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Parke Bancorp Inc (PKBK)

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Upturn Advisory Summary
10/31/2025: PKBK (1-star) is currently NOT-A-BUY. Pass it for now.
Analysis of Past Performance
 Type  Stock  |  Historic Profit  30.23%  |  Avg. Invested days  63  |  Today’s Advisory  PASS   | 
 Upturn Star Rating  ![]()  |  Upturn Advisory Performance   |  Stock Returns Performance   | 
Key Highlights
 Company Size  Small-Cap Stock   |  Market Capitalization  244.56M  USD   |  Price to earnings Ratio  8.57   |  1Y Target Price  13   | 
 Price to earnings Ratio  8.57   |  1Y Target Price  13   | ||
 Volume (30-day avg)  -   |  Beta  0.6   |  52 Weeks Range  15.01 - 23.83   |  Updated Date  06/29/2025   | 
 52 Weeks Range  15.01 - 23.83   |  Updated Date  06/29/2025   | ||
 Dividends yield (FY)  3.49%   |  Basic EPS (TTM)  2.41   | 
Earnings Date
 Report Date  -   |  When  -   |  Estimate  -   |  Actual  -   | 
Profitability
 Profit Margin  45.38%   |  Operating Margin (TTM)  64%   | 
Management Effectiveness
 Return on Assets (TTM)  1.4%   |  Return on Equity (TTM)  9.81%   | 
Valuation
 Trailing PE  8.57   |  Forward PE  -   |  Enterprise Value  184201728   |  Price to Sales(TTM)  3.81   | 
 Enterprise Value  184201728   |  Price to Sales(TTM)  3.81   | ||
 Enterprise Value to Revenue  6.02   |  Enterprise Value to EBITDA  -   |  Shares Outstanding  11843300   |  Shares Floating  9673986   | 
 Shares Outstanding  11843300   |  Shares Floating  9673986   | ||
 Percent Insiders  17.29   |  Percent Institutions  50.91   | 
 Upturn AI SWOT 
Parke Bancorp Inc

Company Overview
 History and Background 
Parke Bancorp, Inc. was founded in 1999 and is headquartered in Washington, New Jersey. It operates as the holding company for Parke Bank, providing commercial banking services in the Philadelphia and surrounding areas. The bank focuses on serving small to medium-sized businesses and individual customers.
 Core Business Areas 
- Commercial Lending: Offers a range of commercial loans, including term loans, lines of credit, and commercial real estate loans, catering to the financing needs of businesses.
 - Retail Banking: Provides deposit accounts, including checking, savings, and money market accounts, along with other retail banking services to individual customers.
 - Small Business Administration (SBA) Lending: Participates in SBA lending programs, offering government-guaranteed loans to small businesses.
 - Mortgage Lending: Offers mortgage products to individuals for home purchases and refinancing.
 
 Leadership and Structure 
Parke Bancorp Inc's leadership team consists of its Chief Executive Officer, Chief Financial Officer, and other key executives. The organizational structure includes various departments overseeing lending, operations, finance, and risk management. The Board of Directors provides oversight and strategic guidance.
Top Products and Market Share
 Key Offerings 
- Commercial Real Estate Loans: Commercial Real Estate loans account for a significant portion of Parke Bank's loan portfolio. Exact market share data is fragmented among many local and regional banks. Competitors include Fulton Financial (FULT), OceanFirst Financial (OCFC), and many local credit unions. Revenue generated from Commercial Real Estate Loans are a major source of income for the bank.
 - Commercial and Industrial Loans: Parke Bancorp Inc. offers Commercial and Industrial Loans to small businesses. Exact market share data is unavailable. Competitors include Fulton Financial (FULT), OceanFirst Financial (OCFC), and other community banks.
 
Market Dynamics
 Industry Overview 
The banking industry is currently characterized by increased competition, regulatory changes, rising interest rates, and technological advancements. Community banks face pressure to maintain profitability while navigating these challenges.
Positioning
Parke Bancorp Inc. positions itself as a community bank focused on providing personalized service and local expertise. Its competitive advantages include strong customer relationships and knowledge of the local market.
Total Addressable Market (TAM)
The total addressable market for banking services in Parke Bancorp Inc's geographic area is significant, consisting of businesses and individuals needing banking solutions. Parke Bancorp Inc is a relatively small player with opportunity for further market penetration.
Upturn SWOT Analysis
Strengths
- Strong local market knowledge
 - Personalized customer service
 - Experienced management team
 - Strong asset quality
 
Weaknesses
- Limited geographic presence
 - Smaller scale compared to larger banks
 - Reliance on traditional banking model
 - Lower brand recognition compared to national banks
 
Opportunities
- Expanding into new markets
 - Increasing digital banking offerings
 - Growing commercial lending portfolio
 - Acquiring smaller community banks
 
Threats
- Increased competition from larger banks
 - Rising interest rates
 - Economic downturn
 - Regulatory changes
 
Competitors and Market Share
 Key Competitors 
- FULT
 - OCFC
 
Competitive Landscape
Parke Bancorp Inc competes with larger regional and national banks, as well as other community banks and credit unions. Its advantages include local market knowledge and personalized service, while disadvantages include smaller scale and limited resources.
Growth Trajectory and Initiatives
Historical Growth: Discuss Parke Bancorp Inc's growth trends over the past years.
Future Projections: Provide projections for Parke Bancorp Inc's future growth based on analyst estimates.
Recent Initiatives: Highlight recent strategic initiatives undertaken by Parke Bancorp Inc.
Summary
Parke Bancorp Inc is a community bank focusing on serving businesses and individuals in its local market. It benefits from strong customer relationships and local expertise, but faces challenges from larger competitors and economic headwinds. Future growth depends on expanding into new markets and increasing digital banking offerings. Overall, Parke Bancorp is a well-run community bank with potential for moderate growth.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company Website
 - SEC Filings
 - Market Research Reports
 - Financial News Outlets
 
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market data is subject to change.
 AI Summarization is directionally correct and might not be accurate. 
 Summarized information shown could be a few years old and not current. 
 Fundamental Rating based on AI could be based on old data. 
 AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action. 
About Parke Bancorp Inc
 Exchange  NASDAQ   |  Headquaters  Washington Township, NJ, United States   | ||
 IPO Launch date  2001-09-05   |  President, CEO & Director  Mr. Vito S. Pantilione   | ||
 Sector  Financial Services   |  Industry  Banks - Regional   |  Full time employees  99   |  Website  https://www.parkebank.com   | 
 Full time employees  99   |  Website  https://www.parkebank.com   | ||
Parke Bancorp, Inc. operates as the bank holding company for Parke Bank that provides personal and business financial services to individuals and small to mid-sized businesses. The company accepts various deposit products, including checking, savings, money market, time, and other traditional deposit services, as well as individual retirement accounts and certificates of deposit. Its loan portfolio consists of residential, commercial real estate, construction, commercial and industry, and consumer loans. The company also offers debit cards, internet banking, and online bill payment services. Parke Bancorp, Inc. was founded in 1999 and is headquartered in Washington Township, New Jersey.

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