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Upturn AI SWOT - About
SACH 
Sachem Capital Corp (SACH)
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Upturn Advisory Summary
07/08/2025: SACH (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $1.88
1 Year Target Price $1.88
| 1 | Strong Buy |
| 0 | Buy |
| 4 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -24.08% | Avg. Invested days 23 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/08/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 54.41M USD | Price to earnings Ratio - | 1Y Target Price 1.88 |
Price to earnings Ratio - | 1Y Target Price 1.88 | ||
Volume (30-day avg) 5 | Beta 1.08 | 52 Weeks Range 0.77 - 2.67 | Updated Date 07/8/2025 |
52 Weeks Range 0.77 - 2.67 | Updated Date 07/8/2025 | ||
Dividends yield (FY) 16.67% | Basic EPS (TTM) -1.01 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) 23.93% |
Management Effectiveness
Return on Assets (TTM) -7.75% | Return on Equity (TTM) -20.8% |
Valuation
Trailing PE - | Forward PE 32.89 | Enterprise Value 338632160 | Price to Sales(TTM) 2.03 |
Enterprise Value 338632160 | Price to Sales(TTM) 2.03 | ||
Enterprise Value to Revenue 13.82 | Enterprise Value to EBITDA 12.35 | Shares Outstanding 47310100 | Shares Floating 45006135 |
Shares Outstanding 47310100 | Shares Floating 45006135 | ||
Percent Insiders 4.87 | Percent Institutions 20.58 |
Upturn AI SWOT
Sachem Capital Corp
Company Overview
History and Background
Sachem Capital Corp. was founded in 2011 and is a specialty finance company that focuses on originating, underwriting, funding, servicing, and managing a portfolio of short-term loans secured by real estate. It has grown by focusing on niche markets where traditional lenders are less active.
Core Business Areas
- Real Estate Lending: Origination and servicing of short-term, secured real estate loans for investment, renovation, and development purposes. Targeting small to medium-sized projects.
Leadership and Structure
John L. Villano serves as the CEO. The organizational structure is typical for a small cap publicly traded company, with departments including origination, underwriting, servicing, and accounting.
Top Products and Market Share
Key Offerings
- Short-Term Real Estate Loans: Sachem Capital Corp. specializes in providing short-term (typically 1-3 years) mortgage loans secured by real estate. These loans are often used for fix-and-flip projects, construction, and bridge financing. Market share data is not publicly available, as the market is fragmented. Competitors include other private lenders and smaller regional banks. Revenue is derived from interest income and fees on the loans.
Market Dynamics
Industry Overview
The specialty finance industry is competitive and affected by interest rates, economic conditions, and real estate values. Demand is driven by borrowers unable to access traditional financing.
Positioning
Sachem Capital Corp. positions itself as a provider of flexible, short-term real estate financing to borrowers underserved by traditional banks. Its competitive advantage lies in its speed and ability to offer customized loan solutions.
Total Addressable Market (TAM)
The TAM for short-term real estate lending is estimated to be in the billions of dollars annually. Sachem Capital Corp is positioned to capture a portion of this market through its niche focus and established lending practices.
Upturn SWOT Analysis
Strengths
- Niche market focus
- Quick loan processing
- Experienced management team
- High dividend yield
- Secured loan portfolio
Weaknesses
- Small market capitalization
- Concentration in real estate lending
- Sensitivity to interest rate changes
- Reliance on capital markets for funding
Opportunities
- Expansion into new geographic markets
- Increase loan volume
- Diversification of loan products
- Strategic partnerships
- Technological improvements in loan processing
Threats
- Economic downturn
- Increased competition
- Changes in real estate regulations
- Interest rate hikes
- Credit risk of borrowers
Competitors and Market Share
Key Competitors
- BXMT
- STAR
- KREF
Competitive Landscape
Sachem Capital Corp competes with larger REITs and private lenders. It differentiates itself through its niche focus and quick loan processing.
Growth Trajectory and Initiatives
Historical Growth: Sachem Capital Corp's growth has been driven by increasing loan volume and expanding its lending operations.
Future Projections: Analyst estimates vary, but project continued growth in loan origination and revenue. These projections are based on market demand and Sachem Capital Corp's ability to execute its growth strategy.
Recent Initiatives: Recent initiatives include expanding into new geographic areas and developing new loan products. This may be an increase in commercial real estate.
Summary
Sachem Capital Corp is a niche player in the real estate lending market, offering short-term financing solutions. Its high dividend yield attracts investors, but its small size and reliance on capital markets pose risks. The company's future growth depends on its ability to expand its lending operations and manage credit risk effectively. Continued expansion into new markets will allow for an increase in total revenues.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Analyst Reports (where available)
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Investment decisions should be based on individual research and consultation with a qualified financial advisor. Financial data and market conditions are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Sachem Capital Corp
Exchange NYSE MKT | Headquaters Branford, CT, United States | ||
IPO Launch date 2017-02-10 | Founder, Chairman, President & CEO Mr. John L. Villano CPA | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees 28 | |
Full time employees 28 | |||
Sachem Capital Corp. operates as a real estate finance company in the United States. It engages in the originating, underwriting, funding, servicing, and managing of a portfolio of short-term loans secured by first mortgage liens on real property. The company also offers non-bank loans. It serves real estate investors and developers to fund their acquisition, renovation, rehabilitation, development, and improvement of residential or commercial properties. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. The company was formerly known as HML Capital Corp. and changed its name to Sachem Capital Corp. in December 2016. The company was founded in 2010 and is headquartered in Branford, Connecticut.
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