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Tandy Leather Factory Inc(TLF)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for TLF
11/10/2026: TLF (1-star) is currently NOT-A-BUY. Pass it for now.
Tandy Leather Factory Inc is a specialty retailer focused on the niche market of leathercraft tools, supplies, and educational kits. The company has a long-standing brand identity and is currently undergoing strategic efforts to optimize its retail footprint and enhance its digital e-commerce presence. Its primary growth opportunity lies in capitalizing on the maker movement and expanding its reach through online sales. Key risks include intense competition from broad e-commerce platforms and the impact of economic cycles on discretionary spending. This stock may suit investors seeking exposure to a specialized consumer niche who are comfortable with the risks associated with operational restructuring and small-cap retail volatility.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Mixed fit | Growth is largely dependent on successful operational turnaround and niche market expansion. |
| Momentum investor | Weak fit | The stock often lacks the high-frequency trading volume and sharp price trends favored by momentum strategies. |
| Value investor | Strong fit | Investors focusing on asset-based valuation may find the company's long-standing brand and niche position attractive if priced appropriately. |
| Dividend investor | Mixed fit | Dividend policy is subject to change based on the company's capital needs and earnings stability. |
| Low-risk investor | Weak fit | Small-cap retail stocks often face higher volatility and execution risks. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | Medium / high | As a smaller market-cap stock, liquidity constraints can lead to significant price swings. |
| Valuation risk | Medium | Valuation is sensitive to future earnings growth, which is not guaranteed. |
| Competition risk (generalist retail and online platforms) | High | Strong competition from Amazon and large craft retailers threatens market share. |
| Business quality | Medium | The business has established a niche but faces challenges scaling in a digital-first environment. |
| Dividend income | Medium | Income generation is not the primary focus and is subject to financial health. |
| Execution risk | High | Success depends on the ongoing ability to modernize store operations and digital systems. |
Price Behavior
Rolling Over
The price momentum is slowing down and beginning to turn downward.
Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type Stock | Historic Profit -5.49% | Avg. Invested days 42 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 11/10/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 17.37M USD | Price to earnings Ratio - | 1Y Target Price 5.5 |
Price to earnings Ratio - | 1Y Target Price 5.5 | ||
Volume (30-day avg) 17.3K shares | Beta 0.7 | 52 Weeks Range 1.48 - 2.78 | Updated Date 11/09/2026 |
52 Weeks Range 1.48 - 2.78 | Updated Date 11/09/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.19 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Retail Sales | In-store sales of leather hides, tools, and project kits. | The company makes money by selling supplies directly to hobbyists and professionals in their physical stores. |
| Wholesale and E-commerce | Bulk sales to businesses and online orders. | Revenue is also generated through high-volume supply sales and digital orders, which help reach a wider audience. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Valuation
Trailing PE - | Forward PE 11.71 | Enterprise Value 38.61M | Price to Sales(TTM) 0.22 |
Enterprise Value 38.61M | Price to Sales(TTM) 0.22 | ||
Enterprise Value to Revenue 0.5 | Enterprise Value to EBITDA 6.03 | Shares Outstanding 8.19M | Shares Floating 4.33M |
Shares Outstanding 8.19M | Shares Floating 4.33M | ||
Percent Insiders 1.69 | Percent Institutions 58.88 |
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
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