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Upturn AI SWOT - About
SCHW 
Charles Schwab Corp (SCHW)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
09/17/2025: SCHW (3-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
21 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $107.95
1 Year Target Price $107.95
| 10 | Strong Buy |
| 7 | Buy |
| 2 | Hold |
| 1 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 48.26% | Avg. Invested days 51 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/17/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 165.24B USD | Price to earnings Ratio 24.47 | 1Y Target Price 107.95 |
Price to earnings Ratio 24.47 | 1Y Target Price 107.95 | ||
Volume (30-day avg) 21 | Beta 0.95 | 52 Weeks Range 61.62 - 99.42 | Updated Date 09/17/2025 |
52 Weeks Range 61.62 - 99.42 | Updated Date 09/17/2025 | ||
Dividends yield (FY) 1.13% | Basic EPS (TTM) 3.72 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 33.68% | Operating Margin (TTM) 47.91% |
Management Effectiveness
Return on Assets (TTM) 1.6% | Return on Equity (TTM) 15.6% |
Valuation
Trailing PE 24.47 | Forward PE 16.95 | Enterprise Value 145210408960 | Price to Sales(TTM) 7.64 |
Enterprise Value 145210408960 | Price to Sales(TTM) 7.64 | ||
Enterprise Value to Revenue 9.7 | Enterprise Value to EBITDA - | Shares Outstanding 1815219968 | Shares Floating 1710299624 |
Shares Outstanding 1815219968 | Shares Floating 1710299624 | ||
Percent Insiders 6.07 | Percent Institutions 84.67 |
Upturn AI SWOT
Charles Schwab Corp
Company Overview
History and Background
Charles Schwab Corporation was founded in 1971 by Charles R. Schwab as First Commander Corporation, a traditional brokerage firm. In 1973, it became Charles Schwab & Co., Inc., pioneering discount brokerage services. Significant milestones include technological innovation, expansion into wealth management, and strategic acquisitions.
Core Business Areas
- Investor Services: Provides brokerage accounts, investment products, and financial advice to individual investors. Includes online trading platforms, mobile apps, and educational resources.
- Advisor Services: Offers custodial, trading, and support services to independent registered investment advisors (RIAs).
- Corporate Retirement Services: Provides retirement plan services to businesses, including 401(k) administration and recordkeeping.
- Banking: Offers banking products and services, including checking accounts, savings accounts, and mortgages, through Charles Schwab Bank.
Leadership and Structure
Walt Bettinger serves as Co-Chairman of the Board and CEO. The organizational structure is hierarchical, with executive leadership overseeing various business segments and functions.
Top Products and Market Share
Key Offerings
- Brokerage Accounts: Schwab offers a variety of brokerage accounts, including individual, joint, retirement, and custodial accounts. Competitors include Fidelity, Vanguard, and E*TRADE. Schwab is a major player in this market and has significant amount of users.
- Product 3: [Description of Product 3, include any market share data or number of users or revenue from this product. Who are the competitors for this product]
- Schwab Intelligent Portfolios: An automated investment advisory service (robo-advisor) that builds and manages portfolios based on individual risk tolerance and goals. Competitors include Betterment, Wealthfront, and Vanguard Digital Advisor. Schwab is a top competitor for robo-advisors.
Market Dynamics
Industry Overview
The financial services industry is characterized by increasing competition, technological disruption, regulatory changes, and fluctuating interest rates.
Positioning
Charles Schwab Corp is a leading brokerage and wealth management firm, known for its low-cost services, wide range of investment products, and strong brand reputation. Its competitive advantages include its scale, technology platform, and integrated service offerings.
Total Addressable Market (TAM)
The global wealth management market is estimated to be worth trillions of dollars. Charles Schwab is well-positioned to capture a significant share of this market through its various services.
Upturn SWOT Analysis
Strengths
- Strong brand reputation
- Large asset base
- Extensive branch network
- Technological innovation
- Low-cost structure
Weaknesses
- Reliance on interest rate environment
- Exposure to regulatory scrutiny
- Integration risks from acquisitions
Opportunities
- Growing wealth management market
- Increasing demand for financial advice
- Expansion into new markets
- Technological advancements
Threats
- Increased competition
- Economic downturns
- Regulatory changes
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- Fidelity (FNF)
- Vanguard (Private)
- E*TRADE (MS)
Competitive Landscape
Schwab competes effectively on price, technology, and service. Its strengths lie in its scale and brand recognition. Disadvantages include potential integration challenges and reliance on interest rates.
Major Acquisitions
TD Ameritrade
- Year: 2020
- Acquisition Price (USD millions): 26000
- Strategic Rationale: Acquisition of TD Ameritrade increased scale, market share, and technology capabilities.
Growth Trajectory and Initiatives
Historical Growth: Historical Growth trends will be inserted during integration.
Future Projections: Future Projections data will be inserted during integration.
Recent Initiatives: Recent Strategic initiatives data will be inserted during integration.
Summary
Charles Schwab is a strong player in the financial services industry due to its large asset base and low-cost structure. The acquisition of TD Ameritrade has significantly expanded its market share. However, Schwab's performance is vulnerable to interest rate fluctuations, and it faces increasing competition and regulatory scrutiny. Successfully integrating acquisitions and managing these external factors will be crucial for future growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Reports
- Industry Research
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market conditions and company performance can change rapidly. Always conduct your own due diligence before making investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Charles Schwab Corp
Exchange NYSE | Headquaters Westlake, TX, United States | ||
IPO Launch date 1987-09-22 | CEO, President & Director Mr. Richard Andrew Wurster C.F.A., CFA, CMT | ||
Sector Financial Services | Industry Capital Markets | Full time employees 32600 | Website https://www.schwab.com |
Full time employees 32600 | Website https://www.schwab.com | ||
The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services. It offers brokerage accounts with equity and fixed income trading, margin lending, options trading, futures and forex trading, and cash management capabilities, including certificates of deposit; third-party mutual funds through the Mutual Fund Marketplace and Mutual Fund OneSource service, as well as mutual fund trading and clearing services to broker-dealers; exchange-traded funds; advisory solutions for managed portfolios, separately managed accounts, customized personal advice for tailored portfolios, specialized planning, and full-time portfolio management; banking products comprising checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust custody services, personal trust reporting services, and administrative trustee services. It provides digital retirement calculators; integrated web-, mobile-, and software-based trading platforms, real-time market data, options trading, premium research, and multi-channel access; self-service education and support tools; online research and analysis tools; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; retirement plan services; mutual fund clearing services; and advisor services, including interactive tools and educational content. The Company operates through branch offices. The Charles Schwab Corporation was founded in 1971 and is headquartered in Westlake, Texas.
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