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Upturn AI SWOT - About
AOMR 
Angel Oak Mortgage Inc (AOMR)
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Upturn Advisory Summary
10/10/2025: AOMR (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
7 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $11.83
1 Year Target Price $11.83
| 5 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 18.1% | Avg. Invested days 46 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 10/10/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 213.89M USD | Price to earnings Ratio 5.77 | 1Y Target Price 11.83 |
Price to earnings Ratio 5.77 | 1Y Target Price 11.83 | ||
Volume (30-day avg) 7 | Beta 1.29 | 52 Weeks Range 6.89 - 10.14 | Updated Date 10/12/2025 |
52 Weeks Range 6.89 - 10.14 | Updated Date 10/12/2025 | ||
Dividends yield (FY) 13.93% | Basic EPS (TTM) 1.56 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 64.94% | Operating Margin (TTM) 13.08% |
Management Effectiveness
Return on Assets (TTM) 1.6% | Return on Equity (TTM) 14.91% |
Valuation
Trailing PE 5.77 | Forward PE 6.91 | Enterprise Value 2220952832 | Price to Sales(TTM) 3.71 |
Enterprise Value 2220952832 | Price to Sales(TTM) 3.71 | ||
Enterprise Value to Revenue 38.15 | Enterprise Value to EBITDA - | Shares Outstanding 23765202 | Shares Floating 14043333 |
Shares Outstanding 23765202 | Shares Floating 14043333 | ||
Percent Insiders 4.4 | Percent Institutions 69.02 |
Upturn AI SWOT
Angel Oak Mortgage Inc
Company Overview
History and Background
Angel Oak Mortgage, Inc. (AOMR) is a real estate investment trust (REIT) focused on acquiring and managing a portfolio of first lien, non-qualified mortgage (non-QM) loans. Founded in 2018, AOMR is externally managed by an affiliate of Angel Oak Capital Advisors, LLC, a leading alternative credit manager.
Core Business Areas
- Non-Qualified Mortgage (Non-QM) Loan Portfolio: AOMR primarily invests in a portfolio of non-QM mortgage loans, which do not meet the strict requirements of traditional qualified mortgages due to factors like borrower credit history or income verification.
Leadership and Structure
Sreeni Prabhu serves as the Chief Executive Officer. The company is externally managed by Angel Oak Capital Advisors, LLC.
Top Products and Market Share
Key Offerings
- Non-Qualified Mortgage (Non-QM) Loans: AOMR focuses on acquiring and managing non-QM loans. Market share data specific to AOMR's non-QM lending is dynamic and not publicly available. Competitors include other non-QM lenders like Chimera Investment Corporation (CIM) and Invesco Mortgage Capital Inc. (IVR).
Market Dynamics
Industry Overview
The mortgage REIT industry is influenced by interest rates, economic growth, and housing market conditions. Non-QM lending is a niche market that caters to borrowers who do not fit traditional mortgage criteria.
Positioning
AOMR is positioned as a specialist in the non-QM mortgage market. Its competitive advantage lies in its expertise in sourcing, underwriting, and managing non-QM loans.
Total Addressable Market (TAM)
The TAM for non-QM loans is estimated to be in the tens of billions of dollars annually. AOMR's position is dependent on economic conditions and interest rates that affect this TAM.
Upturn SWOT Analysis
Strengths
- Expertise in non-QM loan origination and management
- Established relationships with mortgage brokers and originators
- Experienced management team
- External Management support by Angel Oak Capital Advisors
Weaknesses
- Reliance on external management
- Sensitivity to interest rate fluctuations
- Higher credit risk associated with non-QM loans
- Limited diversification in asset portfolio
Opportunities
- Growing demand for non-QM loans
- Expansion into new geographic markets
- Increased securitization of non-QM loans
- Strategic acquisitions
Threats
- Economic downturn impacting borrower ability to repay
- Increased competition from other non-QM lenders
- Changes in regulatory environment
- Rising interest rates increasing borrowing costs
Competitors and Market Share
Key Competitors
- Chimera Investment Corporation (CIM)
- Invesco Mortgage Capital Inc. (IVR)
- Ready Capital Corp. (RC)
Competitive Landscape
AOMR competes with other mortgage REITs that focus on non-QM loans. Its competitive advantage lies in its specialization and established relationships.
Growth Trajectory and Initiatives
Historical Growth: Historical growth is dictated by broader market conditions, interest rates, and general financial health.
Future Projections: Future projections are based on analyst estimates which should be reviewed for each new period.
Recent Initiatives: Recent initiatives should be found within recent public financial reports or SEC filings.
Summary
Angel Oak Mortgage Inc. is a niche REIT specializing in non-QM loans, which makes it sensitive to interest rate fluctuations and economic downturns. Its strength lies in expertise and established relationships, while its weakness is its reliance on external management. Careful monitoring of market risks and regulatory changes is essential for sustained growth. Overall, AOMR has a relatively small piece of the overall market share.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings (SEC)
- Investor presentations
- Financial news sources
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market conditions and company performance can change rapidly. Consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Angel Oak Mortgage Inc
Exchange NYSE | Headquaters Atlanta, GA, United States | ||
IPO Launch date 2021-06-17 | President & CEO Mr. Sreeniwas Vikram Prabhu | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | Website https://angeloakreit.com |
Full time employees - | Website https://angeloakreit.com | ||
Angel Oak Mortgage REIT, Inc., a real estate finance company, focuses on acquiring and investing in first lien non- qualified mortgage loans and other mortgage-related assets in the United States mortgage market. It offers investment securities; residential mortgage loans; and commercial mortgage loans. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Angel Oak Mortgage REIT, Inc. was incorporated in 2018 and is headquartered in Atlanta, Georgia.
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