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Cass Information Systems Inc (CASS)

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Upturn Advisory Summary
12/12/2025: CASS (1-star) has a low Upturn Star Rating. Not recommended to BUY.
1 Year Target Price $45
1 Year Target Price $45
| 0 | Strong Buy |
| 1 | Buy |
| 0 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -16.02% | Avg. Invested days 37 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 590.76M USD | Price to earnings Ratio 22.02 | 1Y Target Price 45 |
Price to earnings Ratio 22.02 | 1Y Target Price 45 | ||
Volume (30-day avg) 1 | Beta 0.43 | 52 Weeks Range 35.81 - 46.32 | Updated Date 12/13/2025 |
52 Weeks Range 35.81 - 46.32 | Updated Date 12/13/2025 | ||
Dividends yield (FY) 2.84% | Basic EPS (TTM) 2.03 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 14.18% | Operating Margin (TTM) 29.19% |
Management Effectiveness
Return on Assets (TTM) 1.11% | Return on Equity (TTM) 11.51% |
Valuation
Trailing PE 22.02 | Forward PE - | Enterprise Value 330920256 | Price to Sales(TTM) 2.66 |
Enterprise Value 330920256 | Price to Sales(TTM) 2.66 | ||
Enterprise Value to Revenue 2.99 | Enterprise Value to EBITDA - | Shares Outstanding 13084279 | Shares Floating 11561138 |
Shares Outstanding 13084279 | Shares Floating 11561138 | ||
Percent Insiders 11.56 | Percent Institutions 63.42 |
About Cass Information Systems Inc
Exchange NASDAQ | Headquaters St. Louis, MO, United States | ||
IPO Launch date 1996-07-01 | President, CEO & Director Mr. Martin H. Resch | ||
Sector Industrials | Industry Specialty Business Services | Full time employees 982 | Website https://www.cassinfo.com |
Full time employees 982 | Website https://www.cassinfo.com | ||
Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates in two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software and online platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-based ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and a leased facility in Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in St. Louis, Missouri.

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