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Upturn AI SWOT - About
CBNA 
Chain Bridge Bancorp, Inc. (CBNA)
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Upturn Advisory Summary
10/15/2025: CBNA (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
3 Analysts rated it
Very few follow this stock; limited insights, higher-risk early investing.
1 Year Target Price $32.67
1 Year Target Price $32.67
| 1 | Strong Buy |
| 0 | Buy |
| 2 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 8.11% | Avg. Invested days 41 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 10/15/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 205.25M USD | Price to earnings Ratio 7.45 | 1Y Target Price 32.67 |
Price to earnings Ratio 7.45 | 1Y Target Price 32.67 | ||
Volume (30-day avg) 3 | Beta - | 52 Weeks Range 20.01 - 33.25 | Updated Date 10/17/2025 |
52 Weeks Range 20.01 - 33.25 | Updated Date 10/17/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 4.2 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 37.76% | Operating Margin (TTM) 46.22% |
Management Effectiveness
Return on Assets (TTM) 1.5% | Return on Equity (TTM) 17.07% |
Valuation
Trailing PE 7.45 | Forward PE - | Enterprise Value -172010368 | Price to Sales(TTM) 3.62 |
Enterprise Value -172010368 | Price to Sales(TTM) 3.62 | ||
Enterprise Value to Revenue 3.74 | Enterprise Value to EBITDA - | Shares Outstanding 3151496 | Shares Floating 2677418 |
Shares Outstanding 3151496 | Shares Floating 2677418 | ||
Percent Insiders 32.46 | Percent Institutions 51.04 |
Upturn AI SWOT
Chain Bridge Bancorp, Inc.
Company Overview
History and Background
Chain Bridge Bancorp, Inc. was founded in 2007. It operates as the holding company for Chain Bridge Bank, N.A., which provides various banking products and services to individuals and businesses primarily in the Washington, D.C. metropolitan area. Over time, it has focused on community banking, relationship-based services, and technology adoption.
Core Business Areas
- Commercial Banking: Offers loans, deposit accounts, and other financial services to businesses of varying sizes.
- Retail Banking: Provides personal banking services such as checking accounts, savings accounts, mortgages, and personal loans to individuals.
- Wealth Management: Offers wealth management and trust services to high-net-worth individuals and families.
Leadership and Structure
The leadership team includes a Chief Executive Officer (CEO), Chief Financial Officer (CFO), and other senior executives overseeing various departments. The organizational structure is typically hierarchical, with regional managers and branch managers reporting to senior management.
Top Products and Market Share
Key Offerings
- Commercial Loans: Provides loans to businesses for various purposes, including working capital, equipment financing, and real estate. Limited publicly available market share data but competitors include large national and regional banks. Competitors: Bank of America, Wells Fargo, PNC.
- Residential Mortgages: Offers mortgage loans to individuals for purchasing homes. Market share varies by geographic area. Competitors: Wells Fargo, Rocket Mortgage, local credit unions.
- Deposit Accounts: Provides checking, savings, and money market accounts to individuals and businesses. Market share varies by geographic area. Competitors: Capital One, Chase, online banks.
Market Dynamics
Industry Overview
The banking industry is currently characterized by increasing regulatory scrutiny, rising interest rates, technological disruption from fintech companies, and consolidation among smaller banks.
Positioning
Chain Bridge Bancorp, Inc. positions itself as a community bank offering personalized service and local expertise, differentiating itself from larger national banks. Their advantage lies in relationship banking.
Total Addressable Market (TAM)
The TAM for banking services in the Washington D.C. metro area is estimated at over $500 billion. Chain Bridge Bancorp's position is primarily focused on the higher-end of the market, serving businesses and high-net-worth individuals. Their TAM is smaller, but still substantial.
Upturn SWOT Analysis
Strengths
- Strong local presence
- Relationship-based banking approach
- Experienced management team
- Good asset quality
Weaknesses
- Limited geographic diversification
- Smaller size compared to national banks
- Dependence on local economy
- Limited brand recognition outside the region
Opportunities
- Expansion into new markets within the DC metro area
- Adoption of new technologies to improve efficiency
- Acquisitions of smaller banks or credit unions
- Growing demand for personalized banking services
Threats
- Increasing competition from larger banks and fintech companies
- Rising interest rates impacting loan demand
- Economic downturn affecting loan quality
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- Bank of America (BAC)
- Wells Fargo (WFC)
- PNC Financial Services Group (PNC)
Competitive Landscape
Chain Bridge Bancorp, Inc. faces intense competition from larger national banks and smaller community banks in the Washington D.C. metropolitan area. It attempts to differentiate itself through personalized service, however, its scale limits its ability to compete on price.
Growth Trajectory and Initiatives
Historical Growth: Historical growth rates cannot be accurately provided as the information is subject to real time change. You must consult the relevant SEC filing for Historical growth
Future Projections: Future projections cannot be accurately provided as the information is subject to real time change. You must consult the relevant SEC filing for future projections.
Recent Initiatives: Recent initiatives cannot be accurately provided as the information is subject to real time change. You must consult the relevant SEC filing for recent initiatives.
Summary
Chain Bridge Bancorp, Inc. is a smaller community bank with a strong local presence, benefiting from relationship-based banking. Its smaller size and limited geographic diversification are key challenges. The company should focus on technology adoption and strategic acquisitions to remain competitive. Increasing competition and economic uncertainties represent significant external risks.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Industry Reports
- Analyst Estimates
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share data is estimated and may not be precise. Financial data is based on past performance and is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Chain Bridge Bancorp, Inc.
Exchange NYSE | Headquaters McLean, VA, United States | ||
IPO Launch date 2024-10-04 | CEO & Director Mr. John J. Brough II, M.B.A. | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 84 | Website https://www.chainbridgebank.com |
Full time employees 84 | Website https://www.chainbridgebank.com | ||
Chain Bridge Bancorp, Inc. operates as a bank holding company for Chain Bridge Bank, N.A. that provides a range of commercial and personal banking services in the United States. The company offers deposits, savings, noninterest and interest-bearing checking, and money market accounts; treasury management and payments; loans, commercial lending, residential mortgage financing, and consumer loans; and trusts and estate administration, wealth management, and asset custody services. It also provides other account related services, such as wire transfers, safety deposit box rentals, and lockbox; and mobile deposits, ACH, and bill payment services. Chain Bridge Bancorp, Inc. was incorporated in 2006 and is headquartered in McLean, Virginia.
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