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VersaBank (VBNK)
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Upturn Advisory Summary
12/12/2025: VBNK (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $14
1 Year Target Price $14
| 1 | Strong Buy |
| 2 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 124.89% | Avg. Invested days 50 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 12/12/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 461.93M USD | Price to earnings Ratio 22.25 | 1Y Target Price 14 |
Price to earnings Ratio 22.25 | 1Y Target Price 14 | ||
Volume (30-day avg) 4 | Beta 1.09 | 52 Weeks Range 8.48 - 14.69 | Updated Date 12/14/2025 |
52 Weeks Range 8.48 - 14.69 | Updated Date 12/14/2025 | ||
Dividends yield (FY) 0.70% | Basic EPS (TTM) 0.65 |
Earnings Date
Report Date 2025-12-10 | When Before Market | Estimate 0.24 | Actual 0.24 |
Profitability
Profit Margin 23.67% | Operating Margin (TTM) 29.32% |
Management Effectiveness
Return on Assets (TTM) 0.54% | Return on Equity (TTM) 6.11% |
Valuation
Trailing PE 22.25 | Forward PE 7.79 | Enterprise Value -13177564 | Price to Sales(TTM) 3.84 |
Enterprise Value -13177564 | Price to Sales(TTM) 3.84 | ||
Enterprise Value to Revenue 5.97 | Enterprise Value to EBITDA - | Shares Outstanding 31945535 | Shares Floating 27345697 |
Shares Outstanding 31945535 | Shares Floating 27345697 | ||
Percent Insiders 31.55 | Percent Institutions 36.2 |
About VersaBank
Exchange NASDAQ | Headquaters London, ON, Canada | ||
IPO Launch date 2021-08-27 | Interim CEO & Vice Chair Ms. Susan Teresa McGovern B.Sc. | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 131 | Website https://www.versabank.com |
Full time employees 131 | Website https://www.versabank.com | ||
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
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