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Upturn AI SWOT - About
Cango Inc (CANG)
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Upturn Advisory Summary
09/15/2025: CANG (4-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Analysis of Past Performance
Type Stock | Historic Profit 219.47% | Avg. Invested days 41 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 09/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 463.13M USD | Price to earnings Ratio - | 1Y Target Price 3.05 |
Price to earnings Ratio - | 1Y Target Price 3.05 | ||
Volume (30-day avg) - | Beta 0.56 | 52 Weeks Range 1.40 - 9.66 | Updated Date 06/29/2025 |
52 Weeks Range 1.40 - 9.66 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.03 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 0.14% | Operating Margin (TTM) 3.25% |
Management Effectiveness
Return on Assets (TTM) 1.63% | Return on Equity (TTM) 0.06% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 227766339 | Price to Sales(TTM) 0.26 |
Enterprise Value 227766339 | Price to Sales(TTM) 0.26 | ||
Enterprise Value to Revenue 0.91 | Enterprise Value to EBITDA 325.32 | Shares Outstanding 67350400 | Shares Floating 85280638 |
Shares Outstanding 67350400 | Shares Floating 85280638 | ||
Percent Insiders 14.68 | Percent Institutions 44.78 |
Upturn AI SWOT
Cango Inc
Company Overview
History and Background
Cango Inc. was founded in 2010. It operates as an automotive transaction service platform connecting dealers, financial institutions, and car buyers in China. Initially focused on facilitating auto loans, Cango has expanded into other areas of the automotive market.
Core Business Areas
- Auto Financing Facilitation: Connects car buyers with financial institutions for auto loans, earning fees for successful loan originations.
- Automotive Transaction Services: Provides value-added services such as insurance referral and after-sales service facilitation.
- Used Car Transactions: Facilitates used car transactions, allowing buyers and sellers to connect through its platform.
Leadership and Structure
Cango Inc. is led by CEO Lin Jiayuan. The company has a board of directors and a management team overseeing various departments, including finance, marketing, and technology.
Top Products and Market Share
Key Offerings
- Auto Loan Facilitation: Connects car buyers with banks and other financial institutions for auto loans. Market share data is difficult to pinpoint precisely in China's fragmented market. Competitors include auto finance companies and online platforms.
- Insurance Referral: Offers insurance referral services, generating revenue from commissions. Competitors are various insurance companies and brokers.
- Used Car Transaction Services: Facilitates used car transactions. Competitors include used car platforms like Uxin and Guazi.
Market Dynamics
Industry Overview
The automotive finance market in China is experiencing growth driven by increasing car ownership. The industry is becoming more competitive with the rise of online platforms and fintech companies.
Positioning
Cango is positioned as a facilitator connecting different players in the automotive transaction ecosystem. Its advantage lies in its established network and data analytics capabilities.
Total Addressable Market (TAM)
The TAM for automotive finance and related services in China is substantial, estimated to be in the hundreds of billions of USD. Cango's TAM is the commissions and fees generated from transactions facilitated through its platform.
Upturn SWOT Analysis
Strengths
- Established network of dealers and financial institutions
- Data analytics capabilities for risk management
- Platform connecting various stakeholders
- Brand recognition in the automotive finance space
Weaknesses
- Reliance on third-party financial institutions
- Sensitivity to regulatory changes in the finance sector
- Competition from larger players with more resources
- Operational focus primarily in China
Opportunities
- Expansion into new geographic regions within China
- Development of new value-added services
- Partnerships with automotive manufacturers
- Leveraging data for personalized recommendations
Threats
- Increased competition from other online platforms
- Changes in government regulations affecting auto finance
- Economic slowdown impacting consumer spending on cars
- Fluctuations in interest rates
Competitors and Market Share
Key Competitors
- UXIN
- YJ
- NIU
Competitive Landscape
Cango's advantages include its established network and data analytics. Disadvantages include competition from larger players and regulatory risks.
Growth Trajectory and Initiatives
Historical Growth: Cango has experienced growth in its early years, driven by the expanding auto finance market in China. The trajectory has varied in recent years depending on market conditions.
Future Projections: Future projections are difficult to pinpoint without specific analyst estimates, and market data. Growth depends on economic conditions in China and regulatory developments.
Recent Initiatives: Recent initiatives include expanding its service offerings and partnering with automotive manufacturers.
Summary
Cango Inc. operates in the competitive Chinese automotive transaction market. Its strength lies in its established network, but faces challenges from regulatory risks and larger competitors. The company should focus on expanding services and leveraging data. Overall it is moderately strong but needs to adapt quickly. The key focus for Cango Inc. is to stay on top of the regulatory landscape.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (Historical), Industry Reports, Market Analysis
Disclaimers:
Data is based on available information and market estimates. Actual results may vary. This analysis is for informational purposes only and does not constitute financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Cango Inc
Exchange NYSE | Headquaters - | ||
IPO Launch date 2018-07-26 | Co-Founder, CEO, Director and CFO Mr. Jiayuan Lin | ||
Sector Consumer Cyclical | Industry Auto & Truck Dealerships | Full time employees 217 | Website https://ir.cangoonline.com |
Full time employees 217 | Website https://ir.cangoonline.com | ||
Cango Inc. operates an automotive transaction service platform that connects dealers, original equipment manufacturers, car buyers, and other industry participants in the People's Republic of China, British Virgin Islands, and internationally. The company offers automobile trading solutions comprising car sourcing and transaction facilitation services through Cango U-car app; AutoCango.com which provides Chinese used car information to overseas dealers; and automobile trading transaction service. It also provides automotive financing facilitation services that include facilitating financing transactions from financial institutions to car buyers, which comprises credit origination, credit assessment, credit servicing, and delinquent asset management services; and after-market services to car buyers, which includes facilitating the sale of insurance policies. In addition, the company engages in the crypto mining business. Cango Inc. was founded in 2010 and is headquartered in Shanghai, the People's Republic of China.
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