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Comerica Incorporated (CMA)

Upturn stock ratingUpturn stock rating
$70.82
Last Close (24-hour delay)
Profit since last BUY19.11%
upturn advisory
Consider higher Upturn Star rating
BUY since 44 days
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Upturn Advisory Summary

08/28/2025: CMA (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

22 Analysts rated it

Well-followed company, solid analyst reports, reliable data for confident investing.

1 Year Target Price $66.65

1 Year Target Price $66.65

Analysts Price Target For last 52 week
$66.65 Target price
52w Low $47.53
Current$70.82
52w High $71.72

Analysis of Past Performance

Type Stock
Historic Profit 3.89%
Avg. Invested days 32
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 2.0
Stock Returns Performance Upturn Returns Performance 1.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 08/28/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 9.10B USD
Price to earnings Ratio 13.59
1Y Target Price 66.65
Price to earnings Ratio 13.59
1Y Target Price 66.65
Volume (30-day avg) 22
Beta 0.96
52 Weeks Range 47.53 - 71.72
Updated Date 08/28/2025
52 Weeks Range 47.53 - 71.72
Updated Date 08/28/2025
Dividends yield (FY) 4.00%
Basic EPS (TTM) 5.21

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 22.55%
Operating Margin (TTM) 31.68%

Management Effectiveness

Return on Assets (TTM) 0.92%
Return on Equity (TTM) 11.14%

Valuation

Trailing PE 13.59
Forward PE 13.72
Enterprise Value 12636734464
Price to Sales(TTM) 2.83
Enterprise Value 12636734464
Price to Sales(TTM) 2.83
Enterprise Value to Revenue 5.24
Enterprise Value to EBITDA -
Shares Outstanding 128525000
Shares Floating 118943896
Shares Outstanding 128525000
Shares Floating 118943896
Percent Insiders 0.78
Percent Institutions 94.72

ai summary icon Upturn AI SWOT

Comerica Incorporated

stock logo

Company Overview

overview logo History and Background

Comerica Inc. was founded in 1849 as Detroit Savings Fund Institute. Over time, it evolved through mergers and acquisitions, becoming a significant regional bank before expanding nationally. It relocated its headquarters to Dallas, Texas, in 2007.

business area logo Core Business Areas

  • Commercial Banking: Offers a wide array of business financial products and services, including commercial lending, deposit accounts, cash management, and international trade finance.
  • Retail Banking: Provides a full range of consumer banking products and services, such as checking and savings accounts, mortgages, auto loans, and wealth management services.
  • Wealth Management: Offers financial planning, investment management, and trust services to high-net-worth individuals and families.

leadership logo Leadership and Structure

The leadership team includes Curt Farmer (Chairman, President & CEO). The organizational structure consists of various business segments and corporate functions, operating under a centralized management framework.

Top Products and Market Share

overview logo Key Offerings

  • Commercial Loans: Provides loans to businesses of various sizes, crucial for funding operations and growth. Comerica is a significant player in this market, competing with major national and regional banks. Competitors include Bank of America (BAC), JPMorgan Chase (JPM), and Wells Fargo (WFC).
  • Deposit Accounts: Offers a range of deposit accounts for businesses and individuals. Comerica competes with numerous other banks and credit unions for deposit market share. Competitors include Bank of America (BAC), JPMorgan Chase (JPM), and Wells Fargo (WFC).
  • Wealth Management Services: Offers financial planning, investment management, and trust services to high-net-worth individuals and families. Comerica competes with national wealth management firms and other regional banks. Competitors include Goldman Sachs (GS), Morgan Stanley (MS), and Charles Schwab (SCHW).

Market Dynamics

industry overview logo Industry Overview

The banking industry is undergoing significant changes driven by technological advancements, regulatory changes, and evolving customer expectations. Increased competition from fintech companies and fluctuating interest rates are major factors.

Positioning

Comerica Inc. positions itself as a relationship-focused bank offering a wide range of financial services to businesses and individuals, primarily in select geographic markets. It aims to differentiate itself through personalized service and industry expertise.

Total Addressable Market (TAM)

The TAM for banking services is vast, encompassing all commercial and retail financial needs. Comerica captures a portion of this market through its targeted approach, with potential to expand in specific niches. The overall US banking market is estimated to be worth trillions. Comerica's positioning focuses on select markets and sectors within this TAM.

Upturn SWOT Analysis

Strengths

  • Strong presence in select geographic markets
  • Experienced management team
  • Diversified revenue streams
  • Strong capital position

Weaknesses

  • Limited national presence compared to larger competitors
  • Dependence on interest rate environment
  • Higher operating expenses compared to some peers
  • Relatively low brand awareness outside core markets

Opportunities

  • Expansion into new geographic markets
  • Increased adoption of digital banking solutions
  • Growth in wealth management business
  • Strategic acquisitions to enhance market share

Threats

  • Increased competition from fintech companies
  • Economic downturn and credit losses
  • Regulatory changes and compliance costs
  • Cybersecurity risks

Competitors and Market Share

competitor logo Key Competitors

  • BAC
  • JPM
  • WFC
  • USB

Competitive Landscape

Comerica faces intense competition from larger national banks and regional players. Its strengths lie in its relationship-focused approach and industry expertise, but its smaller size and limited national presence are disadvantages.

Growth Trajectory and Initiatives

Historical Growth: Requires numerical data input to analyze historical growth trends.

Future Projections: Requires numerical data input to provide projections for future growth based on analyst estimates.

Recent Initiatives: Focus on digital transformation, expansion of wealth management services, and strategic cost management initiatives.

Summary

Comerica Inc. is a regional bank with a strong presence in key markets. Its focus on commercial banking and wealth management provides stability, but competition is fierce. The bank must continue to invest in digital transformation and strategic growth initiatives to remain competitive and enhance shareholder value.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company SEC Filings
  • Analyst Reports
  • Industry Research Reports

Disclaimers:

The information provided is for informational purposes only and should not be considered financial advice. Market share estimates are approximations and may vary. Financial data requires further numerical input and analysis for the listed sections above.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Comerica Incorporated

Exchange NYSE
Headquaters Dallas, TX, United States
IPO Launch date 1990-03-26
Chairman, CEO & President Mr. Curtis Chatman Farmer
Sector Financial Services
Industry Banks - Regional
Full time employees 7963
Full time employees 7963

Comerica Incorporated, together with its subsidiaries, provides financial services in the United States, Canada, and Mexico. The company operates through Commercial Bank, Retail Bank, and Wealth Management segments. The Commercial Bank segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, payment solutions, card services, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services for small and middle market businesses, multinational corporations, and governmental entities. The Retail Bank segment provides personal financial services, such as consumer lending, consumer deposit gathering, and mortgage loan origination; and various consumer products that include deposit accounts, installment loans, credit cards, home equity lines of credit, and residential mortgage loans. The Wealth Management segment offers products and services comprising financial planning, trust and fiduciary services, investment management and advisory, brokerage, private banking, and business transition planning services for affluents, high-net worth and ultra-high-net-worth individuals and families, business owners and executives, and institutional clients. The company was formerly known as DETROITBANK Corporation and changed its name to Comerica Incorporated in July 1982. Comerica Incorporated was founded in 1849 and is headquartered in Dallas, Texas.