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Upturn AI SWOT - About
ACRE 
Ares Commercial Real Estate (ACRE)
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Upturn Advisory Summary
10/14/2025: ACRE (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
7 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $4.31
1 Year Target Price $4.31
| 0 | Strong Buy |
| 0 | Buy |
| 5 | Hold |
| 1 | Sell |
| 1 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -26.9% | Avg. Invested days 33 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  1.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/14/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 245.32M USD | Price to earnings Ratio - | 1Y Target Price 4.31 |
Price to earnings Ratio - | 1Y Target Price 4.31 | ||
Volume (30-day avg) 7 | Beta 1.35 | 52 Weeks Range 3.15 - 6.53 | Updated Date 10/13/2025 |
52 Weeks Range 3.15 - 6.53 | Updated Date 10/13/2025 | ||
Dividends yield (FY) 18.14% | Basic EPS (TTM) -0.33 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -22.6% | Operating Margin (TTM) 67.14% |
Management Effectiveness
Return on Assets (TTM) -1.04% | Return on Equity (TTM) -3.3% |
Valuation
Trailing PE - | Forward PE 7.34 | Enterprise Value 1042887040 | Price to Sales(TTM) 3.04 |
Enterprise Value 1042887040 | Price to Sales(TTM) 3.04 | ||
Enterprise Value to Revenue 232.43 | Enterprise Value to EBITDA - | Shares Outstanding 55005353 | Shares Floating 53995371 |
Shares Outstanding 55005353 | Shares Floating 53995371 | ||
Percent Insiders 5.52 | Percent Institutions 44.45 |
Upturn AI SWOT
Ares Commercial Real Estate
Company Overview
History and Background
Ares Commercial Real Estate Corporation (ACRE) was founded in 2011 and is managed by Ares Management. It is a specialty finance company primarily focused on originating, investing in and managing commercial real estate debt.
Core Business Areas
- Commercial Real Estate Lending: ACRE primarily originates and invests in first mortgage loans, subordinate debt, and other CRE-related investments. They target stabilized or near-stabilized CRE properties.
Leadership and Structure
ACRE is externally managed by Ares Commercial Real Estate Management LLC, a subsidiary of Ares Management Corporation. The leadership team consists of executives from Ares Management, including the CEO, CFO, and other key management positions.
Top Products and Market Share
Key Offerings
- First Mortgage Loans: ACRE's primary product is first mortgage loans secured by commercial real estate. Market share data is difficult to pinpoint exactly due to the fragmented nature of the CRE lending market. Competitors include other REITs, banks, and private credit funds.
- Subordinate Debt: ACRE also invests in subordinate debt, providing higher yields but with increased risk. Competitors include other debt funds and mezzanine lenders.
Market Dynamics
Industry Overview
The commercial real estate lending market is influenced by interest rates, economic growth, and property values. Demand for CRE debt is generally correlated with the overall health of the CRE market. Current conditions reflect high interest rates and uncertainty in certain CRE sectors.
Positioning
ACRE is positioned as a non-bank lender providing CRE debt solutions. Its competitive advantage lies in its access to capital through Ares Management and its expertise in CRE lending and asset management.
Total Addressable Market (TAM)
The TAM for commercial real estate lending is vast, estimated to be in the trillions of dollars globally. ACRE's positioning allows it to capture a portion of this market through its lending and investment activities.
Upturn SWOT Analysis
Strengths
- Experienced Management Team
- Access to Ares Management's Platform
- Diversified Loan Portfolio
- Established Relationships with Borrowers and Brokers
Weaknesses
- External Management Structure
- Interest Rate Sensitivity
- Credit Risk Exposure
- Reliance on Capital Markets
Opportunities
- Increased Demand for Non-Bank CRE Lending
- Expansion into New CRE Sectors
- Growth in Private Credit Markets
- Strategic Acquisitions
Threats
- Economic Downturn
- Rising Interest Rates
- Increased Competition
- Regulatory Changes
Competitors and Market Share
Key Competitors
- BXMT
- STAR
- CLNC
- KREF
Competitive Landscape
ACRE competes with other REITs, banks, and private credit funds for CRE lending opportunities. Its advantages include its relationship with Ares Management, its expertise in CRE, and its ability to provide flexible financing solutions. Disadvantages can include external management, higher cost of capital than some banks.
Growth Trajectory and Initiatives
Historical Growth: ACRE's growth has been driven by expanding its loan portfolio and deploying capital into CRE debt opportunities.
Future Projections: Analyst projections vary but generally reflect expectations for continued growth in CRE lending, although there is market uncertainty.
Recent Initiatives: Recent initiatives may include expanding into new CRE sectors, diversifying the loan portfolio, and optimizing capital structure.
Summary
Ares Commercial Real Estate benefits from the Ares Management platform, providing access to capital and expertise. The external management structure and interest rate sensitivity are key risk factors. Growth depends on capitalizing on opportunities in the CRE lending market. Economic downturn and increased competition are major threats.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Ares Commercial Real Estate Corporation's SEC filings
- Ares Management Corporation's website
- Industry reports and analyst estimates
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be based on individual due diligence and consultation with a financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ares Commercial Real Estate
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2012-04-26 | CEO & Director Mr. Bryan Patrick Donohoe | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | Website https://www.arescre.com |
Full time employees - | Website https://www.arescre.com | ||
Ares Commercial Real Estate Corporation, a specialty finance company, engages in originating and investing in commercial real estate (CRE) loans and related investments in the United States. It provides loan opportunities for the owners, operators, and sponsors of CRE properties. The company's investments includes senior mortgage loans, subordinate debt, preferred equity products, mezzanine loans, and other CRE investments, including commercial mortgage-backed securities. It has elected and qualified to be taxed as a real estate investment trust for the United States federal income tax purposes under the Internal Revenue Code of 1986. Ares Commercial Real Estate Corporation was incorporated in 2011 and is based in New York, New York.
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