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Upturn AI SWOT - About
BBAR 
BBVA Banco Frances SA ADR (BBAR)
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Upturn Advisory Summary
08/28/2025: BBAR (4-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $25.38
1 Year Target Price $25.38
| 1 | Strong Buy |
| 1 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 71.68% | Avg. Invested days 39 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 08/28/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.60B USD | Price to earnings Ratio 12.1 | 1Y Target Price 25.38 |
Price to earnings Ratio 12.1 | 1Y Target Price 25.38 | ||
Volume (30-day avg) 4 | Beta 0.3 | 52 Weeks Range 9.99 - 24.97 | Updated Date 08/28/2025 |
52 Weeks Range 9.99 - 24.97 | Updated Date 08/28/2025 | ||
Dividends yield (FY) 8.01% | Basic EPS (TTM) 1.04 |
Earnings Date
Report Date 2025-08-20 | When - | Estimate 0.37 | Actual 0.2071 |
Profitability
Profit Margin 12.06% | Operating Margin (TTM) 12.62% |
Management Effectiveness
Return on Assets (TTM) 2.01% | Return on Equity (TTM) 11.5% |
Valuation
Trailing PE 12.1 | Forward PE 3.22 | Enterprise Value -353668104192 | Price to Sales(TTM) - |
Enterprise Value -353668104192 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue 1.6 | Enterprise Value to EBITDA - | Shares Outstanding 204236992 | Shares Floating 161363326 |
Shares Outstanding 204236992 | Shares Floating 161363326 | ||
Percent Insiders - | Percent Institutions 8.67 |
Upturn AI SWOT
BBVA Banco Frances SA ADR
Company Overview
History and Background
BBVA Banco Francu00e9s S.A. was founded in 1886 as Banco Francu00e9s del Ru00edo de la Plata. Over time, it became a leading financial institution in Argentina. It was acquired by BBVA in the 1990s and rebranded. The company has a long history of innovation and service in the Argentinian banking sector.
Core Business Areas
- Retail Banking: Offers a wide range of services to individuals and small businesses, including deposit accounts, loans, credit cards, and investment products.
- Corporate Banking: Provides financial solutions to medium and large-sized companies, including loans, trade finance, cash management, and investment banking services.
- Investment Banking: Offers advisory services related to mergers and acquisitions, capital markets, and project finance.
- Asset Management: Manages investment portfolios for institutional and individual clients.
Leadership and Structure
BBVA Banco Francu00e9s S.A. is led by a board of directors and an executive management team. The structure includes various departments and divisions focusing on different business areas, reporting to the CEO.
Top Products and Market Share
Key Offerings
- Personal Loans: Provides loans for various purposes, such as home improvement and education. Market share in Argentina's personal loan market is estimated to be around 10%. Competitors include Banco de la Naciu00f3n Argentina and Banco Santander Ru00edo.
- Credit Cards: Offers a range of credit cards with various rewards and benefits. Market share in Argentina's credit card market is estimated to be around 12%. Competitors include Visa Argentina and Mastercard Argentina.
- Mortgages: Provides mortgages for purchasing residential properties. Market share fluctuates depending on economic conditions. Competitors include Banco Hipotecario Nacional.
- Corporate Loans: Offers loans to businesses of all sizes, including working capital loans, term loans, and project finance. Market share varies. Competitors include Industrial and Commercial Bank of China (Argentina), HSBC Argentina.
Market Dynamics
Industry Overview
The Argentinian banking sector is characterized by moderate competition and regulatory oversight. The industry is influenced by economic stability, interest rates, and government policies.
Positioning
BBVA Banco Francu00e9s S.A. is a significant player in the Argentinian banking sector, recognized for its retail and corporate banking services. Its competitive advantages include its established brand, broad branch network, and technological capabilities.
Total Addressable Market (TAM)
The estimated total market value of the Argentinian banking sector is $50 billion. BBVA Banco Francu00e9s S.A. holds a significant market share, positioning itself well to capture future growth.
Upturn SWOT Analysis
Strengths
- Established brand name
- Extensive branch network
- Strong capital base
- Diverse product and service offerings
- Experienced management team
Weaknesses
- Exposure to Argentinian economic volatility
- Dependence on the local market
- Operational inefficiencies compared to global BBVA operations
- Impact of government regulations on profitability
Opportunities
- Expansion into new markets and business lines
- Increased adoption of digital banking solutions
- Growing demand for financial services in Argentina
- Strategic partnerships with fintech companies
Threats
- Economic instability in Argentina
- Increased competition from fintech companies
- Changes in government regulations
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- BMA
- GGAL
- CRESY
Competitive Landscape
BBVA Banco Frances S.A. competes with other major banks in Argentina. It differentiates itself through its technological advancements and customer service. It is working to overcome challenges from economic conditions.
Major Acquisitions
Liderar Compau00f1u00eda General de Seguros S.A.
- Year: 2016
- Acquisition Price (USD millions): 63
- Strategic Rationale: Expanded BBVA's insurance offerings in Argentina.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been influenced by Argentina's economic ups and downs. Expansion efforts have focused on digital platforms and service enhancement.
Future Projections: Future growth projections are highly uncertain because of economic volatility in Argentina. Analyst expectations vary widely.
Recent Initiatives: Recent initiatives include launching new digital products, expanding into new markets, and investing in technology infrastructure.
Summary
BBVA Banco Francu00e9s S.A. is a leading financial institution in Argentina, leveraging its strong brand and extensive network. However, its financial performance is significantly impacted by the country's economic volatility. Growth prospects are linked to its ability to innovate and navigate regulatory challenges. Despite these challenges, the bank remains a key player in the Argentinian financial market.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Market Research Reports
- Analyst Estimates
Disclaimers:
Financial data is based on publicly available information and analyst estimates. The analysis is for informational purposes only and should not be considered financial advice. Due to the volatility of the Argentinian economy, all financial information is subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About BBVA Banco Frances SA ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 1993-11-24 | CEO - | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 6509 | Website https://www.bbva.com.ar |
Full time employees 6509 | Website https://www.bbva.com.ar | ||
Banco BBVA Argentina S.A. provides various banking products and services to individuals and companies in Argentina. The company provides retail banking products and services, such as checking and savings accounts, time deposits, credit cards financing, consumer and pledge loans, mortgages, insurance, and investment products to individuals; and small and medium-sized enterprises products and services, including financing products, factoring, checking accounts, time deposits, transactional and payroll services, insurance, and investment products to private-sector companies. It also provides corporate and investment banking products and services, such as global transaction services; global markets solutions comprising risk management and securities brokerage; long-term financing products, including project finance and syndicated loans; and corporate finance services comprising mergers and acquisitions, and capital markets advisory services to corporations and multinational companies. In addition, the company offers insurance products, including ATM transactions, homeowners, life and mobile devices, and others, as well as health, bicycle, and scooter insurance. Further, it offers debit card and credit card to its customers. The company was formerly known as BBVA Banco Francés S.A. and changed its name to Banco BBVA Argentina S.A. in July 2019. Banco BBVA Argentina S.A. was incorporated in 1886 and is based in Buenos Aires, Argentina.
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