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Upturn AI SWOT - About
EWBC 
East West Bancorp Inc (EWBC)
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Upturn Advisory Summary
10/31/2025: EWBC (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
12 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $125.2
1 Year Target Price $125.2
| 5 | Strong Buy |
| 2 | Buy |
| 5 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 21.9% | Avg. Invested days 45 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 10/31/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 13.98B USD | Price to earnings Ratio 11.2 | 1Y Target Price 125.2 |
Price to earnings Ratio 11.2 | 1Y Target Price 125.2 | ||
Volume (30-day avg) 12 | Beta 0.93 | 52 Weeks Range 67.39 - 111.82 | Updated Date 11/1/2025 |
52 Weeks Range 67.39 - 111.82 | Updated Date 11/1/2025 | ||
Dividends yield (FY) 2.32% | Basic EPS (TTM) 9.07 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-10-21 | When After Market | Estimate 2.37 | Actual 2.62 |
Profitability
Profit Margin 49.06% | Operating Margin (TTM) 65.23% |
Management Effectiveness
Return on Assets (TTM) 1.64% | Return on Equity (TTM) 15.54% |
Valuation
Trailing PE 11.2 | Forward PE 12.72 | Enterprise Value 11972559872 | Price to Sales(TTM) 5.43 |
Enterprise Value 11972559872 | Price to Sales(TTM) 5.43 | ||
Enterprise Value to Revenue 6.59 | Enterprise Value to EBITDA - | Shares Outstanding 137568000 | Shares Floating 136146923 |
Shares Outstanding 137568000 | Shares Floating 136146923 | ||
Percent Insiders 0.97 | Percent Institutions 95.4 |
Upturn AI SWOT
East West Bancorp Inc
Company Overview
History and Background
East West Bancorp, Inc. was founded in 1973. It is a financial holding company providing banking services to the Asian American community and broader markets. It has grown through organic expansion and acquisitions, focusing on strong relationships and specialized expertise.
Core Business Areas
- Commercial Banking: Offers a range of lending and deposit products, including commercial real estate loans, trade finance, and working capital lines of credit.
- Retail Banking: Provides traditional banking services such as checking accounts, savings accounts, and residential mortgage loans.
- Wealth Management: Offers investment management, financial planning, and trust services.
Leadership and Structure
The leadership team includes Dominic Ng (Chairman, President, and CEO). The organizational structure consists of various business units, support functions, and regional management teams.
Top Products and Market Share
Key Offerings
- Commercial Real Estate Loans: East West Bank is a major lender in commercial real estate, particularly in markets with significant Asian American populations. Market share data varies by region, but it's a significant player in California. Competitors: Bank of America, Wells Fargo, JPMorgan Chase.
- Trade Finance: Facilitates international trade between the U.S. and Asia. Market share is not precisely defined, but it is considered a specialty with few competitors. Competitors: HSBC, Standard Chartered Bank.
- Small Business Loans: Loans designed for small and medium businesses. Competitors include Bank of America, JPMorgan Chase, and Wells Fargo, as well as regional banks and credit unions.
Market Dynamics
Industry Overview
The banking industry is highly competitive and subject to regulatory oversight. Key trends include increasing digital banking, rising interest rates, and potential economic slowdowns.
Positioning
East West Bancorp is positioned as a bridge between the U.S. and Asian markets, leveraging its expertise in both regions. Its competitive advantage lies in its cultural understanding and language capabilities within Asian communities.
Total Addressable Market (TAM)
The TAM for commercial banking in the U.S. is estimated to be in the trillions of dollars. East West Bancorp is positioned to capture a portion of this market through its niche expertise and regional focus.
Upturn SWOT Analysis
Strengths
- Strong presence in Asian American markets
- Expertise in cross-border banking
- Sound financial performance
- Experienced management team
Weaknesses
- Geographic concentration in California
- Reliance on commercial real estate lending
- Limited brand recognition outside core markets
Opportunities
- Expansion into new geographic markets
- Growth in wealth management services
- Increased digital banking adoption
- Acquisitions of smaller banks
Threats
- Rising interest rates
- Economic slowdown
- Increased competition from larger banks
- Regulatory changes
Competitors and Market Share
Key Competitors
- BofA
- WFC
- JPM
- SNV
Competitive Landscape
East West Bancorp competes with larger national banks and smaller regional banks. Its advantage lies in its specialized expertise in Asian American markets.
Major Acquisitions
United National Bank
- Year: 2006
- Acquisition Price (USD millions): 250
- Strategic Rationale: Expanded presence in the Chinese American market and added new branches.
Growth Trajectory and Initiatives
Historical Growth: East West Bancorp has demonstrated consistent growth in assets, loans, and deposits over the past decade.
Future Projections: Analysts project continued growth in the coming years, driven by expansion into new markets and increased lending activity.
Recent Initiatives: Recent initiatives include the launch of new digital banking platforms and strategic partnerships with fintech companies.
Summary
East West Bancorp is a fundamentally strong company with a unique niche in the Asian American market. It has shown consistent growth and profitability, but needs to diversify geographically. It faces threats from larger banks and economic fluctuations. The bank also needs to consider changes in regulations and other factors affecting the sector.
Similar Stocks
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Reports
- Analyst Estimates
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Market share data are estimates and may vary by source.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About East West Bancorp Inc
Exchange NASDAQ | Headquaters Pasadena, CA, United States | ||
IPO Launch date 1999-02-08 | Chairman, President & CEO Mr. Dominic Ng CPA | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 3100 | Website https://www.eastwestbank.com |
Full time employees 3100 | Website https://www.eastwestbank.com | ||
East West Bancorp, Inc. operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals in the United States. The company operates through three segments: Consumer and Business Banking, Commercial Banking, and Other. It accepts various deposit products, such as personal and business checking and savings accounts, money market, and time deposits. The company provides various loan products, such as mortgage and home equity, commercial and residential real estate, construction, trade, letters of credit, commercial business, affordable housing, asset-based, asset-backed, project, loan syndication, and equipment loans, as well as working capital lines of credit; and financing services for clients to facilitate their business transactions between the United States and Asia. It also provides foreign exchange, treasury management, wealth management, and interest rate and commodity risk hedging services; and mobile and online banking services. The company was founded in 1973 and is headquartered in Pasadena, California.
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