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Upturn AI SWOT - About
EWBC 
East West Bancorp Inc (EWBC)
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Upturn Advisory Summary
07/02/2025: EWBC (3-star) is a STRONG-BUY. BUY since 36 days. Profits (12.43%). Updated daily EoD!
Upturn Star Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Number of Analysts
12 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $103.23
1 Year Target Price $103.23
| 5 | Strong Buy |
| 2 | Buy |
| 5 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit 41.51% | Avg. Invested days 44 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 07/02/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 14.45B USD | Price to earnings Ratio 12.51 | 1Y Target Price 103.23 |
Price to earnings Ratio 12.51 | 1Y Target Price 103.23 | ||
Volume (30-day avg) 12 | Beta 0.91 | 52 Weeks Range 67.80 - 112.50 | Updated Date 07/2/2025 |
52 Weeks Range 67.80 - 112.50 | Updated Date 07/2/2025 | ||
Dividends yield (FY) 2.38% | Basic EPS (TTM) 8.38 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 48.62% | Operating Margin (TTM) 63.98% |
Management Effectiveness
Return on Assets (TTM) 1.59% | Return on Equity (TTM) 15.66% |
Valuation
Trailing PE 12.51 | Forward PE 11.6 | Enterprise Value 14083686400 | Price to Sales(TTM) 6 |
Enterprise Value 14083686400 | Price to Sales(TTM) 6 | ||
Enterprise Value to Revenue 6.54 | Enterprise Value to EBITDA - | Shares Outstanding 137824992 | Shares Floating 136331167 |
Shares Outstanding 137824992 | Shares Floating 136331167 | ||
Percent Insiders 1.06 | Percent Institutions 93.52 |
Upturn AI SWOT
East West Bancorp Inc
Company Overview
History and Background
East West Bancorp, Inc. was founded in 1973. It is a financial holding company focused on serving as a bridge between the United States and Greater China markets. Initially serving the Chinese-American community in Southern California, it has expanded to become a full-service commercial bank with a significant presence in major U.S. and Chinese markets.
Core Business Areas
- Commercial Banking: Provides a range of lending and deposit products, including commercial real estate loans, commercial and industrial loans, trade finance, and deposit accounts for businesses.
- Retail Banking: Offers personal banking services such as checking and savings accounts, mortgages, and consumer loans.
- Wealth Management: Provides investment and wealth management services to high-net-worth individuals.
Leadership and Structure
Dominic Ng serves as the Chairman, President, and CEO. The organizational structure includes various executive vice presidents overseeing key functions such as finance, lending, and operations. It has a board of directors responsible for corporate governance.
Top Products and Market Share
Key Offerings
- Commercial Real Estate Loans: Financing for commercial properties. Market share data is not publicly available for East West Bancorp specifically, but commercial real estate lending is a competitive market with many national and regional players like Bank of America and Wells Fargo. Revenue is a substantial portion of overall loan portfolio. Competitors: Bank of America, Wells Fargo, JPMorgan Chase.
- Commercial and Industrial (C&I) Loans: Loans to businesses for working capital, equipment, and other needs. Market share data is not publicly available. The C&I lending market is also highly competitive. Revenue is a substantial portion of overall loan portfolio. Competitors: Bank of America, Wells Fargo, JPMorgan Chase.
- Trade Finance: Services that facilitate international trade, particularly between the US and Greater China. East West Bank has a niche position in this market. Market share data is not publicly available. Competitors: HSBC, Standard Chartered.
Market Dynamics
Industry Overview
The banking industry is currently facing challenges from rising interest rates, increased regulatory scrutiny, and competition from fintech companies. Consolidation is ongoing within the industry.
Positioning
East West Bancorp is well-positioned as a bridge between the US and Greater China markets, giving it a unique competitive advantage. It focuses on serving businesses and individuals with connections to both regions.
Total Addressable Market (TAM)
The TAM for commercial banking in the US is in the trillions of dollars. East West Bancorp is focused on capturing a significant share of the market related to US-Asia trade and financial activity, positioning itself well for future growth.
Upturn SWOT Analysis
Strengths
- Strong presence in US-Asia markets
- Experienced management team
- Solid financial performance
- High efficiency ratio relative to peers
Weaknesses
- Geographic concentration risk (California, New York)
- Sensitivity to changes in US-China relations
- Higher reliance on commercial real estate lending compared to some peers
Opportunities
- Expansion into new markets within the US and Asia
- Increased demand for trade finance services
- Acquisition of smaller banks or fintech companies
- Leveraging technology to improve customer service and efficiency
Threats
- Economic slowdown in the US or China
- Increased competition from other banks and fintech companies
- Changes in US-China trade policy
- Rising interest rates impacting loan demand
Competitors and Market Share
Key Competitors
- CUBI
- BOH
- FHN
Competitive Landscape
East West Bancorp has a unique competitive advantage due to its focus on US-Asia markets. It competes with larger national banks and smaller regional banks. Its key strengths include its strong relationships with Asian businesses and its expertise in trade finance.
Major Acquisitions
United National Bank
- Year: 2006
- Acquisition Price (USD millions): 258
- Strategic Rationale: Expanded East West Bancorp's presence in the Greater Los Angeles area, particularly within the Korean-American community.
Growth Trajectory and Initiatives
Historical Growth: East West Bancorp has experienced significant growth in assets, loans, and deposits over the past decade, driven by its focus on US-Asia markets and strategic acquisitions.
Future Projections: Analysts project continued growth in earnings per share over the next few years, driven by loan growth, efficiency improvements, and strategic initiatives.
Recent Initiatives: Recent initiatives include expanding digital banking capabilities, enhancing wealth management services, and increasing its presence in key US and Asian markets.
Summary
East West Bancorp is a financially sound bank with a unique market niche in US-Asia banking. Its strengths include its strong financial performance, experienced management, and focus on high-growth markets. It needs to be aware of sensitivity to changes in US-China relations and increased competition from larger banks. They are well-positioned to grow due to rising trade in the regions they serve.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (10K, 10Q)
- Investor Presentations
- Analyst Reports
- SEC Filings
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Market share data is based on estimations and may not be precise. Consult a financial professional before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About East West Bancorp Inc
Exchange NASDAQ | Headquaters Pasadena, CA, United States | ||
IPO Launch date 1999-02-08 | Chairman, President & CEO Mr. Dominic Ng CPA | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 3200 | Website https://www.eastwestbank.com |
Full time employees 3200 | Website https://www.eastwestbank.com | ||
East West Bancorp, Inc. operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals in the United States. The company operates through three segments: Consumer and Business Banking, Commercial Banking, and Other. It accepts various deposit products, such as personal and business checking and savings accounts, money market, and time deposits. The company provides various loan products, such as mortgage and home equity, commercial and residential real estate, construction, trade, letters of credit, commercial business, affordable housing, asset-based, asset-backed, project, loan syndication, and equipment loans, as well as working capital lines of credit; and financing services for clients to facilitate their business transactions between the United States and Asia. It also provides foreign exchange, treasury management, wealth management, and interest rate and commodity risk hedging services; and mobile and online banking services. The company was founded in 1973 and is headquartered in Pasadena, California.
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