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AOMR
Upturn stock ratingUpturn stock rating

Angel Oak Mortgage Inc (AOMR)

Upturn stock ratingUpturn stock rating
$9.65
Last Close (24-hour delay)
upturn advisory
PASS
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK

Upturn Advisory Summary

08/14/2025: AOMR (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

7 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $11.92

1 Year Target Price $11.92

Analysts Price Target For last 52 week
$11.92 Target price
52w Low $7.12
Current$9.65
52w High $10.8

Analysis of Past Performance

Type Stock
Historic Profit 14.98%
Avg. Invested days 43
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 3.0
Stock Returns Performance Upturn Returns Performance 2.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 08/14/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 229.33M USD
Price to earnings Ratio 6.19
1Y Target Price 11.92
Price to earnings Ratio 6.19
1Y Target Price 11.92
Volume (30-day avg) 7
Beta 1.3
52 Weeks Range 7.12 - 10.80
Updated Date 08/15/2025
52 Weeks Range 7.12 - 10.80
Updated Date 08/15/2025
Dividends yield (FY) 13.42%
Basic EPS (TTM) 1.56

Earnings Date

Report Date 2025-08-05
When -
Estimate 0.29
Actual 0.03

Profitability

Profit Margin 64.94%
Operating Margin (TTM) 13.08%

Management Effectiveness

Return on Assets (TTM) 1.6%
Return on Equity (TTM) 14.91%

Valuation

Trailing PE 6.19
Forward PE 9.07
Enterprise Value 2236400128
Price to Sales(TTM) 3.98
Enterprise Value 2236400128
Price to Sales(TTM) 3.98
Enterprise Value to Revenue 38.23
Enterprise Value to EBITDA -
Shares Outstanding 23765200
Shares Floating 13423774
Shares Outstanding 23765200
Shares Floating 13423774
Percent Insiders 4.5
Percent Institutions 74.47

ai summary icon Upturn AI SWOT

Angel Oak Mortgage Inc

stock logo

Company Overview

overview logo History and Background

Angel Oak Mortgage, Inc. (AOMR) is a real estate investment trust (REIT) that focuses on investing in and managing a portfolio of first-lien, non-qualified mortgage (non-QM) loans. Founded in 2018, the company is externally managed by an affiliate of Angel Oak Capital Advisors, LLC, a leading alternative credit manager. AOMR went public in 2021.

business area logo Core Business Areas

  • Investment Portfolio: AOMR invests primarily in non-QM mortgage loans, which are loans that do not meet the standards for qualified mortgages under the Dodd-Frank Act. These loans typically serve borrowers who may not qualify for traditional mortgages due to factors like self-employment, credit history, or unconventional income sources.

leadership logo Leadership and Structure

Sreeni Prabhu serves as the Chairman and Chief Executive Officer. The company is externally managed by Angel Oak Capital Advisors, LLC.

Top Products and Market Share

overview logo Key Offerings

  • Non-Qualified Mortgage Loans: AOMR's core offering is the investment in non-QM mortgage loans. They cater to borrowers who don't fit traditional mortgage criteria. Market share is volatile, dependent on mortgage market. Competitors include Redwood Trust, and other smaller REITs focused on non-QM mortgages.

Market Dynamics

industry overview logo Industry Overview

The non-QM mortgage market is influenced by factors such as interest rates, housing market conditions, and regulatory changes. Demand for non-QM loans can increase when traditional mortgage lending standards tighten.

Positioning

AOMR is a specialized player in the non-QM mortgage market, focusing on originating and managing a portfolio of these loans. Its competitive advantage stems from its expertise in non-QM lending and its relationship with Angel Oak Capital Advisors.

Total Addressable Market (TAM)

The non-QM mortgage market TAM is estimated to be in the tens of billions of dollars annually. AOMR's position is still relatively small, but has the potential to grow as the non-QM market expands.

Upturn SWOT Analysis

Strengths

  • Expertise in non-QM lending
  • Established relationship with Angel Oak Capital Advisors
  • Focused investment strategy

Weaknesses

  • External management structure
  • Sensitivity to interest rate fluctuations
  • Concentration in non-QM loans

Opportunities

  • Expansion of the non-QM mortgage market
  • Potential for increased securitization of non-QM loans
  • Strategic acquisitions

Threats

  • Changes in mortgage regulations
  • Increased competition in the non-QM market
  • Economic downturn affecting borrowers' ability to repay loans

Competitors and Market Share

competitor logo Key Competitors

  • IVR
  • RWT
  • MITT

Competitive Landscape

AOMR is focused on the non-QM loan sector. Its advantages include expertise and a close relationship with Angel Oak Capital Advisors. Disadvantages include external management and higher reliance on the non-QM loan business.

Growth Trajectory and Initiatives

Historical Growth: Historical growth is tied to expansion of the non-QM mortgage market and AOMR's ability to capture market share.

Future Projections: Future projections depend on economic conditions. Refer to analyst estimates.

Recent Initiatives: Recent initiatives would be highlighted in their latest investor presentations and SEC filings.

Summary

Angel Oak Mortgage, Inc. is a REIT specializing in non-QM loans, making it sensitive to interest rate and housing market changes. Strengths include non-QM expertise, while weaknesses include external management. Success relies on market factors. The company needs to manage competition and economic risks to sustain growth.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • SEC filings
  • Company press releases
  • Analyst reports

Disclaimers:

This analysis is for informational purposes only and should not be considered financial advice. Data is based on publicly available information and may be subject to change.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Angel Oak Mortgage Inc

Exchange NYSE
Headquaters Atlanta, GA, United States
IPO Launch date 2021-06-17
President & CEO Mr. Sreeniwas Vikram Prabhu
Sector Real Estate
Industry REIT - Mortgage
Full time employees -
Full time employees -

Angel Oak Mortgage REIT, Inc., a real estate finance company, focuses on acquiring and investing in first lien non- qualified mortgage loans and other mortgage-related assets in the United States mortgage market. It offers investment securities; residential mortgage loans; and commercial mortgage loans. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Angel Oak Mortgage REIT, Inc. was incorporated in 2018 and is headquartered in Atlanta, Georgia.