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Upturn AI SWOT - About
BH-A 
Biglari Holdings Inc (BH-A)
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Upturn Advisory Summary
09/15/2025: BH-A (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -4.96% | Avg. Invested days 30 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 891.01M USD | Price to earnings Ratio - | 1Y Target Price - |
Price to earnings Ratio - | 1Y Target Price - | ||
Volume (30-day avg) - | Beta 0.97 | 52 Weeks Range 805.04 - 1444.87 | Updated Date 06/28/2025 |
52 Weeks Range 805.04 - 1444.87 | Updated Date 06/28/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -219.46 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin -16.21% | Operating Margin (TTM) 3.06% |
Management Effectiveness
Return on Assets (TTM) 1.41% | Return on Equity (TTM) -10.29% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 908505620 | Price to Sales(TTM) 2.42 |
Enterprise Value 908505620 | Price to Sales(TTM) 2.42 | ||
Enterprise Value to Revenue 2.47 | Enterprise Value to EBITDA 10.45 | Shares Outstanding 206864 | Shares Floating 185402 |
Shares Outstanding 206864 | Shares Floating 185402 | ||
Percent Insiders 0.4 | Percent Institutions 88.49 |
Upturn AI SWOT
Biglari Holdings Inc
Company Overview
History and Background
Biglari Holdings Inc. was formerly known as Steak n Shake Company and changed its name in 2008. It has evolved into a holding company with diverse business interests, growing through acquisitions and strategic investments. The company's history includes periods of both significant growth and challenges in its core restaurant business.
Core Business Areas
- Restaurant Operations (Steak n Shake): Owns and franchises Steak n Shake restaurants, a classic American brand known for burgers and milkshakes.
- Insurance (First Guard): Provides property and casualty insurance products, primarily to businesses.
- Media (Maxim): Owns Maxim magazine, a men's lifestyle publication.
- Sardar Biglari's Investments: Biglari Holdings has significant investments in other public and private companies. The holdings and Biglari's investments often overlap.
Leadership and Structure
Sardar Biglari serves as the Chairman and CEO of Biglari Holdings Inc. The company operates under a holding company structure with decentralized management across its subsidiaries.
Top Products and Market Share
Key Offerings
- Steak n Shake Menu Items: Burgers, fries, milkshakes, and other fast-food items. Steak n Shake has struggled to maintain market share in recent years against larger competitors. Competitors include McDonald's (MCD), Burger King (owned by Restaurant Brands International (QSR)), and Wendy's (WEN).
- First Guard Insurance Policies: Commercial auto, general liability, and workers' compensation insurance policies. Market share data is not readily available. Key competitors include The Hartford (HIG), Travelers (TRV), and CNA Financial (CNA).
- Maxim Magazine: A men's lifestyle magazine featuring content on fashion, entertainment, and culture. Competitors include GQ (Condu00e9 Nast), Esquire (Hearst), and Playboy.
Market Dynamics
Industry Overview
The restaurant industry is highly competitive with changing consumer preferences. The insurance industry is subject to regulatory oversight and economic cycles. The media industry is undergoing a digital transformation.
Positioning
Biglari Holdings occupies a unique position as a diversified holding company with interests in restaurants, insurance, and media. Its competitive advantage is Sardar Biglari's capital allocation acumen.
Total Addressable Market (TAM)
The TAM for fast-food restaurants is hundreds of billions of dollars. The TAM for commercial insurance is also substantial. Biglari Holdings' reach into these TAMs varies by segment.
Upturn SWOT Analysis
Strengths
- Diversified business portfolio
- Experienced leadership in Sardar Biglari
- Strong brand recognition for Steak n Shake
- Solid insurance operations
Weaknesses
- Inconsistent financial performance
- Dependence on Sardar Biglari's decision-making
- Challenges in Steak n Shake turnaround
- Limited synergies between business segments
Opportunities
- Expansion of insurance products
- Digital transformation of Maxim magazine
- Strategic acquisitions in related industries
- Franchising Steak n Shake locations
Threats
- Economic downturn impacting restaurant sales
- Increased competition in the insurance market
- Declining print media readership
- Fluctuations in investment performance
Competitors and Market Share
Key Competitors
- MCD
- RBI
- WEN
- HIG
- TRV
- CNA
Competitive Landscape
Biglari Holdings faces intense competition in all its business segments.
Major Acquisitions
Maxim
- Year: 2014
- Acquisition Price (USD millions): 12.5
- Strategic Rationale: Expand Biglari Holdings' presence in the media industry.
Growth Trajectory and Initiatives
Historical Growth: Growth has been mixed, with some segments expanding while others face challenges.
Future Projections: Future growth is dependent on execution of strategic initiatives and economic conditions. Analyst estimates vary.
Recent Initiatives: Recent initiatives include focusing on franchising Steak n Shake and digital growth initiatives at Maxim.
Summary
Biglari Holdings is a diversified company with key holdings in restaurant operations, insurance and media. Steak n Shake's performance is pivotal. The company's success depends on Sardar Biglari's leadership and capital allocation decisions and facing competition in each of their sector.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Biglari Holdings Inc. SEC Filings (10-K, 10-Q)
- Company Website
- Industry Reports
Disclaimers:
This analysis is for informational purposes only and does not constitute investment advice. Market data and financial information are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Biglari Holdings Inc
Exchange NYSE | Headquaters San Antonio, TX, United States | ||
IPO Launch date 2018-05-01 | Chairman & CEO Mr. Sardar Biglari C.F.A. | ||
Sector Consumer Cyclical | Industry Restaurants | Full time employees 2535 | Website https://www.biglariholdings.com |
Full time employees 2535 | Website https://www.biglariholdings.com | ||
Biglari Holdings Inc., through its subsidiaries, primarily operates and franchises restaurants in the United States. It owns, operates, and franchises restaurants under the Steak n Shake and Western Sizzlin names. The company also engages in underwriting commercial truck insurance, including selling physical damage and non-trucking liability insurance to truckers; and property and casualty insurance and reinsurance. In addition, it operates oil and natural gas properties offshore in Louisiana state waters and in the Permian Basin; and publishes, licenses, and sells magazines under the MAXIM and Maxim brand names. Further, it engages in the investment activities. The company was formerly known as The Steak n Shake Company and changed its name to Biglari Holdings Inc. in April 2010. Biglari Holdings Inc. was founded in 1934 and is based in San Antonio, Texas.
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