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Upturn AI SWOT - About
EQBK 
Equity Bancshares, Inc. (EQBK)
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Upturn Advisory Summary
06/30/2025: EQBK (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
6 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $44.4
1 Year Target Price $44.4
| 2 | Strong Buy |
| 1 | Buy |
| 3 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 44.62% | Avg. Invested days 82 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 06/30/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 722.51M USD | Price to earnings Ratio 10.44 | 1Y Target Price 44.4 |
Price to earnings Ratio 10.44 | 1Y Target Price 44.4 | ||
Volume (30-day avg) 6 | Beta 0.79 | 52 Weeks Range 32.47 - 50.29 | Updated Date 06/30/2025 |
52 Weeks Range 32.47 - 50.29 | Updated Date 06/30/2025 | ||
Dividends yield (FY) 1.45% | Basic EPS (TTM) 3.95 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 28.3% | Operating Margin (TTM) 35.65% |
Management Effectiveness
Return on Assets (TTM) 1.19% | Return on Equity (TTM) 11.84% |
Valuation
Trailing PE 10.44 | Forward PE - | Enterprise Value 662083136 | Price to Sales(TTM) 3.21 |
Enterprise Value 662083136 | Price to Sales(TTM) 3.21 | ||
Enterprise Value to Revenue 4.7 | Enterprise Value to EBITDA - | Shares Outstanding 17515500 | Shares Floating 14057060 |
Shares Outstanding 17515500 | Shares Floating 14057060 | ||
Percent Insiders 5.69 | Percent Institutions 75.13 |
Analyst Ratings
Rating 3 | Target Price 44.4 | Buy 1 | Strong Buy 2 |
Buy 1 | Strong Buy 2 | ||
Hold 3 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Equity Bancshares, Inc.
Company Overview
History and Background
Equity Bancshares, Inc. was founded in 2002. It has grown through organic expansion and strategic acquisitions, focusing on community banking services in the Midwest.
Core Business Areas
- Commercial Banking: Provides loans, deposit accounts, and other financial services to businesses, including small to mid-sized enterprises.
- Retail Banking: Offers deposit accounts, loans, and other financial services to individuals and families.
- Wealth Management: Provides wealth management, trust, and investment services to individuals and institutions.
Leadership and Structure
The company has a board of directors overseeing executive management. The executive team is responsible for day-to-day operations and strategic direction.
Top Products and Market Share
Key Offerings
- Commercial Loans: Provides various commercial loan products to businesses. Competitors include regional and national banks. Market share data unavailable at this time.
- Deposit Accounts: Offers checking, savings, and money market accounts. Competitors include national and community banks and credit unions. Market share data unavailable at this time.
- Mortgage Lending: Offers residential mortgage loans. Competitors include mortgage lenders and banks. Market share data unavailable at this time.
Market Dynamics
Industry Overview
The banking industry is characterized by increasing regulation, technological disruption, and competition from traditional and non-traditional financial institutions.
Positioning
Equity Bancshares, Inc. positions itself as a community-focused bank offering personalized service and local expertise.
Total Addressable Market (TAM)
The TAM for community banking in the Midwest is substantial, estimated in the billions of dollars. Equity Bancshares is a smaller player within this large market.
Upturn SWOT Analysis
Strengths
- Strong local market presence
- Experienced management team
- Focus on customer service
Weaknesses
- Limited geographic diversification
- Smaller scale compared to national banks
- Reliance on traditional banking model
Opportunities
- Expansion into new markets
- Increased adoption of digital banking technologies
- Acquisitions of smaller banks
Threats
- Increased competition from larger banks and fintech companies
- Economic downturn
- Rising interest rates
Competitors and Market Share
Key Competitors
- UMB Financial Corporation (UMBF)
- Commerce Bancshares, Inc. (CBSH)
- First Interstate BancSystem, Inc. (FIBK)
Competitive Landscape
Equity Bancshares faces competition from larger regional and national banks, as well as smaller community banks and credit unions. Its focus on customer service and local expertise helps it differentiate itself.
Growth Trajectory and Initiatives
Historical Growth: Historical growth patterns not provided.
Future Projections: Future growth projections not available.
Recent Initiatives: Recent Initiatives not provided.
Summary
Equity Bancshares is a community-focused bank operating in a competitive market. Its strengths lie in its local presence and customer service, while weaknesses include its smaller scale and limited geographic diversification. The company faces threats from larger competitors and economic uncertainty. Data is not availalble to further determine the strenghts or weaknesses of the company.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Third Party Financial Analysis Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share data is estimated and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Equity Bancshares, Inc.
Exchange NYSE | Headquaters Wichita, KS, United States | ||
IPO Launch date 2015-11-11 | Founder, Chairman & CEO Mr. Brad S. Elliott | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 810 | Website https://www.equitybank.com |
Full time employees 810 | Website https://www.equitybank.com | ||
Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment and aircraft financing, acquisition, expansion and development, borrowing base, real estate construction, government guaranteed, letter of credit, and other loan products. The company also provides loans for 1 " 4 family residential mortgages, agricultural, consumer, residential real estate mortgage, and agricultural real estate and production loans. In addition, it offers debit and credit cards; insurance brokerage; trust and wealth management; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; night depository; direct deposit; cashier's and travelers checks; letters of credit; and ITMs and ATMs. Further, the company provides cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts; and banking services through telephone, mail, and personal appointments. Additionally, it offers treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house origination, and stop payments. The company operates in Arkansas, Kansas, Missouri, and Oklahoma. Equity Bancshares, Inc. was founded in 1985 and is headquartered in Wichita, Kansas.
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