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Upturn AI SWOT - About
BOH 
Bank of Hawaii Corporation (BOH)
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Upturn Advisory Summary
09/12/2025: BOH (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
5 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $70.5
1 Year Target Price $70.5
| 1 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 2 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -4.9% | Avg. Invested days 33 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 09/12/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.70B USD | Price to earnings Ratio 17.85 | 1Y Target Price 70.5 |
Price to earnings Ratio 17.85 | 1Y Target Price 70.5 | ||
Volume (30-day avg) 5 | Beta 0.82 | 52 Weeks Range 56.27 - 79.51 | Updated Date 09/14/2025 |
52 Weeks Range 56.27 - 79.51 | Updated Date 09/14/2025 | ||
Dividends yield (FY) 4.07% | Basic EPS (TTM) 3.81 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 26.05% | Operating Margin (TTM) 38.23% |
Management Effectiveness
Return on Assets (TTM) 0.73% | Return on Equity (TTM) 10.2% |
Valuation
Trailing PE 17.85 | Forward PE 13.18 | Enterprise Value 2993833984 | Price to Sales(TTM) 4.12 |
Enterprise Value 2993833984 | Price to Sales(TTM) 4.12 | ||
Enterprise Value to Revenue 5.58 | Enterprise Value to EBITDA - | Shares Outstanding 39767500 | Shares Floating 38862002 |
Shares Outstanding 39767500 | Shares Floating 38862002 | ||
Percent Insiders 2.1 | Percent Institutions 81.35 |
Upturn AI SWOT
Bank of Hawaii Corporation
Company Overview
History and Background
Bank of Hawaii Corporation was founded in 1897 as the first chartered bank in the Republic of Hawaii. It has grown to become one of the largest independent financial institutions in Hawaii, serving individuals, families, and businesses.
Core Business Areas
- Retail Banking: Offers a range of financial products and services, including checking and savings accounts, loans, and credit cards to individuals and families.
- Commercial Banking: Provides financial solutions to businesses, including loans, lines of credit, treasury management services, and international banking services.
- Investment Services: Offers investment management, trust, and private banking services to high-net-worth individuals and institutions.
Leadership and Structure
Peter S. Ho serves as the Chairman, President, and CEO. The organizational structure consists of various departments overseeing retail banking, commercial banking, wealth management, and corporate functions.
Top Products and Market Share
Key Offerings
- Residential Mortgages: Provides mortgages for home purchases and refinancing. Market share is approximately 30% in Hawaii. Competitors include First Hawaiian Bank and American Savings Bank. Revenue data is unavailable to the public
- Commercial Loans: Offers loans to businesses for various purposes, including expansion, working capital, and equipment financing. Market share around 25% in Hawaii. Key competitors are First Hawaiian Bank and Central Pacific Bank. Revenue data is unavailable to the public.
- Credit Cards: Offers a suite of credit card offerings, including co-branded cards, to individual customers. Revenue data is unavailable to the public.
Market Dynamics
Industry Overview
The banking industry is moderately competitive with interest rates, economic conditions in Hawaii (tourism being a key sector), and regulatory changes influencing performance.
Positioning
Bank of Hawaii Corporation is a leading bank in Hawaii with a strong local presence, brand recognition, and customer relationships. Its competitive advantage lies in its deep understanding of the Hawaiian market and customer base.
Total Addressable Market (TAM)
The TAM for banking services in Hawaii is estimated to be in the billions of dollars annually. Bank of Hawaii Corporation captures a significant portion of this market, holding an estimated ~30% market share.
Upturn SWOT Analysis
Strengths
- Strong brand reputation in Hawaii
- Extensive branch network
- Experienced management team
- High customer loyalty
- Strong deposit base
Weaknesses
- Geographic concentration in Hawaii
- Limited international presence
- Exposure to the Hawaiian economy
- Relatively small size compared to national banks
Opportunities
- Expansion of digital banking services
- Growth in wealth management business
- Strategic acquisitions in related industries
- Increase in tourism to Hawaii
- Partnerships with fintech companies
Threats
- Increased competition from national banks and credit unions
- Economic downturn in Hawaii
- Rising interest rates
- Cybersecurity threats
- Regulatory changes
Competitors and Market Share
Key Competitors
- FHB
- ASB
- PACW
Competitive Landscape
Bank of Hawaii Corporation has a strong local presence and brand recognition, but faces increasing competition from larger national banks. First Hawaiian Bank is very competitive and has a similar brand name. Other small banks such as Central Pacific Bank and American Savings Bank pose challenges to the Bank of Hawaii. They offer different products and services and cater to different demographics.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been steady, driven by growth in loans, deposits, and wealth management assets.
Future Projections: Future projections require up-to-date analyst estimates.
Recent Initiatives: Recent initiatives include investments in digital banking, expansion of wealth management services, and cost-cutting measures.
Summary
Bank of Hawaii Corporation exhibits a strong regional presence bolstered by customer loyalty. However, its limited geographic diversification presents a vulnerability. Continued investment in digital services offers a path to sustained growth. Competition from national banks remains a persistent threat.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Industry reports
- Market research
- Analyst estimates
Disclaimers:
This analysis is for informational purposes only and should not be considered investment advice. Market share data and financial figures are estimates and subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Bank of Hawaii Corporation
Exchange NYSE | Headquaters Honolulu, HI, United States | ||
IPO Launch date 1984-09-07 | Chairman & CEO Mr. Peter S. Ho | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 1865 | Website https://www.boh.com |
Full time employees 1865 | Website https://www.boh.com | ||
Bank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides various financial products and services in Hawaii, Guam, and other Pacific Islands. It operates through three segments: Consumer Banking, Commercial Banking, and Treasury and Other. The Consumer Banking segment offers checking, savings, and time deposit accounts; residential mortgage loans, home equity lines of credit, automobile loans and leases, overdraft lines of credit, installment loans, small business loans and leases, and credit cards; private and international client banking, investment, credit, and trust services to individuals and families, and high-net-worth individuals; investment management; and institutional investment advisory services to corporations, government entities, and foundations. This segment also provides brokerage and insurance offerings, including equities, mutual funds, life insurance, and annuity products. The Commercial Banking segment offers commercial and industrial loans, commercial real estate loans, commercial lease financing, auto dealer financing, and deposit products; and international banking, cash management, and merchant services to middle-market and large companies, and government entities. This segment also provides commercial real estate mortgages to investors, developers, and builders. The Treasury and Other segment offers corporate asset and liability management services, including interest rate risk management and foreign exchange services. Bank of Hawaii Corporation was founded in 1897 and is headquartered in Honolulu, Hawaii.
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