Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
HBAN 
Huntington Bancshares Incorporated (HBAN)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
09/17/2025: HBAN (3-star) is a STRONG-BUY. BUY since 16 days. Simulated Profits (1.21%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
21 Analysts rated it
Well-followed company, solid analyst reports, reliable data for confident investing.
1 Year Target Price $19.37
1 Year Target Price $19.37
| 12 | Strong Buy |
| 3 | Buy |
| 5 | Hold |
| 1 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 23.77% | Avg. Invested days 61 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 09/17/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 25.43B USD | Price to earnings Ratio 13.01 | 1Y Target Price 19.37 |
Price to earnings Ratio 13.01 | 1Y Target Price 19.37 | ||
Volume (30-day avg) 21 | Beta 0.99 | 52 Weeks Range 11.69 - 17.87 | Updated Date 09/17/2025 |
52 Weeks Range 11.69 - 17.87 | Updated Date 09/17/2025 | ||
Dividends yield (FY) 3.52% | Basic EPS (TTM) 1.34 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 29.14% | Operating Margin (TTM) 36.38% |
Management Effectiveness
Return on Assets (TTM) 1.05% | Return on Equity (TTM) 10.51% |
Valuation
Trailing PE 13.01 | Forward PE 11 | Enterprise Value 34254884864 | Price to Sales(TTM) 3.51 |
Enterprise Value 34254884864 | Price to Sales(TTM) 3.51 | ||
Enterprise Value to Revenue 5.9 | Enterprise Value to EBITDA - | Shares Outstanding 1458909952 | Shares Floating 1447450578 |
Shares Outstanding 1458909952 | Shares Floating 1447450578 | ||
Percent Insiders 0.92 | Percent Institutions 88.73 |
Upturn AI SWOT
Huntington Bancshares Incorporated
Company Overview
History and Background
Huntington Bancshares Incorporated was founded in 1866 in Columbus, Ohio, as the Huntington National Bank. Over the years, it has grown through strategic acquisitions and organic growth to become a leading regional bank holding company.
Core Business Areas
- Commercial Banking: Provides a range of financial services to businesses, including lending, treasury management, and capital markets solutions.
- Consumer Banking: Offers a variety of banking products and services to individuals, including checking and savings accounts, mortgages, and credit cards.
- Wealth Management: Provides wealth management, investment advisory, and trust services to high-net-worth individuals and families.
Leadership and Structure
The company is led by a board of directors and an executive management team. The organizational structure is based on functional areas, with dedicated teams for commercial, consumer, and wealth management operations.
Top Products and Market Share
Key Offerings
- Commercial Loans: Provides loans to businesses for various purposes, including expansion, working capital, and equipment financing. Market share varies regionally; competitors include JPMorgan Chase (JPM), Bank of America (BAC), and PNC Financial Services (PNC).
- Mortgage Loans: Offers mortgage loans to individuals for home purchases and refinancing. Market share varies regionally; competitors include Wells Fargo (WFC), Rocket Companies (RKT), and U.S. Bancorp (USB).
- Credit Cards: Issues credit cards with various rewards programs and benefits. Competitors include American Express (AXP), Capital One (COF), and Discover Financial Services (DFS).
Market Dynamics
Industry Overview
The banking industry is currently facing challenges such as rising interest rates, increased competition from fintech companies, and regulatory changes. Economic conditions influence lending activity and profitability.
Positioning
Huntington Bancshares Incorporated is positioned as a leading regional bank with a strong presence in the Midwest. Its competitive advantages include a strong brand reputation, a diverse range of products and services, and a commitment to customer service.
Total Addressable Market (TAM)
The TAM for banking services is vast, estimated in the trillions of dollars annually. Huntington is positioned to capture a portion of this TAM through its regional focus and comprehensive offerings.
Upturn SWOT Analysis
Strengths
- Strong regional presence
- Diversified product and service offerings
- Experienced management team
- Solid capital base
- Focus on customer service
Weaknesses
- Limited geographic reach compared to national banks
- Exposure to regional economic conditions
- Dependence on interest rate environment
- Competition from fintech companies
- Integration challenges from acquisitions
Opportunities
- Expansion into new markets
- Increased adoption of digital banking
- Growing demand for wealth management services
- Strategic acquisitions
- Partnerships with fintech companies
Threats
- Rising interest rates
- Economic downturn
- Increased competition
- Regulatory changes
- Cybersecurity risks
Competitors and Market Share
Key Competitors
- PNC
- Fifth Third Bancorp
- KeyCorp
- U.S. Bancorp
Competitive Landscape
Huntington competes primarily on service, product offerings, and pricing. It differentiates itself through its regional focus and commitment to customer relationships. Competitors often have greater scale or a wider geographic reach.
Major Acquisitions
TCF Financial Corporation
- Year: 2021
- Acquisition Price (USD millions): 6000
- Strategic Rationale: Expanded Huntington's presence in the Midwest, adding scale and diversification.
Growth Trajectory and Initiatives
Historical Growth: Historical growth data needed
Future Projections: Analyst estimates needed
Recent Initiatives: Highlight recent strategic initiatives undertaken by Huntington Bancshares Incorporated.
Summary
Huntington Bancshares is a stable regional bank with a strong presence in the Midwest. Recent acquisitions have expanded its footprint and diversified its revenue streams. It faces challenges from larger national banks and fintech companies, but its focus on customer service and regional expertise provides a competitive advantage. However, its market share is comparatively low.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings
- Market Research Reports
- Analyst Estimates
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Market conditions are volatile, and past performance is not indicative of future results.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Huntington Bancshares Incorporated
Exchange NASDAQ | Headquaters Columbus, OH, United States | ||
IPO Launch date 1990-03-26 | Chairman, President & CEO Mr. Stephen D. Steinour | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 20166 | Website https://www.huntington.com |
Full time employees 20166 | Website https://www.huntington.com | ||
Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services in the United States. The company offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services. It also provides 24-Hour Grace, Asterisk-Free Checking, Money Scout, $50 Safety Zone, Standby Cash, Early Pay, Instant Access, Savings Goal Getter, And Huntington Heads Up; digitally powered consumer and business financial solutions to consumer lending, regional banking, branch banking, and wealth management customers; direct and indirect consumer loans, as well as dealer finance loans and deposits; and private banking, wealth management and legacy planning through investment and portfolio management, fiduciary administration and trust, institutional custody, and full-service retail brokerage investment services. The company offers equipment financing, asset-based lending, distribution finance, structured lending, and municipal financing solutions, as well as Huntington ChoicePay. In addition, it offers lending, liquidity, treasury management and other payment services, and capital markets; government and non-profits, healthcare, technology and telecommunications, franchises, financial sponsors, and global services; and corporate risk management, institutional sales and trading, debt and equity issuance, and additional advisory services. The company offers its products through a network of channels, including branches and ATMs, online and mobile banking, and through customer call centers to customers in middle market banking, corporate, specialty, and government banking, asset finance, commercial real estate banking, and capital markets. The company was founded in 1866 and is headquartered in Columbus, Ohio.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.