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Towne Bank (TOWN)

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Upturn Advisory Summary
12/12/2025: TOWN (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $40.5
1 Year Target Price $40.5
| 1 | Strong Buy |
| 2 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -8.41% | Avg. Invested days 32 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.80B USD | Price to earnings Ratio 15.91 | 1Y Target Price 40.5 |
Price to earnings Ratio 15.91 | 1Y Target Price 40.5 | ||
Volume (30-day avg) 4 | Beta 0.8 | 52 Weeks Range 28.98 - 37.39 | Updated Date 12/14/2025 |
52 Weeks Range 28.98 - 37.39 | Updated Date 12/14/2025 | ||
Dividends yield (FY) 2.94% | Basic EPS (TTM) 2.23 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 22.13% | Operating Margin (TTM) 34.38% |
Management Effectiveness
Return on Assets (TTM) 0.93% | Return on Equity (TTM) 7.48% |
Valuation
Trailing PE 15.91 | Forward PE - | Enterprise Value 2905299200 | Price to Sales(TTM) 3.65 |
Enterprise Value 2905299200 | Price to Sales(TTM) 3.65 | ||
Enterprise Value to Revenue 3.97 | Enterprise Value to EBITDA - | Shares Outstanding 78932955 | Shares Floating 72518228 |
Shares Outstanding 78932955 | Shares Floating 72518228 | ||
Percent Insiders 6.74 | Percent Institutions 60.39 |
About Towne Bank
Exchange NASDAQ | Headquaters Portsmouth, VA, United States | ||
IPO Launch date 1999-05-07 | CEO, President & Director Mr. William I. Foster III | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 3055 | Website https://www.townebank.com |
Full time employees 3055 | Website https://www.townebank.com | ||
TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposit, and individual retirement accounts. The company also offers secured and unsecured personal loans for financing automobiles, home improvements, education, and personal investments; commercial loans for working capital, business expansion, and equipment and machinery purchases; and mortgage loans, as well as real estate acquisition, development, and construction loans. In addition, it provides other services, such as safe deposit boxes, treasury management services, direct deposit of payroll and social security checks, and automatic drafts for various accounts, as well as online, mobile, and on-call banking services. Further, the company offers documentation services to accomplish tax deferral to investors; investment and asset management services; commercial mortgage brokerage services; and other financial services, such as financial, retirement, and estate planning services, as well as assistance on various investment options comprising alternative investments, annuities, margin accounts, convertible bonds, and pension and profit-sharing plans. Additionally, it provides residential property management services, real estate brokerage services, vacation rentals, and title and settlement services; and originates residential mortgage loans. The company also offers life, property, casualty, and vehicle insurance services; and employee benefit programs, such as health, dental, vision, and disability insurance. TowneBank was incorporated in 1998 and is based in Portsmouth, Virginia.

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