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BCSF logo BCSF
Upturn stock ratingUpturn stock rating
BCSF logo

Bain Capital Specialty Finance Inc (BCSF)

Upturn stock ratingUpturn stock rating
$14.88
Last Close (24-hour delay)
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PASS
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  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
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Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
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Upturn Advisory Summary

06/17/2025: BCSF (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

ratingratingratingratingrating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

3 Analysts rated it

These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.

Year Target Price $16.17

Year Target Price $16.17

Analyst’s Price TargetsFor last 52 week
$16.17Target price
Low$12.82
Current$14.88
high$18.15

Analysis of Past Performance

Type Stock
Historic Profit 20.45%
Avg. Invested days 75
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 4.0
Stock Returns Performance Upturn Returns Performance 3.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/17/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 969.14M USD
Price to earnings Ratio 8.59
1Y Target Price 16.17
Price to earnings Ratio 8.59
1Y Target Price 16.17
Volume (30-day avg) -
Beta 0.85
52 Weeks Range 12.82 - 18.15
Updated Date 06/30/2025
52 Weeks Range 12.82 - 18.15
Updated Date 06/30/2025
Dividends yield (FY) 11.24%
Basic EPS (TTM) 1.74

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 39.6%
Operating Margin (TTM) 77.93%

Management Effectiveness

Return on Assets (TTM) 5.1%
Return on Equity (TTM) 9.87%

Valuation

Trailing PE 8.59
Forward PE 10.38
Enterprise Value 2376612608
Price to Sales(TTM) 3.4
Enterprise Value 2376612608
Price to Sales(TTM) 3.4
Enterprise Value to Revenue 18.37
Enterprise Value to EBITDA 21.91
Shares Outstanding 64868500
Shares Floating -
Shares Outstanding 64868500
Shares Floating -
Percent Insiders 0.63
Percent Institutions 40.22

Analyst Ratings

Rating 3.67
Target Price 16.17
Buy -
Strong Buy 1
Buy -
Strong Buy 1
Hold 2
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Bain Capital Specialty Finance Inc

stock logo

Company Overview

overview logo History and Background

Bain Capital Specialty Finance, Inc. (BCSF) was founded in 2015 and is externally managed by BCSF Advisor, L.L.C., an affiliate of Bain Capital Credit, LP. It focuses on providing debt capital to middle-market companies.

business area logo Core Business Areas

  • Direct Lending: Investing directly in the debt of privately held middle-market companies.
  • Opportunistic Credit: Pursuing opportunities in stressed, distressed, and other special situations.

leadership logo Leadership and Structure

BCSF is externally managed by BCSF Advisor, L.L.C. Michael Ewald serves as the Chief Executive Officer. The organizational structure involves a board of directors overseeing the management team provided by the external advisor.

Top Products and Market Share

overview logo Key Offerings

  • First Lien Senior Secured Debt: Provides senior secured loans to middle-market companies, typically with strong collateral coverage. Market share data specific to BCSF is not publicly available but depends on overall middle market lending trends. Competitors include Ares Capital Corporation, Golub Capital BDC, and Owl Rock Capital Corporation.
  • Second Lien Senior Secured Debt: Offers second lien loans that are subordinate to first lien debt but still secured by assets. Market share data specific to BCSF is not publicly available but depends on overall middle market lending trends. Competitors include Ares Capital Corporation, Golub Capital BDC, and Owl Rock Capital Corporation.
  • Unitranche Loans: Combines characteristics of senior and subordinated debt into a single loan. Market share data specific to BCSF is not publicly available but depends on overall middle market lending trends. Competitors include Ares Capital Corporation, Golub Capital BDC, and Owl Rock Capital Corporation.

Market Dynamics

industry overview logo Industry Overview

The specialty finance industry is characterized by providing financing to companies that are underserved by traditional banks. The sector is sensitive to interest rate changes and economic cycles.

Positioning

BCSF positions itself as a direct lender to middle-market companies, offering flexible capital solutions. Its competitive advantage lies in its affiliation with Bain Capital Credit, which provides access to a large investment platform and expertise.

Total Addressable Market (TAM)

The total addressable market is in the hundreds of billions. BCSF is positioned to capture a portion of this TAM through its direct lending strategy.

Upturn SWOT Analysis

Strengths

  • Affiliation with Bain Capital Credit
  • Experienced management team
  • Focus on direct lending
  • Diversified investment portfolio

Weaknesses

  • External management structure
  • Exposure to middle-market companies
  • Sensitivity to interest rate fluctuations
  • Reliance on capital markets

Opportunities

  • Growing demand for alternative financing
  • Expansion of the middle-market
  • Distressed debt opportunities
  • Increased regulatory scrutiny of traditional banks

Threats

  • Economic downturn
  • Increased competition
  • Rising interest rates
  • Regulatory changes

Competitors and Market Share

competitor logo Key Competitors

  • ARCC
  • GOLC
  • ORCC

Competitive Landscape

BCSF faces competition from other BDCs. While BCSF has the advantage of Bain Capital's platform, larger BDCs like ARCC possess greater scale. Smaller BDCs may offer niche expertise.

Growth Trajectory and Initiatives

Historical Growth: Historical growth is dependent on past financial reports. The information should be updated using those reports.

Future Projections: Future projections are based on analyst estimates. These estimates can change over time and should be updated frequently.

Recent Initiatives: Recent initiatives need to be filled in with the companyu2019s latest strategic initiatives which may include new investment strategies or portfolio adjustments.

Summary

Bain Capital Specialty Finance is a middle-market direct lender with the backing of Bain Capital Credit. Its external management and reliance on capital markets pose potential challenges. Growth opportunities exist through expansion of the middle-market and distressed debt situations. The company must navigate a competitive landscape and economic fluctuations.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company SEC Filings
  • Analyst Reports
  • Market Data Providers

Disclaimers:

The information provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on your own research and due diligence.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Bain Capital Specialty Finance Inc

Exchange NYSE
Headquaters Boston, MA, United States
IPO Launch date 2018-11-15
CEO & Director Mr. Michael Alexander Ewald
Sector Financial Services
Industry Asset Management
Full time employees -
Full time employees -

Bain Capital Specialty Finance, Inc. is business development company specializing in direct loans to middle-market companies. The fund seeks to invest in senior investments with a first or second lien on collateral, senior first lien, stretch senior, senior second lien, unitranche, mezzanine debt, junior securities, other junior investments, and secondary purchases of assets or portfolios that primarily consist of middle-market corporate debt. It typically invests in companies with EBITDA between $10 million and $150 million.