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Upturn AI SWOT - About
BCSF 
Bain Capital Specialty Finance Inc (BCSF)
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Upturn Advisory Summary
10/14/2025: BCSF (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $16.17
1 Year Target Price $16.17
| 1 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 8.7% | Avg. Invested days 58 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 10/14/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 888.70M USD | Price to earnings Ratio 8.25 | 1Y Target Price 16.17 |
Price to earnings Ratio 8.25 | 1Y Target Price 16.17 | ||
Volume (30-day avg) 3 | Beta 0.84 | 52 Weeks Range 12.43 - 17.61 | Updated Date 10/13/2025 |
52 Weeks Range 12.43 - 17.61 | Updated Date 10/13/2025 | ||
Dividends yield (FY) 12.65% | Basic EPS (TTM) 1.66 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 37.9% | Operating Margin (TTM) 75.3% |
Management Effectiveness
Return on Assets (TTM) 5.17% | Return on Equity (TTM) 9.42% |
Valuation
Trailing PE 8.25 | Forward PE 10.38 | Enterprise Value 2404995584 | Price to Sales(TTM) 3.13 |
Enterprise Value 2404995584 | Price to Sales(TTM) 3.13 | ||
Enterprise Value to Revenue 19.8 | Enterprise Value to EBITDA 21.91 | Shares Outstanding 64868507 | Shares Floating - |
Shares Outstanding 64868507 | Shares Floating - | ||
Percent Insiders 0.63 | Percent Institutions 51.91 |
Upturn AI SWOT
Bain Capital Specialty Finance Inc
Company Overview
History and Background
Bain Capital Specialty Finance, Inc. (BCSF) was formed in 2015, commencing operations in 2016. It is a specialty finance company externally managed by BCSF Advisor, L.L.C., an affiliate of Bain Capital Credit, L.P. The company primarily focuses on providing debt capital to middle-market companies.
Core Business Areas
- Direct Lending: Focuses on investing in directly originated or privately negotiated first lien senior secured debt of private middle market companies.
- Opportunistic Credit: Investing in opportunistic credit including second lien debt, subordinated debt, high-yield bonds, distressed debt, special situations and other investments.
Leadership and Structure
Michael Ewald serves as the CEO of Bain Capital Specialty Finance. The company operates under a board of directors and is externally managed by BCSF Advisor, L.L.C.
Top Products and Market Share
Key Offerings
- First Lien Senior Secured Debt: Provides senior secured loans to middle-market companies. Market share data is not directly available in percentage format. Competitors include Ares Capital, Main Street Capital.
- Second Lien and Subordinated Debt: Offers junior debt financing solutions. Market share data is not directly available in percentage format. Competitors include Apollo Investment, Goldman Sachs BDC.
Market Dynamics
Industry Overview
The specialty finance industry is characterized by providing capital to middle-market companies, often involving higher risk and higher return profiles compared to traditional lending. Market competition is increasing.
Positioning
BCSF is positioned as a direct lender focused on senior secured debt, leveraging the Bain Capital Credit platform. It aims for consistent current income and capital preservation.
Total Addressable Market (TAM)
The middle-market direct lending space has a substantial TAM estimated in the hundreds of billions. BCSF's positioning enables it to capture a fraction of this market by focusing on specific segments.
Upturn SWOT Analysis
Strengths
- Established platform under Bain Capital Credit
- Experienced management team
- Focus on senior secured debt
- Diversified investment portfolio
Weaknesses
- External management structure creates potential conflicts of interest
- Reliance on leverage amplifies risk
- Exposure to credit risk in middle-market lending
- Sensitivity to interest rate changes
Opportunities
- Growing demand for private credit
- Expansion into new asset classes
- Increased deal flow in the middle market
- Strategic acquisitions and partnerships
Threats
- Economic downturn impacting borrower creditworthiness
- Increased competition in direct lending
- Rising interest rates increasing borrowing costs
- Regulatory changes impacting investment strategies
Competitors and Market Share
Key Competitors
- ARCC
- MAIN
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- APO
- GSBD
Competitive Landscape
BCSF faces intense competition from larger and more established BDCs. Its competitive advantage lies in its affiliation with Bain Capital Credit.
Growth Trajectory and Initiatives
Historical Growth: Historical growth needs to be fetched and is not static.
Future Projections: Future Projections needs to be fetched and is not static.
Recent Initiatives: BCSF continues to focus on expanding its direct lending platform and diversifying its investment portfolio.
Summary
Bain Capital Specialty Finance is a direct lender exposed to middle market credit risk but supported by a strong platform. The external management structure poses potential conflicts, and they must navigate competition and economic cycles. Their strengths are in senior secured loans and industry relationships but should also diversify to stay competitive and maintain growth. BCSF must manage its leverage to maintain stability through economic downturns.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Analyst estimates
Disclaimers:
The information provided is for informational purposes only and should not be considered investment advice. Market share data is estimated and may not be precise. Financial data needs to be updated to be accurate and current.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Bain Capital Specialty Finance Inc
Exchange NYSE | Headquaters Boston, MA, United States | ||
IPO Launch date 2018-11-15 | CEO & Director Mr. Michael Alexander Ewald | ||
Sector Financial Services | Industry Asset Management | Full time employees - | |
Full time employees - | |||
Bain Capital Specialty Finance, Inc. is business development company specializing in direct loans to middle-market companies. The fund seeks to invest in senior investments with a first or second lien on collateral, senior first lien, stretch senior, senior second lien, unitranche, mezzanine debt, junior securities, other junior investments, and secondary purchases of assets or portfolios that primarily consist of middle-market corporate debt. It typically invests in companies with EBITDA between $10 million and $150 million.
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