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BBAR 
BBVA Banco Frances SA ADR (BBAR)
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Upturn Advisory Summary
11/04/2025: BBAR (4-star) is a STRONG-BUY. BUY since 4 days. Simulated Profits (11.14%). Updated daily EoD!
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $18.88
1 Year Target Price $18.88
| 1 | Strong Buy |
| 1 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 149.35% | Avg. Invested days 43 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 11/04/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 3.54B USD | Price to earnings Ratio 17.69 | 1Y Target Price 18.88 |
Price to earnings Ratio 17.69 | 1Y Target Price 18.88 | ||
Volume (30-day avg) 4 | Beta 0.09 | 52 Weeks Range 7.73 - 24.79 | Updated Date 11/3/2025 |
52 Weeks Range 7.73 - 24.79 | Updated Date 11/3/2025 | ||
Dividends yield (FY) 0.51% | Basic EPS (TTM) 0.97 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 12.06% | Operating Margin (TTM) 12.62% |
Management Effectiveness
Return on Assets (TTM) 2.01% | Return on Equity (TTM) 11.5% |
Valuation
Trailing PE 17.69 | Forward PE 3.22 | Enterprise Value -350861918208 | Price to Sales(TTM) - |
Enterprise Value -350861918208 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue 1.47 | Enterprise Value to EBITDA - | Shares Outstanding 204236693 | Shares Floating 161363326 |
Shares Outstanding 204236693 | Shares Floating 161363326 | ||
Percent Insiders - | Percent Institutions 8.79 |
Upturn AI SWOT
BBVA Banco Frances SA ADR
Company Overview
History and Background
BBVA Banco Frances, now BBVA Argentina, was founded in 1886. It grew to become one of Argentina's leading banks through a combination of organic growth and acquisitions. In 1996, Banco Bilbao Vizcaya (BBV) acquired a controlling stake. BBVA Argentina provides various banking and financial services to individuals, businesses, and corporations.
Core Business Areas
- Retail Banking: Provides banking products and services to individuals, including checking and savings accounts, loans, credit cards, and investment products.
- Corporate Banking: Offers banking solutions to businesses and corporations, including loans, trade finance, cash management, and investment banking services.
- Asset Management: Manages investment portfolios for individuals and institutions, offering various investment products and strategies.
- Insurance: Provides insurance products, including life and property insurance, through strategic partnerships.
Leadership and Structure
The bank is led by a CEO and a management team responsible for various business areas. It operates under the supervision of the Central Bank of Argentina and BBVA Group.
Top Products and Market Share
Key Offerings
- Loans: Provides various types of loans to individuals and businesses, including personal loans, mortgages, and commercial loans. While specific market share is challenging to pinpoint precisely due to Argentina's dynamic market, BBVA Argentina is a significant player in the loan market. Competitors include Banco de la Naciu00f3n Argentina, Banco Galicia, and Banco Santander Ru00edo.
- Credit Cards: Offers a range of credit cards with various benefits and rewards programs. Similar to loans, precise market share data is difficult to obtain. Competitors include Banco de la Naciu00f3n Argentina, Banco Galicia, and Banco Santander Ru00edo.
- Investment Products: Provides investment products such as mutual funds and brokerage services. BBVA's market share is competitive against other major banks with investment arms, such as HSBC Argentina and ICBC Argentina.
Market Dynamics
Industry Overview
The Argentine banking industry is highly regulated and competitive, characterized by a mix of public and private banks. The industry is influenced by macroeconomic factors, government policies, and technological advancements.
Positioning
BBVA Argentina is a major player in the Argentine banking industry. It benefits from its international parentage (BBVA) and strong brand recognition. Its competitive advantages include its diversified product offerings, extensive branch network, and focus on digital banking.
Total Addressable Market (TAM)
The TAM for banking services in Argentina is substantial, encompassing the entire population and business sector. BBVA Argentina's position is significant, but it is subject to competition from both local and international banks.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Extensive branch network
- Diversified product offerings
- Technological innovation
- International parentage (BBVA)
Weaknesses
- Exposure to Argentine macroeconomic volatility
- Regulatory risks
- Operational inefficiencies
- Dependency on parent company for certain services
Opportunities
- Expanding digital banking services
- Increasing penetration in underserved markets
- Developing new products and services
- Capitalizing on growth in the Argentine economy (if stable)
Threats
- Economic instability in Argentina
- Increased competition from fintech companies
- Regulatory changes
- Political instability
Competitors and Market Share
Key Competitors
- BMA (Banco Macro S.A. ADR)
- GGAL (Grupo Financiero Galicia ADR)
- PAMP (Pampa Energia S.A. ADR)
Competitive Landscape
BBVA Argentina is a major player, but faces strong competition from local and international banks, as well as fintech companies. Its advantages include its brand and international parentage, while its disadvantages include its exposure to Argentine economic risks.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been impacted by the volatile economic environment in Argentina.
Future Projections: Future projections are subject to significant uncertainty due to the instability in Argentina's economy.
Recent Initiatives: Focus on digital banking, cost optimization, and customer experience improvements.
Summary
BBVA Argentina is a significant bank operating in a volatile and challenging economic environment. It benefits from a strong brand and international backing but faces risks associated with Argentina's economic instability. Its digital transformation and focus on customer experience are key strengths for future growth. However, maintaining profitability and navigating regulatory hurdles remain critical challenges.
Similar Stocks
Sources and Disclaimers
Data Sources:
- BBVA Investor Relations
- Central Bank of Argentina
- Market research reports
- Financial News Outlets
Disclaimers:
The data provided is based on available information and estimates. Market conditions and economic factors are subject to change, and the analysis should not be considered financial advice. Due to the ever changing landscape within Argentinian policy/economy, the data listed above might not be up to date.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About BBVA Banco Frances SA ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 1993-11-24 | CEO - | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 6509 | Website https://www.bbva.com.ar |
Full time employees 6509 | Website https://www.bbva.com.ar | ||
Banco BBVA Argentina S.A. provides various banking products and services to individuals and companies in Argentina. The company provides retail banking products and services, such as checking and savings accounts, time deposits, credit cards financing, consumer and pledge loans, mortgages, insurance, and investment products to individuals; and small and medium-sized enterprises products and services, including financing products, factoring, checking accounts, time deposits, transactional and payroll services, insurance, and investment products to private-sector companies. It also provides corporate and investment banking products and services, such as global transaction services; global markets solutions comprising risk management and securities brokerage; long-term financing products, including project finance and syndicated loans; and corporate finance services comprising mergers and acquisitions, and capital markets advisory services to corporations and multinational companies. In addition, the company offers insurance products, including ATM transactions, homeowners, life and mobile devices, and others, as well as health, bicycle, and scooter insurance. Further, it offers debit card and credit card to its customers. The company was formerly known as BBVA Banco Francés S.A. and changed its name to Banco BBVA Argentina S.A. in July 2019. Banco BBVA Argentina S.A. was incorporated in 1886 and is based in Buenos Aires, Argentina.
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