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Upturn AI SWOT - About
Cango Inc (CANG)
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Upturn Advisory Summary
07/02/2025: CANG (4-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Number of Analysts
Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $3.05
1 Year Target Price $3.05
| 0 | Strong Buy |
| 0 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 239.16% | Avg. Invested days 47 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  5.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 07/02/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 463.13M USD | Price to earnings Ratio - | 1Y Target Price 3.05 |
Price to earnings Ratio - | 1Y Target Price 3.05 | ||
Volume (30-day avg) - | Beta 0.56 | 52 Weeks Range 1.40 - 9.66 | Updated Date 06/29/2025 |
52 Weeks Range 1.40 - 9.66 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.03 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 0.14% | Operating Margin (TTM) 3.25% |
Management Effectiveness
Return on Assets (TTM) 1.63% | Return on Equity (TTM) 0.06% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 227766339 | Price to Sales(TTM) 0.26 |
Enterprise Value 227766339 | Price to Sales(TTM) 0.26 | ||
Enterprise Value to Revenue 0.91 | Enterprise Value to EBITDA 325.32 | Shares Outstanding 67350400 | Shares Floating 85280638 |
Shares Outstanding 67350400 | Shares Floating 85280638 | ||
Percent Insiders 14.68 | Percent Institutions 44.78 |
Analyst Ratings
Rating - | Target Price 3.05 | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Cango Inc
Company Overview
History and Background
Cango Inc. was founded in 2010 and is headquartered in Shanghai, China. It originally focused on connecting car dealers with financing institutions and consumers. Over time, it has evolved to offer a range of automotive transaction services.
Core Business Areas
- Automotive Transaction Service Platform: Connects consumers, auto dealers, financing partners, and other service providers through its platform. Facilitates auto loan origination and after-market services.
- After-Market Services: Offers services such as auto insurance and maintenance packages through its platform.
Leadership and Structure
The leadership team includes Jiayi Yan (Chief Executive Officer) and Weiqiang Lin (Chief Financial Officer). The company operates with a typical corporate structure.
Top Products and Market Share
Key Offerings
- Auto Loan Facilitation: Cango's core service involves connecting consumers seeking auto loans with financial institutions. Market share data specific to Cango's facilitation services is not publicly available, but they compete with traditional banks, credit unions, and online lending platforms. Competitors: Autofi, Credit Karma, LendingTree.
- After-Market Services: Offers various after-market products such as auto insurance. Revenue from this segment contributes to the overall revenue. Competitors: Progressive, Geico, State Farm.
Market Dynamics
Industry Overview
The automotive finance industry is competitive and heavily regulated. The industry faces challenges like changing consumer preferences, rising interest rates and increased competition from FinTech companies.
Positioning
Cango Inc. positions itself as a facilitator within the automotive finance ecosystem, connecting various parties and offering value-added services.
Total Addressable Market (TAM)
The total addressable market for automotive finance is in the trillions of dollars globally. Cango Inc. aims to capture a portion of this market through its platform and service offerings.
Upturn SWOT Analysis
Strengths
- Established platform with a network of partners.
- Focus on automotive transaction services.
- Technological capabilities for online platform management.
- Relationships with auto dealers and financing institutions.
Weaknesses
- Heavily dependent on the regulatory environment in China.
- Limited brand recognition outside of China.
- Competition from larger, established players.
- Macroeconomic uncertainties and auto sales fluctuations
Opportunities
- Expanding service offerings within the automotive ecosystem.
- Growth in the Chinese auto market.
- Potential for partnerships with global auto manufacturers.
- Leveraging technology for improved efficiency and customer experience.
Threats
- Changes in regulations governing auto financing.
- Increased competition from other online platforms.
- Economic downturn affecting auto sales.
- Geopolitical risks associated with operating in China.
Competitors and Market Share
Key Competitors
- LendingClub (LC)
- Ally Financial (ALLY)
- Credit Acceptance (CACC)
Competitive Landscape
Cango Inc. faces competition from larger, more established players in the automotive finance industry. Its competitive advantage lies in its niche focus and technology platform.
Growth Trajectory and Initiatives
Historical Growth: Cango Inc.'s historical growth has been influenced by the growth of the Chinese auto market and its ability to expand service offerings.
Future Projections: Future growth projections depend on the company's ability to adapt to changing market conditions and maintain its competitive position. Analyst estimates vary. Publicly available data should be reviewed to provide an accurate assesment.
Recent Initiatives: Recent initiatives may include partnerships with auto manufacturers, expansion into new service areas, or technology upgrades.
Summary
Cango Inc. operates in the competitive automotive finance market in China. The company benefits from its established platform connecting various stakeholders. However, it faces regulatory risks and competition from larger players. Cango Inc. will need to effectively navigate these challenges and capitalize on growth opportunities to sustain long-term success. Future performance will be dependent on their ability to expand service offerings and manage the volatile global markets.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company filings
- Analyst reports
- Industry publications
- Third Party Financial Data Providers
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investors should conduct their own due diligence before making any investment decisions. Market share data can be difficult to ascertain precisely and can vary across different sources.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Cango Inc
Exchange NYSE | Headquaters - | ||
IPO Launch date 2018-07-26 | Co-Founder, CEO, Director and CFO Mr. Jiayuan Lin | ||
Sector Consumer Cyclical | Industry Auto & Truck Dealerships | Full time employees 217 | Website https://ir.cangoonline.com |
Full time employees 217 | Website https://ir.cangoonline.com | ||
Cango Inc. operates an automotive transaction service platform that connects dealers, original equipment manufacturers, car buyers, and other industry participants in the People's Republic of China, British Virgin Islands, and internationally. The company offers automobile trading solutions comprising car sourcing and transaction facilitation services through Cango U-car app; AutoCango.com which provides Chinese used car information to overseas dealers; and automobile trading transaction service. It also provides automotive financing facilitation services that include facilitating financing transactions from financial institutions to car buyers, which comprises credit origination, credit assessment, credit servicing, and delinquent asset management services; and after-market services to car buyers, which includes facilitating the sale of insurance policies. In addition, the company engages in the crypto mining business. Cango Inc. was founded in 2010 and is headquartered in Shanghai, the People's Republic of China.
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