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Upturn AI SWOT - About
AGO 
Assured Guaranty Ltd (AGO)
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Upturn Advisory Summary
10/10/2025: AGO (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $105.75
1 Year Target Price $105.75
| 1 | Strong Buy |
| 2 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 22.84% | Avg. Invested days 51 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/10/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 3.83B USD | Price to earnings Ratio 8.85 | 1Y Target Price 105.75 |
Price to earnings Ratio 8.85 | 1Y Target Price 105.75 | ||
Volume (30-day avg) 4 | Beta 0.91 | 52 Weeks Range 73.49 - 95.35 | Updated Date 10/11/2025 |
52 Weeks Range 73.49 - 95.35 | Updated Date 10/11/2025 | ||
Dividends yield (FY) 1.59% | Basic EPS (TTM) 9.1 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 52.53% | Operating Margin (TTM) 35.35% |
Management Effectiveness
Return on Assets (TTM) 2.37% | Return on Equity (TTM) 8.64% |
Valuation
Trailing PE 8.85 | Forward PE 12.03 | Enterprise Value 5424006666 | Price to Sales(TTM) 4.3 |
Enterprise Value 5424006666 | Price to Sales(TTM) 4.3 | ||
Enterprise Value to Revenue 5.33 | Enterprise Value to EBITDA - | Shares Outstanding 47593219 | Shares Floating 44871839 |
Shares Outstanding 47593219 | Shares Floating 44871839 | ||
Percent Insiders 6.87 | Percent Institutions 97.55 |
Upturn AI SWOT
Assured Guaranty Ltd
Company Overview
History and Background
Assured Guaranty Ltd. (AGO) was formed in 2003 through the merger of ACE Guaranty Corp. and Capital Re Corp. It is a Bermuda-based holding company. AGO has evolved from a traditional financial guaranty insurer to a diversified risk manager.
Core Business Areas
- Financial Guaranty Insurance: Provides guarantees for municipal bonds, infrastructure finance, and structured finance transactions.
- Asset Management: Manages a portfolio of investments to support its insurance obligations.
- Risk Management Solutions: Offers risk mitigation and advisory services.
Leadership and Structure
Dominic Frederico serves as President and CEO. The company has a board of directors overseeing its operations. The organizational structure is typical of a holding company, with various subsidiaries operating under Assured Guaranty Ltd.
Top Products and Market Share
Key Offerings
- Municipal Bond Insurance: Guarantees the payment of principal and interest on municipal bonds. AGO is a leading player in this market. Competitors include Build America Mutual (BAM). Market Share is difficult to determine due to market fluctuations and proprietary data.
- Infrastructure Finance Insurance: Protects investors in infrastructure projects from potential losses. Market share data is not readily available. Competitors include Build America Mutual and private insurers.
- Market Share: Data not publicly available.
- Structured Finance Insurance: Provides credit enhancement for structured finance transactions, such as asset-backed securities. Market share data is not readily available. Competitors include BAM.
Market Dynamics
Industry Overview
The financial guaranty insurance industry is sensitive to economic conditions and interest rate environments. Demand fluctuates based on municipal bond issuance and investor risk appetite.
Positioning
Assured Guaranty Ltd. is a leading provider of financial guaranty insurance. Its competitive advantage lies in its financial strength, underwriting expertise, and established relationships.
Total Addressable Market (TAM)
The TAM depends on annual municipal bond issuance. Assured Guaranty is positioned to capture a significant portion of insured new issues.
Upturn SWOT Analysis
Strengths
- Strong financial position
- Experienced management team
- Established relationships
- Brand recognition
Weaknesses
- Exposure to economic downturns
- Regulatory scrutiny
- Concentration in certain sectors
Opportunities
- Increased infrastructure investment
- Expanding into new markets
- Developing new products
- Rising interest rate environment (potentially increasing attractiveness of insured bonds)
Threats
- Increased competition
- Changes in regulations
- Economic recession
- Rising interest rates (making bonds more expensive to issue, reducing issuance volume)
Competitors and Market Share
Key Competitors
- BAM
- MBIA
Competitive Landscape
AGO benefits from scale and experience. BAM focuses primarily on municipal bonds and is a mutual insurer.
Major Acquisitions
Radian Asset Assurance Inc.
- Year: 2011
- Acquisition Price (USD millions): 812
- Strategic Rationale: Expanded AGO's insured portfolio and market presence.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been tied to the municipal bond market and strategic acquisitions. Growth is reliant on AGO's ability to manage risk and generate returns on its investments.
Future Projections: Future projections depend on economic forecasts and analyst estimates. Growth is expected to be moderate and tied to market conditions.
Recent Initiatives: Recent strategic initiatives might include expanding into new markets or developing new products to diversify revenue streams.
Summary
Assured Guaranty Ltd. is a leading financial guaranty insurer with a strong market presence, particularly in municipal bonds. Its performance is closely tied to economic conditions and market trends. The company needs to manage risk effectively and explore diversification opportunities for sustained growth. Regulatory scrutiny and increasing competition pose potential challenges.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Financial news sources
Disclaimers:
This analysis is based on publicly available information and is not financial advice. Market data is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Assured Guaranty Ltd
Exchange NYSE | Headquaters - | ||
IPO Launch date 2004-04-23 | Deputy Chairman, President & CEO Mr. Dominic John Frederico CPA | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 361 | Website https://www.assuredguaranty.com |
Full time employees 361 | Website https://www.assuredguaranty.com | ||
Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through two segments, Insurance and Asset Management. The company offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. It also provides specialty insurance and reinsurance on transactions with risk profiles similar to those of its structured finance exposures written in financial guaranty form, as well as offers credit protection through reinsurance. In addition, the company insures and reinsures various the U.S. public finance obligations, such as general obligation, tax-backed, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds. Further, the company involved in insuring and reinsuring of non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, and pooled infrastructure obligations; and the U.S. and non-U.S. structured finance obligations, including residential mortgage-backed securities, life insurance transactions, consumer receivables securities, subscription finance facilities, pooled corporate obligations, and financial products. Additionally, it offers specialty business, such as diversified real estate, insurance securitizations, pooled corporate obligations, and aircraft residual value insurance (RVI) transactions; and asset management services comprising investment advisory services. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda.
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