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Upturn AI SWOT - About
Angel Oak Mortgage Inc (AOMR)
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Upturn Advisory Summary
08/13/2025: AOMR (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
7 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $11.92
1 Year Target Price $11.92
| 5 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 14.98% | Avg. Invested days 43 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 08/13/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 217.93M USD | Price to earnings Ratio 5.88 | 1Y Target Price 11.92 |
Price to earnings Ratio 5.88 | 1Y Target Price 11.92 | ||
Volume (30-day avg) 7 | Beta 1.3 | 52 Weeks Range 7.12 - 10.80 | Updated Date 08/13/2025 |
52 Weeks Range 7.12 - 10.80 | Updated Date 08/13/2025 | ||
Dividends yield (FY) 14.08% | Basic EPS (TTM) 1.56 |
Earnings Date
Report Date 2025-08-05 | When - | Estimate 0.29 | Actual 0.03 |
Profitability
Profit Margin 64.94% | Operating Margin (TTM) 13.08% |
Management Effectiveness
Return on Assets (TTM) 1.6% | Return on Equity (TTM) 14.91% |
Valuation
Trailing PE 5.88 | Forward PE 8.61 | Enterprise Value 2224993024 | Price to Sales(TTM) 3.78 |
Enterprise Value 2224993024 | Price to Sales(TTM) 3.78 | ||
Enterprise Value to Revenue 38.03 | Enterprise Value to EBITDA - | Shares Outstanding 23765200 | Shares Floating 13428765 |
Shares Outstanding 23765200 | Shares Floating 13428765 | ||
Percent Insiders 4.48 | Percent Institutions 73.46 |
Upturn AI SWOT
Angel Oak Mortgage Inc
Company Overview
History and Background
Angel Oak Mortgage, Inc. (AOMR) is a real estate investment trust (REIT) that focuses on investing in and managing a portfolio of first-lien, non-qualified mortgage (non-QM) loans. Founded in 2018, the company is externally managed by an affiliate of Angel Oak Capital Advisors, LLC, a leading alternative credit manager. AOMR went public in 2021.
Core Business Areas
- Investment Portfolio: AOMR invests primarily in non-QM mortgage loans, which are loans that do not meet the standards for qualified mortgages under the Dodd-Frank Act. These loans typically serve borrowers who may not qualify for traditional mortgages due to factors like self-employment, credit history, or unconventional income sources.
Leadership and Structure
Sreeni Prabhu serves as the Chairman and Chief Executive Officer. The company is externally managed by Angel Oak Capital Advisors, LLC.
Top Products and Market Share
Key Offerings
- Non-Qualified Mortgage Loans: AOMR's core offering is the investment in non-QM mortgage loans. They cater to borrowers who don't fit traditional mortgage criteria. Market share is volatile, dependent on mortgage market. Competitors include Redwood Trust, and other smaller REITs focused on non-QM mortgages.
Market Dynamics
Industry Overview
The non-QM mortgage market is influenced by factors such as interest rates, housing market conditions, and regulatory changes. Demand for non-QM loans can increase when traditional mortgage lending standards tighten.
Positioning
AOMR is a specialized player in the non-QM mortgage market, focusing on originating and managing a portfolio of these loans. Its competitive advantage stems from its expertise in non-QM lending and its relationship with Angel Oak Capital Advisors.
Total Addressable Market (TAM)
The non-QM mortgage market TAM is estimated to be in the tens of billions of dollars annually. AOMR's position is still relatively small, but has the potential to grow as the non-QM market expands.
Upturn SWOT Analysis
Strengths
- Expertise in non-QM lending
- Established relationship with Angel Oak Capital Advisors
- Focused investment strategy
Weaknesses
- External management structure
- Sensitivity to interest rate fluctuations
- Concentration in non-QM loans
Opportunities
- Expansion of the non-QM mortgage market
- Potential for increased securitization of non-QM loans
- Strategic acquisitions
Threats
- Changes in mortgage regulations
- Increased competition in the non-QM market
- Economic downturn affecting borrowers' ability to repay loans
Competitors and Market Share
Key Competitors
- IVR
- RWT
- MITT
Competitive Landscape
AOMR is focused on the non-QM loan sector. Its advantages include expertise and a close relationship with Angel Oak Capital Advisors. Disadvantages include external management and higher reliance on the non-QM loan business.
Growth Trajectory and Initiatives
Historical Growth: Historical growth is tied to expansion of the non-QM mortgage market and AOMR's ability to capture market share.
Future Projections: Future projections depend on economic conditions. Refer to analyst estimates.
Recent Initiatives: Recent initiatives would be highlighted in their latest investor presentations and SEC filings.
Summary
Angel Oak Mortgage, Inc. is a REIT specializing in non-QM loans, making it sensitive to interest rate and housing market changes. Strengths include non-QM expertise, while weaknesses include external management. Success relies on market factors. The company needs to manage competition and economic risks to sustain growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC filings
- Company press releases
- Analyst reports
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Data is based on publicly available information and may be subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Angel Oak Mortgage Inc
Exchange NYSE | Headquaters Atlanta, GA, United States | ||
IPO Launch date 2021-06-17 | President & CEO Mr. Sreeniwas Vikram Prabhu | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | Website https://angeloakreit.com |
Full time employees - | Website https://angeloakreit.com | ||
Angel Oak Mortgage REIT, Inc., a real estate finance company, focuses on acquiring and investing in first lien non- qualified mortgage loans and other mortgage-related assets in the United States mortgage market. It offers investment securities; residential mortgage loans; and commercial mortgage loans. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Angel Oak Mortgage REIT, Inc. was incorporated in 2018 and is headquartered in Atlanta, Georgia.
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