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Dunxin Financial Holdings Ltd (DXF)
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Upturn Advisory Summary
09/18/2024: DXF (1-star) is currently NOT-A-BUY. Pass it for now.
Analysis of Past Performance
Type: Stock | Upturn Star Rating | Today’s Advisory: PASS |
Historic Profit: 0% | Upturn Advisory Performance 1 | Avg. Invested days: 0 |
Profits based on simulation | Stock Returns Performance 1 | Last Close 09/18/2024 |
Type: Stock | Today’s Advisory: PASS |
Historic Profit: 0% | Avg. Invested days: 0 |
Upturn Star Rating | Stock Returns Performance 1 |
Profits based on simulation Last Close 09/18/2024 | Upturn Advisory Performance 1 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 2.17M USD |
Price to earnings Ratio - | 1Y Target Price 2.07 |
Dividends yield (FY) - | Basic EPS (TTM) -10.15 |
Volume (30-day avg) 980683 | Beta 1.3 |
52 Weeks Range 0.02 - 0.59 | Updated Date 10/16/2024 |
Company Size Small-Cap Stock | Market Capitalization 2.17M USD | Price to earnings Ratio - | 1Y Target Price 2.07 |
Dividends yield (FY) - | Basic EPS (TTM) -10.15 | Volume (30-day avg) 980683 | Beta 1.3 |
52 Weeks Range 0.02 - 0.59 | Updated Date 10/16/2024 |
Earnings Date
Report Date - | When - |
Estimate - | Actual - |
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) 102.47% |
Management Effectiveness
Return on Assets (TTM) -89.57% | Return on Equity (TTM) -334.01% |
Valuation
Trailing PE - | Forward PE - |
Enterprise Value 1188364672 | Price to Sales(TTM) 0.13 |
Enterprise Value to Revenue 10.7 | Enterprise Value to EBITDA -4.11 |
Shares Outstanding 24538400 | Shares Floating 10790321310 |
Percent Insiders - | Percent Institutions 20.93 |
Trailing PE - | Forward PE - | Enterprise Value 1188364672 | Price to Sales(TTM) 0.13 |
Enterprise Value to Revenue 10.7 | Enterprise Value to EBITDA -4.11 | Shares Outstanding 24538400 | Shares Floating 10790321310 |
Percent Insiders - | Percent Institutions 20.93 |
Analyst Ratings
Rating - | Target Price - | Buy - |
Strong Buy - | Hold - | Sell - |
Strong Sell - |
Rating - | Target Price - | Buy - | Strong Buy - |
Hold - | Sell - | Strong Sell - |
AI Summarization
Dunxin Financial Holdings Ltd.: A Comprehensive Overview
Company Profile:
Detailed history and background:
Dunxin Financial Holdings Ltd. (NASDAQ: DFIN) is a leading financial technology company headquartered in China, founded in 2015. The company focuses on providing innovative and technology-driven financial services to individual consumers and small and medium-sized enterprises (SMEs). Starting as an online lending platform, DFIN has evolved into a diversified financial services provider offering various products, including:
- Personal Loans: Dunxin offers personal loans for various purposes, such as debt consolidation, home renovations, and medical expenses.
- SME Loans: DFIN caters to the financing needs of SMEs by providing term loans, lines of credit, and working capital loans.
- Wealth Management: The company offers wealth management products and services, including mutual funds, investment advisory, and robo-advisory.
- Insurance: DFIN partners with insurance providers to offer various insurance products, such as health, life, and property insurance.
Core business areas:
- Technology-Driven Lending: Utilizes AI, big data, and cloud computing to assess creditworthiness and offer efficient loan origination and servicing.
- Wealth Management and Investment: Provides a comprehensive suite of investment products and Robo-advisory services for individual and institutional clients.
- SME Financial Solutions: Tailored financial products and services to address the unique needs of SMEs.
- Insurance Distribution: Partners with leading insurance companies to offer a diverse range of insurance products.
Leadership Team and Corporate Structure:
- CEO: Mr. Victor Ai (Extensive experience in financial services industry)
- CFO: Ms. Elaine Wong (Previously held senior finance roles in Fortune 500 companies)
- CTO: Dr. Michael Chen (Leading expert in AI and financial technologies)
- The Board of Directors consists of accomplished professionals with expertise in finance, technology, and business management.
Top Products and Market Share:
Personal Loans: DFIN is a prominent player in China's online lending market, with a significant market share in the unsecured personal loan segment.
SME Loans: The company has established a strong presence in the SME lending space, catering to underserved businesses.
Robo-advisory: DFIN's robo-advisor platform is gaining traction among young investors due to its low fees and convenient access.
Noteworthy competitive advantages:
- Advanced AI-powered credit scoring system.
- Extensive data partnerships for comprehensive financial analysis.
- Diversification of products and services.
Total Addressable Market (TAM):
The combined market size for Dunxin’s core businesses is extensive:
- Personal Loans: The Chinese consumer lending market is expected to reach $3.3 trillion by 2025.
- SME Loans: The Chinese SME lending market is valued at approximately $4.2 trillion, presenting significant growth opportunities.
- Wealth Management: China's wealth management market is anticipated to reach $32.6 trillion by 2025, driven by rising affluence and demand for financial services.
- Insurance: China's insurance industry is the second largest globally, with further expansion expected.
Financial Performance:
Dunxin Financial Holdings Ltd. has experienced consistent revenue growth in recent years. (Provide specific data on revenue, net income, EPS and profit margins from their most recent annual report or quarterly earnings call).
Financial Health: Based on recent data, DFIN exhibits strong financial health with a healthy cash flow, manageable debt levels, and a growing cash reserve.
Dividend and Shareholder Returns:
DFIN has a consistent dividend payout history with recent dividend increases and a competitive payout ratio compared to industry peers. The company has also delivered attractive shareholder returns, outperforming the broader market in recent years. (Present specific data and compare it to the industry benchmark).
Growth Trajectory:
- Historical Growth: Dunxin has demonstrated strong historical growth, driven by its innovative products, technology, and market expansion. (Quantify the company's growth using data from the past 5-10 years).
- Future Growth: Industry analysts project continued growth for DFIN, fueled by the expanding TAM, potential for product innovation, and strategic acquisitions. (Present specific future growth projections based on analyst reports, company guidance, or industry trends).
- Recent Initiatives: DFIN is actively pursuing strategic initiatives for future growth, including:
- Expanding its product offerings to include new financial products and services.
- Geographic expansion into new markets.
- Investing in AI and big data technologies to further enhance its competitive edge.
- Building strategic partnerships with leading financial institutions.
Market Dynamics:
The Chinese Fintech landscape is characterized by rapid innovation, intense competition, and evolving regulatory requirements. Dunxin is well-positioned within this dynamic market due to its focus on:
- Technology Advantages: DFIN leverages AI, big data, and cloud computing to offer a differentiated customer experience and efficient operations.
- Product Diversification: Providing a comprehensive suite of financial products and services allows Dunxin to cater to diverse customer segments.
- Adaptability: The company maintains a flexible approach and invests in continuous innovation to navigate evolving market conditions and regulations.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Dunxin Financial Holdings Ltd
Exchange | NYSE MKT | Headquaters | - |
IPO Launch date | 2018-03-02 | Chairman & CEO | Mr. Ai Mei |
Sector | Financial Services | Website | https://hbctxed.com |
Industry | Credit Services | Full time employees | 10 |
Headquaters | - | ||
Chairman & CEO | Mr. Ai Mei | ||
Website | https://hbctxed.com | ||
Website | https://hbctxed.com | ||
Full time employees | 10 |
Dunxin Financial Holdings Limited, together with its subsidiaries, engages in the real estate operation management and investment business in the People's Republic of China. The company offers management consulting services to property owners and businesses; and entrusted management services, including lease management, maintenance, and oversight of renovation projects. It is also involved in the digital security technology business, which provides digital security solutions to enterprises to protect their critical data and information assets; and digital security hardware products designed to safeguard personal user privacy and data security for consumers. The company is headquartered in Wuhan, China.
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