary

12/12/2025: PBFS (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Analysis of Past Performance

Type Stock
Historic Profit 25.04%
Avg. Invested days 55
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 3.0
Stock Returns Performance Upturn Returns Performance icon 3.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/12/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 310.14M USD
Price to earnings Ratio 17.12
1Y Target Price -
Price to earnings Ratio 17.12
1Y Target Price -
Volume (30-day avg) -
Beta 0.34
52 Weeks Range 10.07 - 12.65
Updated Date 06/30/2025
52 Weeks Range 10.07 - 12.65
Updated Date 06/30/2025
Dividends yield (FY) -
Basic EPS (TTM) 0.72

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 22.84%
Operating Margin (TTM) 34.72%

Management Effectiveness

Return on Assets (TTM) 0.91%
Return on Equity (TTM) 6.31%

Valuation

Trailing PE 17.12
Forward PE -
Enterprise Value 181239376
Price to Sales(TTM) 3.5
Enterprise Value 181239376
Price to Sales(TTM) 3.5
Enterprise Value to Revenue 3.92
Enterprise Value to EBITDA -
Shares Outstanding 25153000
Shares Floating 8066564
Shares Outstanding 25153000
Shares Floating 8066564
Percent Insiders 57
Percent Institutions 24.42

About Pioneer Bancorp Inc

Exchange NASDAQ
Headquaters Albany, NY, United States
IPO Launch date 2019-07-18
President, CEO & Director Mr. Thomas L. Amell
Sector Financial Services
Industry Banks - Regional
Full time employees 268
Full time employees 268

Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage, and consumer loans; and home equity loans and lines of credit. It also invests in securities, including U.S. treasury securities, fixed-rate mortgage-backed securities and collateralized mortgage obligations, fixed-rate investment grade bonds, and corporate debt securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and consulting services, such as group health, dental, disability, and life insurance products; defined contribution and benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. Pioneer Bancorp, Inc. was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. is a subsidiary of Pioneer Bancorp MHC.