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Upturn AI SWOT - About
BCSF 
Bain Capital Specialty Finance Inc (BCSF)
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Upturn Advisory Summary
09/12/2025: BCSF (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $16.17
1 Year Target Price $16.17
| 1 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 12.76% | Avg. Invested days 57 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 09/12/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.00B USD | Price to earnings Ratio 9.31 | 1Y Target Price 16.17 |
Price to earnings Ratio 9.31 | 1Y Target Price 16.17 | ||
Volume (30-day avg) 3 | Beta 0.87 | 52 Weeks Range 12.82 - 18.15 | Updated Date 09/14/2025 |
52 Weeks Range 12.82 - 18.15 | Updated Date 09/14/2025 | ||
Dividends yield (FY) 10.77% | Basic EPS (TTM) 1.66 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 37.9% | Operating Margin (TTM) 75.3% |
Management Effectiveness
Return on Assets (TTM) 5.17% | Return on Equity (TTM) 9.42% |
Valuation
Trailing PE 9.31 | Forward PE 10.38 | Enterprise Value 2519164160 | Price to Sales(TTM) 3.54 |
Enterprise Value 2519164160 | Price to Sales(TTM) 3.54 | ||
Enterprise Value to Revenue 20.45 | Enterprise Value to EBITDA 21.91 | Shares Outstanding 64868500 | Shares Floating - |
Shares Outstanding 64868500 | Shares Floating - | ||
Percent Insiders 0.63 | Percent Institutions 51.91 |
Upturn AI SWOT
Bain Capital Specialty Finance Inc
Company Overview
History and Background
Bain Capital Specialty Finance, Inc. (BCSF) was formed to invest primarily in middle-market companies. It began operations in 2015 as a business development company (BDC). It is externally managed by BCSF Advisor, LLC, an affiliate of Bain Capital Credit, LP.
Core Business Areas
- Direct Lending: Provides senior secured loans, second lien debt, and subordinated debt to middle-market companies.
- Strategic Investments: Invests in other debt and equity securities of middle-market companies, including those in special situations or undergoing restructuring.
Leadership and Structure
BCSF is externally managed by BCSF Advisor, LLC, an affiliate of Bain Capital Credit, LP. The management team consists of experienced investment professionals with a background in leveraged finance and private equity.
Top Products and Market Share
Key Offerings
- Senior Secured Loans: Primarily targets senior secured loans to middle-market companies. Competitors include other BDCs and direct lending platforms.
- Second Lien and Subordinated Debt: Offers second lien and subordinated debt financing. Competitors are similar to those in senior secured lending but may include higher-yield credit funds.
- Equity Investments: Minority equity investments alongside debt investments. Competitors are other private equity funds and BDCs that make equity co-investments.
Market Dynamics
Industry Overview
The BDC industry is characterized by intense competition for investment opportunities and is influenced by interest rate fluctuations and economic conditions. Regulations also greatly affect BDC's.
Positioning
BCSF positions itself as a provider of flexible capital solutions to middle-market companies, leveraging the Bain Capital Credit platform's expertise and relationships.
Total Addressable Market (TAM)
The middle market lending space is substantial. BCSF's positioning allows them to capture opportunities, but is contingent on deployment and competition. TAM estimates can vary depending on the specific segments considered, but generally represent hundreds of billions of dollars. Their current deployment is relatively small compared to the overall market.
Upturn SWOT Analysis
Strengths
- Access to Bain Capital Credit's resources and expertise
- Experienced management team
- Flexible investment mandate
- Established relationships with sponsors and intermediaries
Weaknesses
- External management structure
- Dependence on Bain Capital Credit
- Smaller size compared to some larger BDCs
- Portfolio concentration
Opportunities
- Increased demand for private credit from middle-market companies
- Expansion into new sectors and geographies
- Strategic acquisitions and partnerships
- Potential for higher yields in a rising interest rate environment
Threats
- Increased competition from other BDCs and private credit funds
- Economic downturn leading to increased defaults
- Interest rate volatility
- Regulatory changes impacting the BDC industry
Competitors and Market Share
Key Competitors
- ARCC
- MAIN
- TTC
Competitive Landscape
BCSF is competing with larger, more established BDCs like ARCC and MAIN. BCSF leverages its affiliation with Bain Capital Credit but needs to continue to build scale and differentiate its investment approach.
Growth Trajectory and Initiatives
Historical Growth: Historical growth data can be found on sites such as Yahoo Finance or Bloomberg.
Future Projections: Future projections can be found using analyst reports and financial news outlets.
Recent Initiatives: Recent initiatives include strategic deployment of capital, focusing on specific sectors like software and healthcare.
Summary
Bain Capital Specialty Finance is a BDC focusing on middle-market lending. Its access to the Bain Capital Credit platform is a significant advantage. However, its smaller size and external management structure present challenges. The company needs to carefully manage its portfolio and navigate a competitive and potentially volatile credit market.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Investor Relations
- Financial News Outlets
- Analyst Reports
- Yahoo Finance
- Bloomberg
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Market data and analyst estimates are subject to change. Investment decisions should be based on individual circumstances and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Bain Capital Specialty Finance Inc
Exchange NYSE | Headquaters Boston, MA, United States | ||
IPO Launch date 2018-11-15 | CEO & Director Mr. Michael Alexander Ewald | ||
Sector Financial Services | Industry Asset Management | Full time employees - | |
Full time employees - | |||
Bain Capital Specialty Finance, Inc. is business development company specializing in direct loans to middle-market companies. The fund seeks to invest in senior investments with a first or second lien on collateral, senior first lien, stretch senior, senior second lien, unitranche, mezzanine debt, junior securities, other junior investments, and secondary purchases of assets or portfolios that primarily consist of middle-market corporate debt. It typically invests in companies with EBITDA between $10 million and $150 million.
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