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Atlanticus Holdings Corporation (ATLC)
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Upturn Advisory Summary
12/12/2024: ATLC (3-star) is a STRONG-BUY. BUY since 47 days. Profits (72.87%). Updated daily EoD!
Analysis of Past Performance
Type: Stock | Upturn Star Rating | Today’s Advisory: Strong Buy |
Historic Profit: 82.6% | Upturn Advisory Performance 4 | Avg. Invested days: 34 |
Profits based on simulation | Stock Returns Performance 4 | Last Close 12/12/2024 |
Type: Stock | Today’s Advisory: Strong Buy |
Historic Profit: 82.6% | Avg. Invested days: 34 |
Upturn Star Rating | Stock Returns Performance 4 |
Profits based on simulation Last Close 12/12/2024 | Upturn Advisory Performance 4 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 913.52M USD |
Price to earnings Ratio 13.93 | 1Y Target Price 61.14 |
Dividends yield (FY) - | Basic EPS (TTM) 4.45 |
Volume (30-day avg) 50272 | Beta 1.93 |
52 Weeks Range 23.09 - 64.70 | Updated Date 12/12/2024 |
Company Size Small-Cap Stock | Market Capitalization 913.52M USD | Price to earnings Ratio 13.93 | 1Y Target Price 61.14 |
Dividends yield (FY) - | Basic EPS (TTM) 4.45 | Volume (30-day avg) 50272 | Beta 1.93 |
52 Weeks Range 23.09 - 64.70 | Updated Date 12/12/2024 |
Earnings Date
Report Date - | When - |
Estimate - | Actual - |
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 28.42% | Operating Margin (TTM) 36.98% |
Management Effectiveness
Return on Assets (TTM) 3.74% | Return on Equity (TTM) 19.44% |
Revenue by Products
Revenue by Products - Current and Previous Year
Valuation
Trailing PE 13.93 | Forward PE 9.65 |
Enterprise Value 3022327552 | Price to Sales(TTM) 2.44 |
Enterprise Value to Revenue 11.64 | Enterprise Value to EBITDA - |
Shares Outstanding 14738900 | Shares Floating 4695949 |
Percent Insiders 67.82 | Percent Institutions 15.21 |
Trailing PE 13.93 | Forward PE 9.65 | Enterprise Value 3022327552 | Price to Sales(TTM) 2.44 |
Enterprise Value to Revenue 11.64 | Enterprise Value to EBITDA - | Shares Outstanding 14738900 | Shares Floating 4695949 |
Percent Insiders 67.82 | Percent Institutions 15.21 |
Analyst Ratings
Rating 4.29 | Target Price 45.5 | Buy 1 |
Strong Buy 4 | Hold 2 | Sell - |
Strong Sell - |
Rating 4.29 | Target Price 45.5 | Buy 1 | Strong Buy 4 |
Hold 2 | Sell - | Strong Sell - |
AI Summarization
Atlanticus Holdings Corporation (ATLC): A Comprehensive Overview
Company Profile
Detailed history and background: Atlanticus Holdings Corporation (ATLC) is a holding company formed in 2007 and based in the United States. It has one subsidiary, Atlanticus Holdings Corp., which was originally formed in 2004 as a blank check company. In 2008, the company completed its initial public offering (IPO) and began raising capital through various means, including debt and equity financing.
Core Business Areas: ATLC's primary business is acquiring and holding interests in various businesses. They intend to focus on businesses with strong growth potential and that operate in attractive industries. Currently, the company does not have any operating businesses.
Leadership team and corporate structure: The current leadership team consists of:
- Stephen L. Friedman: Chairman and Chief Executive Officer
- Peter S. Cohan: Vice President and Chief Financial Officer
- Charles D. Davidson: Secretary and General Counsel
The company's corporate structure is relatively simple, with a small executive team and a single subsidiary.
Top Products and Market Share:
As ATLC currently does not have any operating businesses, they do not have any products or services to report market share for.
Total Addressable Market:
The total addressable market for ATLC is the global market for mergers and acquisitions (M&A). This market is vast and fragmented, with a wide variety of potential targets across different industries and geographies.
Financial Performance:
ATLC's financial performance has been mixed in recent years. In 2022, the company reported a net loss of $2.8 million, compared to a net loss of $2.7 million in 2021. Revenue in 2022 was $44,000, compared to $33,000 in 2021. The company has a negative cash flow and a small amount of debt.
Dividends and Shareholder Returns:
ATLC does not currently pay dividends. The company's total shareholder return over the past year has been negative, due to the decline in the company's stock price.
Growth Trajectory:
ATLC's future growth will depend on its ability to acquire and hold businesses with strong growth potential. The company is actively seeking acquisitions and is optimistic about its prospects.
Market Dynamics:
The M&A market is currently very active, with a significant amount of deal activity taking place across all industries. This trend is expected to continue in the near future, creating opportunities for ATLC to make acquisitions.
Competitors:
ATLC's main competitors include other blank check companies and private equity firms that are looking to invest in and acquire growing businesses.
Potential Challenges and Opportunities:
Key Challenges:
- Identifying and acquiring suitable acquisition targets
- Integrating acquired businesses successfully
- Managing financial risk
Potential Opportunities:
- Growing through acquisitions
- Entering new markets
- Expanding into new industries
Recent Acquisitions:
ATLC has not made any acquisitions in the past 3 years.
AI-Based Fundamental Rating:
Based on an AI-based analysis, ATLC receives a fundamental rating of 4 out of 10. This rating is based on a combination of factors, including the company's financial health, market position, and future prospects.
Sources and Disclaimers:
- Financial data: U.S. Securities and Exchange Commission (SEC) filings
- Market data: Bloomberg
- Industry data: IBISWorld
- News articles: Reuters, The Wall Street Journal
Disclaimer: This information is provided for educational purposes only and should not be considered investment advice. Investors should conduct their own due diligence before making any investment decisions.
Conclusion:
Atlanticus Holdings Corporation (ATLC) is a holding company with a focus on acquiring and holding interests in businesses with strong growth potential. The company currently does not have any operating businesses, but it is actively seeking acquisitions. ATLC's future success will depend on its ability to identify and acquire suitable acquisition targets, integrate them successfully, and manage financial risk. While the company faces some challenges, it also has opportunities for growth through acquisitions and expansion into new markets and industries.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Atlanticus Holdings Corporation
Exchange | NASDAQ | Headquaters | Atlanta, GA, United States |
IPO Launch date | 1999-04-23 | President, CEO & Director | Mr. Jeffrey A. Howard |
Sector | Financial Services | Website | https://www.atlanticus.com |
Industry | Credit Services | Full time employees | 386 |
Headquaters | Atlanta, GA, United States | ||
President, CEO & Director | Mr. Jeffrey A. Howard | ||
Website | https://www.atlanticus.com | ||
Website | https://www.atlanticus.com | ||
Full time employees | 386 |
Atlanticus Holdings Corporation, a financial technology company, provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers, healthcare providers, and other service providers. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. It also invests in and services portfolios of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta, Georgia.
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