Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
Upturn AI SWOT - About
BOKF 
BOK Financial Corporation (BOKF)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
10/13/2025: BOKF (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Number of Analysts
10 Analysts rated it
Moderately tracked stock, growing coverage, gaining market and investor attention.
1 Year Target Price $120.2
1 Year Target Price $120.2
| 2 | Strong Buy |
| 1 | Buy |
| 7 | Hold |
| 0 | Sell |
| 0 | Strong Sell |
Analysis of Past Performance
Type Stock | Historic Profit -2.56% | Avg. Invested days 46 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 10/13/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 6.90B USD | Price to earnings Ratio 12.97 | 1Y Target Price 120.2 |
Price to earnings Ratio 12.97 | 1Y Target Price 120.2 | ||
Volume (30-day avg) 10 | Beta 0.87 | 52 Weeks Range 84.12 - 119.61 | Updated Date 10/13/2025 |
52 Weeks Range 84.12 - 119.61 | Updated Date 10/13/2025 | ||
Dividends yield (FY) 1.98% | Basic EPS (TTM) 8.36 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date 2025-10-20 | When After Market | Estimate 2.15 | Actual - |
Profitability
Profit Margin 25.83% | Operating Margin (TTM) 35.37% |
Management Effectiveness
Return on Assets (TTM) 1.06% | Return on Equity (TTM) 9.64% |
Valuation
Trailing PE 12.97 | Forward PE 12.2 | Enterprise Value 4727937536 | Price to Sales(TTM) 3.33 |
Enterprise Value 4727937536 | Price to Sales(TTM) 3.33 | ||
Enterprise Value to Revenue 5.71 | Enterprise Value to EBITDA - | Shares Outstanding 63611097 | Shares Floating 21457931 |
Shares Outstanding 63611097 | Shares Floating 21457931 | ||
Percent Insiders 60.65 | Percent Institutions 35.19 |
Upturn AI SWOT
BOK Financial Corporation
Company Overview
History and Background
BOK Financial Corporation was founded in 1910 as Exchange National Bank of Tulsa. It has grown through acquisitions and organic expansion to become a regional financial services company.
Core Business Areas
- Commercial Banking: Provides lending, treasury management, and other financial services to businesses.
- Consumer Banking: Offers retail banking services, including checking and savings accounts, loans, and wealth management.
- Wealth Management: Provides investment management, trust, and estate planning services to individuals and families.
- Mortgage Banking: Originates and services residential mortgages.
Leadership and Structure
The company is led by a board of directors and an executive management team. Its organizational structure is based on its business segments.
Top Products and Market Share
Key Offerings
- Commercial Loans: Provides loans to businesses of all sizes. Market share data not readily available, varies regionally. Competitors include regional banks and national players like JPM and BAC.
- Treasury Management Services: Helps businesses manage their cash flow. Market share data not readily available, varies regionally. Competitors include regional banks and national players like JPM and BAC.
- Wealth Management Services: Provides investment management and financial planning. Market share data not readily available, highly competitive market. Competitors include Schwab, Fidelity, and other wealth management firms.
Market Dynamics
Industry Overview
The banking industry is currently characterized by rising interest rates, increased regulatory scrutiny, and growing competition from fintech companies.
Positioning
BOK Financial Corporation is a regional bank with a strong presence in the Southwest and Midwest. Its competitive advantage lies in its local market knowledge and customer relationships.
Total Addressable Market (TAM)
The TAM for banking services in BOKF's region is estimated to be in the billions of dollars. BOKF is positioned to capture a portion of this market through its diverse product offerings and local presence.
Upturn SWOT Analysis
Strengths
- Strong regional presence
- Diversified revenue streams
- Experienced management team
- Solid financial performance
Weaknesses
- Limited geographic reach compared to national banks
- Reliance on regional economies
- Susceptibility to interest rate risk
Opportunities
- Expanding into new markets
- Acquiring smaller banks
- Investing in fintech
- Growing wealth management business
Threats
- Increased competition from national and fintech banks
- Economic downturn
- Rising interest rates
- Cybersecurity threats
Competitors and Market Share
Key Competitors
- KEY
- HBAN
- CMA
Competitive Landscape
BOK Financial Corporation competes with a mix of regional and national banks. Its competitive advantage lies in its local market knowledge and customer relationships. The market share percentages are approximate and aggregated from various data sources. All banks operate nationally, so the comparison is only relevant within the general United States.
Major Acquisitions
Cavanal Hill Investment Management
- Year: 2001
- Acquisition Price (USD millions):
- Strategic Rationale: Expanded Wealth Management services and client base.
Growth Trajectory and Initiatives
Historical Growth: BOK Financial Corporation has grown steadily through acquisitions and organic expansion. The company's growth rate has been in the mid-single digits.
Future Projections: Analysts project continued growth for BOK Financial Corporation, driven by expansion into new markets and increased demand for its products and services.
Recent Initiatives: Recent initiatives include investing in technology and expanding its wealth management business.
Summary
BOK Financial Corporation is a stable regional bank with a diversified business model and a strong presence in the Southwest and Midwest. The company benefits from its experienced management team and solid financial performance. However, it faces challenges from increased competition and economic uncertainty. The company is positioned for steady, yet not explosive, growth.
Peer Comparison
Sources and Disclaimers
Data Sources:
- Company Filings (10-K, 10-Q)
- Investor Presentations
- Analyst Reports
- Market Research Reports
Disclaimers:
The information provided is for informational purposes only and should not be construed as investment advice. Market share estimates are approximate and based on available data.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About BOK Financial Corporation
Exchange NASDAQ | Headquaters Tulsa, OK, United States | ||
IPO Launch date 1991-09-05 | CEO, President & Director Mr. Stacy C. Kymes | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 5037 | Website https://investor.bokf.com |
Full time employees 5037 | Website https://investor.bokf.com | ||
BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network. The Consumer Banking segment engages in the provision of retail lending and deposit services to small business customers through retail branch network; and mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private bank, insurance, and investment advisory services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, manufacturing, wholesale/retail, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other improvements to real estate and property held by borrowers for investment purposes; residential mortgage and personal loans; and automated teller machine, call center, and internet and mobile banking services. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.