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Upturn AI SWOT - About
TRTX 
TPG RE Finance Trust Inc (TRTX)
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Upturn Advisory Summary
06/30/2025: TRTX (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
5 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $9.2
1 Year Target Price $9.2
| 2 | Strong Buy |
| 2 | Buy |
| 0 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -3.2% | Avg. Invested days 37 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 616.50M USD | Price to earnings Ratio 11.03 | 1Y Target Price 9.2 |
Price to earnings Ratio 11.03 | 1Y Target Price 9.2 | ||
Volume (30-day avg) 5 | Beta 1.67 | 52 Weeks Range 6.28 - 8.60 | Updated Date 06/30/2025 |
52 Weeks Range 6.28 - 8.60 | Updated Date 06/30/2025 | ||
Dividends yield (FY) 12.50% | Basic EPS (TTM) 0.7 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 48.18% | Operating Margin (TTM) 40.99% |
Management Effectiveness
Return on Assets (TTM) 1.83% | Return on Equity (TTM) 6.41% |
Valuation
Trailing PE 11.03 | Forward PE 11.11 | Enterprise Value 3065609984 | Price to Sales(TTM) 4.17 |
Enterprise Value 3065609984 | Price to Sales(TTM) 4.17 | ||
Enterprise Value to Revenue 22.94 | Enterprise Value to EBITDA - | Shares Outstanding 79857400 | Shares Floating 63332488 |
Shares Outstanding 79857400 | Shares Floating 63332488 | ||
Percent Insiders 6.4 | Percent Institutions 83.78 |
Analyst Ratings
Rating 3 | Target Price 9.2 | Buy 2 | Strong Buy 2 |
Buy 2 | Strong Buy 2 | ||
Hold - | Sell 1 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
TPG RE Finance Trust Inc
Company Overview
History and Background
TPG RE Finance Trust, Inc. (TRTX) is a commercial real estate finance company that originates, acquires, and manages commercial real estate (CRE) debt. While specific founding details are not readily available, TRTX was externally managed by TPG Real Estate Finance Management, L.P., an affiliate of TPG, until a recent internalization of management.
Core Business Areas
- Commercial Real Estate (CRE) Debt: Focuses on originating and acquiring first mortgage loans secured by high-quality commercial real estate properties.
- Loan Management: Manages a portfolio of CRE debt investments, including monitoring performance and mitigating risks.
- Real Estate Investment Trust (REIT): Operates as a REIT, distributing a portion of its taxable income to shareholders as dividends.
Leadership and Structure
Internalized management in 2024. Key leaders include CEO, CFO, and other senior executives focused on investment management and operations. Governed by a Board of Directors.
Top Products and Market Share
Key Offerings
- First Mortgage Loans: Primarily originates and invests in first mortgage loans secured by commercial real estate. The competitive landscape includes other REITs and debt funds, such as Blackstone Mortgage Trust (BXMT) and Starwood Property Trust (STWD). Market share is fragmented across many players.
- Mezzanine Loans: Origination of, and investment in Mezzanine loans. The competitive landscape includes other REITs and debt funds. Market share is fragmented across many players.
Market Dynamics
Industry Overview
The CRE finance industry is influenced by interest rates, economic growth, property values, and regulatory changes. Currently, the industry faces challenges due to higher interest rates and economic uncertainty.
Positioning
TRTX is positioned as a CRE lender focused on originating and managing high-quality loans. It differentiates itself through its relationship with TPG and its investment strategy.
Total Addressable Market (TAM)
The total addressable market for commercial real estate debt is significant. TRTX's positioning aims to capture a portion of this TAM through targeted lending strategies.
Upturn SWOT Analysis
Strengths
- Experienced management team
- Focus on high-quality assets
- Internalized management.
- Access to capital through TPG platform.
Weaknesses
- Sensitivity to interest rate fluctuations
- Dependence on commercial real estate market conditions
- External management fees (historically, prior to internalization)
- Smaller size compared to larger peers.
Opportunities
- Expansion into new geographic markets
- Increased demand for CRE financing
- Strategic acquisitions of smaller lenders
- Growth in specific property sectors (e.g., industrial, multifamily).
Threats
- Economic downturn impacting property values
- Increased competition from other lenders
- Regulatory changes affecting CRE lending
- Rising interest rates reducing loan demand
Competitors and Market Share
Key Competitors
- BXMT
- STWD
- AREC
- LADR
Competitive Landscape
TRTX faces competition from larger and smaller REITs and debt funds. Its advantages include its affiliation with TPG, while disadvantages include smaller size and potentially higher cost of capital compared to larger peers.
Growth Trajectory and Initiatives
Historical Growth: Historical growth can be assessed by analyzing past revenue and earnings growth rates.
Future Projections: Analyst estimates for future growth are available through financial data providers.
Recent Initiatives: Recent initiatives may include new lending programs, strategic partnerships, or cost-cutting measures. The internalization of management is one such initiative.
Summary
TPG RE Finance Trust is a commercial real estate finance company navigating a challenging environment of rising interest rates. The internalization of management is a positive step, but it remains sensitive to economic conditions and competition. Their strength is in its focus on high-quality assets, but smaller size is a weakness. TRTX needs to capitalize on opportunities in specific property sectors and navigate the threat of economic downturns.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Financial News Articles
- Industry Reports
- Market Data Providers
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share estimations are approximate and may not reflect precise figures. Financial data may be outdated and should be verified with current sources.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About TPG RE Finance Trust Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2017-07-20 | CEO & Director Mr. Doug Bouquard | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | Website https://www.tpgrefinance.com |
Full time employees - | Website https://www.tpgrefinance.com | ||
TPG RE Finance Trust, Inc., a commercial real estate finance company, originates, acquires, and manages commercial mortgage loans and other commercial real estate-related debt instruments in the United States. It invests in commercial mortgage loans; subordinate mortgage interests, mezzanine loans, secured real estate securities, note financing, preferred equity, and miscellaneous debt instruments; and commercial real estate collateralized loan obligations and commercial mortgage-backed securities secured by properties primarily in the multifamily, life science, mixed-use, hospitality, self storage, industrial, and industrial real estate sectors. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. TPG RE Finance Trust, Inc. was incorporated in 2014 and is based in New York, New York.
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