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Consumer Portfolio Services Inc (CPSS)

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Upturn Advisory Summary
12/16/2025: CPSS (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Analysis of Past Performance
Type Stock | Historic Profit -18.09% | Avg. Invested days 30 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating ![]() | Upturn Advisory Performance | Stock Returns Performance |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 217.32M USD | Price to earnings Ratio 12.76 | 1Y Target Price 15 |
Price to earnings Ratio 12.76 | 1Y Target Price 15 | ||
Volume (30-day avg) - | Beta 0.95 | 52 Weeks Range 7.99 - 12.73 | Updated Date 06/29/2025 |
52 Weeks Range 7.99 - 12.73 | Updated Date 06/29/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.79 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 10.23% | Operating Margin (TTM) 13.76% |
Management Effectiveness
Return on Assets (TTM) 0.58% | Return on Equity (TTM) 6.69% |
Valuation
Trailing PE 12.76 | Forward PE 8.54 | Enterprise Value 3508135680 | Price to Sales(TTM) 1.15 |
Enterprise Value 3508135680 | Price to Sales(TTM) 1.15 | ||
Enterprise Value to Revenue 17.2 | Enterprise Value to EBITDA - | Shares Outstanding 21559800 | Shares Floating 8717703 |
Shares Outstanding 21559800 | Shares Floating 8717703 | ||
Percent Insiders 33.28 | Percent Institutions 48.65 |
About Consumer Portfolio Services Inc
Exchange NASDAQ | Headquaters Las Vegas, NV, United States | ||
IPO Launch date 1992-10-22 | CEO & Chairman Mr. Charles E. Bradley Jr. | ||
Sector Financial Services | Industry Credit Services | Full time employees 943 | |
Full time employees 943 | |||
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.

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