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Tompkins Financial Corporation (TMP)

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Upturn Advisory Summary
12/12/2025: TMP (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $77
1 Year Target Price $77
| 0 | Strong Buy |
| 1 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -22.55% | Avg. Invested days 26 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.07B USD | Price to earnings Ratio 12.56 | 1Y Target Price 77 |
Price to earnings Ratio 12.56 | 1Y Target Price 77 | ||
Volume (30-day avg) 2 | Beta 0.81 | 52 Weeks Range 52.57 - 76.17 | Updated Date 12/15/2025 |
52 Weeks Range 52.57 - 76.17 | Updated Date 12/15/2025 | ||
Dividends yield (FY) 3.27% | Basic EPS (TTM) 5.9 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 26.66% | Operating Margin (TTM) 36.73% |
Management Effectiveness
Return on Assets (TTM) 1.03% | Return on Equity (TTM) 11.19% |
Valuation
Trailing PE 12.56 | Forward PE - | Enterprise Value 1402308224 | Price to Sales(TTM) 3.38 |
Enterprise Value 1402308224 | Price to Sales(TTM) 3.38 | ||
Enterprise Value to Revenue 4.66 | Enterprise Value to EBITDA - | Shares Outstanding 14431880 | Shares Floating 13831514 |
Shares Outstanding 14431880 | Shares Floating 13831514 | ||
Percent Insiders 7.64 | Percent Institutions 67.56 |
About Tompkins Financial Corporation
Exchange NYSE MKT | Headquaters Ithaca, NY, United States | ||
IPO Launch date 1990-03-28 | President, CEO & Director Mr. Stephen S. Romaine | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 941 | |
Full time employees 941 | |||
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. The company operates through three segments: Banking, Insurance, and Wealth Management. It accepts various deposit products, including checking and savings accounts, time deposits, and IRA products. The company also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; home equity loans; residential real estate loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer and other loans, such as direct and indirect personal installment loans, automobile financing, and overdraft lines of credit. In addition, it provides letters of credit and sweep accounts; credit and debit cards; deposit and cash management, internet-based account, remote deposit, safe deposit, ATM, voice response, and mobile and internet banking services; trust and estate; financial and tax planning services; property and casualty, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. The company primarily serves individuals, corporate executives, small business owners, and high net worth individuals. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.

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