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Mr. Cooper Group Inc (COOP)

Upturn stock ratingUpturn stock rating
$152.18
Last Close (24-hour delay)
Today's Top PicksToday’s top pick
Profit since last BUY21.67%
upturn advisory
Strong Buy
BUY since 63 days
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
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Upturn Stock infoUpturn Stock info Stock price based on last close
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Upturn Advisory Summary

07/01/2025: COOP (5-star) is a STRONG-BUY. BUY since 63 days. Profits (21.67%). Updated daily EoD!

Upturn Star Rating

rating

Outstanding Performance

These Stocks/ETFs, based on Upturn Advisory, have historically outperformed the market, making them a top-tier choice for investors.

Number of Analysts

rating

9 Analysts rated it

Limited analyst coverage, niche firm, research info may be scarce.

1 Year Target Price $143.14

1 Year Target Price $143.14

Analysts Price Target For last 52 week
$143.14Target price
Low$78.2
Current$152.18
high$156.35

Analysis of Past Performance

Type Stock
Historic Profit 71.75%
Avg. Invested days 66
Today’s Advisory Strong Buy
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 4.0
Stock Returns Performance Upturn Returns Performance 4.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 07/01/2025

Key Highlights

Company Size Mid-Cap Stock
Market Capitalization 9.55B USD
Price to earnings Ratio 16.6
1Y Target Price 143.14
Price to earnings Ratio 16.6
1Y Target Price 143.14
Volume (30-day avg) 9
Beta 1.03
52 Weeks Range 78.20 - 156.35
Updated Date 07/1/2025
52 Weeks Range 78.20 - 156.35
Updated Date 07/1/2025
Dividends yield (FY) -
Basic EPS (TTM) 8.99

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 25.93%
Operating Margin (TTM) 25%

Management Effectiveness

Return on Assets (TTM) 3.11%
Return on Equity (TTM) 12.39%

Valuation

Trailing PE 16.6
Forward PE 11.17
Enterprise Value 19978018577
Price to Sales(TTM) 4.3
Enterprise Value 19978018577
Price to Sales(TTM) 4.3
Enterprise Value to Revenue 6.57
Enterprise Value to EBITDA 23.64
Shares Outstanding 63985400
Shares Floating 62932189
Shares Outstanding 63985400
Shares Floating 62932189
Percent Insiders 2.13
Percent Institutions 95.68

Analyst Ratings

Rating 2
Target Price 143.14
Buy 1
Strong Buy 3
Buy 1
Strong Buy 3
Hold 5
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Mr. Cooper Group Inc

stock logo

Company Overview

overview logo History and Background

Mr. Cooper Group Inc. (formerly Nationstar Mortgage) was founded in 1994. Initially focused on mortgage servicing, it expanded into origination and other related services. The company rebranded as Mr. Cooper in 2017 to emphasize its customer-centric approach.

business area logo Core Business Areas

  • Servicing: Provides mortgage servicing for homeowners, including payment processing, escrow administration, and loss mitigation. It is their primary source of revenue.
  • Originations: Originates mortgages through various channels, including retail, correspondent, and wholesale, offering a range of mortgage products.

leadership logo Leadership and Structure

Jay Bray is the Chairman and CEO. The company has a typical corporate structure with various executive vice presidents overseeing different business units and functions.

Top Products and Market Share

overview logo Key Offerings

  • Mortgage Servicing: Provides comprehensive mortgage servicing, including payment processing, escrow management, and customer support. Competitors include PennyMac Financial Services (PFSI) and Ocwen Financial Corporation (OCN). Mr. Cooper is a top 5 servicer in the US.
  • Mortgage Origination: Offers a variety of mortgage products to homebuyers, including conventional, FHA, and VA loans. Competitors include Rocket Companies (RKT) and United Wholesale Mortgage (UWMC).

Market Dynamics

industry overview logo Industry Overview

The mortgage industry is influenced by interest rates, economic conditions, and government regulations. Rising rates and economic uncertainty have recently dampened origination volume, while servicing remains relatively stable.

Positioning

Mr. Cooper is a major player in mortgage servicing and a significant originator. Its large servicing portfolio provides a stable revenue stream, but it is also exposed to interest rate and regulatory risks.

Total Addressable Market (TAM)

The total mortgage servicing market is estimated to be in the trillions of dollars. Mr. Cooper, with its servicing portfolio, captures a small percentage of this TAM, providing ample room for growth.

Upturn SWOT Analysis

Strengths

  • Large servicing portfolio
  • Established brand recognition
  • Diversified origination channels
  • Technological capabilities

Weaknesses

  • Sensitivity to interest rate changes
  • Exposure to regulatory risks
  • Dependence on housing market conditions
  • High customer churn

Opportunities

  • Expanding servicing portfolio through acquisitions
  • Increasing market share in origination
  • Leveraging technology to improve efficiency
  • Offering new financial products and services

Threats

  • Rising interest rates
  • Economic recession
  • Increased competition
  • Changes in government regulations

Competitors and Market Share

competitor logo Key Competitors

  • PFSI
  • OCN
  • RKT
  • UWMC

Competitive Landscape

Mr. Cooper competes with other large mortgage servicers and originators. Its competitive advantages include its scale, established brand, and technological capabilities. Disadvantages include sensitivity to interest rates and regulatory risks.

Major Acquisitions

Homepoint

  • Year: 2023
  • Acquisition Price (USD millions): 324
  • Strategic Rationale: Expanded Mr. Cooper's servicing portfolio and increased its scale in the mortgage market.

Growth Trajectory and Initiatives

Historical Growth: Historical growth has been driven by acquisitions and organic growth in servicing and origination.

Future Projections: Future growth projections are unavailable without access to analyst reports.

Recent Initiatives: Recent initiatives include investments in technology, expansion of servicing portfolio, and efforts to improve customer satisfaction.

Summary

Mr. Cooper Group is a significant mortgage servicer and originator with a large portfolio, which provides a stable revenue stream. The company is however sensitive to interest rate changes and regulatory risks. Recent acquisitions have bolstered its market presence, and investment in technology could improve efficiency and customer experience. The fluctuating economic climate may pose challenges, but Mr. Cooper's scale and diversified business model offer some resilience.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • Company Filings (10-K, 10-Q)
  • Analyst Reports
  • Industry Publications
  • Company Website

Disclaimers:

The data provided is for informational purposes only and should not be considered financial advice. Market conditions are subject to change, and past performance is not indicative of future results. Consult with a qualified financial advisor before making any investment decisions.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Mr. Cooper Group Inc

Exchange NASDAQ
Headquaters Coppell, TX, United States
IPO Launch date 2012-03-28
Chairman & CEO Mr. Jesse K. Bray CPA
Sector Financial Services
Industry Mortgage Finance
Full time employees 7900
Full time employees 7900

Mr. Cooper Group Inc., together with its subsidiaries, operates as a non-bank servicer of residential mortgage loans in the United States. It operates through two segments, Servicing and Originations. The Servicing segment performs activities on behalf of investors or owners of the underlying mortgages and mortgage servicing rights, including collecting and disbursing borrower payments, investor reporting, customer service, modifying loans, performing collections, foreclosures, and the sale of real estate owned. The Originations segment originates residential mortgage loans through its direct-to-consumer and correspondent channels. The company provides its services under the Mr. Cooper, Xome, and Rushmore Servicing brands. The company was formerly known as WMIH Corp. and changed its name to Mr. Cooper Group Inc. in October 2018. Mr. Cooper Group Inc. was founded in 1994 and is based in Coppell, Texas.