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PRCH logo PRCH
Upturn stock ratingUpturn stock rating
PRCH logo

Porch Group Inc (PRCH)

Upturn stock ratingUpturn stock rating
$16.09
Last Close (24-hour delay)
Profit since last BUY48.16%
upturn advisory
Strong Buy
BUY since 58 days
  • BUY Advisory
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  • SELL Advisory (Loss)​
  • Profit
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Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
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Time period over
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Upturn Advisory Summary

08/28/2025: PRCH (3-star) is a STRONG-BUY. BUY since 58 days. Profits (48.16%). Updated daily EoD!

Upturn Star Rating

rating

Moderate Performance

These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.

Number of Analysts

rating

5 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $17.5

1 Year Target Price $17.5

Analysts Price Target For last 52 week
$17.5 Target price
52w Low $1.16
Current$16.09
52w High $17.38

Analysis of Past Performance

Type Stock
Historic Profit 189.56%
Avg. Invested days 32
Today’s Advisory Strong Buy
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 3.0
Stock Returns Performance Upturn Returns Performance 5.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 08/28/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 1.70B USD
Price to earnings Ratio 29.06
1Y Target Price 17.5
Price to earnings Ratio 29.06
1Y Target Price 17.5
Volume (30-day avg) 5
Beta 2.71
52 Weeks Range 1.16 - 17.38
Updated Date 08/28/2025
52 Weeks Range 1.16 - 17.38
Updated Date 08/28/2025
Dividends yield (FY) -
Basic EPS (TTM) 0.56

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date 2025-08-05
When -
Estimate -0.075
Actual 0.0196

Profitability

Profit Margin 12.82%
Operating Margin (TTM) 4.23%

Management Effectiveness

Return on Assets (TTM) 1.76%
Return on Equity (TTM) -15311%

Valuation

Trailing PE 29.06
Forward PE 833.33
Enterprise Value 1906691135
Price to Sales(TTM) 3.9
Enterprise Value 1906691135
Price to Sales(TTM) 3.9
Enterprise Value to Revenue 4.38
Enterprise Value to EBITDA 15.01
Shares Outstanding 104269000
Shares Floating 83429707
Shares Outstanding 104269000
Shares Floating 83429707
Percent Insiders 17.91
Percent Institutions 59.03

ai summary icon Upturn AI SWOT

Porch Group Inc

stock logo

Company Overview

overview logo History and Background

Porch Group Inc. connects homeowners with quality home service professionals. Founded in 2012, it quickly grew through acquisitions and partnerships, aiming to simplify home improvement and maintenance.

business area logo Core Business Areas

  • Software & Services: Provides software and marketing services to home service companies, helping them manage operations, generate leads, and grow their businesses. Revenue comes from subscription fees and service charges.
  • Insurance: Offers homeowners insurance, aiming to provide a seamless experience for home-related services and protection. Revenue comes from premiums collected.

leadership logo Leadership and Structure

Matt Ehrlichman is the CEO and founder. The organizational structure is typical of a publicly traded technology company, with departments focused on product development, sales, marketing, finance, and operations.

Top Products and Market Share

overview logo Key Offerings

  • Porch Software: Software solutions for home service businesses including CRM, scheduling, invoicing, payment processing and sales tools. Competing solutions are Housecall Pro and ServiceTitan. Market share information is hard to determine, but Porch software is growing its user base rapidly.
  • Homeowners Insurance: Offers home insurance policies, generating revenue from premiums. This competes with major insurance players like State Farm, Allstate and Progressive. Market share is small but growing with the help of other acquisitions such as CSE Insurance in early 2022. No exact market share available.
  • Moving.com: A website that provides moving quotes and resources for people who are moving. Competitors in this space include Updater and HireAHelper.

Market Dynamics

industry overview logo Industry Overview

The home services market is large and fragmented, with increasing demand for digital solutions to connect homeowners with professionals. The insurance market is highly regulated and competitive.

Positioning

Porch Group Inc. aims to be a comprehensive platform for homeowners and service providers, offering software, marketing, and insurance solutions. Its competitive advantage lies in its integrated platform and data-driven approach.

Total Addressable Market (TAM)

The TAM for home services is estimated to be hundreds of billions of dollars annually. Porch Group is positioned to capture a portion of this market by connecting homeowners to contractors and providers. The insurance TAM is also significant, being close to a trillion.

Upturn SWOT Analysis

Strengths

  • Comprehensive platform
  • Data-driven insights
  • Acquisition strategy
  • Growing software and insurance businesses

Weaknesses

  • Inconsistent profitability
  • Integration challenges from acquisitions
  • Reliance on acquisitions for growth
  • High marketing expenses

Opportunities

  • Expanding into new service categories
  • Increasing software adoption among service providers
  • Growing insurance market share
  • Partnerships with retailers and real estate companies

Threats

  • Intense competition
  • Economic downturn impacting home improvement spending
  • Changes in insurance regulations
  • Data security and privacy concerns

Competitors and Market Share

competitor logo Key Competitors

  • ANGI
  • HCCI
  • IAC

Competitive Landscape

Porch Group Inc. competes with larger, more established players in both the home services and insurance industries. Its competitive advantage lies in its integrated platform and data-driven approach, but it faces challenges in achieving consistent profitability and integrating acquisitions.

Major Acquisitions

CSE Insurance Group

  • Year: 2022
  • Acquisition Price (USD millions): 48.6
  • Strategic Rationale: Expanded Porch's insurance business, providing access to new markets and policyholders.

V12 Data

  • Year: 2021
  • Acquisition Price (USD millions): 75
  • Strategic Rationale: Enhanced Porch's data capabilities, enabling better targeting and personalization for its marketing services.

Growth Trajectory and Initiatives

Historical Growth: Porch Group Inc. has experienced rapid revenue growth through acquisitions and organic expansion of its software and insurance businesses. However, profitability has been inconsistent.

Future Projections: Future growth is projected to continue, driven by increasing demand for digital home services and expansion of its insurance business. Analyst estimates vary.

Recent Initiatives: Recent initiatives include acquisitions of insurance agencies, partnerships with retailers, and product enhancements to its software platform.

Summary

Porch Group Inc. has carved out a unique position in the home services market by connecting homeowners with professionals through its software and insurance offerings. While its rapid growth through acquisitions has fueled expansion, consistent profitability remains a challenge. The company needs to focus on integrating acquisitions, managing marketing expenses, and navigating the competitive landscape to achieve long-term success. Growing the insurance arm is a key strength to watch.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company SEC Filings
  • Industry Reports
  • Analyst Estimates

Disclaimers:

This analysis is for informational purposes only and should not be considered financial advice. Market conditions and company performance are subject to change.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Porch Group Inc

Exchange NASDAQ
Headquaters Seattle, WA, United States
IPO Launch date 2020-01-13
Founder, Chairman & CEO Mr. Matthew Ehrlichman
Sector Technology
Industry Software - Application
Full time employees 729
Full time employees 729

Porch Group, Inc., together with its subsidiaries, operates a vertical software and insurance platform in the United States. The company operates in home-related product and service industries, including insurance, mortgage software, title insurance software, warranty, moving services, inspection software, home repair, and marketing, financial, and other software for home services companies. It also provides insurance and warranty products to protect their homes; and property-related insurance, whole-home, 90-day, service line, and extended labor warranties under the Porch Warranty, American Home Protect, and Residential Warranty Services brands. In addition, the company offers software and services to inspection, mortgage, and title companies on a subscription and transactional basis, as well as move and post-move services. Further, it provides inspection software and services, mortgage software, moving services, mover and homeowner marketing, and measurement software for roofers. The company was founded in 2011 and is headquartered in Seattle, Washington.