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Upturn AI Summary - About
SAP SE ADR(SAP)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for SAP
11/05/2026: SAP (4-star) is a STRONG-BUY. BUY for 69 days. Simulated Profits (32.63%). Updated daily EoD!
SAP SE is a dominant provider of enterprise application software, widely known for its foundational ERP systems used by large organizations globally. The company is currently undergoing a strategic transition toward cloud-based subscription models, which enhances revenue predictability and growth. Its primary opportunity lies in embedding artificial intelligence into its core S/4HANA platform to drive further value. Key risks include the inherent complexity of migrating legacy customers and competition from agile, cloud-native software firms. SAP suits investors looking for a stable, foundational technology holding that offers reliable income through dividends and exposure to long-term digital transformation trends.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | SAP offers steady growth through cloud migration but is not a hyper-growth tech stock. |
| Momentum investor | Mixed fit | The stock can follow positive cloud adoption sentiment but is subject to broader market cycles. |
| Value investor | Strong fit | SAP is often viewed as a stable, foundational tech investment with reliable cash flow. |
| Dividend investor | Strong fit | The company provides a reliable dividend stream supported by strong recurring cloud revenues. |
| Low-risk investor | Strong fit | As a global enterprise software leader with high switching costs, SAP is generally less volatile than smaller tech firms. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | Medium | While stable, the ADR is sensitive to both global currency fluctuations and tech sector sentiment. |
| Valuation risk | Medium | Trading at premium multiples requires consistent execution to maintain current pricing. |
| Competition risk (AI competition) | Medium / high | Failing to successfully integrate AI could cause market share loss to more agile software competitors. |
| Business quality | Strong | SAP's software is deeply embedded in its clients' operations, creating very high barriers to exit. |
| Dividend income | Low | Dividends are well-covered by cash flows, presenting low risk to the income investor. |
| Execution risk | Medium | Successfully transitioning the remaining on-premise base to the cloud remains a multi-year execution challenge. |
Price Behavior
Strong Uptrend
The stock has maintained a strong upward price trend across the last three quarters.
Moderately Choppy
The stock has experienced noticeable price swings while retaining some directional structure.
Analysis of Past Performance
Type Stock | Historic Profit 65.94% | Avg. Invested days 62 | Today’s Advisory Strong Buy |
Upturn Advisory Rating  | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 11/05/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 277.06B USD | Price to earnings Ratio 29.89 | 1Y Target Price 280.83 |
Price to earnings Ratio 29.89 | 1Y Target Price 280.83 | ||
Volume (30-day avg) 2.4M shares | Beta 0.71 | 52 Weeks Range 144.97 - 251.53 | Updated Date 11/05/2026 |
52 Weeks Range 144.97 - 251.53 | Updated Date 11/05/2026 | ||
Dividends yield (FY) 1.22% | Basic EPS (TTM) 8.03 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Cloud Subscriptions | Subscription fees from cloud-based ERP, HR, and analytics software. | This is the company's primary growth engine and source of recurring income. |
| Software Licenses & Support | Maintenance fees and legacy on-premise software licenses. | Provides stable, predictable cash flow, though it is a declining part of the total mix. |
| Services | Professional services, consulting, and training. | Supports customer implementation and product adoption. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2026-10-21 | When After Market | Estimate 2.03 | Actual 1.89 |
Profitability
Profit Margin 20.41% | Operating Margin (TTM) 29.5% |
Management Effectiveness
Return on Assets (TTM) 9.91% | Return on Equity (TTM) 18.18% |
Valuation
Trailing PE 29.89 | Forward PE 24.33 | Enterprise Value 276.73B | Price to Sales(TTM) 7.03 |
Enterprise Value 276.73B | Price to Sales(TTM) 7.03 | ||
Enterprise Value to Revenue 6.05 | Enterprise Value to EBITDA 18.14 | Shares Outstanding 1.15B | Shares Floating 14.45B |
Shares Outstanding 1.15B | Shares Floating 14.45B | ||
Percent Insiders - | Percent Institutions 7.83 |
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
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