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Upturn AI SWOT - About
COOP 
Mr. Cooper Group Inc (COOP)
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Upturn Advisory Summary
07/11/2025: COOP (5-star) is a STRONG-BUY. BUY since 70 days. Profits (17.52%). Updated daily EoD!
Upturn Star Rating
Outstanding Performance
These Stocks/ETFs, based on Upturn Advisory, have historically outperformed the market, making them a top-tier choice for investors.
Number of Analysts
9 Analysts rated it
Limited analyst coverage, niche firm, research info may be scarce.
1 Year Target Price $145.29
1 Year Target Price $145.29
| 3 | Strong Buy |
| 1 | Buy |
| 5 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 65.91% | Avg. Invested days 67 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 07/11/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 9.41B USD | Price to earnings Ratio 16.37 | 1Y Target Price 145.29 |
Price to earnings Ratio 16.37 | 1Y Target Price 145.29 | ||
Volume (30-day avg) 9 | Beta 1.03 | 52 Weeks Range 80.35 - 158.00 | Updated Date 07/13/2025 |
52 Weeks Range 80.35 - 158.00 | Updated Date 07/13/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 8.98 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 25.93% | Operating Margin (TTM) 25% |
Management Effectiveness
Return on Assets (TTM) 3.11% | Return on Equity (TTM) 12.39% |
Valuation
Trailing PE 16.37 | Forward PE 11 | Enterprise Value 19830852183 | Price to Sales(TTM) 4.24 |
Enterprise Value 19830852183 | Price to Sales(TTM) 4.24 | ||
Enterprise Value to Revenue 6.52 | Enterprise Value to EBITDA 23.47 | Shares Outstanding 63985400 | Shares Floating 62932189 |
Shares Outstanding 63985400 | Shares Floating 62932189 | ||
Percent Insiders 2.13 | Percent Institutions 95.61 |
Upturn AI SWOT
Mr. Cooper Group Inc
Company Overview
History and Background
Mr. Cooper Group Inc. (formerly Nationstar Mortgage) was founded in 1994. Initially focused on mortgage servicing, it expanded into origination and other related services. The company rebranded as Mr. Cooper in 2017 to emphasize its customer-centric approach.
Core Business Areas
- Servicing: Provides mortgage servicing for homeowners, including payment processing, escrow administration, and loss mitigation. It is their primary source of revenue.
- Originations: Originates mortgages through various channels, including retail, correspondent, and wholesale, offering a range of mortgage products.
Leadership and Structure
Jay Bray is the Chairman and CEO. The company has a typical corporate structure with various executive vice presidents overseeing different business units and functions.
Top Products and Market Share
Key Offerings
- Mortgage Servicing: Provides comprehensive mortgage servicing, including payment processing, escrow management, and customer support. Competitors include PennyMac Financial Services (PFSI) and Ocwen Financial Corporation (OCN). Mr. Cooper is a top 5 servicer in the US.
- Mortgage Origination: Offers a variety of mortgage products to homebuyers, including conventional, FHA, and VA loans. Competitors include Rocket Companies (RKT) and United Wholesale Mortgage (UWMC).
Market Dynamics
Industry Overview
The mortgage industry is influenced by interest rates, economic conditions, and government regulations. Rising rates and economic uncertainty have recently dampened origination volume, while servicing remains relatively stable.
Positioning
Mr. Cooper is a major player in mortgage servicing and a significant originator. Its large servicing portfolio provides a stable revenue stream, but it is also exposed to interest rate and regulatory risks.
Total Addressable Market (TAM)
The total mortgage servicing market is estimated to be in the trillions of dollars. Mr. Cooper, with its servicing portfolio, captures a small percentage of this TAM, providing ample room for growth.
Upturn SWOT Analysis
Strengths
- Large servicing portfolio
- Established brand recognition
- Diversified origination channels
- Technological capabilities
Weaknesses
- Sensitivity to interest rate changes
- Exposure to regulatory risks
- Dependence on housing market conditions
- High customer churn
Opportunities
- Expanding servicing portfolio through acquisitions
- Increasing market share in origination
- Leveraging technology to improve efficiency
- Offering new financial products and services
Threats
- Rising interest rates
- Economic recession
- Increased competition
- Changes in government regulations
Competitors and Market Share
Key Competitors
- PFSI
- OCN
- RKT
- UWMC
Competitive Landscape
Mr. Cooper competes with other large mortgage servicers and originators. Its competitive advantages include its scale, established brand, and technological capabilities. Disadvantages include sensitivity to interest rates and regulatory risks.
Major Acquisitions
Homepoint
- Year: 2023
- Acquisition Price (USD millions): 324
- Strategic Rationale: Expanded Mr. Cooper's servicing portfolio and increased its scale in the mortgage market.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by acquisitions and organic growth in servicing and origination.
Future Projections: Future growth projections are unavailable without access to analyst reports.
Recent Initiatives: Recent initiatives include investments in technology, expansion of servicing portfolio, and efforts to improve customer satisfaction.
Summary
Mr. Cooper Group is a significant mortgage servicer and originator with a large portfolio, which provides a stable revenue stream. The company is however sensitive to interest rate changes and regulatory risks. Recent acquisitions have bolstered its market presence, and investment in technology could improve efficiency and customer experience. The fluctuating economic climate may pose challenges, but Mr. Cooper's scale and diversified business model offer some resilience.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (10-K, 10-Q)
- Analyst Reports
- Industry Publications
- Company Website
Disclaimers:
The data provided is for informational purposes only and should not be considered financial advice. Market conditions are subject to change, and past performance is not indicative of future results. Consult with a qualified financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Mr. Cooper Group Inc
Exchange NASDAQ | Headquaters Coppell, TX, United States | ||
IPO Launch date 2012-03-28 | Chairman & CEO Mr. Jesse K. Bray CPA | ||
Sector Financial Services | Industry Mortgage Finance | Full time employees 7900 | Website https://www.mrcoopergroup.com |
Full time employees 7900 | Website https://www.mrcoopergroup.com | ||
Mr. Cooper Group Inc., together with its subsidiaries, operates as a non-bank servicer of residential mortgage loans in the United States. It operates through two segments, Servicing and Originations. The Servicing segment performs activities on behalf of investors or owners of the underlying mortgages and mortgage servicing rights, including collecting and disbursing borrower payments, investor reporting, customer service, modifying loans, performing collections, foreclosures, and the sale of real estate owned. The Originations segment originates residential mortgage loans through its direct-to-consumer and correspondent channels. The company provides its services under the Mr. Cooper, Xome, and Rushmore Servicing brands. The company was formerly known as WMIH Corp. and changed its name to Mr. Cooper Group Inc. in October 2018. Mr. Cooper Group Inc. was founded in 1994 and is based in Coppell, Texas.
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