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SACH 
Sachem Capital Corp (SACH)
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Upturn Advisory Summary
12/11/2025: SACH (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $1.48
1 Year Target Price $1.48
| 1 | Strong Buy |
| 0 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -38.95% | Avg. Invested days 23 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 12/11/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 53.41M USD | Price to earnings Ratio - | 1Y Target Price 1.48 |
Price to earnings Ratio - | 1Y Target Price 1.48 | ||
Volume (30-day avg) 5 | Beta 1.21 | 52 Weeks Range 0.74 - 1.33 | Updated Date 12/11/2025 |
52 Weeks Range 0.74 - 1.33 | Updated Date 12/11/2025 | ||
Dividends yield (FY) 17.70% | Basic EPS (TTM) -0.78 |
Earnings Date
Report Date 2025-11-17 | When - | Estimate 0.0125 | Actual -0.0316 |
Profitability
Profit Margin - | Operating Margin (TTM) -0.23% |
Management Effectiveness
Return on Assets (TTM) -6.22% | Return on Equity (TTM) -16.33% |
Valuation
Trailing PE - | Forward PE 18.83 | Enterprise Value 341835040 | Price to Sales(TTM) 13.67 |
Enterprise Value 341835040 | Price to Sales(TTM) 13.67 | ||
Enterprise Value to Revenue 13.82 | Enterprise Value to EBITDA 12.35 | Shares Outstanding 47691121 | Shares Floating 44999434 |
Shares Outstanding 47691121 | Shares Floating 44999434 | ||
Percent Insiders 5.63 | Percent Institutions 19.41 |
Upturn AI SWOT
Sachem Capital Corp
Company Overview
History and Background
Sachem Capital Corp. is a publicly traded specialty finance company that was incorporated in 2008. It has evolved to focus on originating and servicing short-term, first-lien loans secured by income-producing commercial real estate. The company aims to provide flexible and efficient financing solutions to real estate investors and developers.
Core Business Areas
- Origination and Servicing of Real Estate Loans: Sachem Capital Corp. originates and services short-term, first-lien loans secured by income-producing commercial real estate. These loans typically have terms ranging from 6 to 36 months and are used for a variety of purposes, including property acquisition, development, and recapitalization.
Leadership and Structure
Sachem Capital Corp. is led by a management team with expertise in real estate, finance, and capital markets. The organizational structure is designed to support efficient loan origination, underwriting, servicing, and investor relations.
Top Products and Market Share
Key Offerings
- Short-Term Commercial Real Estate Loans: Sachem Capital Corp. offers short-term, first-lien loans secured by income-producing commercial real estate. These loans are designed to be a flexible financing solution for investors and developers needing capital quickly. Competitors include other private lenders, hard money lenders, and traditional banks offering bridge loans.
Market Dynamics
Industry Overview
The specialty finance sector, particularly in real estate lending, is dynamic and influenced by interest rate environments, economic growth, and real estate market conditions. There is a persistent demand for short-term financing solutions that traditional lenders may not readily provide.
Positioning
Sachem Capital Corp. positions itself as a responsive and agile provider of short-term commercial real estate debt. Its competitive advantage lies in its ability to underwrite and close loans relatively quickly, catering to borrowers with urgent financing needs and properties that may not fit traditional lending criteria.
Total Addressable Market (TAM)
The total addressable market for short-term commercial real estate financing is substantial, encompassing a significant portion of the commercial real estate transaction volume globally and within the US. Sachem Capital Corp. targets a specific niche within this market, focusing on loans that require speed and flexibility, therefore positioning itself to capture a share of this segment rather than the entire TAM.
Upturn SWOT Analysis
Strengths
- Focus on a niche market of short-term, first-lien commercial real estate loans.
- Agile underwriting and closing process.
- Experienced management team in real estate finance.
- Potential for attractive risk-adjusted returns.
Weaknesses
- Reliance on short-term financing can expose to interest rate volatility.
- Potential for higher delinquency rates compared to long-term loans.
- Limited scale compared to larger financial institutions.
- Dependence on economic conditions impacting real estate markets.
Opportunities
- Increasing demand for flexible real estate financing solutions.
- Expansion into new geographic markets or property types.
- Partnerships with real estate developers and brokers.
- Leveraging technology to improve operational efficiency.
Threats
- Rising interest rates increasing borrowing costs and default risk.
- Downturns in the commercial real estate market.
- Increased competition from other specialty lenders.
- Regulatory changes impacting lending practices.
Competitors and Market Share
Key Competitors
- Walker & Dunlop (WD)
- Pebblebrook Hotel Trust (PEB)
- Apollo Global Management (APO)
Competitive Landscape
Sachem Capital Corp. operates in a competitive landscape with larger, more established financial institutions and other specialized lenders. Its advantages lie in its agility and focus on specific loan types, while disadvantages may include scale and broader access to capital compared to larger players.
Growth Trajectory and Initiatives
Historical Growth: Historical growth would be assessed by analyzing trends in loan portfolio size, revenue, and profitability over several years, indicating their success in expanding their lending operations.
Future Projections: Future projections would likely be based on management's outlook, market forecasts for real estate and interest rates, and anticipated loan origination volumes. Analyst estimates, if available, would provide an external perspective on potential growth.
Recent Initiatives: Recent initiatives could include the launch of new loan products, expansion into new markets, strategic partnerships, or efforts to enhance operational efficiency through technology.
Summary
Sachem Capital Corp. is a specialized real estate lender focusing on short-term, first-lien loans. Its strength lies in its niche market focus and agile operations, enabling it to capture borrowers underserved by traditional banks. However, it faces risks from interest rate volatility, real estate market downturns, and competition. The company needs to carefully manage its risk exposure while capitalizing on opportunities for growth in flexible financing solutions.
Similar Stocks
Sources and Disclaimers
Data Sources:
- Company public filings (e.g., SEC filings)
- Financial data providers (e.g., Bloomberg, Refinitiv)
- Industry research reports
Disclaimers:
This JSON output is a structured overview based on general knowledge of the company and the specialty finance industry. Specific, up-to-the-minute financial data and market share figures require access to real-time financial databases and market intelligence. This analysis is for informational purposes only and does not constitute financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Sachem Capital Corp
Exchange NYSE MKT | Headquaters Branford, CT, United States | ||
IPO Launch date 2017-02-10 | Founder, Chairman, President & CEO Mr. John L. Villano CPA | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 28 | |
Full time employees 28 | |||
Sachem Capital Corp. operates as a real estate finance company in the United States. It engages in the originating, underwriting, funding, servicing, and managing of a portfolio of short-term loans secured by first mortgage liens on real property. The company also offers non-bank loans. It serves real estate investors and developers to fund their acquisition, renovation, rehabilitation, development, and improvement of residential or commercial properties. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. The company was formerly known as HML Capital Corp. and changed its name to Sachem Capital Corp. in December 2016. The company was founded in 2010 and is headquartered in Branford, Connecticut.
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