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Upturn AI SWOT - About
AGO 
Assured Guaranty Ltd (AGO)
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Stock price based on last close (see disclosures)
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Upturn Advisory Summary
08/28/2025: AGO (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $105.75
1 Year Target Price $105.75
| 1 | Strong Buy |
| 2 | Buy |
| 1 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 29.15% | Avg. Invested days 58 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 3.90B USD | Price to earnings Ratio 9 | 1Y Target Price 105.75 |
Price to earnings Ratio 9 | 1Y Target Price 105.75 | ||
Volume (30-day avg) 4 | Beta 0.86 | 52 Weeks Range 73.49 - 95.35 | Updated Date 08/28/2025 |
52 Weeks Range 73.49 - 95.35 | Updated Date 08/28/2025 | ||
Dividends yield (FY) 1.58% | Basic EPS (TTM) 9.1 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date 2025-08-07 | When - | Estimate 1.54 | Actual 1.01 |
Profitability
Profit Margin 52.53% | Operating Margin (TTM) 35.35% |
Management Effectiveness
Return on Assets (TTM) 2.37% | Return on Equity (TTM) 8.64% |
Valuation
Trailing PE 9 | Forward PE 12.32 | Enterprise Value 5297884636 | Price to Sales(TTM) 4.37 |
Enterprise Value 5297884636 | Price to Sales(TTM) 4.37 | ||
Enterprise Value to Revenue 5.21 | Enterprise Value to EBITDA - | Shares Outstanding 47593200 | Shares Floating 44847090 |
Shares Outstanding 47593200 | Shares Floating 44847090 | ||
Percent Insiders 6.92 | Percent Institutions 97.5 |
Upturn AI SWOT
Assured Guaranty Ltd
Company Overview
History and Background
Assured Guaranty Ltd. (AGO) was founded in 2003 following the merger of Asset Guaranty Insurance Company and Financial Security Assurance Holdings Ltd. It has grown to become a leading provider of financial guaranty insurance, evolving to adapt to changes in the global financial markets.
Core Business Areas
- Financial Guaranty: Provides credit protection for investors in public finance and infrastructure bonds, as well as structured finance securities. Guarantees timely payment of principal and interest to bondholders.
- Asset Management: Manages a portfolio of investments, focusing on maximizing returns while adhering to risk management principles.
Leadership and Structure
Dominic Frederico serves as President and CEO. The company operates with a structured leadership team overseeing various divisions, including risk management, underwriting, and asset management. A board of directors provides oversight and guidance.
Top Products and Market Share
Key Offerings
- Market Share (%): Market share varies year to year depending on deal flow.
- Municipal Bond Insurance: Guarantees the timely payment of principal and interest on municipal bonds, enhancing their credit rating and attractiveness to investors. AGO holds a significant market share in this segment, competing with Build America Mutual (BAM). Market share varies year to year depending on deal flow.
- Infrastructure Finance Insurance: Provides credit enhancement for infrastructure projects, reducing risks for investors and facilitating project financing. Competitors include Build America Mutual (BAM).
- Market Share (%): Market share varies year to year depending on deal flow.
Market Dynamics
Industry Overview
The financial guaranty insurance industry provides credit enhancement to various debt instruments, mitigating risks for investors. The industry is influenced by macroeconomic factors, interest rates, and regulatory changes.
Positioning
Assured Guaranty Ltd. is a leader in the financial guaranty industry, known for its strong capital position and risk management practices. It competes on credit ratings, pricing, and underwriting expertise.
Total Addressable Market (TAM)
The TAM is dynamic and dependent on the volume of municipal and infrastructure debt issuance globally, measured in trillions of dollars. AGO captures a portion of the insured segment, aiming to expand its coverage.
Upturn SWOT Analysis
Strengths
- Strong Capital Position
- Experienced Management Team
- Established Reputation
- Robust Risk Management
Weaknesses
- Exposure to Global Economic Downturns
- Sensitivity to Interest Rate Changes
- Concentration in Certain Markets
Opportunities
- Increased Infrastructure Spending
- Expanding into New Markets
- Developing New Products
- Rising demand for credit enhancement
Threats
- Increased Competition
- Regulatory Changes
- Economic Recession
- Downgrades by rating agencies
Competitors and Market Share
Key Competitors
- BAM
- MBIA
Competitive Landscape
Assured Guaranty benefits from its financial strength and experience, while competitors may have niches or advantages in specific markets.
Major Acquisitions
Financial Security Assurance Holdings Ltd
- Year: 2003
- Acquisition Price (USD millions):
- Strategic Rationale: Formed AGO as a leader in financial guaranty. Financial Security Assurance Holdings Ltd merged with Asset Guaranty Insurance Company to create Assured Guaranty Ltd. The acquisition created a stronger and more diversified company.
Growth Trajectory and Initiatives
Historical Growth: Assured Guaranty's growth is tied to the performance of the fixed income markets and its ability to secure new business. Its growth has been uneven over the past years due to market cycles and industry competition.
Future Projections: Future growth is dependent on market conditions, infrastructure spending, and expansion into new areas. Analyst estimates vary.
Recent Initiatives: Recent initiatives have included strategic investments, product diversification, and risk management enhancements.
Summary
Assured Guaranty is a major player in the financial guaranty sector, characterized by a strong capital position and a solid history. Its future is subject to broader economic trends and industry regulation, and it will need to navigate competitive pressures while seeking growth opportunities in infrastructure and emerging markets. Management's focus on risk management remains crucial. A diversified approach, focusing on strategic investments, is necessary to maintain its competitive edge.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Analyst Reports
- Industry Publications
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Data is based on available public information, which may be subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Assured Guaranty Ltd
Exchange NYSE | Headquaters - | ||
IPO Launch date 2004-04-23 | Deputy Chairman, President & CEO Mr. Dominic John Frederico CPA | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 361 | Website https://www.assuredguaranty.com |
Full time employees 361 | Website https://www.assuredguaranty.com | ||
Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through two segments, Insurance and Asset Management. The company offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. It also provides specialty insurance and reinsurance on transactions with risk profiles similar to those of its structured finance exposures written in financial guaranty form, as well as offers credit protection through reinsurance. In addition, the company insures and reinsures various the U.S. public finance obligations, such as general obligation, tax-backed, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds. Further, the company involved in insuring and reinsuring of non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, and pooled infrastructure obligations; and the U.S. and non-U.S. structured finance obligations, including residential mortgage-backed securities, life insurance transactions, consumer receivables securities, subscription finance facilities, pooled corporate obligations, and financial products. Additionally, it offers specialty business, such as diversified real estate, insurance securitizations, pooled corporate obligations, and aircraft residual value insurance (RVI) transactions; and asset management services comprising investment advisory services. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda.
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