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Upturn AI SWOT - About
BCSF 
Bain Capital Specialty Finance Inc (BCSF)
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Upturn Advisory Summary
06/17/2025: BCSF (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Year Target Price $16.17
Year Target Price $16.17
| 1 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Under performing |
| 0 | Sell |
Analysis of Past Performance
Type Stock | Historic Profit 20.45% | Avg. Invested days 75 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 06/17/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 969.14M USD | Price to earnings Ratio 8.59 | 1Y Target Price 16.17 |
Price to earnings Ratio 8.59 | 1Y Target Price 16.17 | ||
Volume (30-day avg) - | Beta 0.85 | 52 Weeks Range 12.82 - 18.15 | Updated Date 06/30/2025 |
52 Weeks Range 12.82 - 18.15 | Updated Date 06/30/2025 | ||
Dividends yield (FY) 11.24% | Basic EPS (TTM) 1.74 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 39.6% | Operating Margin (TTM) 77.93% |
Management Effectiveness
Return on Assets (TTM) 5.1% | Return on Equity (TTM) 9.87% |
Valuation
Trailing PE 8.59 | Forward PE 10.38 | Enterprise Value 2376612608 | Price to Sales(TTM) 3.4 |
Enterprise Value 2376612608 | Price to Sales(TTM) 3.4 | ||
Enterprise Value to Revenue 18.37 | Enterprise Value to EBITDA 21.91 | Shares Outstanding 64868500 | Shares Floating - |
Shares Outstanding 64868500 | Shares Floating - | ||
Percent Insiders 0.63 | Percent Institutions 40.22 |
Analyst Ratings
Rating 3.67 | Target Price 16.17 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Bain Capital Specialty Finance Inc
Company Overview
History and Background
Bain Capital Specialty Finance, Inc. (BCSF) was founded in 2015 and is externally managed by BCSF Advisor, L.L.C., an affiliate of Bain Capital Credit, LP. It focuses on providing debt capital to middle-market companies.
Core Business Areas
- Direct Lending: Investing directly in the debt of privately held middle-market companies.
- Opportunistic Credit: Pursuing opportunities in stressed, distressed, and other special situations.
Leadership and Structure
BCSF is externally managed by BCSF Advisor, L.L.C. Michael Ewald serves as the Chief Executive Officer. The organizational structure involves a board of directors overseeing the management team provided by the external advisor.
Top Products and Market Share
Key Offerings
- First Lien Senior Secured Debt: Provides senior secured loans to middle-market companies, typically with strong collateral coverage. Market share data specific to BCSF is not publicly available but depends on overall middle market lending trends. Competitors include Ares Capital Corporation, Golub Capital BDC, and Owl Rock Capital Corporation.
- Second Lien Senior Secured Debt: Offers second lien loans that are subordinate to first lien debt but still secured by assets. Market share data specific to BCSF is not publicly available but depends on overall middle market lending trends. Competitors include Ares Capital Corporation, Golub Capital BDC, and Owl Rock Capital Corporation.
- Unitranche Loans: Combines characteristics of senior and subordinated debt into a single loan. Market share data specific to BCSF is not publicly available but depends on overall middle market lending trends. Competitors include Ares Capital Corporation, Golub Capital BDC, and Owl Rock Capital Corporation.
Market Dynamics
Industry Overview
The specialty finance industry is characterized by providing financing to companies that are underserved by traditional banks. The sector is sensitive to interest rate changes and economic cycles.
Positioning
BCSF positions itself as a direct lender to middle-market companies, offering flexible capital solutions. Its competitive advantage lies in its affiliation with Bain Capital Credit, which provides access to a large investment platform and expertise.
Total Addressable Market (TAM)
The total addressable market is in the hundreds of billions. BCSF is positioned to capture a portion of this TAM through its direct lending strategy.
Upturn SWOT Analysis
Strengths
- Affiliation with Bain Capital Credit
- Experienced management team
- Focus on direct lending
- Diversified investment portfolio
Weaknesses
- External management structure
- Exposure to middle-market companies
- Sensitivity to interest rate fluctuations
- Reliance on capital markets
Opportunities
- Growing demand for alternative financing
- Expansion of the middle-market
- Distressed debt opportunities
- Increased regulatory scrutiny of traditional banks
Threats
- Economic downturn
- Increased competition
- Rising interest rates
- Regulatory changes
Competitors and Market Share
Key Competitors
- ARCC
- GOLC
- ORCC
Competitive Landscape
BCSF faces competition from other BDCs. While BCSF has the advantage of Bain Capital's platform, larger BDCs like ARCC possess greater scale. Smaller BDCs may offer niche expertise.
Growth Trajectory and Initiatives
Historical Growth: Historical growth is dependent on past financial reports. The information should be updated using those reports.
Future Projections: Future projections are based on analyst estimates. These estimates can change over time and should be updated frequently.
Recent Initiatives: Recent initiatives need to be filled in with the companyu2019s latest strategic initiatives which may include new investment strategies or portfolio adjustments.
Summary
Bain Capital Specialty Finance is a middle-market direct lender with the backing of Bain Capital Credit. Its external management and reliance on capital markets pose potential challenges. Growth opportunities exist through expansion of the middle-market and distressed debt situations. The company must navigate a competitive landscape and economic fluctuations.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Analyst Reports
- Market Data Providers
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on your own research and due diligence.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Bain Capital Specialty Finance Inc
Exchange NYSE | Headquaters Boston, MA, United States | ||
IPO Launch date 2018-11-15 | CEO & Director Mr. Michael Alexander Ewald | ||
Sector Financial Services | Industry Asset Management | Full time employees - | |
Full time employees - | |||
Bain Capital Specialty Finance, Inc. is business development company specializing in direct loans to middle-market companies. The fund seeks to invest in senior investments with a first or second lien on collateral, senior first lien, stretch senior, senior second lien, unitranche, mezzanine debt, junior securities, other junior investments, and secondary purchases of assets or portfolios that primarily consist of middle-market corporate debt. It typically invests in companies with EBITDA between $10 million and $150 million.
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