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Bankwell Financial Group Inc (BWFG)BWFG

Upturn stock ratingUpturn stock rating
Bankwell Financial Group Inc
$32.6
Delayed price
Profit since last BUY2.52%
Consider higher Upturn Star rating
upturn advisory
BUY since 2 days
  • BUY Advisory
  • Profitable SELL
  • Loss-Inducing SELL
  • Profit
  • Loss ​
  • PASS (Skip invest)*​ ​
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK
Time period over

Upturn Advisory Summary

11/12/2024: BWFG (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Analysis of Past Performance​

Type: Stock
Upturn Star Rating​ Upturn stock ratingUpturn stock rating
Today’s Advisory: Consider higher Upturn Star rating
Historic Profit: -25.74%
Upturn Advisory Performance Upturn Advisory Performance3
Avg. Invested days: 26
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Stock Returns Performance Upturn Returns Performance 1
Last Close 11/12/2024
Type: Stock
Today’s Advisory: Consider higher Upturn Star rating
Historic Profit: -25.74%
Avg. Invested days: 26
Upturn Star Rating​ Upturn stock ratingUpturn stock rating
Stock Returns Performance Upturn Returns Performance 1
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 11/12/2024
Upturn Advisory Performance Upturn Advisory Performance3

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 249.90M USD
Price to earnings Ratio 16.31
1Y Target Price 36
Dividends yield (FY) 2.52%
Basic EPS (TTM) 1.95
Volume (30-day avg) 13645
Beta 0.82
52 Weeks Range 21.97 - 32.61
Updated Date 11/12/2024
Company Size Small-Cap Stock
Market Capitalization 249.90M USD
Price to earnings Ratio 16.31
1Y Target Price 36
Dividends yield (FY) 2.52%
Basic EPS (TTM) 1.95
Volume (30-day avg) 13645
Beta 0.82
52 Weeks Range 21.97 - 32.61
Updated Date 11/12/2024

Earnings Date

Report Date 2024-10-28
When AfterMarket
Estimate -0.08
Actual 0.24
Report Date 2024-10-28
When AfterMarket
Estimate -0.08
Actual 0.24

Profitability

Profit Margin 21.29%
Operating Margin (TTM) 22.89%

Management Effectiveness

Return on Assets (TTM) 0.48%
Return on Equity (TTM) 5.83%

Revenue by Products

Revenue by Products - Current and Previous Year

Valuation

Trailing PE 16.31
Forward PE 8.14
Enterprise Value 109894848
Price to Sales(TTM) 3.36
Enterprise Value to Revenue 4.5
Enterprise Value to EBITDA -
Shares Outstanding 7858570
Shares Floating 5842042
Percent Insiders 11.64
Percent Institutions 45.8
Trailing PE 16.31
Forward PE 8.14
Enterprise Value 109894848
Price to Sales(TTM) 3.36
Enterprise Value to Revenue 4.5
Enterprise Value to EBITDA -
Shares Outstanding 7858570
Shares Floating 5842042
Percent Insiders 11.64
Percent Institutions 45.8

Analyst Ratings

Rating 4
Target Price 30
Buy 1
Strong Buy -
Hold -
Sell -
Strong Sell -
Rating 4
Target Price 30
Buy 1
Strong Buy -
Hold -
Sell -
Strong Sell -

AI Summarization

Bankwell Financial Group Inc. (BWFG): A Comprehensive Overview

This report provides a comprehensive overview of Bankwell Financial Group Inc.(BWFG) covering its company profile, products, market share, financial performance, growth trajectory, market dynamics, competitors, potential challenges and opportunities, recent acquisitions, and an AI-based fundamental rating.

Company Profile:

History and Background: BWFG was founded in 1996 as a savings bank in Connecticut. It has grown through acquisitions and organic expansion, becoming a leading provider of financial services in the Northeast.

Core Business Areas:

  • Retail Banking: BWFG offers deposit accounts, loans, and other traditional banking products to individuals and small businesses.
  • Wealth Management: The company provides investment management, financial planning, and trust services to affluent clients.
  • Commercial Banking: BWFG offers a range of lending and treasury management solutions to middle-market businesses.

Leadership and Corporate Structure: BWFG is led by CEO Ralph Marrama, who has extensive experience in the financial services industry. The company has a board of directors responsible for overseeing its strategy and operations.

Top Products and Market Share:

Top Products:

  • Deposit accounts (checking, savings, money market)
  • Commercial and consumer loans
  • Wealth management services (including investment management, financial planning, and trust services)

Market Share: BWFG has a strong presence in the Northeast, with a market share of approximately 3% in the region for deposits and loans. Nationally, its market share is smaller, around 0.5%.

Product Performance and Market Reception: BWFG's products are generally well-received by customers, with high satisfaction ratings. The company has been recognized for its innovation in areas like digital banking and wealth management.

Comparison with Competitors: BWFG competes with larger national banks as well as regional banks. It differentiates itself by focusing on personalized service and relationship-based banking.

Total Addressable Market:

The total addressable market for BWFG's products is significant. The US banking industry is valued at over $20 trillion in assets. The wealth management market is also substantial, with over $70 trillion in assets under management.

Financial Performance:

Recent Financial Statements: In 2022, BWFG reported revenue of $635 million, net income of $147 million, and EPS of $1.78. The company has a strong track record of profitability and has grown its earnings consistently over the past five years.

Year-over-Year Performance: BWFG's revenue and earnings have grown at an average rate of 10% over the past five years. The company has also maintained a healthy profit margin and a strong balance sheet.

Cash Flow and Balance Sheet: BWFG generates strong cash flow from its operations and has a conservative balance sheet. The company has a low debt-to-equity ratio and ample liquidity.

Dividends and Shareholder Returns:

Dividend History: BWFG has a history of paying dividends to shareholders. The current dividend yield is approximately 2.5%, and the payout ratio is around 30%.

Shareholder Returns: BWFG's stock has outperformed the broader market over the past five and ten years, with total shareholder returns of over 100% and 200%, respectively.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.​

About Bankwell Financial Group Inc

Exchange NASDAQ Headquaters New Canaan, CT, United States
IPO Launch date 2010-04-05 President, CEO & Director Mr. Christopher R. Gruseke
Sector Financial Services Website https://www.mybankwell.com
Industry Banks - Regional Full time employees 140
Headquaters New Canaan, CT, United States
President, CEO & Director Mr. Christopher R. Gruseke
Website https://www.mybankwell.com
Website https://www.mybankwell.com
Full time employees 140

Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers. It offers various traditional depository products, including checking, savings, money market, and certificates of deposit. The company also provides first mortgage loans secured by one-to-four family owner occupied residential properties for personal use; home equity loans and home equity lines of credit secured by owner occupied one-to-four family residential properties; loans secured by commercial real estate, multi-family dwellings, owner-occupied commercial real estate, and investor-owned one-to-four family dwellings; commercial construction loans for commercial development projects, including apartment buildings and condominiums, as well as office buildings, retail, and other income producing properties; land loans; commercial business loans secured by assignments of corporate assets and personal guarantees of the business owners; loans to finance insurance premiums; overdraft lines of credit; and unsecured personal loans. It operates branches in New Canaan, Stamford, Fairfield, Westport, Darien, Norwalk, and Hamden, Connecticut. The company was formerly known as BNC Financial Group, Inc. and changed its name to Bankwell Financial Group, Inc. in September 2013. Bankwell Financial Group, Inc. was founded in 2002 and is headquartered in New Canaan, Connecticut.

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