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Upturn AI SWOT - About
AMBC 
Ambac Financial Group Inc (AMBC)
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Upturn Advisory Summary
07/10/2025: AMBC (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $17
1 Year Target Price $17
| 1 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -21.89% | Avg. Invested days 47 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 07/10/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 351.46M USD | Price to earnings Ratio - | 1Y Target Price 17 |
Price to earnings Ratio - | 1Y Target Price 17 | ||
Volume (30-day avg) 2 | Beta 0.89 | 52 Weeks Range 5.99 - 13.64 | Updated Date 07/10/2025 |
52 Weeks Range 5.99 - 13.64 | Updated Date 07/10/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.62 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -245.33% | Operating Margin (TTM) -11.35% |
Management Effectiveness
Return on Assets (TTM) -0.16% | Return on Equity (TTM) -5.29% |
Valuation
Trailing PE - | Forward PE 12.42 | Enterprise Value 435403076 | Price to Sales(TTM) 1.38 |
Enterprise Value 435403076 | Price to Sales(TTM) 1.38 | ||
Enterprise Value to Revenue 1.75 | Enterprise Value to EBITDA - | Shares Outstanding 46427400 | Shares Floating 44340044 |
Shares Outstanding 46427400 | Shares Floating 44340044 | ||
Percent Insiders 6.44 | Percent Institutions 82.31 |
Upturn AI SWOT
Ambac Financial Group Inc
Company Overview
History and Background
Ambac Financial Group, Inc. (founded in 1971) is a financial services holding company. It initially focused on insuring municipal bonds. It faced significant challenges during the 2008 financial crisis but has since restructured and diversified its operations.
Core Business Areas
- Financial Guarantee: Ambac's core business involves providing financial guarantees to municipal bonds and other debt obligations. This protects investors against defaults.
- Specialty Insurance: Ambac offers specialty insurance products, including those related to renewable energy and infrastructure projects.
- Legacy Business: Management of legacy financial guarantees and structured finance policies issued prior to 2008. This is a runoff business.
Leadership and Structure
The company is led by a board of directors and an executive management team. Claude LeBlanc is the Chief Executive Officer. The organizational structure includes various departments such as finance, risk management, operations, and legal.
Top Products and Market Share
Key Offerings
- Competitors: Assured Guaranty (AGO), Build America Mutual
- Financial Guarantees: Ambac guarantees the payment of principal and interest on debt obligations, primarily municipal bonds. Market share data is dynamic; Ambac competes with other monoline insurers such as Assured Guaranty (AGO). No definitive data on total market share available.
- Competitors: Various specialty insurance providers depending on the specific niche.
- Specialty Insurance: Ambac offers specialty insurance for areas like renewable energy, project finance and infrastructure. Market share data for this segment is fragmented and depends on the specific niche within specialty insurance. No definitive data on total market share available.
Market Dynamics
Industry Overview
The financial guarantee industry is cyclical and influenced by factors such as interest rates, economic growth, and municipal finance trends. Specialty insurance depends on growth of the specific vertical.
Positioning
Ambac is a smaller player compared to some of its larger competitors. Its competitive advantages include its experience in financial guarantees and its diversification into specialty insurance.
Total Addressable Market (TAM)
TAM for financial guarantees is tied to the volume of municipal bond issuance, which can be billions of dollars annually. TAM for Specialty insurance can be the same. Ambac is well positioned to grow in these market.
Upturn SWOT Analysis
Strengths
- Experience in financial guarantees
- Diversification into specialty insurance
- Improved financial position post-restructuring
- Legacy business runoff provides capital
Weaknesses
- Smaller market capitalization compared to competitors
- Legacy liabilities
- Sensitivity to economic downturns
- Potential for adverse legal judgments
Opportunities
- Growth in municipal bond issuance
- Expansion of specialty insurance offerings
- Strategic acquisitions
- Increased demand for infrastructure insurance
Threats
- Increased competition
- Economic recession
- Changes in regulations
- Interest rate fluctuations
Competitors and Market Share
Key Competitors
- Assured Guaranty (AGO)
- Build America Mutual
Competitive Landscape
Ambac faces strong competition from larger, more established players. It aims to differentiate itself through specialized products and a focus on disciplined underwriting.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been impacted by the financial crisis and subsequent restructuring. Recent growth is tied to specialty insurance and legacy business management.
Future Projections: Future growth projections are based on analyst estimates, which vary depending on economic conditions and company-specific factors. No definitive future growth data available.
Recent Initiatives: Recent initiatives include expansion of specialty insurance offerings, debt management, and cost optimization efforts.
Summary
Ambac Financial Group has recovered from financial turmoil, diversifying into specialty insurance. Challenges remain in legacy liabilities and competition. Its ability to expand its specialty offerings and manage its legacy business will be crucial. Ambac needs to carefully monitor industry competition and economic conditions. The company's restructuring provides a foundation for future growth, but risks persist.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings (10-K, 10-Q)
- Analyst Reports
- Industry Publications
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Market share data may vary depending on the source and methodology. Financial data is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ambac Financial Group Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 1991-07-11 | President, CEO & Director Mr. Claude L. LeBlanc CPA | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 380 | Website https://www.ambac.com |
Full time employees 380 | Website https://www.ambac.com | ||
Ambac Financial Group, Inc. operates as a financial services holding company. It operates in two segments, Specialty Property and Casualty Insurance; and Insurance Distribution. The Specialty Property and Casualty Insurance segment provides specialty property and casualty program insurance with a focus on commercial and personal liability risks. The Insurance Distribution segment offers specialty property and casualty insurance distribution services, which include managing general agents, underwriters, insurance broker, and other distribution and underwriting businesses. The company was founded in 1971 and is headquartered in New York, New York.
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