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SPNS 
Sapiens International Corporation NV (SPNS)
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Upturn Advisory Summary
12/12/2025: SPNS (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $37.25
1 Year Target Price $37.25
| 0 | Strong Buy |
| 1 | Buy |
| 2 | Hold |
| 2 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -2.08% | Avg. Invested days 74 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 12/12/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.43B USD | Price to earnings Ratio 37.8 | 1Y Target Price 37.25 |
Price to earnings Ratio 37.8 | 1Y Target Price 37.25 | ||
Volume (30-day avg) 5 | Beta 0.9 | 52 Weeks Range 23.69 - 43.48 | Updated Date 12/14/2025 |
52 Weeks Range 23.69 - 43.48 | Updated Date 12/14/2025 | ||
Dividends yield (FY) 1.38% | Basic EPS (TTM) 1.15 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 11.4% | Operating Margin (TTM) 11.66% |
Management Effectiveness
Return on Assets (TTM) 6.78% | Return on Equity (TTM) 12.95% |
Valuation
Trailing PE 37.8 | Forward PE 29.59 | Enterprise Value 2391335690 | Price to Sales(TTM) 4.31 |
Enterprise Value 2391335690 | Price to Sales(TTM) 4.31 | ||
Enterprise Value to Revenue 4.24 | Enterprise Value to EBITDA 23.93 | Shares Outstanding 55900637 | Shares Floating 30658622 |
Shares Outstanding 55900637 | Shares Floating 30658622 | ||
Percent Insiders 45.06 | Percent Institutions 44.57 |
About Sapiens International Corporation NV
Exchange NASDAQ | Headquaters - | ||
IPO Launch date 1992-05-29 | President, CEO & Director Mr. Roni Al-Dor | ||
Sector Technology | Industry Software - Application | Full time employees 4850 | Website https://www.sapiens.com |
Full time employees 4850 | Website https://www.sapiens.com | ||
Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe and internationally. The company provides various solutions for property and casualty, life and pensions, and reinsurance fields. It also offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. In addition, the company provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. Sapiens International Corporation N.V. was founded in 1982 and is headquartered in Holon, Israel.
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