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TMP 1-star rating from Upturn Advisory
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Tompkins Financial Corporation (TMP)

Tompkins Financial Corporation (TMP) 1-star rating from Upturn Advisory
$74.13
Last Close (24-hour delay)
Profit since last BUY10.3%
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BUY since 20 days
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Upturn Advisory Summary

12/12/2025: TMP (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

1 star rating from financial analysts

2 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $77

1 Year Target Price $77

Analysts Price Target For last 52 week
$77 Target price
52w Low $52.57
Current$74.13
52w High $76.17

Analysis of Past Performance

Type Stock
Historic Profit -22.55%
Avg. Invested days 26
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 2.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/12/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 1.07B USD
Price to earnings Ratio 12.56
1Y Target Price 77
Price to earnings Ratio 12.56
1Y Target Price 77
Volume (30-day avg) 2
Beta 0.81
52 Weeks Range 52.57 - 76.17
Updated Date 12/15/2025
52 Weeks Range 52.57 - 76.17
Updated Date 12/15/2025
Dividends yield (FY) 3.27%
Basic EPS (TTM) 5.9

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 26.66%
Operating Margin (TTM) 36.73%

Management Effectiveness

Return on Assets (TTM) 1.03%
Return on Equity (TTM) 11.19%

Valuation

Trailing PE 12.56
Forward PE -
Enterprise Value 1402308224
Price to Sales(TTM) 3.38
Enterprise Value 1402308224
Price to Sales(TTM) 3.38
Enterprise Value to Revenue 4.66
Enterprise Value to EBITDA -
Shares Outstanding 14431880
Shares Floating 13831514
Shares Outstanding 14431880
Shares Floating 13831514
Percent Insiders 7.64
Percent Institutions 67.56

About Tompkins Financial Corporation

Exchange NYSE MKT
Headquaters Ithaca, NY, United States
IPO Launch date 1990-03-28
President, CEO & Director Mr. Stephen S. Romaine
Sector Financial Services
Industry Banks - Regional
Full time employees 941
Full time employees 941

Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. The company operates through three segments: Banking, Insurance, and Wealth Management. It accepts various deposit products, including checking and savings accounts, time deposits, and IRA products. The company also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; home equity loans; residential real estate loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer and other loans, such as direct and indirect personal installment loans, automobile financing, and overdraft lines of credit. In addition, it provides letters of credit and sweep accounts; credit and debit cards; deposit and cash management, internet-based account, remote deposit, safe deposit, ATM, voice response, and mobile and internet banking services; trust and estate; financial and tax planning services; property and casualty, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. The company primarily serves individuals, corporate executives, small business owners, and high net worth individuals. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.