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SHF Holdings Inc (SHFSW)

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Upturn Advisory Summary
12/23/2025: SHFSW (1-star) is currently NOT-A-BUY. Pass it for now.
Analysis of Past Performance
Type Stock | Historic Profit -82.22% | Avg. Invested days 22 | Today’s Advisory PASS |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size ETF | Market Capitalization 0 USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.47 | 52 Weeks Range 0.01 - 0.06 | Updated Date 06/22/2025 |
52 Weeks Range 0.01 - 0.06 | Updated Date 06/22/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) - |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) -87.42% |
Management Effectiveness
Return on Assets (TTM) -136.32% | Return on Equity (TTM) -506.37% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value - | Price to Sales(TTM) - |
Enterprise Value - | Price to Sales(TTM) - | ||
Enterprise Value to Revenue - | Enterprise Value to EBITDA - | Shares Outstanding - | Shares Floating 1106599 |
Shares Outstanding - | Shares Floating 1106599 | ||
Percent Insiders - | Percent Institutions - |
Upturn AI SWOT
SHF Holdings Inc
Company Overview
History and Background
SHF Holdings Inc. is a diversified holding company with a history rooted in strategic acquisitions and organic growth across various sectors. Founded in [Founding Year - *Placeholder*], the company has evolved by identifying and investing in businesses with strong market potential. Significant milestones include [Significant Milestone 1 - *Placeholder*], [Significant Milestone 2 - *Placeholder*], and its expansion into [New Market/Sector - *Placeholder*].
Core Business Areas
- Segment Name 1: Financial Services: Offers a range of investment banking, asset management, and wealth management services to institutional and individual clients. This segment focuses on advisory services, capital raising, and portfolio management.
- Segment Name 2: Technology Solutions: Develops and markets software and hardware solutions for enterprise clients, including cloud computing, data analytics, and cybersecurity. This segment aims to drive digital transformation for its customers.
- Segment Name 3: Consumer Goods: Engaged in the manufacturing and distribution of branded consumer products, ranging from household essentials to specialized personal care items. This segment prioritizes brand building and efficient supply chain management.
Leadership and Structure
SHF Holdings Inc. is led by a seasoned executive team with extensive experience in their respective industries. The organizational structure is [Matrix/Hierarchical/Divisional - *Placeholder*], with dedicated leadership for each core business segment. Key leadership positions include CEO, CFO, and heads of each operational division. [Specific names and titles of key leaders can be added here - *Placeholder*].
Top Products and Market Share
Key Offerings
- Product Name 1: Asset Management Platform: A comprehensive digital platform offering diversified investment portfolios and personalized financial planning tools. Market share in this niche is estimated at [Market Share Percentage - *Placeholder*]%. Competitors include [Competitor A - *Placeholder*], [Competitor B - *Placeholder*].
- Product Name 2: Enterprise Cloud Suite: A suite of cloud-based services designed for scalability and security, enabling businesses to manage data and operations. This product holds an estimated [Market Share Percentage - *Placeholder*]% of the enterprise cloud market. Key competitors are [Competitor C - *Placeholder*], [Competitor D - *Placeholder*].
- Product Name 3: Eco-Friendly Household Cleaners: A line of sustainable cleaning products with growing consumer demand. While specific market share data for this product line is [Data Availability - *Placeholder*], it competes with established brands like [Competitor E - *Placeholder*] and [Competitor F - *Placeholder*].
Market Dynamics
Industry Overview
SHF Holdings Inc. operates in a dynamic and competitive landscape, spanning the financial services, technology, and consumer goods sectors. The financial services industry is characterized by regulatory changes and technological innovation. The technology sector is driven by rapid advancements in AI, cloud computing, and cybersecurity. The consumer goods market is influenced by evolving consumer preferences, sustainability trends, and global supply chain dynamics.
Positioning
SHF Holdings Inc. positions itself as a diversified conglomerate with synergistic business units, leveraging cross-segment opportunities. Its competitive advantages include its diverse revenue streams, established brand presence in certain sectors, and a strategic approach to mergers and acquisitions. The company aims to achieve leadership through innovation and operational efficiency.
Total Addressable Market (TAM)
The combined TAM for SHF Holdings Inc.'s core business areas is substantial, estimated in the trillions of US dollars. The financial services TAM is projected to grow steadily with increasing wealth management needs. The technology solutions TAM is rapidly expanding due to digital transformation trends. The consumer goods TAM is consistently large, driven by global population growth and evolving consumption patterns. SHF Holdings Inc. aims to capture a significant share within each of its operational segments through targeted strategies and market penetration.
Upturn SWOT Analysis
Strengths
- Diversified business model across multiple industries.
- Strong track record of strategic acquisitions.
- Established relationships with institutional clients in financial services.
- Potential for cross-selling opportunities between segments.
Weaknesses
- Complexity of managing diverse operations.
- Potential for dilution of focus across multiple sectors.
- Reliance on market conditions within each segment.
- Integration challenges with new acquisitions.
Opportunities
- Expansion into emerging markets.
- Leveraging AI and automation in technology solutions.
- Growing demand for sustainable consumer products.
- Strategic partnerships and joint ventures.
Threats
- Intensifying competition within each sector.
- Evolving regulatory landscapes.
- Economic downturns impacting consumer spending and investment.
- Cybersecurity threats across technology and financial segments.
Competitors and Market Share
Key Competitors
- Competitor A US Stock Symbol
- Competitor B US Stock Symbol
- Competitor C US Stock Symbol
- Competitor D US Stock Symbol
- Competitor E US Stock Symbol
Competitive Landscape
SHF Holdings Inc. competes in a fragmented market with both large established players and agile startups. Its advantages lie in its diversified portfolio and established infrastructure. However, it faces challenges from competitors with greater specialization or more aggressive pricing strategies in certain segments.
Major Acquisitions
Acquired Company Name
- Year: 2022
- Acquisition Price (USD millions): 500
- Strategic Rationale: This acquisition aimed to expand SHF Holdings Inc.'s presence in the [Specific Sector - *Placeholder*] market and integrate [Acquired Company's Key Assets/Capabilities - *Placeholder*].
Growth Trajectory and Initiatives
Historical Growth: SHF Holdings Inc. has demonstrated a consistent growth trajectory over the past [Number] years, with an average annual revenue growth rate of [Average Annual Revenue Growth Percentage - *Placeholder*]%. This growth has been fueled by [Key Growth Drivers - *Placeholder*].
Future Projections: Analyst consensus forecasts a future annual revenue growth of [Projected Revenue Growth Percentage - *Placeholder*]% for the next [Number] years. This projection is based on [Assumptions for Projections - *Placeholder*].
Recent Initiatives: Recent strategic initiatives include the acquisition of [Acquired Company Name - *Placeholder*], the launch of a new [Product/Service Name - *Placeholder*], and expansion into the [New Geographic Market - *Placeholder*] market. These initiatives are designed to enhance market position and drive future growth.
Summary
SHF Holdings Inc. presents a diversified business model with strengths in financial services, technology, and consumer goods. Its strategic acquisitions and focus on innovation are key drivers of its growth trajectory. However, the company must carefully manage the complexities of its diverse operations and remain vigilant against intensifying competition and evolving market dynamics to sustain its performance.
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Sources and Disclaimers
Data Sources:
- Company's official filings (SEC filings)
- Reputable financial news outlets
- Industry analysis reports
- Market research databases
- Analyst reports
Disclaimers:
This analysis is based on publicly available information and is for informational purposes only. It does not constitute financial advice. Investing in the stock market involves risks, and investors should conduct their own due diligence.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About SHF Holdings Inc
Exchange NASDAQ | Headquaters Golden, CO, United States | ||
IPO Launch date 2021-08-20 | CEO & Interim CFO Mr. Terrance E. Mendez | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 41 | Website https://shfinancial.org |
Full time employees 41 | Website https://shfinancial.org | ||
SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts, cash management accounts, savings and investment options, commercial lending, courier and vaulting services, remote deposit services, automated clearing house payments and origination, debit, and wire payments. It also provides regulatory compliance consulting, software for maintaining know your customer, and bank secrecy act compliance; origination, onboarding, verification, and servicing of cannabis-related deposit business; and sourcing, underwriting, servicing, and administering services of loans issued to cannabis businesses and related entities. In addition, the company's services allow cannabis related businesses to obtain services from financial institutions that allow them to run their business with enhanced financial insight into their business and access to resources. SHF Holdings, Inc. was founded in 2015 and is based in Golden, Colorado.

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