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Upturn AI SWOT - About
AMBC 
Ambac Financial Group Inc (AMBC)
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Upturn Advisory Summary
09/11/2025: AMBC (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
2 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $14.67
1 Year Target Price $14.67
| 1 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -20.37% | Avg. Invested days 45 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/11/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 413.90M USD | Price to earnings Ratio - | 1Y Target Price 14.67 |
Price to earnings Ratio - | 1Y Target Price 14.67 | ||
Volume (30-day avg) 2 | Beta 0.95 | 52 Weeks Range 5.99 - 13.64 | Updated Date 09/12/2025 |
52 Weeks Range 5.99 - 13.64 | Updated Date 09/12/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.54 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -269.45% | Operating Margin (TTM) -24.89% |
Management Effectiveness
Return on Assets (TTM) -0.26% | Return on Equity (TTM) -5.74% |
Valuation
Trailing PE - | Forward PE 12.42 | Enterprise Value 518448519 | Price to Sales(TTM) 1.6 |
Enterprise Value 518448519 | Price to Sales(TTM) 1.6 | ||
Enterprise Value to Revenue 2.05 | Enterprise Value to EBITDA - | Shares Outstanding 46401700 | Shares Floating 44000446 |
Shares Outstanding 46401700 | Shares Floating 44000446 | ||
Percent Insiders 6.59 | Percent Institutions 81.01 |
Upturn AI SWOT
Ambac Financial Group Inc
Company Overview
History and Background
Ambac Financial Group Inc. (AMBC) was founded in 1971. Initially focused on municipal bond insurance, it expanded into structured finance. The 2008 financial crisis severely impacted Ambac, leading to bankruptcy. It has since restructured and refocused its business.
Core Business Areas
- Financial Guarantee Insurance: Providing financial guarantees, primarily for public finance and structured finance obligations. This includes legacy insurance policies.
- Specialty Insurance: Expanding into specialty insurance offerings focusing on various risks. Expanding into new businesses after restructuring.
- Service Fees: Generating service fee revenue related to insurance portfolios and investments.
Leadership and Structure
The company is led by Claude LeBlanc as CEO. The organizational structure comprises various departments overseeing insurance operations, risk management, finance, and legal affairs.
Top Products and Market Share
Key Offerings
- Financial Guarantees (Legacy Policies): Ambac guarantees the payment of principal and interest on debt obligations. Their market share in new insurance is small due to past difficulties. Competitors include Assured Guaranty (AGO) and Build America Mutual.
- Specialty Insurance: Focused on various specialty insurance offerings. This is Ambac's growth area. No specific market share data available. Competitors include other specialty insurance companies.
Market Dynamics
Industry Overview
The financial guarantee industry has consolidated after the 2008 crisis. Demand is driven by municipal and infrastructure financing needs and specialty insurance market demand.
Positioning
Ambac is repositioning itself to grow in the specialty insurance market while managing down legacy obligations. Competitive advantages include its existing infrastructure and expertise, and potentially lower cost structure after restructuring.
Total Addressable Market (TAM)
The TAM for financial guarantees and specialty insurance is large and tied to infrastructure spending and overall economic activity, but Ambac's share is rebuilding. Estimate TAM in the hundreds of billions across all segments, Ambac aiming to capture small percentage of growing specialty markets.
Upturn SWOT Analysis
Strengths
- Restructuring completed, reducing legacy liabilities
- Experienced management team
- Established infrastructure
- Potential for growth in Specialty insurance
Weaknesses
- Damaged reputation from the 2008 crisis
- Legacy liabilities still exist
- Relatively small size compared to competitors
- Limited historical market share in new financial guarantees
Opportunities
- Growing demand for specialty insurance
- Infrastructure spending initiatives
- Strategic acquisitions to expand product offerings
- Improved credit rating
Threats
- Economic downturn impacting insurance demand
- Increased competition in specialty insurance
- Adverse legal or regulatory developments
- Rising interest rates affecting bond values
Competitors and Market Share
Key Competitors
- AGO
- BAM
Competitive Landscape
Ambac faces significant competition from larger, more established players like Assured Guaranty (AGO) and Build America Mutual (BAM). Its competitive advantage relies on specialty insurance growth and efficient management of legacy liabilities.
Major Acquisitions
Conduit Holdings Limited
- Year: 2023
- Acquisition Price (USD millions): 0
- Strategic Rationale: Acquired remaining ordinary shares of Conduit to accelerate specialty insurance growth and diversify risk.
Growth Trajectory and Initiatives
Historical Growth: Historical growth was negative due to the financial crisis and bankruptcy. Current growth is focused on rebuilding the business and expanding into specialty insurance.
Future Projections: Analyst projections should be consulted for future revenue, earnings, and growth rates. These projections are subject to change based on market conditions and company performance.
Recent Initiatives: Recent initiatives include strategic acquisitions, expansion of specialty insurance offerings, and active management of legacy liabilities.
Summary
Ambac Financial Group Inc. has undergone significant restructuring and is now focused on rebuilding its business with an emphasis on specialty insurance. While it faces challenges related to its past reputation and legacy liabilities, successful expansion into specialty insurance markets is working well. It needs to continue to manage legacy liabilities carefully and compete effectively in the specialty insurance space. Management needs to maintain profitability and improve investor confidence. Growth in this space could result in improved financials and better long term company strength.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Ambac Financial Group Inc. SEC Filings (10-K, 10-Q)
- Company Investor Relations
- Financial News Articles
- Analyst Reports
Disclaimers:
The information provided is for informational purposes only and does not constitute financial advice. Market share data is approximate and may vary. All investment decisions should be made based on thorough research and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ambac Financial Group Inc
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 1991-07-11 | CEO - | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 380 | Website https://www.ambac.com |
Full time employees 380 | Website https://www.ambac.com | ||
Ambac Financial Group, Inc. operates as a financial services holding company. It operates in two segments, Specialty Property and Casualty Insurance; and Insurance Distribution. The Specialty Property and Casualty Insurance segment provides specialty property and casualty program insurance with a focus on commercial and personal liability risks. The Insurance Distribution segment offers specialty property and casualty insurance distribution services, which include managing general agents, underwriters, insurance broker, and other distribution and underwriting businesses. The company was founded in 1971 and is headquartered in New York, New York.
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