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SACH logo SACH
Upturn stock ratingUpturn stock rating
SACH logo

Sachem Capital Corp (SACH)

Upturn stock ratingUpturn stock rating
$1.2
Last Close (24-hour delay)
Profit since last BUY4.35%
upturn advisory
Consider higher Upturn Star rating
BUY since 15 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
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Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
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Upturn Advisory Summary

06/30/2025: SACH (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

5 Analysts rated it

Moderately tracked stock, growing coverage, gaining market and investor attention.

1 Year Target Price $1.88

1 Year Target Price $1.88

Analysts Price Target For last 52 week
$1.88Target price
Low$0.77
Current$1.2
high$2.67

Analysis of Past Performance

Type Stock
Historic Profit -28.82%
Avg. Invested days 22
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 2.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/30/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 55.83M USD
Price to earnings Ratio -
1Y Target Price 1.88
Price to earnings Ratio -
1Y Target Price 1.88
Volume (30-day avg) 5
Beta 1.08
52 Weeks Range 0.77 - 2.67
Updated Date 06/30/2025
52 Weeks Range 0.77 - 2.67
Updated Date 06/30/2025
Dividends yield (FY) 16.95%
Basic EPS (TTM) -1.01

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -
Operating Margin (TTM) 23.93%

Management Effectiveness

Return on Assets (TTM) -7.75%
Return on Equity (TTM) -20.8%

Valuation

Trailing PE -
Forward PE 33.67
Enterprise Value 337685952
Price to Sales(TTM) 2.03
Enterprise Value 337685952
Price to Sales(TTM) 2.03
Enterprise Value to Revenue 13.82
Enterprise Value to EBITDA 12.35
Shares Outstanding 47310100
Shares Floating 45006135
Shares Outstanding 47310100
Shares Floating 45006135
Percent Insiders 4.87
Percent Institutions 20.58

Analyst Ratings

Rating 3
Target Price 1.88
Buy -
Strong Buy 1
Buy -
Strong Buy 1
Hold 4
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Sachem Capital Corp

stock logo

Company Overview

overview logo History and Background

Sachem Capital Corp. was founded in 2011 and is a specialty finance company that focuses on originating, underwriting, funding, servicing, and managing a portfolio of short-term loans secured by real estate. It has grown by focusing on niche markets where traditional lenders are less active.

business area logo Core Business Areas

  • Real Estate Lending: Origination and servicing of short-term, secured real estate loans for investment, renovation, and development purposes. Targeting small to medium-sized projects.

leadership logo Leadership and Structure

John L. Villano serves as the CEO. The organizational structure is typical for a small cap publicly traded company, with departments including origination, underwriting, servicing, and accounting.

Top Products and Market Share

overview logo Key Offerings

  • Short-Term Real Estate Loans: Sachem Capital Corp. specializes in providing short-term (typically 1-3 years) mortgage loans secured by real estate. These loans are often used for fix-and-flip projects, construction, and bridge financing. Market share data is not publicly available, as the market is fragmented. Competitors include other private lenders and smaller regional banks. Revenue is derived from interest income and fees on the loans.

Market Dynamics

industry overview logo Industry Overview

The specialty finance industry is competitive and affected by interest rates, economic conditions, and real estate values. Demand is driven by borrowers unable to access traditional financing.

Positioning

Sachem Capital Corp. positions itself as a provider of flexible, short-term real estate financing to borrowers underserved by traditional banks. Its competitive advantage lies in its speed and ability to offer customized loan solutions.

Total Addressable Market (TAM)

The TAM for short-term real estate lending is estimated to be in the billions of dollars annually. Sachem Capital Corp is positioned to capture a portion of this market through its niche focus and established lending practices.

Upturn SWOT Analysis

Strengths

  • Niche market focus
  • Quick loan processing
  • Experienced management team
  • High dividend yield
  • Secured loan portfolio

Weaknesses

  • Small market capitalization
  • Concentration in real estate lending
  • Sensitivity to interest rate changes
  • Reliance on capital markets for funding

Opportunities

  • Expansion into new geographic markets
  • Increase loan volume
  • Diversification of loan products
  • Strategic partnerships
  • Technological improvements in loan processing

Threats

  • Economic downturn
  • Increased competition
  • Changes in real estate regulations
  • Interest rate hikes
  • Credit risk of borrowers

Competitors and Market Share

competitor logo Key Competitors

  • BXMT
  • STAR
  • KREF

Competitive Landscape

Sachem Capital Corp competes with larger REITs and private lenders. It differentiates itself through its niche focus and quick loan processing.

Growth Trajectory and Initiatives

Historical Growth: Sachem Capital Corp's growth has been driven by increasing loan volume and expanding its lending operations.

Future Projections: Analyst estimates vary, but project continued growth in loan origination and revenue. These projections are based on market demand and Sachem Capital Corp's ability to execute its growth strategy.

Recent Initiatives: Recent initiatives include expanding into new geographic areas and developing new loan products. This may be an increase in commercial real estate.

Summary

Sachem Capital Corp is a niche player in the real estate lending market, offering short-term financing solutions. Its high dividend yield attracts investors, but its small size and reliance on capital markets pose risks. The company's future growth depends on its ability to expand its lending operations and manage credit risk effectively. Continued expansion into new markets will allow for an increase in total revenues.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • SEC Filings
  • Company Website
  • Analyst Reports (where available)

Disclaimers:

This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be based on individual research and consultation with a qualified financial advisor. Financial data and market conditions are subject to change.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Sachem Capital Corp

Exchange NYSE MKT
Headquaters Branford, CT, United States
IPO Launch date 2017-02-10
Founder, Chairman, President & CEO Mr. John L. Villano CPA
Sector Real Estate
Industry REIT - Mortgage
Full time employees 28
Full time employees 28

Sachem Capital Corp. operates as a real estate finance company in the United States. It engages in the originating, underwriting, funding, servicing, and managing of a portfolio of short-term loans secured by first mortgage liens on real property. The company also offers non-bank loans. It serves real estate investors and developers to fund their acquisition, renovation, rehabilitation, development, and improvement of residential or commercial properties. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. The company was formerly known as HML Capital Corp. and changed its name to Sachem Capital Corp. in December 2016. The company was founded in 2010 and is headquartered in Branford, Connecticut.