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Upturn AI Summary
iShares Core Conservative Allocation ETF(AOK)
Advisory History & Simulated Performance *
*as per simulation (see disclosures)- ALL
- 1Y
- 1M
- 1W
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- PASS (Skip)
Stock price based on last close Advisory Performance History (Simulated)
Upturn Advisory & Investor View for AOK
09/25/2026: AOK (1-star) is currently NOT-A-BUY. Pass it for now.
The iShares Core Conservative Allocation ETF (AOK) provides a low-cost, diversified portfolio consisting of approximately 30% stocks and 70% bonds through a fund-of-funds structure. Its main strengths include BlackRock's institutional-grade management, high liquidity, and automated rebalancing, making it an excellent core holding for risk-averse investors. The primary role of this fund is to serve as a stable foundation for a portfolio, balancing income with moderate capital appreciation. Key risks include sensitivity to interest rate movements and limited upside in bull equity markets. It is best suited for conservative, long-term investors seeking a simplified investment solution.
How to Read the Upturn Advisory
The Upturn Star Rating and the current BUY, SELL, or PASS advisory are generated by Upturn’s AI advisory engine based on proprietary signal analysis, price behavior, advisory history, and historical signal performance.
ETF holdings, costs, diversification, valuation, risks, and market conditions provide supporting context about the fund.
Investor Fit
| Investor style | Fit | Why |
|---|---|---|
| Growth investor | Weak fit | The conservative 30% equity allocation is likely too low to meet aggressive long-term growth objectives. |
| Momentum investor | Weak fit | This fund is designed for long-term stability rather than capturing short-term market momentum. |
| Value investor | Mixed fit | It offers exposure to broad market indices which may contain value elements, but it is not a dedicated value factor fund. |
| Dividend/Income investor | Strong fit | The high bond allocation provides a consistent stream of income suitable for those prioritizing capital preservation. |
| Low-risk investor | Strong fit | Its diversified, conservative risk profile is explicitly engineered to minimize portfolio volatility. |
Investor Profile
Ideal Investor Profile
Conservative investors with a medium-to-long time horizon who prioritize capital preservation and modest growth over aggressive gains.
Suitability
Best suited for passive, long-term investors looking for a 'set-and-forget' core portfolio allocation.
Risk Profile
| Risk factor | Level | Why it matters |
|---|---|---|
| Volatility | Low | The high bond allocation acts as a buffer against significant equity market swings. |
| Market risk | Medium | Investors remain exposed to fluctuations in both global equity and fixed-income markets. |
| Concentration | Low | The fund is highly diversified across thousands of global securities through its underlying holdings. |
| Tracking/expense | Low | The low expense ratio ensures minimal drag on long-term performance. |
| Liquidity | Low | High trading volume allows for seamless transactions with minimal cost. |
| Business/sector quality | Medium | Performance is dependent on the broader economic health and interest rate policy. |
Risk Analysis
Volatility
AOK exhibits historically low volatility compared to pure equity benchmarks due to its dominant fixed-income exposure.
Market Risk
The primary risk is market-wide decline, particularly the sensitivity of the bond component to interest rate changes.
What the ETF Owns
| Exposure Type | Exposure | Weight (%) | Retail Investor Read |
|---|---|---|---|
| Fixed-income type | iShares Core Total USD Bond Market ETF (IUSB) | 70 | This component provides broad exposure to the total US investment-grade bond market, anchoring the portfolio's conservative nature. |
| Geography | iShares Core S&P Total US Stock Market ETF (ITOT) | 20 | Provides low-cost, broad exposure to the total US equity market to drive moderate long-term growth. |
| Geography | iShares Core MSCI Total International Stock ETF (IXUS) | 10 | Adds geographic diversification by capturing equity market performance across developed and emerging international markets. |
Price Behavior
Steady Uptrend
The stock demonstrates consistent and steady upward price momentum.
Very Smooth
The stock has followed a highly orderly price path with minimal short-term disruption.
Analysis of Past Performance
Type ETF | Historic Profit 15.87% | Avg. Invested days 80 | Today’s Advisory PASS |
Upturn Advisory Rating  | Upturn Advisory Performance  3.0 | ETF Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/25/2026 |
ETF Fundamentals 
Source: EOD Historical Data • Updated Sep 27, 2026
Fund Basics
| Metric | Value |
|---|---|
| Fund Size (AUM) | $809.61M |
| Issuer | iShares |
| Expense Ratio | 0.15% |
| Distribution Yield | 3.36% |
| Inception | Nov 4, 2008 |
Performance
| Period | Total Return |
|---|---|
| YTD | +3.45% |
| 1 Year | +4.92% |
| 3 Year | +9.49% |
| 5 Year | +3.26% |
| 10 Year | +4.77% |
Risk Metrics
| Metric | Value |
|---|---|
| 1Y Volatility | 5.42% |
| 3Y Volatility | 6.57% |
| 3Y Sharpe Ratio | 0.68 |
Ratings
| Metric | Value |
|---|---|
| Morningstar Rating | ★★★★★ |
| Benchmark | Morningstar Mod Tgt Risk TR... |
Market Cap Distribution
| Cap Size | Weight |
|---|---|
| Mega Cap | 14.59% |
| Large Cap | 9.94% |
| Mid Cap | 5.69% |
| Small Cap | 1.51% |
| Micro Cap | 0.25% |
Top Sectors
| Sector | Weight |
|---|---|
| Technology | 30.71% |
| Financial Services | 16.48% |
| Industrials | 11.06% |
| Consumer Cyclicals | 8.46% |
Asset Allocation
Portfolio Characteristics
| Metric | Value |
|---|---|
| Portfolio P/E | 17.18x |
| Portfolio P/B | 3.03x |
| Portfolio P/S | 2.29x |
| Holdings Turnover | 5.0% |
Top Holdings
| Holding | Weight |
|---|---|
| NVIDIA | 1.50% |
| Apple | 1.35% |
| Microsoft | 1.02% |
| Amazon | 0.67% |
| Alphabet Class A | 0.55% |
Upturn AI Summary
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
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