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Upturn AI SWOT - About
BBAR 
BBVA Banco Frances SA ADR (BBAR)
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Upturn Advisory Summary
07/10/2025: BBAR (4-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
4 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $21.17
1 Year Target Price $21.17
| 1 | Strong Buy |
| 1 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 93.18% | Avg. Invested days 42 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  4.0 |
| Profits based on simulation | Last Close 07/10/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 3.28B USD | Price to earnings Ratio 10.71 | 1Y Target Price 21.17 |
Price to earnings Ratio 10.71 | 1Y Target Price 21.17 | ||
Volume (30-day avg) 4 | Beta 0.52 | 52 Weeks Range 7.05 - 25.01 | Updated Date 07/10/2025 |
52 Weeks Range 7.05 - 25.01 | Updated Date 07/10/2025 | ||
Dividends yield (FY) 10.38% | Basic EPS (TTM) 1.5 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 13.55% | Operating Margin (TTM) 18.61% |
Management Effectiveness
Return on Assets (TTM) 3.17% | Return on Equity (TTM) 15.62% |
Valuation
Trailing PE 10.71 | Forward PE 3.22 | Enterprise Value -665117196288 | Price to Sales(TTM) - |
Enterprise Value -665117196288 | Price to Sales(TTM) - | ||
Enterprise Value to Revenue 1.73 | Enterprise Value to EBITDA - | Shares Outstanding 204236992 | Shares Floating 161363326 |
Shares Outstanding 204236992 | Shares Floating 161363326 | ||
Percent Insiders - | Percent Institutions 7.4 |
Upturn AI SWOT
BBVA Banco Frances SA ADR
Company Overview
History and Background
Banco Francu00e9s del Ru00edo de la Plata, now BBVA Argentina, was founded in 1886. It has evolved to become one of Argentina's leading banks, undergoing several transformations and acquisitions throughout its history.
Core Business Areas
- Retail Banking: Provides banking services to individual customers, including deposit accounts, loans, and credit cards.
- Corporate Banking: Offers financial solutions to corporations, including lending, trade finance, and cash management.
- Investment Banking: Provides advisory services for mergers and acquisitions, capital markets transactions, and other financial activities.
- Asset Management: Manages investment portfolios for individuals and institutions.
Leadership and Structure
BBVA Argentina's leadership consists of a board of directors and a management team. Its organizational structure is typical of a large financial institution, with various departments and divisions reporting to senior management.
Top Products and Market Share
Key Offerings
- Market Share (%): 12
- Personal Loans: Unsecured loans offered to individuals for various purposes. BBVA Argentina holds a significant share in the personal loan market in Argentina, estimated at around 12%. Competitors include Banco Naciu00f3n, Banco Provincia, and other private banks.
- Credit Cards: Credit cards issued under various brands like Visa and Mastercard. BBVA Argentina is a major player in the credit card market in Argentina, with an estimated market share of 15%. Competitors include Banco Galicia, Banco Santander Ru00edo, and other credit card issuers.
- Market Share (%): 15
- Market Share (%): 5
- Mortgages: Loans secured by real estate. BBVA Argentina provides mortgage loans. Market share data is not widely available due to economic volatility and low mortgage penetration in Argentina. Competitors include Banco Hipotecario and Banco Naciu00f3n.
Market Dynamics
Industry Overview
The Argentine banking sector is characterized by a mix of public and private banks, with a significant presence of foreign-owned institutions. The industry is subject to regulatory oversight by the Central Bank of Argentina.
Positioning
BBVA Argentina is a leading bank in Argentina, known for its strong brand, extensive branch network, and comprehensive range of financial services. Its competitive advantages include its technological capabilities and customer service.
Total Addressable Market (TAM)
The total addressable market of the Argentinian banking sector is estimated at $50 billion USD. BBVA Argentina is well positioned with a significant market share and focus on technological innovation to grow in this space.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Extensive branch network
- Comprehensive range of financial services
- Technological capabilities
- Experienced management team
Weaknesses
- Exposure to Argentine macroeconomic volatility
- Regulatory uncertainty
- High operating costs
- Competition from other large banks
Opportunities
- Expansion into new markets
- Development of new products and services
- Increased adoption of digital banking
- Growth in the Argentine economy
Threats
- Economic instability in Argentina
- Increased competition from fintech companies
- Regulatory changes
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- Banco Macro (BMA)
- Grupo Financiero Galicia (GGAL)
- Banco Santander Argentina (BSAR)
Competitive Landscape
BBVA Argentina competes with other large banks in Argentina based on factors such as brand recognition, branch network, product offerings, and customer service. BBVA Argentina's advantages include its technological capabilities and customer service, while its disadvantages include its exposure to Argentine macroeconomic volatility.
Major Acquisitions
None
- Year: 2023
- Acquisition Price (USD millions): 0
- Strategic Rationale: N/A
Growth Trajectory and Initiatives
Historical Growth: BBVA Argentina's historical growth has been influenced by the Argentine economy. Periods of economic growth have been accompanied by increased lending and profitability, while economic downturns have had a negative impact.
Future Projections: Future projections for BBVA Argentina's growth depend on the outlook for the Argentine economy. Analysts expect the bank to continue to focus on digital banking and expansion into new markets.
Recent Initiatives: Recent initiatives include investments in digital banking platforms, expansion of the branch network, and development of new products and services.
Summary
BBVA Argentina is a major player in the Argentine banking sector, possessing a strong brand and an extensive network. Its growth is heavily influenced by the Argentine economy and faces threats from economic volatility and rising competition. The company is focusing on digital innovation and market expansion, which is crucial for future performance. Continued focus on efficiency and technological adaptation will be key for success.
Peer Comparison
Sources and Disclaimers
Data Sources:
- BBVA Investor Relations
- Central Bank of Argentina
- Market Research Reports
Disclaimers:
The information provided is for informational purposes only and does not constitute investment advice. Market conditions and financial data are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About BBVA Banco Frances SA ADR
Exchange NYSE | Headquaters - | ||
IPO Launch date 1993-11-24 | CEO - | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 6399 | Website https://www.bbva.com.ar |
Full time employees 6399 | Website https://www.bbva.com.ar | ||
Banco BBVA Argentina S.A. provides various banking products and services to individuals and companies in Argentina. The company provides retail banking products and services, such as checking and savings accounts, time deposits, credit cards financing, consumer and pledge loans, mortgages, insurance, and investment products to individuals; and small and medium-sized enterprises products and services, including financing products, factoring, checking accounts, time deposits, transactional and payroll services, insurance, and investment products to private-sector companies. It also provides corporate and investment banking products and services, such as global transaction services; global markets solutions comprising risk management and securities brokerage; long-term financing products, including project finance and syndicated loans; and corporate finance services comprising mergers and acquisitions, and capital markets advisory services to corporations and multinational companies. In addition, the company offers insurance products, including ATM transactions, homeowners, life and mobile devices, and others, as well as health, bicycle, and scooter insurance. Further, it offers debit card and credit card to its customers. The company was formerly known as BBVA Banco Francés S.A. and changed its name to Banco BBVA Argentina S.A. in July 2019. Banco BBVA Argentina S.A. was incorporated in 1886 and is based in Buenos Aires, Argentina.
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