EWBC official logo EWBC
EWBC 1-star rating from Upturn Advisory
East West Bancorp Inc (EWBC) company logo

East West Bancorp Inc (EWBC)

East West Bancorp Inc (EWBC) 1-star rating from Upturn Advisory
$102.82
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Upturn Advisory Summary

11/14/2025: EWBC (1-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

Upturn 1 star rating for performance

Not Recommended Performance

These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.

Number of Analysts

3 star rating from financial analysts

12 Analysts rated it

Moderately tracked stock, growing coverage, gaining market and investor attention.

1 Year Target Price $125.2

1 Year Target Price $125.2

Analysts Price Target For last 52 week
$125.2 Target price
52w Low $66.99
Current$102.82
52w High $111.16

Analysis of Past Performance

Type Stock
Historic Profit 21.86%
Avg. Invested days 45
Today’s Advisory PASS
Upturn Star Rating upturn star rating icon
Upturn Advisory Performance Upturn Advisory Performance icon 3.0
Stock Returns Performance Upturn Returns Performance icon 3.0
Upturn Profits based on simulation icon Profits based on simulation
Upturn last close icon Last Close 11/14/2025

Key Highlights

Company Size Large-Cap Stock
Market Capitalization 14.27B USD
Price to earnings Ratio 11.34
1Y Target Price 125.2
Price to earnings Ratio 11.34
1Y Target Price 125.2
Volume (30-day avg) 12
Beta 0.92
52 Weeks Range 66.99 - 111.16
Updated Date 11/16/2025
52 Weeks Range 66.99 - 111.16
Updated Date 11/16/2025
Dividends yield (FY) 2.27%
Basic EPS (TTM) 9.07

Analyzing Revenue: Products, Geography and Growth

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date 2025-10-21
When After Market
Estimate 2.37
Actual 2.62

Profitability

Profit Margin 49.06%
Operating Margin (TTM) 65.23%

Management Effectiveness

Return on Assets (TTM) 1.64%
Return on Equity (TTM) 15.54%

Valuation

Trailing PE 11.34
Forward PE 12.12
Enterprise Value 12281340928
Price to Sales(TTM) 5.55
Enterprise Value 12281340928
Price to Sales(TTM) 5.55
Enterprise Value to Revenue 5.99
Enterprise Value to EBITDA -
Shares Outstanding 137585604
Shares Floating 136172600
Shares Outstanding 137585604
Shares Floating 136172600
Percent Insiders 0.97
Percent Institutions 97.55

Icon representing Upturn AI-generated SWOT analysis summary Upturn AI SWOT

East West Bancorp Inc

East West Bancorp Inc(EWBC) company logo displayed in Upturn AI summary

Company Overview

Company history and background logo History and Background

East West Bancorp, Inc. was founded in 1973. It is a financial holding company providing banking services to the Asian American community and broader markets. It has grown through organic expansion and acquisitions, focusing on strong relationships and specialized expertise.

Company business area logo Core Business Areas

  • Commercial Banking: Offers a range of lending and deposit products, including commercial real estate loans, trade finance, and working capital lines of credit.
  • Retail Banking: Provides traditional banking services such as checking accounts, savings accounts, and residential mortgage loans.
  • Wealth Management: Offers investment management, financial planning, and trust services.

leadership logo Leadership and Structure

The leadership team includes Dominic Ng (Chairman, President, and CEO). The organizational structure consists of various business units, support functions, and regional management teams.

Top Products and Market Share

Product Key Offerings logo Key Offerings

  • Commercial Real Estate Loans: East West Bank is a major lender in commercial real estate, particularly in markets with significant Asian American populations. Market share data varies by region, but it's a significant player in California. Competitors: Bank of America, Wells Fargo, JPMorgan Chase.
  • Trade Finance: Facilitates international trade between the U.S. and Asia. Market share is not precisely defined, but it is considered a specialty with few competitors. Competitors: HSBC, Standard Chartered Bank.
  • Small Business Loans: Loans designed for small and medium businesses. Competitors include Bank of America, JPMorgan Chase, and Wells Fargo, as well as regional banks and credit unions.

Market Dynamics

industry overview logo Industry Overview

The banking industry is highly competitive and subject to regulatory oversight. Key trends include increasing digital banking, rising interest rates, and potential economic slowdowns.

Positioning

East West Bancorp is positioned as a bridge between the U.S. and Asian markets, leveraging its expertise in both regions. Its competitive advantage lies in its cultural understanding and language capabilities within Asian communities.

Total Addressable Market (TAM)

The TAM for commercial banking in the U.S. is estimated to be in the trillions of dollars. East West Bancorp is positioned to capture a portion of this market through its niche expertise and regional focus.

Upturn SWOT Analysis

Strengths

  • Strong presence in Asian American markets
  • Expertise in cross-border banking
  • Sound financial performance
  • Experienced management team

Weaknesses

  • Geographic concentration in California
  • Reliance on commercial real estate lending
  • Limited brand recognition outside core markets

Opportunities

  • Expansion into new geographic markets
  • Growth in wealth management services
  • Increased digital banking adoption
  • Acquisitions of smaller banks

Threats

  • Rising interest rates
  • Economic slowdown
  • Increased competition from larger banks
  • Regulatory changes

Competitors and Market Share

Key competitor logo Key Competitors

  • BofA
  • WFC
  • JPM
  • SNV

Competitive Landscape

East West Bancorp competes with larger national banks and smaller regional banks. Its advantage lies in its specialized expertise in Asian American markets.

Major Acquisitions

United National Bank

  • Year: 2006
  • Acquisition Price (USD millions): 250
  • Strategic Rationale: Expanded presence in the Chinese American market and added new branches.

Growth Trajectory and Initiatives

Historical Growth: East West Bancorp has demonstrated consistent growth in assets, loans, and deposits over the past decade.

Future Projections: Analysts project continued growth in the coming years, driven by expansion into new markets and increased lending activity.

Recent Initiatives: Recent initiatives include the launch of new digital banking platforms and strategic partnerships with fintech companies.

Summary

East West Bancorp is a fundamentally strong company with a unique niche in the Asian American market. It has shown consistent growth and profitability, but needs to diversify geographically. It faces threats from larger banks and economic fluctuations. The bank also needs to consider changes in regulations and other factors affecting the sector.

Similar Stocks

Sources and Disclaimers

Data Sources:

  • SEC Filings
  • Company Reports
  • Analyst Estimates

Disclaimers:

This analysis is for informational purposes only and does not constitute financial advice. Market share data are estimates and may vary by source.

Information icon for Upturn AI Summarization accuracy disclaimer AI Summarization is directionally correct and might not be accurate.

Information icon for Upturn AI Summarization data freshness disclaimer Summarized information shown could be a few years old and not current.

Information icon warning about Upturn AI Fundamental Rating based on potentially old data Fundamental Rating based on AI could be based on old data.

Information icon warning about potential inaccuracies or hallucinations in Upturn AI-generated summaries AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.

About East West Bancorp Inc

Exchange NASDAQ
Headquaters Pasadena, CA, United States
IPO Launch date 1999-02-08
Chairman, President & CEO Mr. Dominic Ng CPA
Sector Financial Services
Industry Banks - Regional
Full time employees 3100
Full time employees 3100

East West Bancorp, Inc. operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals in the United States. The company operates through three segments: Consumer and Business Banking, Commercial Banking, and Other. It accepts various deposit products, such as personal and business checking and savings accounts, money market, and time deposits. The company provides various loan products, such as mortgage and home equity, commercial and residential real estate, construction, trade, letters of credit, commercial business, affordable housing, asset-based, asset-backed, project, loan syndication, and equipment loans, as well as working capital lines of credit; and financing services for clients to facilitate their business transactions between the United States and Asia. It also provides foreign exchange, treasury management, wealth management, and interest rate and commodity risk hedging services; and mobile and online banking services. The company was founded in 1973 and is headquartered in Pasadena, California.