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Acres Commercial Realty Corp(ACR)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for ACR
09/15/2026: ACR (1-star) is currently NOT-A-BUY. Pass it for now.
Acres Commercial Realty Corp (ACR) is a mortgage REIT focused on originating and managing senior secured loans for transitional commercial properties. The company leverages its relationship with ACRES Capital to source specialized lending opportunities. Its primary strength lies in its focused debt-oriented business model, which aims to provide yield in the middle-market sector. However, investors must consider risks related to property market sensitivity, credit quality, and the company's relatively smaller scale compared to industry giants. The stock may appeal to income-oriented investors comfortable with the risks inherent in commercial real estate lending; key developments to monitor include management's progress in loan performance and overall CRE market stability.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Weak fit | The company's focus is primarily on income generation and capital preservation rather than rapid expansion. |
| Momentum investor | Weak fit | The stock often exhibits low liquidity and sensitivity to broader macro trends rather than distinct price momentum. |
| Value investor | Mixed fit | The stock may trade at a discount to book value, but valuation risk remains due to potential credit losses. |
| Dividend investor | Mixed fit | While the dividend is a focus, the payout has been historically inconsistent, requiring careful monitoring. |
| Low-risk investor | Weak fit | Exposure to commercial real estate credit and high leverage makes this a higher-risk investment. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | High | Fluctuations in interest rates and property market sentiment can lead to rapid price swings. |
| Valuation risk | Medium / high | Uncertainty regarding the underlying value of CRE loans can create gaps between book value and market price. |
| Competition risk (Direct CRE lenders) | High | The market is crowded with well-capitalized players who can outbid or undercut ACR. |
| Business quality | Medium | The reliance on external management and a smaller balance sheet limits operational flexibility. |
| Dividend income | Medium / high | Dividends depend on net interest margin stability, which is pressured by current rate environments. |
| Execution risk | Medium | Successfully managing the workout of legacy assets while originating new loans requires precise execution. |
Price Behavior
Steep Decline
The stock price has dropped sharply with strong downward pressure.
Moderately Choppy
The stock has experienced noticeable price swings while retaining some directional structure.
Analysis of Past Performance
Type Stock | Historic Profit 72.96% | Avg. Invested days 52 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  4.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 09/15/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 95.77M USD | Price to earnings Ratio - | 1Y Target Price 23 |
Price to earnings Ratio - | 1Y Target Price 23 | ||
Volume (30-day avg) 31.8K shares | Beta 1.06 | 52 Weeks Range 13.36 - 24.61 | Updated Date 09/14/2026 |
52 Weeks Range 13.36 - 24.61 | Updated Date 09/14/2026 | ||
Dividends yield (FY) - | Basic EPS (TTM) -1.11 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Commercial Mortgage Lending | Interest and fees generated from floating-rate senior loans for CRE properties. | The company earns money primarily by collecting interest on the loans it makes to property developers. |
| Investment Portfolio | Returns from CMBS and other real estate-related debt securities. | The company also earns returns by holding and managing various real estate-backed financial investments. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Valuation
Trailing PE - | Forward PE 10.64 | Enterprise Value 2.02B | Price to Sales(TTM) 1.13 |
Enterprise Value 2.02B | Price to Sales(TTM) 1.13 | ||
Enterprise Value to Revenue 20.3 | Enterprise Value to EBITDA - | Shares Outstanding 7.13M | Shares Floating 1.09M |
Shares Outstanding 7.13M | Shares Floating 1.09M | ||
Percent Insiders 37.89 | Percent Institutions 23.3 |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
About Acres Commercial Realty Corp
Exchange NYSE | Headquarters Uniondale, NY, United States | ||
IPO Launch date 2006-02-07 | President, CEO & Director Mr. Mark Steven Fogel | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | Website https://www.acresreit.com |
Full time employees - | Website https://www.acresreit.com | ||
ACRES Commercial Realty Corp., a real estate investment trust (REIT), focuses on the origination, holding, and management of commercial real estate mortgage loans and equity investments in commercial real estate property in the United States. The company invests in commercial real estate credit investments, including floating-rate first mortgage loans, first priority interests in first mortgage loans, subordinated interests in first mortgage loans, mezzanine financing, preferred equity investments, and CRE whole loans, and equity investments. It qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Exantas Capital Corp. and changed its name to ACRES Commercial Realty Corp. in February 2021. ACRES Commercial Realty Corp. was incorporated in 2005 and is based in Uniondale, New York.
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