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Upturn AI SWOT - About
SCHW 
Charles Schwab Corp (SCHW)
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Upturn Advisory Summary
08/28/2025: SCHW (4-star) is a STRONG-BUY. BUY since 82 days. Profits (17.53%). Updated daily EoD!
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
21 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $108
1 Year Target Price $108
| 10 | Strong Buy |
| 7 | Buy |
| 2 | Hold |
| 1 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 53.67% | Avg. Invested days 50 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 176.24B USD | Price to earnings Ratio 26.1 | 1Y Target Price 108 |
Price to earnings Ratio 26.1 | 1Y Target Price 108 | ||
Volume (30-day avg) 21 | Beta 0.95 | 52 Weeks Range 60.38 - 99.42 | Updated Date 08/28/2025 |
52 Weeks Range 60.38 - 99.42 | Updated Date 08/28/2025 | ||
Dividends yield (FY) 1.07% | Basic EPS (TTM) 3.72 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 33.68% | Operating Margin (TTM) 47.91% |
Management Effectiveness
Return on Assets (TTM) 1.6% | Return on Equity (TTM) 15.6% |
Valuation
Trailing PE 26.1 | Forward PE 21.1 | Enterprise Value 156210642944 | Price to Sales(TTM) 8.15 |
Enterprise Value 156210642944 | Price to Sales(TTM) 8.15 | ||
Enterprise Value to Revenue 10.2 | Enterprise Value to EBITDA - | Shares Outstanding 1815219968 | Shares Floating 1710390385 |
Shares Outstanding 1815219968 | Shares Floating 1710390385 | ||
Percent Insiders 6.07 | Percent Institutions 84.64 |
Upturn AI SWOT
Charles Schwab Corp
Company Overview
History and Background
Charles Schwab Corp. was founded in 1971 by Charles R. Schwab. Initially a traditional brokerage, it pioneered discount brokerage services in the 1970s. Through acquisitions and innovation, Schwab expanded into wealth management, banking, and advisory services, becoming a leading financial services firm.
Core Business Areas
- Investor Services: Provides brokerage accounts, trading platforms, and investment products to individual investors.
- Advisor Services: Offers custodial, trading, and support services to independent registered investment advisors (RIAs).
- Asset Management: Manages and distributes a range of investment funds and ETFs.
- Banking: Offers banking products, including checking accounts, savings accounts, and mortgages.
Leadership and Structure
Walt Bettinger serves as the CEO. The company is structured with various business segments, each led by senior executives, reporting to the CEO. A board of directors oversees the overall strategy and governance.
Top Products and Market Share
Key Offerings
- Brokerage Accounts: Traditional brokerage accounts offering access to stocks, bonds, ETFs, and mutual funds. Market share is estimated to be around 30% based on client assets. Competitors include Fidelity, Vanguard, and Robinhood.
- Schwab ETFs: A range of low-cost exchange-traded funds. Schwab's ETF market share is growing and around 5% of total ETF market share, making them a significant player. Competitors include BlackRock (iShares), Vanguard, and State Street (SPDRs).
- Schwab Intelligent Portfolios: A robo-advisory service providing automated investment management. Competitors include Betterment, Wealthfront, and Personal Capital.
- Advisor Services Platform: Platforms and solutions for independent registered investment advisors (RIAs), Market share is significant, holding custody for trillions of dollars in assets. Competitors include Fidelity, Pershing (BNY Mellon), and TD Ameritrade (now part of Schwab).
Market Dynamics
Industry Overview
The financial services industry is experiencing increasing competition, technological disruption, and regulatory changes. Key trends include the rise of robo-advisors, commission-free trading, and growing demand for personalized financial advice.
Positioning
Charles Schwab Corp. is a leading player in the financial services industry, known for its low-cost brokerage services, comprehensive platform, and strong brand reputation. Its competitive advantages include its scale, technology, and client-centric approach.
Total Addressable Market (TAM)
The TAM for wealth management is estimated to be trillions of dollars globally. Schwab is positioned strongly within the retail investor and RIA segments, with opportunities to expand into other areas like high-net-worth individuals.
Upturn SWOT Analysis
Strengths
- Strong Brand Reputation
- Large Client Base
- Comprehensive Product Offering
- Low-Cost Structure
- Advanced Technology Platform
Weaknesses
- Dependence on Market Performance
- Exposure to Regulatory Changes
- Integration Risks from Acquisitions
- Potential for Data Breaches
- Reliance on interest rate spreads to generate revenue
Opportunities
- Growing Demand for Financial Advice
- Expansion into New Markets
- Increased Adoption of Robo-Advisors
- Partnerships and Acquisitions
- Digitalization of Financial Services
Threats
- Increased Competition
- Economic Downturn
- Rising Interest Rates
- Regulatory Scrutiny
- Cybersecurity Threats
Competitors and Market Share
Key Competitors
- Fidelity (privately held)
- Vanguard (privately held)
- Interactive Brokers (IBKR)
Competitive Landscape
Charles Schwab Corp. competes with traditional brokerages, discount brokerages, robo-advisors, and asset managers. Its strengths include its low-cost structure, comprehensive platform, and strong brand. Challenges include competition from fintech companies and regulatory changes.
Major Acquisitions
TD Ameritrade
- Year: 2020
- Acquisition Price (USD millions): 26000
- Strategic Rationale: To increase scale, expand client base, and enhance technology capabilities.
US Trust (bought from Bank of America)
- Year: 1981
- Acquisition Price (USD millions): 27
- Strategic Rationale: Expanded the company's service offerings in high net worth
Growth Trajectory and Initiatives
Historical Growth: Charles Schwab Corp. has experienced strong growth in recent years, driven by client acquisition, asset growth, and strategic acquisitions.
Future Projections: Analysts project continued growth for Charles Schwab Corp., driven by its strong market position and favorable industry trends.
Recent Initiatives: Recent initiatives include the integration of TD Ameritrade, expansion of its ETF offerings, and enhancements to its digital platform.
Summary
Charles Schwab Corp. is a strong financial services firm with a large client base and a comprehensive platform. Its low-cost structure and strong brand reputation are significant advantages. It faces competition from both traditional and fintech companies and must navigate regulatory changes and cybersecurity threats to maintain its leading position.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (SEC)
- Market Research Reports
- Analyst Estimates
- Industry Publications
Disclaimers:
The information provided is for informational purposes only and does not constitute financial advice. Investment decisions should be based on individual circumstances and consultation with a qualified financial advisor. Market share data are estimates and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Charles Schwab Corp
Exchange NYSE | Headquaters Westlake, TX, United States | ||
IPO Launch date 1987-09-22 | CEO, President & Director Mr. Richard Andrew Wurster C.F.A., CFA, CMT | ||
Sector Financial Services | Industry Capital Markets | Full time employees 32600 | Website https://www.schwab.com |
Full time employees 32600 | Website https://www.schwab.com | ||
The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services. It offers brokerage accounts with equity and fixed income trading, margin lending, options trading, futures and forex trading, and cash management capabilities, including certificates of deposit; third-party mutual funds through the Mutual Fund Marketplace and Mutual Fund OneSource service, as well as mutual fund trading and clearing services to broker-dealers; exchange-traded funds; advisory solutions for managed portfolios, separately managed accounts, customized personal advice for tailored portfolios, specialized planning, and full-time portfolio management; banking products comprising checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust custody services, personal trust reporting services, and administrative trustee services. It provides digital retirement calculators; integrated web-, mobile-, and software-based trading platforms, real-time market data, options trading, premium research, and multi-channel access; self-service education and support tools; online research and analysis tools; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; retirement plan services; mutual fund clearing services; and advisor services, including interactive tools and educational content. The Company operates through branch offices. The Charles Schwab Corporation was founded in 1971 and is headquartered in Westlake, Texas.
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