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TOWN 1-star rating from Upturn Advisory
Towne Bank (TOWN) company logo

Towne Bank (TOWN)

Towne Bank (TOWN) 1-star rating from Upturn Advisory
$35.48
Last Close (24-hour delay)
Profit since last BUY3.17%
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BUY since 4 days
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Upturn Advisory Summary

12/12/2025: TOWN (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

1 star rating from financial analysts

4 Analysts rated it

Very few follow this stock; limited insights, higher-risk early investing.

1 Year Target Price $40.5

1 Year Target Price $40.5

Analysts Price Target For last 52 week
$40.5 Target price
52w Low $28.98
Current$35.48
52w High $37.39

Analysis of Past Performance

Type Stock
Historic Profit -8.41%
Avg. Invested days 32
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 2.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/12/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 2.80B USD
Price to earnings Ratio 15.91
1Y Target Price 40.5
Price to earnings Ratio 15.91
1Y Target Price 40.5
Volume (30-day avg) 4
Beta 0.8
52 Weeks Range 28.98 - 37.39
Updated Date 12/14/2025
52 Weeks Range 28.98 - 37.39
Updated Date 12/14/2025
Dividends yield (FY) 2.94%
Basic EPS (TTM) 2.23

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 22.13%
Operating Margin (TTM) 34.38%

Management Effectiveness

Return on Assets (TTM) 0.93%
Return on Equity (TTM) 7.48%

Valuation

Trailing PE 15.91
Forward PE -
Enterprise Value 2905299200
Price to Sales(TTM) 3.65
Enterprise Value 2905299200
Price to Sales(TTM) 3.65
Enterprise Value to Revenue 3.97
Enterprise Value to EBITDA -
Shares Outstanding 78932955
Shares Floating 72518228
Shares Outstanding 78932955
Shares Floating 72518228
Percent Insiders 6.74
Percent Institutions 60.39

About Towne Bank

Exchange NASDAQ
Headquaters Portsmouth, VA, United States
IPO Launch date 1999-05-07
CEO, President & Director Mr. William I. Foster III
Sector Financial Services
Industry Banks - Regional
Full time employees 3055
Full time employees 3055

TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposit, and individual retirement accounts. The company also offers secured and unsecured personal loans for financing automobiles, home improvements, education, and personal investments; commercial loans for working capital, business expansion, and equipment and machinery purchases; and mortgage loans, as well as real estate acquisition, development, and construction loans. In addition, it provides other services, such as safe deposit boxes, treasury management services, direct deposit of payroll and social security checks, and automatic drafts for various accounts, as well as online, mobile, and on-call banking services. Further, the company offers documentation services to accomplish tax deferral to investors; investment and asset management services; commercial mortgage brokerage services; and other financial services, such as financial, retirement, and estate planning services, as well as assistance on various investment options comprising alternative investments, annuities, margin accounts, convertible bonds, and pension and profit-sharing plans. Additionally, it provides residential property management services, real estate brokerage services, vacation rentals, and title and settlement services; and originates residential mortgage loans. The company also offers life, property, casualty, and vehicle insurance services; and employee benefit programs, such as health, dental, vision, and disability insurance. TowneBank was incorporated in 1998 and is based in Portsmouth, Virginia.