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Upturn AI SWOT - About
WF 
Woori Financial Group Inc (WF)
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Upturn Advisory Summary
10/14/2025: WF (1-star) is a SELL. SELL since 1 days. Simulated Profits (-7.30%). Updated daily EoD!
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
1 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $69.8
1 Year Target Price $69.8
| 1 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 9.33% | Avg. Invested days 36 | Today’s Advisory SELL |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 10/14/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 13.16B USD | Price to earnings Ratio 6.95 | 1Y Target Price 69.8 |
Price to earnings Ratio 6.95 | 1Y Target Price 69.8 | ||
Volume (30-day avg) 1 | Beta 0.63 | 52 Weeks Range 28.93 - 57.79 | Updated Date 10/14/2025 |
52 Weeks Range 28.93 - 57.79 | Updated Date 10/14/2025 | ||
Dividends yield (FY) 4.92% | Basic EPS (TTM) 7.74 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 27.98% | Operating Margin (TTM) 53.02% |
Management Effectiveness
Return on Assets (TTM) 0.57% | Return on Equity (TTM) 8.37% |
Valuation
Trailing PE 6.95 | Forward PE 2.46 | Enterprise Value 40518016827392 | Price to Sales(TTM) - |
Enterprise Value 40518016827392 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue 6.31 | Enterprise Value to EBITDA - | Shares Outstanding 244674125 | Shares Floating 642790355 |
Shares Outstanding 244674125 | Shares Floating 642790355 | ||
Percent Insiders - | Percent Institutions 2.96 |
Upturn AI SWOT
Woori Financial Group Inc
Company Overview
History and Background
Woori Financial Group Inc. has a long history originating from the establishment of Daehan Cheonil Bank in 1899. It has undergone several transformations and mergers over the years, solidifying its position as a leading financial institution in South Korea. It was privatized in stages and restructured after the Asian Financial Crisis.
Core Business Areas
- Banking: Woori Bank provides a range of retail and corporate banking services, including deposit accounts, loans, credit cards, and foreign exchange services.
- Credit Card: Woori Card offers a variety of credit card products with different rewards programs and benefits.
- Investment Banking: Woori Investment Bank provides investment banking services, including underwriting, mergers and acquisitions, and asset management.
- Asset Management: Woori Asset Management manages investment portfolios for institutional and retail clients.
- Insurance: Woori Financial Group provides a range of insurance services
Leadership and Structure
The leadership team consists of the CEO and other key executives. The organizational structure is hierarchical, with various divisions responsible for different business areas.
Top Products and Market Share
Key Offerings
- Market Share (%):
- Retail Banking Services: Includes deposit accounts, loans (mortgages, personal loans), credit cards. Market share data is unavailable, but retail banking is a significant revenue driver. Competitors include KB Financial Group, Shinhan Financial Group, and Hana Financial Group.
- Corporate Banking Services: Loans, trade finance, cash management services for businesses. Market share data is unavailable. Competitors include KB Financial Group, Shinhan Financial Group, and Hana Financial Group.
- Market Share (%):
- Investment Banking: Underwriting, M&A advisory, bond issuance. Market share varies by deal type, but Woori competes with major global investment banks. Competitors include Goldman Sachs (GS), Morgan Stanley (MS), and local Korean firms.
- Market Share (%):
Market Dynamics
Industry Overview
The South Korean financial industry is highly competitive, with a mix of large banking groups, specialized financial institutions, and foreign players. The industry is subject to strict regulations and is influenced by macroeconomic conditions.
Positioning
Woori Financial Group is one of the largest financial institutions in South Korea. Its strengths include its extensive branch network and its diversified business model. Its competitive advantages are its established brand and its strong relationships with Korean corporations.
Total Addressable Market (TAM)
The total addressable market for financial services in South Korea is estimated to be in the hundreds of billions of USD. Woori Financial Group is positioned to capture a significant share of this market through its various business lines.
Upturn SWOT Analysis
Strengths
- Strong Brand Recognition in South Korea
- Extensive Branch Network
- Diversified Business Model
- Strong Relationships with Korean Corporations
- Government Support
Weaknesses
- Exposure to Korean Economy
- Potential for Regulatory Scrutiny
- Higher cost structure relative to peers
Opportunities
- Expansion into New Markets (Southeast Asia)
- Growth in Digital Banking Services
- Increasing Demand for Wealth Management Services
- Increasing demand for M&A activity within Korea
- Increased consolidation within Korea's fragmented banking sector
Threats
- Increased Competition from Foreign Banks
- Economic Downturn in South Korea
- Changes in Regulatory Environment
- Rising Interest Rates
- Geopolitical Risks
Competitors and Market Share
Key Competitors
- KB Financial Group (KB)
- Shinhan Financial Group (SHG)
- Hana Financial Group (HNFG)
Competitive Landscape
Woori Financial Group faces intense competition from other major financial institutions in South Korea. Its advantages include its brand recognition and its established relationships with Korean corporations. Its disadvantages include its exposure to the Korean economy and the potential for regulatory scrutiny.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends are not available without providing specific data.
Future Projections: Future projections are not available as they require specific analytical data and analyst reports.
Recent Initiatives: Woori Financial Group has been focusing on expanding its digital banking services and strengthening its presence in Southeast Asia.
Summary
Woori Financial Group is a large and diversified financial institution in South Korea. It faces challenges from increased competition and economic uncertainty. Recent initiatives to expand digital banking and venture into Southeast Asia are positives. Success depends on navigating economic and regulatory challenges.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Information
- Financial News Articles
Disclaimers:
The information provided is based on limited data and publicly available sources. It should not be considered financial advice. Market share data is estimated and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Woori Financial Group Inc
Exchange NYSE | Headquaters - | ||
IPO Launch date 2003-10-01 | President, CEO & Executive Chairman Mr. Jong-Yong Yim | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 68 | Website https://www.woorifg.com |
Full time employees 68 | Website https://www.woorifg.com | ||
Woori Financial Group Inc., together with its subsidiaries, operates as a commercial bank which provides various financial services to individual, business, and institutional customers in Korea. The company operates through Banking, Credit Card, Capital, Investment Securities, and Others segments. It offers savings, demand, and installment deposits; time deposits, certificates of deposit, and repurchase instruments; and working capital, facilities, general purpose household, mortgage, and home equity loans. The company also offers debit and credit cards, cash services, card loans, and related services; lease financing; and securities operation, sale of financial instruments, project financing, and other related solutions. In addition, it provides credit purchase, cash advance, credit card loans, foreign exchange services and dealing, import and export-related services, offshore lending, syndicated loans and foreign currency securities investment, investment trust products, bancassurance, and private equity funds. Further, the company is involved in the real estate, system software development and maintenance, financing, credit information, securities investment and trading, derivatives trading, asset securitization, investment and international banking, money transfer, and other service. Additionally, the company offers automated telephone, Internet, and mobile banking services; and trust management, trustee, and custodian service.Woori Financial Group Inc. through its subsidiary Tong Yang Life Insurance Co., Ltd. offers life insurance; accident compensation insurance and child insurance services; and retirement pension services and asset management services. Woori Financial Group Inc. was founded in 1899 and is headquartered in Seoul, South Korea.
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