Upturn unsubscribed user
$1.14/ day, billed weekly
Cancel anytime
(Ad-Free, Unlimited access)​
NO CREDIT CARD REQUIRED
EQBK logo EQBK
Upturn stock ratingUpturn stock rating
EQBK logo

Equity Bancshares, Inc. (EQBK)

Upturn stock ratingUpturn stock rating
$40.8
Last Close (24-hour delay)
upturn advisory
PASS
  • BUY Advisory
  • SELL Advisory (Profit)​
  • SELL Advisory (Loss)​
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK

Upturn Advisory Summary

06/30/2025: EQBK (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

rating

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

rating

6 Analysts rated it

Moderately tracked stock, growing coverage, gaining market and investor attention.

1 Year Target Price $44.4

1 Year Target Price $44.4

Analysts Price Target For last 52 week
$44.4Target price
Low$32.47
Current$40.8
high$50.29

Analysis of Past Performance

Type Stock
Historic Profit 44.62%
Avg. Invested days 82
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 3.0
Stock Returns Performance Upturn Returns Performance 3.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 06/30/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 722.51M USD
Price to earnings Ratio 10.44
1Y Target Price 44.4
Price to earnings Ratio 10.44
1Y Target Price 44.4
Volume (30-day avg) 6
Beta 0.79
52 Weeks Range 32.47 - 50.29
Updated Date 06/30/2025
52 Weeks Range 32.47 - 50.29
Updated Date 06/30/2025
Dividends yield (FY) 1.45%
Basic EPS (TTM) 3.95

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 28.3%
Operating Margin (TTM) 35.65%

Management Effectiveness

Return on Assets (TTM) 1.19%
Return on Equity (TTM) 11.84%

Valuation

Trailing PE 10.44
Forward PE -
Enterprise Value 662083136
Price to Sales(TTM) 3.21
Enterprise Value 662083136
Price to Sales(TTM) 3.21
Enterprise Value to Revenue 4.7
Enterprise Value to EBITDA -
Shares Outstanding 17515500
Shares Floating 14057060
Shares Outstanding 17515500
Shares Floating 14057060
Percent Insiders 5.69
Percent Institutions 75.13

Analyst Ratings

Rating 3
Target Price 44.4
Buy 1
Strong Buy 2
Buy 1
Strong Buy 2
Hold 3
Sell -
Strong Sell -
Strong Sell -

ai summary icon Upturn AI SWOT

Equity Bancshares, Inc.

stock logo

Company Overview

overview logo History and Background

Equity Bancshares, Inc. was founded in 2002. It has grown through organic expansion and strategic acquisitions, focusing on community banking services in the Midwest.

business area logo Core Business Areas

  • Commercial Banking: Provides loans, deposit accounts, and other financial services to businesses, including small to mid-sized enterprises.
  • Retail Banking: Offers deposit accounts, loans, and other financial services to individuals and families.
  • Wealth Management: Provides wealth management, trust, and investment services to individuals and institutions.

leadership logo Leadership and Structure

The company has a board of directors overseeing executive management. The executive team is responsible for day-to-day operations and strategic direction.

Top Products and Market Share

overview logo Key Offerings

  • Commercial Loans: Provides various commercial loan products to businesses. Competitors include regional and national banks. Market share data unavailable at this time.
  • Deposit Accounts: Offers checking, savings, and money market accounts. Competitors include national and community banks and credit unions. Market share data unavailable at this time.
  • Mortgage Lending: Offers residential mortgage loans. Competitors include mortgage lenders and banks. Market share data unavailable at this time.

Market Dynamics

industry overview logo Industry Overview

The banking industry is characterized by increasing regulation, technological disruption, and competition from traditional and non-traditional financial institutions.

Positioning

Equity Bancshares, Inc. positions itself as a community-focused bank offering personalized service and local expertise.

Total Addressable Market (TAM)

The TAM for community banking in the Midwest is substantial, estimated in the billions of dollars. Equity Bancshares is a smaller player within this large market.

Upturn SWOT Analysis

Strengths

  • Strong local market presence
  • Experienced management team
  • Focus on customer service

Weaknesses

  • Limited geographic diversification
  • Smaller scale compared to national banks
  • Reliance on traditional banking model

Opportunities

  • Expansion into new markets
  • Increased adoption of digital banking technologies
  • Acquisitions of smaller banks

Threats

  • Increased competition from larger banks and fintech companies
  • Economic downturn
  • Rising interest rates

Competitors and Market Share

competitor logo Key Competitors

  • UMB Financial Corporation (UMBF)
  • Commerce Bancshares, Inc. (CBSH)
  • First Interstate BancSystem, Inc. (FIBK)

Competitive Landscape

Equity Bancshares faces competition from larger regional and national banks, as well as smaller community banks and credit unions. Its focus on customer service and local expertise helps it differentiate itself.

Growth Trajectory and Initiatives

Historical Growth: Historical growth patterns not provided.

Future Projections: Future growth projections not available.

Recent Initiatives: Recent Initiatives not provided.

Summary

Equity Bancshares is a community-focused bank operating in a competitive market. Its strengths lie in its local presence and customer service, while weaknesses include its smaller scale and limited geographic diversification. The company faces threats from larger competitors and economic uncertainty. Data is not availalble to further determine the strenghts or weaknesses of the company.

Peer Comparison

Sources and Disclaimers

Data Sources:

  • SEC Filings
  • Company Website
  • Third Party Financial Analysis Reports

Disclaimers:

The information provided is for informational purposes only and should not be considered financial advice. Market share data is estimated and may not be precise.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About Equity Bancshares, Inc.

Exchange NYSE
Headquaters Wichita, KS, United States
IPO Launch date 2015-11-11
Founder, Chairman & CEO Mr. Brad S. Elliott
Sector Financial Services
Industry Banks - Regional
Full time employees 810
Full time employees 810

Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment and aircraft financing, acquisition, expansion and development, borrowing base, real estate construction, government guaranteed, letter of credit, and other loan products. The company also provides loans for 1 " 4 family residential mortgages, agricultural, consumer, residential real estate mortgage, and agricultural real estate and production loans. In addition, it offers debit and credit cards; insurance brokerage; trust and wealth management; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; night depository; direct deposit; cashier's and travelers checks; letters of credit; and ITMs and ATMs. Further, the company provides cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts; and banking services through telephone, mail, and personal appointments. Additionally, it offers treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house origination, and stop payments. The company operates in Arkansas, Kansas, Missouri, and Oklahoma. Equity Bancshares, Inc. was founded in 1985 and is headquartered in Wichita, Kansas.