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Upturn AI Summary - About
SFL Corporation Ltd(SFL)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Advisory Performance History (Simulated)
Upturn Advisory & Investor View for SFL
09/25/2026: SFL (4-star) is a STRONG-BUY. BUY for 45 days. Simulated Profits (9.14%). Updated daily EoD!
SFL Corporation Ltd is a diversified maritime and offshore energy infrastructure company that focuses on long-term leasing of tankers, container ships, and drilling rigs. Its primary strength lies in its business model of securing stable, fixed-rate time charters that provide consistent cash flows regardless of short-term market volatility. The main growth opportunity involves modernizing its fleet with eco-efficient vessels to meet global decarbonization standards. However, investors should monitor risks such as high debt levels, the inherent cyclicality of shipping markets, and concentration risk among its key charterers. SFL is well-suited for dividend-focused investors seeking exposure to the maritime sector with a relatively stable contractual foundation.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | SFL is better suited for income and stability rather than aggressive capital appreciation. |
| Momentum investor | Weak fit | The stock tends to trade based on long-term contract visibility rather than short-term price momentum. |
| Value investor | Strong fit | SFL often trades at attractive valuations relative to its underlying asset base and cash flow. |
| Dividend investor | Strong fit | The company has a long history of paying consistent dividends supported by fixed-rate contracts. |
| Low-risk investor | Mixed fit | While dividends provide income, the shipping industry remains inherently cyclical and subject to global trade risks. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | Medium / high | Maritime stocks are susceptible to rapid changes in global economic outlook and commodity shipping rates. |
| Valuation risk | Medium | Market pricing of vessel assets can fluctuate based on changing interest rates and industry supply/demand balances. |
| Competition risk (maritime asset chartering) | Medium | Intense competition from other vessel owners can pressure charter rates upon contract expiry. |
| Business quality | Medium | The reliance on a limited number of major charterers poses a concentration risk to revenue. |
| Dividend income | Medium | Dividends are dependent on sustained cash flows from charter contracts, which may be impacted by economic downturns. |
| Execution risk | Medium | Managing a diverse global fleet requires operational excellence and strict adherence to international maritime regulations. |
Price Behavior

Strong Uptrend
The stock has maintained a strong upward price trend across the last three quarters.

Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type Stock | Historic Profit 6.85% | Avg. Invested days 40 | Today’s Advisory Strong Buy |
Upturn Advisory Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals 
Financial Health Rating 
Growth Momentum Score 
Ownership 
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue) 
Economic Dimensions
Quantitative Style Profile 
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.80B USD | Price to earnings Ratio 51.92 | 1Y Target Price 13.17 |
Price to earnings Ratio 51.92 | 1Y Target Price 13.17 | ||
Volume (30-day avg) 1.5M shares | Beta 0.44 | 52 Weeks Range 6.21 - 13.98 | Updated Date 09/25/2026 |
52 Weeks Range 6.21 - 13.98 | Updated Date 09/25/2026 | ||
Dividends yield (FY) 6.92% | Basic EPS (TTM) 0.25 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Time Charters | Leasing out tankers, container ships, and bulkers to operators under long-term agreements. | SFL acts as a landlord for ships, collecting steady rent regardless of short-term market fluctuations. |
| Offshore Energy | Leasing drilling rigs and offshore support assets to energy companies. | This segment links income to oil and gas exploration activity, providing exposure to the energy sector. |
Valuation
Trailing PE 51.92 | Forward PE 163.93 | Enterprise Value 4.03B | Price to Sales(TTM) 2.53 |
Enterprise Value 4.03B | Price to Sales(TTM) 2.53 | ||
Enterprise Value to Revenue 5.71 | Enterprise Value to EBITDA 9.42 | Shares Outstanding 138.67M | Shares Floating 112.72M |
Shares Outstanding 138.67M | Shares Floating 112.72M | ||
Percent Insiders 17.25 | Percent Institutions 47.01 |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
About SFL Corporation Ltd
Exchange NYSE | Headquarters - | ||
IPO Launch date 2004-06-17 | CEO of SFL Management AS & Director Mr. Ole Bjarte Hjertaker | ||
Sector Industrials | Industry Marine Shipping | Full time employees 24 | Website https://www.sflcorp.com |
Full time employees 24 | Website https://www.sflcorp.com | ||
SFL Corporation Ltd., a maritime and offshore asset owning and chartering company, engages in the ownership, operation, and chartering out of vessels and offshore related assets on medium and long-term charters. The company operates in various sectors of the maritime, and shipping and offshore industries, including oil transportation, dry bulk shipments, oil products transportation, container transportation, car transportation, and drilling rigs. As of December 31, 2025, the company owned 17 tankers, two dry bulk carriers, 21 container vessels, seven car carriers, and two drilling rigs. It primarily operates in Bermuda, Canada, Cyprus, Liberia, Namibia, Norway, Singapore, the United Kingdom, and the Marshall Islands. SFL Corporation Ltd. was formerly known as Ship Finance International Limited and changed its name to SFL Corporation Ltd. in September 2019. The company was incorporated in 2003 and is based in Hamilton, Bermuda.

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