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Banco Macro SA B ADR (BMA)

Upturn stock ratingUpturn stock rating
$65.77
Last Close (24-hour delay)
Today's Top Performer Top performer
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PASS
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Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
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Time period over
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Upturn Advisory Summary

07/11/2025: BMA (4-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Above Average Performance

These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.

Number of Analysts

rating

7 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $104.99

1 Year Target Price $104.99

Analysts Price Target For last 52 week
$104.99 Target price
52w Low $40.94
Current$65.77
52w High $118.42

Analysis of Past Performance

Type Stock
Historic Profit 148.72%
Avg. Invested days 45
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 3.0
Stock Returns Performance Upturn Returns Performance 5.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 07/11/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 4.30B USD
Price to earnings Ratio -
1Y Target Price 104.99
Price to earnings Ratio -
1Y Target Price 104.99
Volume (30-day avg) 7
Beta 0.93
52 Weeks Range 40.94 - 118.42
Updated Date 07/13/2025
52 Weeks Range 40.94 - 118.42
Updated Date 07/13/2025
Dividends yield (FY) 30.72%
Basic EPS (TTM) -0.78

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -2.25%
Operating Margin (TTM) 10.07%

Management Effectiveness

Return on Assets (TTM) -0.48%
Return on Equity (TTM) -1.59%

Valuation

Trailing PE -
Forward PE 3.1
Enterprise Value -1351124779008
Price to Sales(TTM) -
Enterprise Value -1351124779008
Price to Sales(TTM) -
Enterprise Value to Revenue 1.95
Enterprise Value to EBITDA -
Shares Outstanding 62817800
Shares Floating 221377710
Shares Outstanding 62817800
Shares Floating 221377710
Percent Insiders -
Percent Institutions 11.34

ai summary icon Upturn AI SWOT

Banco Macro SA B ADR

stock logo

Company Overview

overview logo History and Background

Banco Macro was founded in 1985. It initially focused on serving small and medium-sized enterprises (SMEs) in Argentina. Through acquisitions and organic growth, it has become one of the largest private banks in the country.

business area logo Core Business Areas

  • Retail Banking: Offers a range of financial products and services to individuals, including savings accounts, checking accounts, loans, credit cards, and investment products.
  • Corporate Banking: Provides financial solutions to large corporations, including lending, transaction banking, trade finance, and investment banking services.
  • SME Banking: Dedicated services for small and medium-sized businesses, including specialized financing, advisory services, and tailored banking solutions.
  • Investment Banking: Offers services such as underwriting, mergers and acquisitions advisory, and capital market solutions.

leadership logo Leadership and Structure

Jorge Brito (Chairman), Gustavo Manriquez (CEO). The bank has a board of directors and various executive committees overseeing different business areas.

Top Products and Market Share

overview logo Key Offerings

  • Personal Loans: Unsecured loans to individuals for various purposes. Market share data unavailable. Competitors include Santander Argentina, BBVA Argentina.
  • Credit Cards: Wide array of credit cards with different benefits and rewards. Market share data unavailable. Competitors include Santander Argentina, BBVA Argentina.
  • Corporate Loans: Loans to corporations for working capital, expansion, and other purposes. Market share data unavailable. Competitors include Santander Argentina, BBVA Argentina.
  • SME Financing: Specialized lending products and services designed for SMEs. Market share data unavailable. Competitors include Santander Argentina, BBVA Argentina, Banco Galicia.

Market Dynamics

industry overview logo Industry Overview

The Argentine banking sector is characterized by moderate growth potential and is highly regulated. It's influenced by macroeconomic conditions, inflation, and government policies.

Positioning

Banco Macro is a leading private bank in Argentina, with a strong focus on SMEs and a wide branch network. Its competitive advantage lies in its strong regional presence.

Total Addressable Market (TAM)

The TAM for banking services in Argentina is estimated to be in the billions of USD annually. Banco Macro captures a significant portion of this market, particularly in the SME segment.

Upturn SWOT Analysis

Strengths

  • Strong brand recognition in Argentina
  • Extensive branch network, especially in the interior regions
  • Strong focus on SME lending
  • Experienced management team

Weaknesses

  • High exposure to the Argentine economy
  • Vulnerability to currency fluctuations
  • Dependence on government policies
  • Asset quality concerns in challenging economic times

Opportunities

  • Growing SME sector in Argentina
  • Increased demand for financial services in underserved regions
  • Potential for digital transformation
  • Expansion into new business lines

Threats

  • Economic instability in Argentina
  • High inflation rates
  • Increased competition from fintech companies
  • Regulatory changes

Competitors and Market Share

competitor logo Key Competitors

  • GGAL
  • BBAR
  • SUPV

Competitive Landscape

Banco Macro benefits from its regional presence but faces challenges from larger, more diversified competitors and emerging fintech companies.

Major Acquisitions

Banco Privado de Inversiones

  • Year: 2006
  • Acquisition Price (USD millions): 250
  • Strategic Rationale: Expanded Banco Macro's presence in the corporate banking sector and broadened its customer base.

Growth Trajectory and Initiatives

Historical Growth: Banco Macro's growth has been influenced by the Argentine economy. Needs detailed revenue and asset growth data from previous years.

Future Projections: Analyst estimates vary widely, depending on macroeconomic forecasts for Argentina. Must be derived from financial models by analysts.

Recent Initiatives: Details on recent strategic initiatives should be sourced from company press releases and investor presentations. This may include partnerships, fintech investments, or changes in business focus.

Summary

Banco Macro's strength lies in its established SME customer base and extensive branch network across Argentina. Its vulnerability to the Argentine economy and currency fluctuations poses significant risks. Recent initiatives focusing on digital transformation and expanding service offerings offer potential for future growth. Competitors are working to expand their market share and must be watched.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Filings
  • Analyst Reports
  • Industry Publications

Disclaimers:

This analysis is based on publicly available information and is not financial advice. Market data and financial figures may be subject to change.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Banco Macro SA B ADR

Exchange NYSE
Headquaters -
IPO Launch date 2006-03-24
CEO -
Sector Financial Services
Industry Banks - Regional
Full time employees 8903
Full time employees 8903

Banco Macro S.A. provides various banking products and services to retail and corporate customers in Argentina. It offers various retail banking products and services, such as savings and checking accounts, time deposits, credit and debit cards, consumer finance loans, mortgage loans, automobile loans, overdrafts, credit-related services, home and car insurance coverage, tax collection, utility payments, automated teller machines, and money transfers. The company also provides personal loans, document discounts, residential mortgages, overdrafts, pledged loans, and credit card loans to retail customers. In addition, it offers corporate banking products and services, including deposits, lending, check cashing advances and factoring, guaranteed loans, credit lines for financing foreign trade, and cash management services; and trust, payroll, and financial agency services, as well as corporate credit cards and other specialty products; and working capital facilities, credit for investment projects, and leasing and foreign trade transactions. Further, the company provides transaction services, such as cash management, collection services, payments to suppliers, payroll services, foreign exchange transactions, and foreign trade services; information services comprising Datanet and Interpymes services to corporate customers; and Internet and mobile banking services. Additionally, it offers short-term and medium-to-long-term corporate lending products. Banco Macro S.A. was incorporated in 1966 and is headquartered in Buenos Aires, Argentina.