SSBI official logo SSBI
SSBI 1-star rating from Upturn Advisory
Summit State Bank (SSBI) company logo

Summit State Bank (SSBI)

Summit State Bank (SSBI) 1-star rating from Upturn Advisory
$11.55
Last Close (24-hour delay)
upturn advisory logo
PASS
  • BUY Advisory
  • SELL Advisory (Profit)
  • SELL Advisory (Loss)
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock price based on last close icon Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • 1Y
  • 1M
  • 1W

Upturn Advisory Summary

12/12/2025: SSBI (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Analysis of Past Performance

Type Stock
Historic Profit -7.97%
Avg. Invested days 43
Today’s Advisory PASS
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 2.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/12/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 67.77M USD
Price to earnings Ratio -
1Y Target Price 7.2
Price to earnings Ratio -
1Y Target Price 7.2
Volume (30-day avg) -
Beta 0.14
52 Weeks Range 5.68 - 10.87
Updated Date 06/29/2025
52 Weeks Range 5.68 - 10.87
Updated Date 06/29/2025
Dividends yield (FY) 2.23%
Basic EPS (TTM) -0.46

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -11.93%
Operating Margin (TTM) 33.14%

Management Effectiveness

Return on Assets (TTM) -0.29%
Return on Equity (TTM) -3.2%

Valuation

Trailing PE -
Forward PE -
Enterprise Value 2473630
Price to Sales(TTM) 2.61
Enterprise Value 2473630
Price to Sales(TTM) 2.61
Enterprise Value to Revenue 2.23
Enterprise Value to EBITDA -
Shares Outstanding 6776560
Shares Floating 4602845
Shares Outstanding 6776560
Shares Floating 4602845
Percent Insiders 26.94
Percent Institutions 27.72

About Summit State Bank

Exchange NASDAQ
Headquaters Santa Rosa, CA, United States
IPO Launch date 2006-07-14
President, CEO & Director Mr. Brian J. Reed
Sector Financial Services
Industry Banks - Regional
Full time employees 106
Full time employees 106

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.