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Upturn AI SWOT - About
SCHW 
Charles Schwab Corp (SCHW)
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Upturn Advisory Summary
07/08/2025: SCHW (3-star) is a STRONG-BUY. BUY since 45 days. Profits (11.00%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
21 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $92.37
1 Year Target Price $92.37
| 10 | Strong Buy |
| 7 | Buy |
| 2 | Hold |
| 1 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 45.06% | Avg. Invested days 44 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 07/08/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 168.25B USD | Price to earnings Ratio 28.06 | 1Y Target Price 92.37 |
Price to earnings Ratio 28.06 | 1Y Target Price 92.37 | ||
Volume (30-day avg) 21 | Beta 0.93 | 52 Weeks Range 60.17 - 92.80 | Updated Date 07/8/2025 |
52 Weeks Range 60.17 - 92.80 | Updated Date 07/8/2025 | ||
Dividends yield (FY) 1.18% | Basic EPS (TTM) 3.3 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 31.71% | Operating Margin (TTM) 43.85% |
Management Effectiveness
Return on Assets (TTM) 1.39% | Return on Equity (TTM) 14.12% |
Valuation
Trailing PE 28.06 | Forward PE 21.98 | Enterprise Value 153048383488 | Price to Sales(TTM) 8.22 |
Enterprise Value 153048383488 | Price to Sales(TTM) 8.22 | ||
Enterprise Value to Revenue 10.62 | Enterprise Value to EBITDA - | Shares Outstanding 1816969984 | Shares Floating 1711368064 |
Shares Outstanding 1816969984 | Shares Floating 1711368064 | ||
Percent Insiders 6.06 | Percent Institutions 84.73 |
Upturn AI SWOT
Charles Schwab Corp
Company Overview
History and Background
Charles Schwab Corp was founded in 1971 by Charles Schwab as First Commander Corporation, a traditional brokerage firm. In 1973, it became Charles Schwab & Co., Inc., pioneering discount brokerage services. It grew through acquisitions and innovation in online trading.
Core Business Areas
- Investor Services: Offers brokerage, investment advisory, banking, and financial planning services to individual investors.
- Advisor Services: Provides custodial, trading, and support services to independent registered investment advisors (RIAs).
- Corporate Retirement Services: Offers retirement plan services and solutions to employers.
Leadership and Structure
Walt Bettinger serves as the CEO. The company has a board of directors and is structured into business segments focusing on investor services, advisor services, and retirement business. Schwab operates through various subsidiaries.
Top Products and Market Share
Key Offerings
- Brokerage Accounts: Provides access to trading stocks, ETFs, options, and other securities. Schwab has a significant share of the brokerage market. Competitors are Fidelity, E*TRADE, Robinhood.
- Market Share: 0.33
- Investment Advisory Services: Offers managed portfolios, personalized investment advice, and financial planning. Competitors are Vanguard, Fidelity, Personal Capital.
- Market Share: 0.12
- Market Share: 0.05
- Schwab ETFs: Offers a range of low-cost ETFs. Competitors are Vanguard, BlackRock (iShares), State Street (SPDR).
Market Dynamics
Industry Overview
The financial services industry is highly competitive and regulated, experiencing rapid technological change and evolving customer preferences. Increased consolidation, lower fees, and the rise of fintech companies are significant trends.
Positioning
Charles Schwab Corp is a leading brokerage and wealth management firm, known for its low-cost structure, broad range of services, and strong brand reputation. It competes primarily on price, service, and technology.
Total Addressable Market (TAM)
The wealth management TAM is estimated to be several trillion dollars globally. Schwab is well-positioned to capture a significant share, focusing on both retail investors and independent advisors.
Upturn SWOT Analysis
Strengths
- Strong Brand Recognition
- Large Client Base
- Low-Cost Structure
- Comprehensive Service Offering
- Advanced Technology Platform
- Integrated business model
Weaknesses
- Dependence on Market Performance
- Exposure to Interest Rate Fluctuations
- Integration Risks from Acquisitions
- Regulatory scrutiny
Opportunities
- Growth in Wealth Management
- Expansion into New Markets
- Increased Adoption of Digital Investing
- Strategic Acquisitions
- Partnerships with Fintech Companies
Threats
- Increased Competition
- Regulatory Changes
- Economic Downturns
- Cybersecurity Risks
- Decreasing interest rates
Competitors and Market Share
Key Competitors
- Fidelity (PRIVATE)
- Interactive Brokers (IBKR)
- E*TRADE (MS)
Competitive Landscape
Charles Schwab Corp competes on price, service, and technology. It has a strong brand reputation and a large client base. Fidelity is a major competitor, while Interactive Brokers focuses on active traders and E*Trade has been acquired by Morgan Stanley.
Major Acquisitions
TD Ameritrade
- Year: 2020
- Acquisition Price (USD millions): 26000
- Strategic Rationale: Expanded scale, market share, and capabilities in the retail brokerage space.
Growth Trajectory and Initiatives
Historical Growth: Charles Schwab Corp has experienced significant growth in assets under management (AUM) and client accounts over the past decade, driven by organic growth and acquisitions.
Future Projections: Analysts project continued growth in revenue and earnings, driven by increasing demand for wealth management services and the company's strategic initiatives.
Recent Initiatives: Recent initiatives include the acquisition of TD Ameritrade, investments in technology, and the launch of new products and services.
Summary
Charles Schwab is a strong player in the brokerage and wealth management industry, benefiting from a large client base and low-cost structure. Its acquisition of TD Ameritrade significantly boosted its market share. The company needs to carefully manage integration risks and adapt to evolving regulatory landscape. Economic downturns and increasing competition pose ongoing challenges to Schwab's profitability.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (SEC), Analyst Reports, Market Research Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market conditions and company performance can change, and past performance is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Charles Schwab Corp
Exchange NYSE | Headquaters Westlake, TX, United States | ||
IPO Launch date 1987-09-22 | CEO, President & Director Mr. Richard Andrew Wurster C.F.A., CFA, CMT | ||
Sector Financial Services | Industry Capital Markets | Full time employees 32100 | Website https://www.schwab.com |
Full time employees 32100 | Website https://www.schwab.com | ||
The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services. It offers brokerage accounts with equity and fixed income trading, margin lending, options trading, futures and forex trading, and cash management capabilities, including certificates of deposit; third-party mutual funds through the Mutual Fund Marketplace and Mutual Fund OneSource service, as well as mutual fund trading and clearing services to broker-dealers; exchange-traded funds; advisory solutions for managed portfolios, separately managed accounts, customized personal advice for tailored portfolios, specialized planning, and full-time portfolio management; banking products comprising checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust custody services, personal trust reporting services, and administrative trustee services. It provides digital retirement calculators; integrated web-, mobile-, and software-based trading platforms, real-time market data, options trading, premium research, and multi-channel access; self-service education and support tools; online research and analysis tools; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; retirement plan services; mutual fund clearing services; and advisor services, including interactive tools and educational content. The Company operates through branch offices. The Charles Schwab Corporation was founded in 1971 and is headquartered in Westlake, Texas.
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