Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Revenue
- Valuation
- Analyst Ratings
Upturn AI SWOT - About
BOKF 
BOK Financial Corporation (BOKF)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
06/13/2025: BOKF (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
Analysis of Past Performance
Type Stock | Historic Profit -10.87% | Avg. Invested days 42 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 06/13/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 6.00B USD | Price to earnings Ratio 10.72 | 1Y Target Price 105.6 |
Price to earnings Ratio 10.72 | 1Y Target Price 105.6 | ||
Volume (30-day avg) 190238 | Beta 0.85 | 52 Weeks Range 84.58 - 120.26 | Updated Date 06/15/2025 |
52 Weeks Range 84.58 - 120.26 | Updated Date 06/15/2025 | ||
Dividends yield (FY) 2.44% | Basic EPS (TTM) 8.71 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 26.81% | Operating Margin (TTM) 32.76% |
Management Effectiveness
Return on Assets (TTM) 1.11% | Return on Equity (TTM) 10.26% |
Valuation
Trailing PE 10.72 | Forward PE 10.92 | Enterprise Value 2645210368 | Price to Sales(TTM) 2.88 |
Enterprise Value 2645210368 | Price to Sales(TTM) 2.88 | ||
Enterprise Value to Revenue 4.67 | Enterprise Value to EBITDA - | Shares Outstanding 64261800 | Shares Floating 22154264 |
Shares Outstanding 64261800 | Shares Floating 22154264 | ||
Percent Insiders 60.13 | Percent Institutions 35.3 |
Analyst Ratings
Rating 3.5 | Target Price 105.6 | Buy 1 | Strong Buy 2 |
Buy 1 | Strong Buy 2 | ||
Hold 7 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
BOK Financial Corporation
Company Overview
History and Background
BOK Financial Corporation was founded in 1910 in Tulsa, Oklahoma. Originally named the Exchange National Bank, it has grown through acquisitions and organic expansion to become a regional financial services company.
Core Business Areas
- Commercial Banking: Provides lending, treasury, and other financial services to businesses of various sizes.
- Consumer Banking: Offers retail banking products and services, including checking and savings accounts, mortgages, and personal loans.
- Wealth Management: Provides investment management, trust, and private banking services to high-net-worth individuals and families.
- Mortgage Banking: Originates and services residential mortgages.
- Brokerage: Executes securities trades for clients.
Leadership and Structure
Stacy Kymes is the current CEO. The company operates with a traditional hierarchical structure, with various divisions reporting to executive management.
Top Products and Market Share
Key Offerings
- Commercial Loans: Commercial lending is a core offering. The competitive landscape includes national banks like JPMorgan Chase and Bank of America and regional players. No precise market share data is available.
- Treasury Services: Provides cash management and payment solutions. Competitors include Wells Fargo and U.S. Bank. No precise market share data is available.
- Wealth Management Services: Investment management, trust services, and financial planning for high-net-worth individuals. Competitors are large investment firms like Goldman Sachs and Morgan Stanley. No precise market share data is available.
Market Dynamics
Industry Overview
The banking industry is facing increased competition, regulatory scrutiny, and technological disruption. Interest rate fluctuations and economic conditions significantly impact profitability.
Positioning
BOK Financial is a regional bank with a strong presence in the Southwest. Its competitive advantage lies in its local market knowledge and customer relationships.
Total Addressable Market (TAM)
The TAM for banking services in the Southwest US is estimated to be in the hundreds of billions of dollars. BOK Financial captures a portion of this market, but precise figures are unavailable.
Upturn SWOT Analysis
Strengths
- Strong regional presence
- Diversified revenue streams
- Experienced management team
- Solid capital position
Weaknesses
- Limited geographic reach compared to national banks
- Dependence on regional economy
- Higher operating costs compared to some competitors
Opportunities
- Expansion into new markets
- Increased adoption of digital banking
- Growing wealth management business
- Acquisitions of smaller banks
Threats
- Increased competition from national banks and fintech companies
- Economic downturn
- Rising interest rates
- Regulatory changes
Competitors and Market Share
Key Competitors
- JPM
- BAC
- WFC
- USB
Competitive Landscape
BOK Financial competes with larger national banks and regional banks. Its advantages include its local market knowledge and customer relationships, while its disadvantages include its limited geographic reach.
Major Acquisitions
Cavanal Hill Investment Management
- Year: 2005
- Acquisition Price (USD millions): 250
- Strategic Rationale: Expanded wealth management capabilities.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by organic expansion and acquisitions. The specific growth rates can be obtained from historical financial reports.
Future Projections: Future growth projections require access to analyst reports and updated financial data which are not included.
Recent Initiatives: Recent initiatives have focused on expanding digital banking capabilities and growing the wealth management business.
Summary
BOK Financial is a regional bank with a solid presence in the Southwest. Its diversified revenue streams and experienced management team are working well, but it faces competition from larger national banks and fintech companies. Expanding digital banking and growing the wealth management business are key to its future growth. Regulatory changes and economic downturns need to be watched out for.
Peer Comparison
Sources and Disclaimers
Data Sources:
- SEC Filings
- Company Website
- Analyst Reports (where available)
- Market Data
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. The information provided is based on publicly available data and may not be completely accurate or up-to-date.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About BOK Financial Corporation
Exchange NASDAQ | Headquaters Tulsa, OK, United States | ||
IPO Launch date 1991-09-05 | CEO, President & Director Mr. Stacy C. Kymes | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 5030 | Website https://investor.bokf.com |
Full time employees 5030 | Website https://investor.bokf.com | ||
BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network. The Consumer Banking segment engages in the provision of retail lending and deposit services to small business customers through retail branch network; and mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private bank, insurance, and investment advisory services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, manufacturing, wholesale/retail, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other improvements to real estate and property held by borrowers for investment purposes; residential mortgage and personal loans; and automated teller machine, call center, and internet and mobile banking services. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma.
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.