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CPSS 1-star rating from Upturn Advisory
Consumer Portfolio Services Inc (CPSS) company logo

Consumer Portfolio Services Inc (CPSS)

Consumer Portfolio Services Inc (CPSS) 1-star rating from Upturn Advisory
$9.67
Last Close (24-hour delay)
Profit since last BUY14.03%
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BUY since 28 days
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Upturn Advisory Summary

12/16/2025: CPSS (1-star) has a low Upturn Star Rating. Not recommended to BUY.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Analysis of Past Performance

Type Stock
Historic Profit -18.09%
Avg. Invested days 30
Today’s Advisory Consider higher Upturn Star rating
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 3.0
Stock Returns Performance Upturn Returns Performance icon 1.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 12/16/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 217.32M USD
Price to earnings Ratio 12.76
1Y Target Price 15
Price to earnings Ratio 12.76
1Y Target Price 15
Volume (30-day avg) -
Beta 0.95
52 Weeks Range 7.99 - 12.73
Updated Date 06/29/2025
52 Weeks Range 7.99 - 12.73
Updated Date 06/29/2025
Dividends yield (FY) -
Basic EPS (TTM) 0.79

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 10.23%
Operating Margin (TTM) 13.76%

Management Effectiveness

Return on Assets (TTM) 0.58%
Return on Equity (TTM) 6.69%

Valuation

Trailing PE 12.76
Forward PE 8.54
Enterprise Value 3508135680
Price to Sales(TTM) 1.15
Enterprise Value 3508135680
Price to Sales(TTM) 1.15
Enterprise Value to Revenue 17.2
Enterprise Value to EBITDA -
Shares Outstanding 21559800
Shares Floating 8717703
Shares Outstanding 21559800
Shares Floating 8717703
Percent Insiders 33.28
Percent Institutions 48.65

About Consumer Portfolio Services Inc

Exchange NASDAQ
Headquaters Las Vegas, NV, United States
IPO Launch date 1992-10-22
CEO & Chairman Mr. Charles E. Bradley Jr.
Sector Financial Services
Industry Credit Services
Full time employees 943
Full time employees 943

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.