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CIM logo CIM
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Chimera Investment Corporation (CIM)

Upturn stock ratingUpturn stock rating
$13.68
Last Close (24-hour delay)
Profit since last BUY1.03%
upturn advisory
Consider higher Upturn Star rating
BUY since 25 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
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Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
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Time period over
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Upturn Advisory Summary

06/18/2025: CIM (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

5 Analysts rated it

Moderately tracked stock, growing coverage, gaining market and investor attention.

1 Year Target Price $15.75

1 Year Target Price $15.75

Analysts Price Target For last 52 week
$15.75Target price
Low$9.59
Current$13.68
high$15.2

Analysis of Past Performance

Type Stock
Historic Profit -20.64%
Avg. Invested days 31
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 3.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/18/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 1.12B USD
Price to earnings Ratio 9.19
1Y Target Price 15.75
Price to earnings Ratio 9.19
1Y Target Price 15.75
Volume (30-day avg) 5
Beta 1.82
52 Weeks Range 9.59 - 15.20
Updated Date 06/30/2025
52 Weeks Range 9.59 - 15.20
Updated Date 06/30/2025
Dividends yield (FY) 10.53%
Basic EPS (TTM) 1.51

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 65.46%
Operating Margin (TTM) 85.88%

Management Effectiveness

Return on Assets (TTM) 1.66%
Return on Equity (TTM) 8.09%

Valuation

Trailing PE 9.19
Forward PE 6.33
Enterprise Value 11267524608
Price to Sales(TTM) 3.44
Enterprise Value 11267524608
Price to Sales(TTM) 3.44
Enterprise Value to Revenue 37.32
Enterprise Value to EBITDA -
Shares Outstanding 80970704
Shares Floating 78758571
Shares Outstanding 80970704
Shares Floating 78758571
Percent Insiders 2.72
Percent Institutions 58

Analyst Ratings

Rating 3
Target Price 15.75
Buy 1
Strong Buy 1
Buy 1
Strong Buy 1
Hold 3
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Chimera Investment Corporation

stock logo

Company Overview

overview logo History and Background

Chimera Investment Corporation (CIM) was founded in 2007 and is a real estate investment trust (REIT) that primarily invests in mortgage-related assets.

business area logo Core Business Areas

  • Residential Mortgage Loans: Invests in residential mortgage loans, including Agency RMBS, non-Agency RMBS, and other mortgage-related securities.
  • Commercial Mortgage Loans: Invests in commercial mortgage loans and other commercial real estate debt.
  • Real Estate-Related Assets: Invests in other real estate-related assets, including asset-backed securities and corporate debt.

leadership logo Leadership and Structure

The company is led by a management team headed by Mohit Marria, CEO. The company has a board of directors that oversees the management team.

Top Products and Market Share

overview logo Key Offerings

  • Agency RMBS: Agency RMBS are mortgage-backed securities guaranteed by government-sponsored enterprises like Fannie Mae and Freddie Mac. Chimera invests in these securities for their relative safety and liquidity. Competitors include Annaly Capital Management (NLY) and AGNC Investment Corp. (AGNC). Market share data for individual company holdings of specific RMBS is not readily available and changes rapidly.
  • Non-Agency RMBS: Non-Agency RMBS are mortgage-backed securities that are not guaranteed by government agencies. These securities offer higher yields but also carry higher risk. Competitors include Redwood Trust (RWT) and MFA Financial (MFA). Market share data for specific Non-Agency RMBS holding is unavailable.
  • Commercial Mortgage Loans: Chimera also invest in commercial mortgage loans, but market share data is limited for publicly available information.

Market Dynamics

industry overview logo Industry Overview

The mortgage REIT industry is sensitive to interest rate fluctuations, credit spreads, and housing market conditions. Economic uncertainty and changing monetary policy can significantly impact profitability.

Positioning

Chimera is a relatively smaller player in the mortgage REIT sector, focusing on a diversified portfolio of mortgage-related assets to generate income. Its competitive advantage lies in its flexible investment strategy and ability to capitalize on market opportunities.

Total Addressable Market (TAM)

The total addressable market for mortgage-backed securities is in the trillions of dollars. Chimera's position within this TAM is relatively small, but they have the potential to expand through strategic acquisitions and growth. The size of the RMBS market can fluctuate based on the housing market and interest rate environment.

Upturn SWOT Analysis

Strengths

  • Diversified portfolio of mortgage-related assets
  • Experienced management team
  • Flexible investment strategy
  • High dividend yield

Weaknesses

  • Sensitivity to interest rate fluctuations
  • Reliance on leverage
  • Complex financial structure
  • Relatively small market capitalization compared to larger competitors

Opportunities

  • Expansion into new mortgage-related asset classes
  • Strategic acquisitions
  • Increased demand for mortgage credit
  • Capitalizing on market dislocations

Threats

  • Rising interest rates
  • Increased competition
  • Economic recession
  • Regulatory changes

Competitors and Market Share

competitor logo Key Competitors

  • AGNC
  • NLY
  • RWT
  • MFA

Competitive Landscape

Chimera faces competition from larger and more established mortgage REITs. Its ability to generate attractive returns depends on its ability to identify and capitalize on market opportunities and maintain a low cost of capital. The market shares are based on assets under management.

Major Acquisitions

ANH Holdings

  • Year: 2017
  • Acquisition Price (USD millions): 42
  • Strategic Rationale: Enhanced its origination capabilities and diversified its income streams.

Growth Trajectory and Initiatives

Historical Growth: Chimera's growth has been cyclical, influenced by interest rate environments and credit market conditions.

Future Projections: Analyst estimates should be consulted for future growth projections. These estimates are subject to change based on market conditions.

Recent Initiatives: Monitor Chimera's press releases and SEC filings for recent strategic initiatives.

Summary

Chimera Investment Corporation is a mortgage REIT with a high dividend yield, but it's sensitive to interest rates. Its strengths are its diversified portfolio and flexible strategy, while weaknesses include reliance on leverage. The company needs to carefully manage its interest rate risk and competitive pressures to sustain its performance and dividend payouts. Growth depends on market conditions and successful capital deployment.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company SEC Filings (10-K, 10-Q)
  • Company Website
  • Analyst Reports
  • Financial News Outlets
  • Mortgage REIT industry reports
  • FRED Economic Data

Disclaimers:

This analysis is for informational purposes only and should not be considered investment advice. Market share data is based on estimates and may not be precise. Financial data is subject to change.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Chimera Investment Corporation

Exchange NYSE
Headquaters New York, NY, United States
IPO Launch date 2007-11-16
President, CEO & Director Mr. Phillip John Kardis II, Esq., J.D.
Sector Real Estate
Industry REIT - Mortgage
Full time employees 77
Full time employees 77

Chimera Investment Corporation operates as a real estate investment trust (REIT) in the United States. The company, through its subsidiaries, invests in a portfolio of mortgage assets, including residential mortgage loans, agency residential mortgage-backed securities, non-agency residential mortgage-backed securities, agency mortgage-backed securities secured by pools of commercial mortgage loans, business purpose and investor loans, residential transition loans, and other real estate related securities. It invests in investment grade, non-investment grade, and non-rated securities. The company qualifies as a REIT for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Chimera Investment Corporation was incorporated in 2007 and is headquartered in New York, New York.