Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
Upturn AI SWOT - About
BBAR 
BBVA Banco Frances SA ADR (BBAR)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
09/15/2025: BBAR (4-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $24.88
1 Year Target Price $24.88
| 1 | Strong Buy |
| 1 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 71.58% | Avg. Invested days 39 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 09/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.98B USD | Price to earnings Ratio 9.1 | 1Y Target Price 24.88 |
Price to earnings Ratio 9.1 | 1Y Target Price 24.88 | ||
Volume (30-day avg) 4 | Beta 0.31 | 52 Weeks Range 8.68 - 24.97 | Updated Date 09/15/2025 |
52 Weeks Range 8.68 - 24.97 | Updated Date 09/15/2025 | ||
Dividends yield (FY) 11.18% | Basic EPS (TTM) 0.99 |
Earnings Date
Report Date 2025-08-20 | When After Market | Estimate 0.37 | Actual 0.21 |
Profitability
Profit Margin 12.06% | Operating Margin (TTM) 12.62% |
Management Effectiveness
Return on Assets (TTM) 2.01% | Return on Equity (TTM) 11.5% |
Valuation
Trailing PE 9.1 | Forward PE 3.22 | Enterprise Value -355855499264 | Price to Sales(TTM) - |
Enterprise Value -355855499264 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue 1.32 | Enterprise Value to EBITDA - | Shares Outstanding 204236992 | Shares Floating 161363326 |
Shares Outstanding 204236992 | Shares Floating 161363326 | ||
Percent Insiders - | Percent Institutions 8.68 |
Upturn AI SWOT
BBVA Banco Frances SA ADR
Company Overview
History and Background
Banco BBVA Argentina S.A., formerly Banco Francu00e9s, has a long history in Argentina dating back to 1886. It grew organically and through acquisitions, becoming a leading private bank. In 1996, Banco Bilbao Vizcaya (BBV) acquired a controlling stake. BBVA underwent a name change in 2019, reflecting its alignment with the global BBVA brand.
Core Business Areas
- Retail Banking: Provides a range of financial services to individuals, including deposit accounts, loans, credit cards, and investment products.
- Corporate Banking: Offers financial solutions to businesses, including loans, trade finance, cash management, and investment banking services.
- Wealth Management: Provides wealth management services to high-net-worth individuals, including investment advice, portfolio management, and estate planning.
Leadership and Structure
The bank is led by a CEO and a management team. It operates as a subsidiary of the global BBVA Group and is governed by a Board of Directors.
Top Products and Market Share
Key Offerings
- Personal Loans: Offerings personal loans for various needs, such as car purchases, home improvements, or debt consolidation. Competitors include other major Argentinian banks like Banco de Galicia and Banco Macro. Market share data is difficult to ascertain precisely but BBVA Argentina holds a significant portion.
- Credit Cards: Provide credit cards with various rewards programs and benefits. Competitors include Mastercard and Visa through other banks. BBVA Argentina offers both Mastercard and Visa credit cards.
- Mortgages: Provides mortgages for home purchases. Competitors include other major Argentinian banks and government-sponsored mortgage programs.
Market Dynamics
Industry Overview
The Argentinian banking sector is characterized by a mix of public and private banks. The sector faces challenges including high inflation, currency volatility, and regulatory uncertainty.
Positioning
BBVA Argentina is a significant player in the Argentinian banking market, leveraging the global BBVA brand and its established presence. Its competitive advantages include its strong capital base and focus on technology.
Total Addressable Market (TAM)
The total addressable market for banking services in Argentina is significant, encompassing the entire population and business sector. BBVA Argentina is positioned to capture a substantial portion of this market through its diverse product offerings and established brand.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Extensive branch network
- Solid capital base
- Advanced technology platform
- Part of a global banking group
Weaknesses
- Exposure to Argentinian economic volatility
- High operating costs
- Regulatory complexity
- Reliance on domestic market
Opportunities
- Expanding digital banking services
- Increasing financial inclusion
- Growing demand for wealth management
- Developing new products and services
- Leveraging synergies within the BBVA Group
Threats
- Economic instability in Argentina
- Increased competition from fintech companies
- Regulatory changes
- Currency devaluation
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- GGAL
- BMA
- PAM
Competitive Landscape
BBVA Argentina competes with other major Argentinian banks on price, product offerings, and customer service. It leverages its global brand and technology to differentiate itself.
Growth Trajectory and Initiatives
Historical Growth: BBVA Argentina's historical growth has been impacted by the Argentinian economy and regulatory environment.
Future Projections: Future growth projections depend on economic stability and the bank's ability to adapt to changing market conditions. Analysts' estimates would need to be sourced from financial data providers.
Recent Initiatives: Recent initiatives are focused on digital transformation, enhancing customer experience, and expanding financial inclusion.
Summary
BBVA Banco Frances SA ADR's performance is largely tied to the Argentinian economy. Its strengths lie in its global brand and digital capabilities. However, it faces challenges from economic instability and competition. BBVA's future success relies on navigating the turbulent Argentinian market and capitalizing on digital growth opportunities.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company reports
- Financial news sources
- Industry analysis reports
Disclaimers:
The data provided is for informational purposes only and should not be considered investment advice. Market conditions and financial data are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About BBVA Banco Frances SA ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 1993-11-24 | CEO - | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 6509 | Website https://www.bbva.com.ar |
Full time employees 6509 | Website https://www.bbva.com.ar | ||
Banco BBVA Argentina S.A. provides various banking products and services to individuals and companies in Argentina. The company provides retail banking products and services, such as checking and savings accounts, time deposits, credit cards financing, consumer and pledge loans, mortgages, insurance, and investment products to individuals; and small and medium-sized enterprises products and services, including financing products, factoring, checking accounts, time deposits, transactional and payroll services, insurance, and investment products to private-sector companies. It also provides corporate and investment banking products and services, such as global transaction services; global markets solutions comprising risk management and securities brokerage; long-term financing products, including project finance and syndicated loans; and corporate finance services comprising mergers and acquisitions, and capital markets advisory services to corporations and multinational companies. In addition, the company offers insurance products, including ATM transactions, homeowners, life and mobile devices, and others, as well as health, bicycle, and scooter insurance. Further, it offers debit card and credit card to its customers. The company was formerly known as BBVA Banco Francés S.A. and changed its name to Banco BBVA Argentina S.A. in July 2019. Banco BBVA Argentina S.A. was incorporated in 1886 and is based in Buenos Aires, Argentina.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.