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Upturn AI SWOT - About
Alkami Technology Inc (ALKT)
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Upturn Advisory Summary
06/30/2025: ALKT (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
11 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $38.8
1 Year Target Price $38.8
| 6 | Strong Buy |
| 3 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 17.25% | Avg. Invested days 47 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 3.06B USD | Price to earnings Ratio - | 1Y Target Price 38.8 |
Price to earnings Ratio - | 1Y Target Price 38.8 | ||
Volume (30-day avg) 11 | Beta 0.58 | 52 Weeks Range 21.70 - 42.29 | Updated Date 06/30/2025 |
52 Weeks Range 21.70 - 42.29 | Updated Date 06/30/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.37 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -10.47% | Operating Margin (TTM) -11.61% |
Management Effectiveness
Return on Assets (TTM) -4.4% | Return on Equity (TTM) -11.33% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 3379645686 | Price to Sales(TTM) 8.61 |
Enterprise Value 3379645686 | Price to Sales(TTM) 8.61 | ||
Enterprise Value to Revenue 9.51 | Enterprise Value to EBITDA -50.66 | Shares Outstanding 103020000 | Shares Floating 72808338 |
Shares Outstanding 103020000 | Shares Floating 72808338 | ||
Percent Insiders 25.07 | Percent Institutions 77.63 |
Analyst Ratings
Rating 4 | Target Price 38.8 | Buy 3 | Strong Buy 6 |
Buy 3 | Strong Buy 6 | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Alkami Technology Inc
Company Overview
History and Background
Alkami Technology, Inc. was founded in 2009. It provides cloud-based digital banking solutions for credit unions and banks. It went public in April 2021.
Core Business Areas
- Digital Banking Platform: Offers a unified platform enabling financial institutions to deliver a consistent user experience across all devices and channels.
- Data Analytics and Insights: Provides tools and services to help financial institutions analyze customer data and gain insights into their behavior.
- Marketing Automation: Offers marketing tools to help financial institutions target and engage with their customers.
Leadership and Structure
Alex Shootman is the CEO. The company has a typical corporate structure with departments for sales, marketing, engineering, and customer support.
Top Products and Market Share
Key Offerings
- Alkami Platform: A cloud-based digital banking platform. Alkami has grown its number of clients from 168 to 187 as of Q1 2024. Competitors include Q2 Holdings (QTWO), Fiserv (FISV), and Jack Henry & Associates (JKHY).
Market Dynamics
Industry Overview
The digital banking solutions industry is growing rapidly due to increasing customer demand for online and mobile banking services.
Positioning
Alkami is positioned as a leading provider of digital banking solutions for regional and community financial institutions, offering a modern and user-friendly platform.
Total Addressable Market (TAM)
Estimated TAM is in the billions, with Alkami targeting a significant portion by focusing on regional and community financial institutions.
Upturn SWOT Analysis
Strengths
- Modern, cloud-based platform
- Strong focus on user experience
- Growing customer base
- Recurring revenue model
- High customer retention rate
Weaknesses
- Relatively small company compared to larger competitors
- Reliance on a specific market segment (regional/community banks)
- Profitability challenges
Opportunities
- Expanding into new market segments (e.g., larger banks)
- Acquiring complementary technologies or companies
- Increasing adoption of digital banking solutions
- International expansion
Threats
- Competition from larger, more established players
- Rapid technological changes
- Economic downturn
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- QTWO
- FISV
- JKHY
Competitive Landscape
Alkami differentiates itself through its modern platform and focus on user experience, but faces competition from larger, more established players with broader product offerings.
Major Acquisitions
Segmint Inc
- Year: 2022
- Acquisition Price (USD millions): 135
- Strategic Rationale: Acquired Segmint for $135M to enhance Alkami's data analytics capabilities.
Growth Trajectory and Initiatives
Historical Growth: Alkami has experienced strong revenue growth over the past few years, driven by increased adoption of its digital banking platform.
Future Projections: Analysts project continued revenue growth, but profitability is uncertain in the near term.
Recent Initiatives: Focus on strategic partnerships, product innovation, and expanding its sales and marketing efforts.
Summary
Alkami Technology is a growing company with a modern platform and a focus on digital banking. While it has shown strong revenue growth, profitability remains a concern. It faces competition from larger players and needs to continue innovating to maintain its competitive edge. Continued execution and market adaptation are critical for future success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Alkami Investor Relations
- SEC Filings
- Analyst Reports
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market share estimates are approximate.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Alkami Technology Inc
Exchange NASDAQ | Headquaters Plano, TX, United States | ||
IPO Launch date 2021-04-14 | CEO, President & Director Mr. Alex P. Shootman | ||
Sector Technology | Industry Software - Application | Full time employees 938 | Website https://www.alkami.com |
Full time employees 938 | Website https://www.alkami.com | ||
Alkami Technology, Inc. provides cloud-based digital banking solutions in the United States. The company's Alkami Digital Banking Platform allows financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of a proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is based in Plano, Texas.
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