Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
How It Works 
News - Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI Summary - About
Chimera Investment Corporation(CIM)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for CIM
10/19/2026: CIM (1-star) is currently NOT-A-BUY. Pass it for now.
Chimera Investment Corporation is a mortgage REIT that invests in a mix of government-backed and private residential mortgage assets to generate income for shareholders. Its primary strength lies in its ability to navigate complex mortgage markets, though it remains highly sensitive to interest rate changes and the performance of the US housing market. The core investment story revolves around collecting interest yield while managing leverage to maximize distributions. However, investors face risks related to financial volatility, potential credit losses on non-agency loans, and dividend sustainability. This stock is best suited for income-oriented investors comfortable with the risks inherent in a leveraged, interest-rate-sensitive financial model.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
Company fundamentals, valuation, risks, and news provide supporting context about the business.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Weak fit | This is an income-focused REIT rather than a capital appreciation vehicle. |
| Momentum investor | Weak fit | This stock is generally driven by macro interest rate cycles rather than rapid momentum trends. |
| Value investor | Mixed fit | Value investors may be attracted to discount-to-book value, but the complexity of assets carries significant risk. |
| Dividend investor | Strong fit | The company is structured as a REIT specifically to provide consistent dividend income. |
| Low-risk investor | Weak fit | High leverage and interest rate sensitivity make this a high-risk equity for conservative investors. |
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Price volatility | High | Mortgage REITs are susceptible to rapid swings based on market interest rates and economic sentiment. |
| Valuation risk | Medium / high | Changes in interest rates can significantly impact the fair value of the mortgage asset portfolio. |
| Competition risk (mREIT landscape) | Medium | Capital is easily deployed by competitors, which can compress investment spreads. |
| Business quality | Medium | Reliance on external management and high leverage limits business quality relative to operating companies. |
| Dividend income | Medium / high | Dividends are subject to changes in net interest income and capital needs. |
| Execution risk | Medium | Effective hedging and asset selection are critical to avoiding erosion of capital. |
Price Behavior
Downtrend
The stock has experienced a sustained decline in price over recent periods.
Smooth
The stock has moved along a generally orderly path with only modest fluctuations.
Analysis of Past Performance
Type Stock | Historic Profit -33.45% | Avg. Invested days 32 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/19/2026 |
Upturn Scorecard
Upturn Star Rating 
Company Fundamentals
Financial Health Rating
Growth Momentum Score
Ownership
Top 5 Institutional Investors
Unit Economics (Per $1K Revenue)
Economic Dimensions
Quantitative Style Profile
Style Classification
Quality Focused
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 703.18M USD | Price to earnings Ratio - | 1Y Target Price 14.17 |
Price to earnings Ratio - | 1Y Target Price 14.17 | ||
Volume (30-day avg) 1.6M shares | Beta 1.81 | 52 Weeks Range 8.11 - 12.97 | Updated Date 10/18/2026 |
52 Weeks Range 8.11 - 12.97 | Updated Date 10/18/2026 | ||
Dividends yield (FY) 19.18% | Basic EPS (TTM) -1.04 |
How Company Makes Money
| Business area | What it includes | Retail investor read |
|---|---|---|
| Net Interest Income | Interest collected on mortgage-backed securities and loans minus interest paid on financing. | The company earns money on the spread between what it earns on mortgages and what it pays to borrow money. |
| Fair Value Gains/Losses | Mark-to-market fluctuations in the value of the portfolio. | The market value of the company's holdings changes daily, which can impact total capital. |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Valuation
Trailing PE - | Forward PE 5.29 | Enterprise Value 13.66B | Price to Sales(TTM) 3.2 |
Enterprise Value 13.66B | Price to Sales(TTM) 3.2 | ||
Enterprise Value to Revenue 66.9 | Enterprise Value to EBITDA - | Shares Outstanding 83.71M | Shares Floating 81.33M |
Shares Outstanding 83.71M | Shares Floating 81.33M | ||
Percent Insiders 2.02 | Percent Institutions 62.94 |
Financial Metrics
🧭 Investment Snapshot
Total Revenue (Scale)
Total money earned from selling products or services before any costs. It is needed to understand the scale of the business and its ability to generate income.
Net Income (Profit)
Final profit after all expenses, interest, and taxes are deducted. It is needed to determine the overall profitability available to shareholders.
Free Cash Flow (Cash Strength)
Cash remaining after operating activities and capital expenditures, showing cash available for growth. It is needed to evaluate the company’s ability to invest, pay dividends, or reduce debt.
📈 Growth & Strength
Operating Income (Core Profit)
Profit from core operations after deducting all operating expenses. It is needed to measure how efficiently the company runs its primary business activities.
EBITDA (Cash Earnings)
Earnings before interest, taxes, depreciation, and amortization, indicating operating cash potential. It is needed to compare operating performance across companies without accounting or financing differences.
Gross Profit (Unit Profitability)
Revenue minus cost of revenue, showing profit after direct production costs. It is needed to evaluate core business profitability before overhead expenses.
🛡️ Financial Safety
Cash (Liquidity Buffer)
Total cash and cash equivalents on hand. It is needed to evaluate immediate liquidity and financial flexibility.
Total Debt (Leverage Risk)
Total debt including both short-term and long-term components. It is needed to assess the company’s leverage and financial risk.
Net Working Capital (Short-Term Health)
Current assets minus current liabilities, indicating short-term liquidity strength. It is needed to assess whether the company can meet its short-term obligations.
🧱 Balance Sheet Strength
Stockholder Equity (Net Worth)
Total equity value held by shareholders. It is needed to understand the net worth of the company from the owners’ perspective.
Total Assets (Asset Base)
The full value of everything the company owns, including cash, inventory, equipment, and investments. It is needed to understand the resource base used to generate revenue.
Income Before Tax (Pre-Tax Earnings)
Income before provision for income taxes. It is needed to analyze profitability independent of tax structures.
⚙️ Cost & Drag Factors
Cost of Revenue (Production Cost)
Direct costs required to produce and deliver the products or services sold. It is needed to assess efficiency in production and service delivery.
Total Operating Expenses (Operating Cost)
Indirect costs of running the business such as salaries, marketing, and administration. It is needed to understand how much it costs to sustain ongoing business operations.
Income Tax Expense (Tax Drag)
Amount of taxes paid or payable to the government. It is needed to evaluate the impact of taxation on overall profitability.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.
All company names, trademarks, logos, and brands are the property of their respective owners and are used for identification and informational purposes only. Use of these names, trademarks, and logos does not imply endorsement by their respective owners.